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I think there are a lot of things to consider when it comes to buying a house, but the most important ones are the following.
First of all, it is **, before buying a house, you have to do a good job of a survey of the current market house prices, you can't say how much you will receive, you must have a measurement standard in your heart, and then according to the budget in your heart to balance, how big a house you should buy.
Secondly, it is the location, which is selected according to the purpose of buying a house and what you need in life. For example, if you want your child to have a good school district in the future, then you can choose a school district room, for example, if you want to be closer to work, then choose one closer to the company, for example, if you want to live not too far from your parents, then choose a house around your parents' community. It's up to you to decide what you're using for it.
By the way, when choosing a community, you should also pay attention to the surrounding supporting facilities, if the supporting facilities can be complete, this will be much more convenient for future life.
Third, set the location and the size of the house, the next thing is to choose the floor, this floor, generally speaking, young people, there is not much concern, but some families have old people, then I strongly recommend not to buy too high-rise, after all, old, it is still very inconvenient, even if it is an elevator room, I am afraid that there will be a time.
Fourth, after doing the above homework, you should be able to narrow down the scope of the house you want to a very small size, at this time, and then comprehensively consider the various ancillary projects of the house developer, such as the greening within the community, the environment of the community, the parking situation in the community, etc., these are also the problems that must be faced in the future life, and it is still necessary to weigh and consider.
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There are still many factors to consider when buying a house, especially in cities like Beijing, Shanghai and Guangzhou, where a house is not only a house, but also the hard work and lifeblood of two families. First of all, you need to know what is the purpose of buying a house? The first home is still a wedding house or a second house to improve life after marriage.
These need to be considered with different emphases. If the money available is not enough to meet the current needs, then what is the next best option?
First clarify how much money you have on hand, choose the right house according to your ability to repay the loan (extend the loan as long as possible), **settle down** to choose the area, whether you need to take into account the problem of children going to school, if not, then consider the geographical location of your house and the surrounding equipment. You need to think clearly about whether you are looking for the value-added potential space of the place or the existing value. In short, you have to measure the value of the house to you.
And it may affect your life for the last 5 years or more.
I am also a post-90s North Drifter, and the high housing prices discourage an unmarried couple, but they can't afford to buy a house when they reach the age of marriage. Because of the lack of money, I considered buying a house around Beijing, but looking at it, it was also a trend of 20,000+, and the most important thing was that the locals couldn't afford this house price, and they couldn't afford to buy a house in Beijing to make choices around the area. For all the belongings in hand to sit and wait for the value-added outsiders may not be the best choice, or my poor thinking, I am really not optimistic about the development of the surrounding area, I am not a native of the surrounding area, and even feel that the dilapidated small county town is not as good as my hometown construction, but the point is that people are close to Beijing, and the geographical location has enough advantages.
So I want to insist on it again and start a satisfactory house.
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In fact, I also have the experience of being pulled to see the house all day, although we already have a house, but we have lived in it for a long time, a little old, my mother said that this set is to be bought for us in the future, and asked me to go to check it. Adults' thoughts are always rational, what traffic, location, property, whether to maintain value, these are their reference directions, but for us, we prefer to go to the emotional choice, the house is not beautiful, the environment of the community, infrastructure, these are the points we pay more attention to. Either inclination is reasonable, so when choosing a house, it is better to ask a different group of people to look at it.
Buyers should also notice the changes in the psychological needs of buyers, what price, what pattern, what style are more prominent, which is called catering to the psychology of different consumers. Although European classical looks elegant, most of them are made by real estate companies in order to cater to consumers, pasting a useless appearance, in contrast, I still think that the simple and generous Chinese style is suitable for our Chinese long-term aesthetics. <>
In fact, you will find that a newly built community is tall, but after a few years, different communities have changed differently, some have become dirty and messy, and some have lost their original brilliance, but with the precipitation of time often become more and more charming. A good community has good property management, and property management will give new life to the community that has been in time.
People can choose to rent a house in their life, and it is not as expensive as buying a house, but why do so many people still choose to buy a house. In the eyes of Chinese, a house is a home, there is love, there is love, there is a future, so it seems that a house is essential.
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When buying a house, you should understand: 1. Whether the seller is the real owner of the house, and the act of selling the house is flawed; 2. Whether the seller is selling the house for the second time; 3. Whether the seller mortgaged the house before the house was sold; 4. The purchased house has quality problems or other special major concealments.
[Legal basis].
Article 148 of the Civil Code provides that if one party uses fraudulent means to cause the other party to carry out a civil juristic act contrary to its true intentions, the defrauded party has the right to request the people's court or arbitration institution to revoke it. Article 235:Where a person does not have the right to take possession of immovable or movable property, the right holder may request the return of the original property. Article 577:Where one of the parties fails to perform its contractual obligations or its performance does not conform to the agreement, it shall bear liability for breach of contract such as continuing to perform, taking remedial measures, or compensating for losses.
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When buying a house, you should focus on the following:
1. Whether the seller is the real owner of the house, and the act of selling the house is flawed;
2. Whether the seller is selling the house for the second time;
3. Whether the seller mortgaged the house before the house was sold;
4. The purchased house has quality problems or other special major concealments.
The process of buying a house is as follows:
1. The buyer should first look at the house, and sign the house sale contract with the seller after determining the house;
2. The parties should bring their ID cards, household registration books and purchase contracts to the housing registration management department to submit materials and apply for registration;
3. The housing registration management department needs to review and verify the materials submitted by the parties;
4. After the housing registration management department reviews the materials, it is true and legal, and the real estate certificate is issued if it meets the requirements.
[Legal basis].Article 7 of the Administrative Measures for the Sales of Commodity Housing.
