Many people say that keeping money in the bank is depreciating, why do many people still choose the

Mainly because investing in the bank can also ensure that your products will not be lost, relatively stable, and there is no need to worry about risks.

Mainly because it is safer to store in the bank, if it is kept at home, there may be some dangers, and the money is not useful for the time being, so it is still stored in the bank.

Although the value of the deposit in the bank will depreciate, the security of the bank is still very high, so many people will choose the bank.

Summary. Hello dear. Yes, money depreciates when it is put in the bank.

Because: 1. When the price inflation level is higher than the level of bank deposit interest rates, the money saved by the people will depreciate. Because the price index is higher than the deposit rate.

2. Since the depositor's funds are discounted by the bank, that is, the bank will borrow from the depositor at a lower interest rate, thereby reducing the depositor's return on funds. 3. On the other hand, the discount of the bank will also lead to the depreciation of the currency, because the bank can issue a large amount of money to the public at a lower interest rate, thereby increasing the amount of money by a large amount, resulting in a decrease in the value of the currency. 4. In short, depositing money in a bank will depreciate the value of the funds, which will adversely affect the wealth of depositors and will also lead to a decrease in the value of money.

Expert: Money in the bank will depreciate.

Hello, my bank card has 3200 and only 200 can be used Is it frozen.

Hello dear. Yes, the bank will depreciate if it is put in a bank. Because:

1. When the price inflation level is higher than the level of bank deposit interest rates, the money saved by ordinary people will depreciate. Because the price index is higher than the deposit rate. 2. Since depositors' funds are discounted by banks, that is, banks will borrow from depositors at lower interest rates, thereby reducing the rate of return on depositors' funds.

3. On the other hand, the discount of the bank will also lead to the depreciation of the currency, because the bank can issue a large amount of money to the public at a lower interest rate, thereby increasing the amount of money by a large amount, resulting in a decrease in the value of the currency. 4. In short, depositing or collapsing money into a bank will depreciate the value of the money, which will adversely affect the wealth of the depositor, and will also lead to a decrease in the value of the currency.

Hello dear. Only 200 of your 3200 can be used, and the rest is frozen. But this is not a judicial freeze.

Hello dear. Have you already managed your finances?

If the inflation rate is high, "money is worthless", and the purchasing power of 100 yuan cannot catch up with the purchasing power of the previous "10 yuan of great unity". The inflation rate is inevitable, because the state also has a cost to issue money, so the result of the "money tax" is that even if there is no other economic recession and other factors, there will be a little inflation every year.

Currency depreciation can be explained from several perspectives:

Under the floating exchange rate mechanism, when a unit of currency is exchanged for a foreign currency, ** falls, the currency is said to have depreciated.

Under the system of paper money issuance, if the amount of paper money issued exceeds the demand, the value of the paper money will fall due to the inflation of the currency, which is also called currency depreciation.

First, residents' expectations for employment and income prospects have become lower, and residents have been forced to increase some of their precautionary savings.

Second, the expectation of continuous appreciation of real estate has been broken, and the money that originally wanted to buy or sell a house was taken to the bank.

Third, it is more difficult to earn money, so reduce unnecessary consumption, and dare not spend money, so save some money quickly.

Fourth, there are also a small number of wealthy people who have high guesses because of the epidemic lockdown and liquidity constraints, and they have no chance to spend if they have money.

Fifth, ** lose money, lose money in financial management, lose money in entrepreneurship, and can only keep money in the bank.

From a personal point of view, saving money is a good thing. From the perspective of national economic development, saving too much money is not a good thing, and the increase in residents' deposits has squeezed out consumer spending to a certain extent, dragged down the expansion of domestic demand, and restricted the increase of jobs by affecting enterprise investment; In particular, consumption has become the economic ballast stone of China-Qi Bi countries.

This means that some residents withdraw some of their savings in advance or invest their funds elsewhere, such as buying, or real estate.

Some analysts believe that some residents may invest their money in the real estate market because the return on investment in the real estate market is relatively high, and in addition, some people may use their funds in high-risk areas such as ** or virtual currency investment.

In addition, some people may have some other uses, such as consumption, education, medical care, and so on.

It should be noted that for the fluctuations and changes in the financial market, ordinary residents need to be rational and rationally carry out financial investment and financial planning according to Sun Zhouyan's own risk tolerance. At the same time, financial investment requires risk awareness and related knowledge, and it is recommended that the public prudently manage and invest funds by understanding relevant knowledge and referring to the opinions and suggestions of professional institutions or individuals.

There are certain risks associated with investment and financial management. In the case of inflation, the deposit interest rate is generally smaller than the inflation rate, so there is a risk that the deposit will depreciate.

There are many people in China who are "willing" to live, maybe the marriage is not happy, two people are not suitable to be together, but for the sake of children, or they are used to it, and will continue to be together "on".

This kind of "will" can also be seen in financial management; Knowing that money is depreciating year by year, and knowing that money in banks will only become "less", there are still many people who continue to keep money in banks.

Most Chinese believe that banks are the safest, will not fail, and will not run away. However, the 2016 Deposit Insurance Regulations say that banks are allowed to go bankrupt and that they will no longer take over banks.

If an individual's deposit in the same bank exceeds 500,000 yuan, the bank will not pay compensation for the failure of the bank, and compensation will be paid within 500,000 yuan. The birth of this regulation broke the curse that the silver will not go out of business.