With 10 million, how to plan?

Ping An Bank has launched a variety of wealth management products to meet the needs of investors, including capital-guaranteed wealth management and non-principal-protected wealth management, and the expected returns, investment directions and risks of different wealth management products are different. You can log in to the Ping An Pocket Bank APP - Wealth Management - Current + Fixed +, select the corresponding product to learn more about it and purchase.

Tips: Before you purchase a wealth management product, you should ensure that you fully understand the investment nature and risks involved in the wealth management product, understand and prudently evaluate the basic information such as the capital investment direction and risk type of the wealth management product, and decide to purchase the wealth management product that matches your own risk tolerance and asset management needs after careful consideration.

Go to travel, you don't need to manage your finances, you can spend enough in this life. Buy a few more houses and collect your rent. In the end, I went back to my hometown to develop, and there are many brothers and friends in my hometown, so much money and face.

As an office worker with a few thousand a month, if I have 10 million, I can live a good life, buy a house, buy a car, enjoy life to the fullest, I won't invest in business, take a few million to go to the bank, do guaranteed financial management, and have a lot of income every year, so I don't have to worry about money. Alas, that's all I can think of. Poverty limits my imagination.

I studied finance, if I really have so much money, I will do investment planning, part of which needs to be allocated to more liquid currencies**, and part of which can be invested in ****.

If you have money, you must honor your parents so that your family can live a happy life, buy 2 properties, live a low-key life, and help the elderly, children, sick and disabled.

If I have 10 million, I will invest in a critical illness insurance for the whole family to ensure that I will not return to poverty due to illness. Of course, you can combine sickness insurance and participating insurance to invest together. Then I will invest in a house to ensure that I can get a stable asset income, which can be realized when needed.

Honor your parents, give them to your siblings, make your children live better, and help your relatives and friends. How to spend the rest of the money, I think we should respond to the call of the country, invest in agriculture, help farmers get rid of poverty and become rich, and establish a one-stop enterprise of breeding, planting, processing and sales in a certain area.

It's 10 million, what are you planning, I can't spend it in my life, I will go to spend, buy a house, buy a car, eat, drink and have fun, stop working, and live the life of a rich man.

won 10 million, what kind of wealth do you care, what kind of planning, half of it is left for the children, and the rest and your wife should eat, drink, and the money will not be brought to death, it is useless to ask for so much.

If I have money, I think I will do something real, maybe everyone will scold me, but I do think so in my heart, what is enough money, why don't we use it to do something good, to help others more, to help others at the same time, you harvest happiness, so that the love will be passed on, everyone think about if everyone helps others, this, how beautiful the society will be, a person's real wealth is to be rich in the soul.

In fact, if I had 10 million, I would find that the money was not enough. Because my requirements for quality of life and lifestyle will be faster than the rate at which I can accumulate wealth, so let me stay poor.

I will use the money to buy a house that I am going to live in for the rest of my life. Of course, I don't necessarily live there for the rest of my life, but at least I want to be able to get a similar house when I change it, so I don't have to be displaced.

Honor your parents, help others, and do charity.

After paying off the debt, buy a big house, provide for the old fairy and his father-in-law and mother-in-law, and after the parents have died, raise the children well, work hard, and never invest again.

Buy a house, buy a car, and raise a primary three, four, and five.

If you have 1000w, pay off the debt first. Buy a house again, so that the family can live a plain, healthy and relaxed life.

Buy a house, buy a car, buy things you like. Cherish the rest, and you can't spend the money indiscriminately.

I don't want to go to work if I have 10 million, so I take my family to travel together, but unfortunately I don't get it.

Will do a lot of things. But don't go to the big city to buy a house, otherwise you will be poor except for the house.

Let's talk about it, at least you can get a good night's sleep.

Let your parents live happily, but how can you win 10 million? It's too sci-fi.

If it were me, I would have bought a house in Wuhan first and brought my parents from my hometown. Financial management, let's do a small business, what kind of business will be seen.

If you still have 10 million, it's better to plan for it.

Dear, if I have assets of 10 million, it is recommended to carry out scientific planning and management to maximize the utilization of assets and maintain and increase their value. The specific recommendations are as follows:1

Diversified investment. Diversify assets across different sectors and industries to reduce risk and increase returns. 2.

Control risk. In the investment process, it is necessary to pay attention to controlling risks and avoid excessive risk-taking. 3.

Rational allocation of assets. Allocate assets to different investment varieties, such as **, **, real estate, etc., and allocate them reasonably according to their own risk appetite and return expectations. Do a good job of financial planning.

