How much does it cost to get a card that can be used in a hotel or shopping mall at which bank?

Various banks can handle, bank cards are generally divided into debit cards (savings cards) and credit cards (credit cards), debit cards can not be overdrawn, there must be deposits in order to swipe the card consumption, it is very convenient to do this kind of card, as long as you take your ID card to the bank to fill out an application form at that time you can get the card, now some banks began to charge an annual fee for debit cards, but the amount is not high, generally 10 yuan, China Merchants Bank is a small account to charge 1 yuan per month. The credit card application is more troublesome than the debit card, the need for income certificate, property certificate, guarantee, etc., at that time can not get the card, to wait for the bank to approve, the credit card can be overdrafted, in the specified repayment period is not charged handling fees, but beyond the repayment period of the bank is to charge a handling fee, the annual fee is generally more than 100 yuan, but you can rely on the number of card swipes to waive the annual fee, the first bank is different, generally for the debit card for savings, for credit card for overdraft and consumption, both cards have UnionPay logo, You can directly use your credit card to consume in supermarkets and hotels, as long as the merchant is a special merchant of the bank, and no handling fee will be charged to consumers for direct credit card consumption.

Any card with the UnionPay logo or Visa logo will work as long as the hotel has a credit card machine.

If you apply for a debit card, ICBC will count the cost of 5 yuan and the annual fee of 10 yuan.

If you have a credit card, you will have an annual fee of 50. The cost of production is not required. However, if you spend 5 times a year (as much as you want), you can waive the annual fee for the current year.

You can save as much money as you want. However, it should not be less than 1 point.

Any bank card with the UnionPay logo or the Visa logo will do

The current situation in the Chinese market is that you have to ask which hotel mall has a credit card machine

Hehe!!!

Generally, when you pay in the hotel, there will be a credit card on the counter that can be used, and if there is "UnionPay" on it, you can use a regular debit card

All cards can be used to make purchases.

Yes, you can have an ID card.

Of course, as long as you have a mobile phone and can access the Internet, you can apply online.

It's just card money, gone, or how much money is gone, if you don't see the money, you can chase things, the money goes to **?

It may be that your card has been stolen and swiped, hurry up and call the bank to report the loss.

Hurry up and call the police, go back to the bank to check your billing records, and deal with it as soon as possible.

Hurry up to the bank to check and call the police immediately if the amount is large.

Was it taken while sleeping?

If this is stolen for no reason, you should choose to call the police as soon as possible.

The pre-authorisation of the money returned to the bank card needs to be cancelled by the hotel.

Pre-authorization refers to the behavior of the cardholder who consumes in a guesthouse, hotel or rental company, and the consumption and settlement are not completed at the same time, and the special unit requests authorization from the card issuer in advance through POS.

The so-called "pre-authorization", in layman's terms, means that when the cardholder checks into the hotel, the hotel estimates the consumption amount according to the number of days of stay, according to the hotel's pre-payment deposit regulations, and requires the credit card to do "pre-authorization", that is, to pay the deposit. The hotel cashier swiped away 1200 yuan, in fact, the money is still on the card, and it was not paid to the hotel, but the amount was frozen, and the POS list was blank, not the voucher for bank card deduction.

At the time of check-out, the hotel will destroy the original blank pre-authorization POS slip and re-check the bill according to the actual amount consumed. (Some banks call it "pre-authorization confirmation").

The "Pre-Authorization Confirmation" slip is a new form issued by the hotel, and the hotel will require me to swipe the card and sign again, and deduct the actual consumption amount from the pre-authorized amount, and the remaining amount of frozen funds will be released. At this time, the amount of the card is the real payment to the hotel.

b. When will the money in the authorization be returned to the bank card? The money in the pre-sale right should be returned to the bank card after 24 hours.

It is recommended to ask your bank, it seems that the hotel will cancel the authorization. I remember once the unit organized a hot spring, the hotel to pre-authorize the credit card 5000 yuan, when the hotel did the cancellation of the pre-authorization, the amount was back.

No, it is subject to the completion of the pre-authorization amount.

Any bank card with the UnionPay logo can be used to pay by card at shopping malls that have credit card payments.

Precautions for using bank cards:

1. When entering the password, pay attention to cover it with your hands, if you find that there is an abnormality in the password shield and card protection slot of the ATM machine, do not use it for the sake of safety, and inform the bank immediately.

2. In order to prevent fake ATMs, customers should try to choose self-service banks with conspicuous signs and use ATMs under the bank's video surveillance.

3. It is best to store the bank card and ID card separately, do not lend the bank card to others, and do not disclose the bank card number and password at will.

4. When swiping the card for consumption, do not let the bank card out of sight, pay attention to the number of card swipes of the cashier, and check whether the amount on the purchase order is correct and whether it is your own card when you get the purchase order and the card.

5. Open the mobile phone SMS service, keep abreast of account changes, and call the bank immediately to report the loss once abnormal transactions are found.

Whoever collects the money is responsible. The first thing you have to do is contact Meituan customer service to see how much money has been deducted.

The bank card can be consumed by swiping the card in the mall, and no additional business is required; There are a few things to keep in mind:

First, check whether the card number and spending amount listed on the consumption slip are correct, and pay attention to whether the consumption currency and uppercase amount are correct;

When swiping the card, you must not keep the card away from your line of sight to avoid the information in the card being stolen;

After the transaction is completed, please check your bank card, it is indeed your bank card;

Once the transaction is complete, please keep the cardholder root copy for verification.

If it is an ABC savings card with the UnionPay logo, you can swipe the card on the POS machine that supports the UnionPay card.

The mall may have a rule on how much you can spend before you can use the card, which has nothing to do with the bank, so you need to consult the mall.

Bank BAI cards are divided into debit cards.

With a DU credit card, the debit card needs to have money in the card and spend it in the balance of the card. And credit cards (also known as credit cards.

You don't need to deposit money in advance, as long as you don't exceed the credit limit, you can use the card to spend. Not only shopping malls, but also hotels and restaurants, as long as you can use your card, you can use it.

You can buy anything you want, and you can spend it with your card.