Is there an age requirement for an overdraft card, and is there an age limit for an overdraft card?

Updated on society 2024-06-20
12 answers
  1. Anonymous users2024-02-12

    Yes, 18 years old, as it requires a copy of your ID and your actual ability to repay. Generally, it is not recommended to get an overhead card, the interest rate is too high, and if it is not timely, it will affect your credit, and you will be in trouble in the future.

  2. Anonymous users2024-02-11

    Place of application: 1. Local bank outlets; 2. Staff of bank credit card center; 3. Some banks (industrial and commercial construction, etc.) support online banking.

    Application requirements: 1. Persons with full legal capacity at least 18 years old; 2. Have a stable repayment ability.

    Proof of submission: 1. ID card; 2. Proof of employment or income; 3. Proof of real estate, vehicles and other assets under your own name; 4. Social security card; 5. Other bank credit cards and so on. Each bank's entry standards are different, so the above information may not be all, depending on the bank's requirements, proof of employment or income is very important.

    You need to fill in the basic personal information on the application form, as well as the unit**, family** and your mobile phone; Two contacts (one relative and one friend) and their mobile phone numbers and landline numbers. In addition, ICBC and others will assess the star rating according to your assets in ICBC, and determine whether to issue a card according to the star rating.

    In order to control the risk, the bank attaches great importance to the repayment ability of the card issuer, and the information you submit makes the bank feel that you have enough repayment ability, and the stronger the repayment ability, the easier it is for the bank to issue a card.

    First find a credit card clerk or lobby teller to fill in the application form, the other party to see your conditions have the possibility of approving the card, generally let you fill in the application form, fill in the form before there is hope, and then submit the above information and other bank approval, the bank according to the information submitted by the applicant comprehensive score to decide whether to approve the card and the amount of the card, the reference items are age, gender, unit, income, position, housing, education, marriage, real estate, professional title, credit history and other items, a score segment corresponds to a result, from not approving the card to approving the card, From low to high. After submitting**, you can check the status of your application by entering your ID number on the bank's official website.

  3. Anonymous users2024-02-10

    There must be, at least 18 years old!

  4. Anonymous users2024-02-09

    Of course!

    The CBRC stipulates that only those who are at least 18 years old and meet the application requirements can apply for a credit card principal card.

  5. Anonymous users2024-02-08

    If you have a salary card guarantee or business license and no bad record in the bank, you can handle it.

  6. Anonymous users2024-02-07

    It's a credit card Now the general credit card, you don't need anything, as long as you have an ID card, a work permit, but this kind of credit limit is not high If you want to apply for a high-value credit card, it will be troublesome, and you may also have to provide your income certificate or other proof of income.

  7. Anonymous users2024-02-06

    Overdraft card is a credit card, the conditions of each bank are different, generally require salary income certificate, unit work certificate, social insurance certificate, etc., the specific bank of which bank to do the credit card to consult the local handling bank, because even if it is the same bank, the requirements are not exactly the same. The overall requirements are: stable job, high income in the local area, no bad credit record, and reliable repayment.

  8. Anonymous users2024-02-05

    Of course, there is an age limit, generally you have to be at least 18 years old, but if you have an ID card, you can be under 18 years old.

  9. Anonymous users2024-02-04

    It should be 16 years old, so you can go to the bank for advice!

  10. Anonymous users2024-02-03

    Is it a credit card? Minimum age of 18?

  11. Anonymous users2024-02-02

    CCB's Gold Card. To go to the bank, you need a personal ID card, a certificate from the employer [proof of income, personnel relations and guarantee].

  12. Anonymous users2024-02-01

    You need to be at least 18 years old to apply for a bank card of each bank, and in addition to these, you need to provide at least one of the proof of employment or income to apply for a credit card of the Bank of Communications.

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