Develop a long-term financial plan, including household expenses, savings, investments, etc., to ensure the continued growth of assets. Seek professional advice. You can consult a professional financial planner or financial advisor to help formulate a more scientific asset management plan.

In short, for people who have a large number of assets, it is very important to plan assets scientifically, and it is necessary to comprehensively consider risk control, asset allocation, financial planning and other aspects to achieve maximum utilization and value preservation and appreciation of assets.

If you have 1 million, how do you plan for the future?

Yingshan Lu Sedan will consider using about 150,000 yuan to buy a silver parking space, use 20 to 250,000 yuan to repay the current mortgage part in advance, compress it to the amount that can be used as a provident fund to do a business to public (commercial loan to provident fund loan) to reduce financial costs, use 100,000 yuan as a down payment to decorate the newly bought house, apply for a five-year loan for the insufficient part, and make an investment in education for about 200,000 yuan to prepare for the future education of children.

Legal Analysis:1The deposit is a necessary part, save 100,000 yuan, you can use it in case of emergency, and you will not lose all the regular interest because of the use of a part of the money.

2.Insurance is also an indispensable part of the family, but I only buy health insurance, and accident insurance, although there is no dividend before filial piety, but I think this is the most suitable, as for pension and dividend insurance, I think the income after decades I think is unreliable, think about China's inflation. Serious illness insurance is 150,000 yuan for one person and 300,000 yuan for accidents.

About 20,000 per year. Wanmai fixed income products, bank wealth management products (annual income of about 6%) or TOT trusts (income of about 8%). 4.

The rest of the money is invested in risky investments such as **, **, etc.

Legal basis: "Law of the People's Republic of China on Investment in Imperial Travel Vouchers".

Article 5 The debts of the ** property shall be borne by the ** property itself, and the ** share holder shall be liable for the debts of the ** property to the extent of its capital contribution. However, if the contract is otherwise agreed in accordance with this Law, such agreement shall prevail. The property is independent of the inherent property of the administrator and custodian.

The manager and the custodian shall not include the property as their inherent property. The property and income obtained by the manager and the custodian due to the management, use or other circumstances of the property shall be classified as the property. If the manager or custodian is liquidated due to dissolution, revocation or bankruptcy in accordance with law, the property does not belong to its liquidation property.

Article 6 The creditor's rights of ** property shall not be offset with the debts of the inherent property of ** manager and ** custodian; The creditor's rights and debts of different ** properties shall not be offset against each other.

Hello dear<>

We're happy to answer your questions! 1 million planning, I will find a large number of stores in the business district to make local products! In addition, souvenirs have always been trusted by foreign tourists!

First, the façade room, the transfer of a 70 to 100 square meters of shop around Xining Wanda is about 20 to 300,000 yuan! Or it is best to meet a new store, so that there is no transfer fee, and you can save hundreds of thousands! But it's hard to find.

The rent per square meter is about 200 a month, paid according to the first quarter, 14,000 a month for 70 square meters, and 42,000 for three months. Second, decoration, 70 square meters of decoration, local specialties are mainly wall cabinets and exhibition rentals of the first set, as well as the door, these do not cost much, at most 150,000. Third, the purchase, I have my own first-hand supply, this does not have to worry, if there is no purchase channel, do not worry, first decorate the signboard of the door, naturally there are merchants to come to your door to let you ** their products.

If you just start to do it, the purchase volume should not be too large, because you don't know the inner road very well, and a small amount of purchase groping experience! There is about 200,000 goods! Fourth, the opening of the operation, do the façade sales must have a clever speech and rapid adaptability, to judge its needs according to the various aspects of the guest's action signal, if the business is good, a tourist season down, you may return to the capital, then, the return to the capital is equivalent to you make money to rent, because you have stores and goods, these are your assets,!

Fifth, profit accounting, 200,000 transfer fees, 150,000 decoration, 200,000 goods, 10,000 first rent, the salary of two salesmen is 3,000 yuan per person per month, a total of 10,000 yuan for two people in three months, and what property fees, water and electricity bills, etc., add up to more than 600,000, and there are more than 300,000 in hand, which can be used as working capital! Then, after investing 600,000 yuan, in three months, if in the tourist season month, say less, the turnover is not less than 500,000, the profit of local specialties is very considerable, the turnover is 500,000, then your net profit is not less than 300,000, so calculated, the average annual turnover is not less than 1.5 million, and the net profit is less than 1 million! But the premise is that the way you do business, online and offline, must be in place!