Commercial housing for sale shall meet the following conditions:
1) The real estate development enterprise of the commercial housing for sale shall have the business license of the enterprise legal person and the qualification certificate of the real estate development enterprise;
B) to obtain a certificate of land use rights or approval documents for the use of land; Lenient family.
3) Holding construction project planning permits and construction permits;
4) has passed the completion acceptance;
5) Demolition and resettlement have been implemented;
6) Water supply, power supply, heating, gas, communications and other supporting infrastructure have the conditions for delivery and use, and other supporting infrastructure and public facilities have the conditions for delivery and use or have determined the construction schedule and delivery date;
7) The property management plan has been implemented.
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1. Community planning, including total floor area, greening rate, floor area ratio, etc.;
2. In-depth understanding of the real estate and the situation of the real estate in many aspects;
3. Be cautious when signing a contract;
4. The delivery standard and delivery time need to be carefully checked;
5. Avoid deposit traps.
What you need to prepare for buying a house for the first time.
1. Make a good budget.
When you are ready to buy a house, then you first need to make a budget for buying a house, only when you have a budget for buying a house, you can know which houses you can probably buy, and the budget for buying a house also needs to make a reasonable assessment of your usual consumption habits, which determines what is the maximum limit of your down payment? What is the monthly repayment? At the same time, it also determines the quality of life after you buy a house.
2. Learn some knowledge about buying a house.
Buying a house is certainly not a simple matter, in order to buy a more reliable house when buying a house, then buyers must remember to make up for these knowledge before looking at the house: construction area, housing rate, building spacing, floor area ratio, greening rate, building density, parking space ratio, floor height, studio, depth, the difference between deposit and deposit, etc. It is important to remember that new houses in China are all pre-sold and pre-sale certificates are issued one by one, so be sure to check whether the house you want to buy has a pre-sale certificate.
3. Open Li Shifa in the first place.
If you want to buy a house, then you must first consider buying a house built by a big brand developer, if you don't know much about these big brand developers, then you can learn more about the ranking of real estate companies in your free time, strong developers will generally be in front, and you can also ask more friends who buy houses around. Why do you have to choose a big brand developer? Because large brand developers generally have financial guarantees, they will not encounter the situation of running away, and the later properties are relatively reliable.
Of course, the big developers also help a lot with the rise in property values in the later period, because the brand premium is terrible.
4. Select the scope of the house purchase.
When you start to choose a house, you will definitely see a lot of real estate houses, for these real estate houses, many people do not know which one they want to buy, so at this time, buyers need to according to their own situation, first roughly delineate a range of their own purchases, try to choose a convenient travel, shopping around the place.
5. Be careful in your on-site inspection.
In the process of buying a house, the field view is a very important thing, which limb because when you go to the site to see the house is the best time to understand the real estate information, in the field to see the house buyers need to actually inspect the surrounding facilities of the community and understand the regional planning, this is very important, after all, the house you buy is where you want to live, the number of surrounding supporting facilities completely affects the quality of your life.
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Five certificates. It is an important basis for judging the qualifications of developers and ensuring the authenticity and legitimacy of the developer, mainly referring to the "State-owned Land Use Certificate"; "Construction Land Planning Permit"; Construction Project Planning Permit; Construction Permit for Building Projects; "Commercial Housing Pre-sale License". Among them, the "State-owned Land Use Certificate" and the "Commercial Housing Pre-sale License" are the most important.
Remorse. Two books. Refers to the "Residential Quality Assurance Certificate" and the "Residential Instruction Manual". It is mainly one of the two documents that the developer must present when receiving the house, which is an important certificate to ensure the quality of the house.
The average price of the property. It is the average ** of the real estate, which represents the overall price level of a project. But for buyers, this is mainly a reference, and now the house sales are mostly one room and one price, and the **** between different floors, different buildings and orientations is different.
Area. The construction area of the dwelling refers to the horizontal area of the space enclosed by the outer wall of the building, if the construction area of the high-rise residential building is calculated, it is the sum of the construction area of each floor, and the construction area includes the usable surface of the house, the area of the wall column, the area of the staircase walkway, and other shared areas. We see the area data on the floor plan, which is the floor area.
Usable area. The usable area of a dwelling refers to the sum of the net area of each floor of the dwelling that is directly used by the residents for their daily use. Calculating the usable area of a dwelling can more intuitively reflect the use of the dwelling, but it is generally not used to calculate the usable area in the purchase and sale of a dwelling**.
Pooled area. The so-called shared area is the abbreviation of the shared common construction area, which together with the sum of the building area in the suite constitutes the construction area of a set of commercial housing. The general share ratio of ordinary dwellings:
Multi-storey: 8%-15%, small high-rise: 10%-20%, high-rise:
15%-30%, etc.
Home ownership. In a narrow sense, it is understood as house ownership, but the accurate definition should be "house ownership" and "land use right", we often say that the property right period refers to the term of land use right, and the property right term of 70 years means that the land use period is 70 years, and the land transfer fee needs to be paid after expiration.
EFF. EFF refers to the ratio of the floor area of the suite to the area of the building team of the unit (unit). The construction area in the suite = the usable area in the suite + the wall area in the suite + the balcony construction area. The construction area of the set (unit) = the area of the building team in the set + the area of the common building team apportioned.
Efficiency. The utility rate is the ratio of the floor area of the suite to the residential area, which is greater than the utilization rate. That is, the utility rate = the construction area in the suite The construction area in the suite + the shared common construction area.
Floor area ratio. The floor area ratio is the ratio of the total building area to the building land area. For example, on a land of 10,000 square meters, there is a total building area of 4,000 square meters, which has a plot ratio.
(1) Understand the household registration policy.
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