If I have 10 million, I must be very happy, but I think that when encountering such a thing, the first thing is to calm down, don't be like a nouveau riche, see the money and go shopping, like a local tyrant, the amount of money is limited, if there is no moderation of spending, how much money is not enough, so we must calm down and keep a clear head, only in this way will my life have a reasonable plan.

I have so much money, first of all, I must leave a fixed amount of money not to touch it, to prevent future unforeseen needs, society is constantly changing, such as maybe you have 10 million now, or maybe you will become nothing the next day, so I think we must first leave a guarantee for my future life, not to seek to be rich and expensive in the future, but to ask if we encounter difficulties, we can live a dull life in the future, and be able to live a normal life.

Then I think I should still enjoy the life of a rich person, suddenly with so much money, life has become different, I think I should live a rich life to enjoy myself, first of all I think I should share it with my parents first, go out to improve my life, go to have a big meal. I can eat whatever I want, eat whatever is expensive, and buy some clothes for my parents and myself. To be honest, we may still not be suitable for these things, and it is impossible to change all at once after such a long ordinary day.

I might buy myself a house next to my parents, and my life is still the same.

I think most of the rest of the money should be invested and let the money make money. I can buy a house, or invest in **, anyway, I can invest whatever I make money, I don't think the house will depreciate, so that my future life can be more stable.

I shouldn't let 10 million disrupt my life, plain is true, arrange it reasonably and make my life richer.

Suddenly, there are 10 million, first build a school in our hometown, so that the first grade to the sixth grade of primary school are together, so that the children do not have to walk so far If there is more, subsidize some to the lonely and widowed elderly in the village, of course, their own parents also give some, and then repair the house where the parents live and install tap water, so that the elderly do not have to work so hard to fetch water and eat. I will also buy a house of 100 square meters in the countryside first, and then buy a façade house for rent in a good location, and then buy insurance for my family. Give another 500,000 yuan to your brothers and sisters, and then take out 500,000 yuan to take care of your own business, and then buy insurance for the elderly and relatives at home, especially endowment insurance, so that they can have a guarantee.

The rest of the words are stored in the bank, and if something happens, there is still a little deposit.

In today's money-oriented society, the purpose of each of us is to earn more money and live a comfortable life for ourselves and our whole family. If someone gives me 10 million now, I have to think about how I can make good use of this large amount of money to plan my life now.

I've always felt that it's better to teach a fish than to a fish, so if someone gives me 10 million, I first have to spend a sum of money to improve myself so that I can work more easily and earn more money in the future. I've liked ** since I was a child, but because my family has no money, I haven't had the opportunity to learn, so I'm going to find a professional **teacher to teach me the knowledge of the system, hoping that I can become a singer in the future and realize my childhood dream.

Then I want to change my family's living environment, rip off our family's old house in the nineties of the last century, and then ask the designer to design the drawings of a small villa according to my ideas, and then ask a construction team with a good reputation to build a beautiful and comfortable country cottage for my family according to the designed drawings. Then go and ask someone to do a simple and elegant decoration, and then buy some healthy, comfortable and practical furniture. Let my family also experience a house that few people in the city have ever lived in.

I will also use a large part of the remaining money to invest, after all, I can't sit back and eat so much money, with the current rate of inflation in the country, the RMB will definitely only be depreciated there. So I will ask my friends in investment and financial management to help me choose a few investment methods with relatively stable returns, and then take all the money I don't need for the time being to invest, and sit back and wait to receive money every month, wouldn't it be happy!

I'm not too young, and it's time to think about my life's priorities. In the past, because my family was poor, I didn't have the conditions to fall in love, and then I didn't have time to work, but now I'm a person with a net worth of tens of millions, so isn't the object how much or how much? However, I am a principled person, I like girls with good temperament and character, I will take out a sum of money to find a suitable partner, slowly fall in love, and then strive to say goodbye to singleness as soon as possible.

I will also use some of the money to buy an insurance for the life and health of the whole family, because there are too many accidents now, and I am afraid to go out. Buying an insurance policy for everyone in the family is also to buy a peace of mind, when an accident really happens, you can also get a lot of money from the insurance company, so that you will not end up with your own 10 million because you didn't plan early, and you will be poor again.

I will also use this money to buy a similar car for myself, after all, I am also an old driver who has a driver's license for several years, but so far I don't have a car of my own, a multimillionaire, even slammed the door to the point that he is unwilling to buy a car for himself, and it is estimated that people will laugh out of his big teeth when he spreads it! Not only will I go out to meet my friends in the future, but I will also have a lot of face, like a successful person. And if you have a girlfriend, you can pick her up and go out to play.