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China Merchants Bank has launched flash loan business, and can currently apply through mobile banking or check whether it is eligible to apply.
The age of the borrower is generally between 23 and 60 years old, and the age plus loan term is generally not more than 60 years old. You can log in to the mobile banking of China Merchants Bank and click "My All Loans" to try to apply or check whether you are eligible to apply (whether you can get the quota and whether the loan can be successful are subject to the system evaluation results, and manual intervention is not possible).
1. There are two types of loans that can be applied for within the flash loan limit:
1) 15 minutes disbursement: automatic approval within 5-10 minutes, immediate disbursement after approval, and SMS notification.
2) Loan release on T+1 day: There will be a ** call to verify within T+1 day, and arrange the loan after confirming the information. If the active contact is not answered after three times, the application will fail and you will need to apply again.
2. After the flash loan is disbursed, cash will be issued in the designated account, and the funds can only be used for normal bulk consumption and transfer, and cannot be invested, flowed into**, real estate and other directions.
3. The provisions of the amount of flash loans are different for different types, and the maximum credit line of the general loan is not more than 200,000 yuan, which is subject to the display on the loan page. The minimum withdrawal amount for a single withdrawal is 1,000 and the maximum amount is not exceeded, and it must be an integer multiple of 1,000.
4. When the flash loan is established, there will be a query record on the credit report. If you only successfully establish a quota but do not withdraw money: there will be no quota record in the credit report; For each subsequent withdrawal, there will be a loan record in the credit report.
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If you need money urgently, you can borrow money through bank loans, online loans, relatives and friends, etc.
In urgent need of money, users can go to banks, online loans, relatives and friends to borrow money. Some online loans are applied for on the same day, reviewed on the same day, and paid on the same day, such as JD gold bars.
Micro loans, borrowing.
If you need money urgently, you can go to these online loan applications. And borrow money from friends and family, and they will send cash directly to the user. As for borrowing money from banks and applying for a line of credit, the loan will be disbursed relatively quickly.
The above three ways can allow users to borrow money quickly, and users are asked to decide how to borrow money according to their actual needs.
Extended information: If the user's credit is spent on the platform where you can borrow money:
1) 360 IOUs.
360 digital credit loan, the amount of 1000 200,000, although it is an old platform, but the next payment rate is still good, and there are many examples of credit investigation successful payment, 24-55 years old Chinese mainland residents, provide ID cards.
2) Borrow to spend: belongs to Ctrip Consumer Finance, is also a personal small credit loan product, with high low interest, fast lending, borrowing and repaying and other advantages, borrowing 500 200,000, 22-55 years old Chinese mainland residents, no bad credit, with ID card and other basic information can borrow, credit points, other aspects meet the conditions also have the opportunity.
3) Ping An Little Orange Blossom: Ping An Puhui.
The credit loan can provide a large amount of capital turnover services, with a maximum amount of 200,000 yuan, and the daily interest rate starts, as long as the qualification is not too bad, and it is possible to meet the loan conditions, and there are opportunities for credit to be spent. Those who are at least 22 45 years old, have a college degree or above, have a stable job and income, and can submit a valid ID card + bank card, can try.
4) WeBank: WeBank.
Another type of credit loan, like micro loan, also uses a white list.
For the invitation system, the maximum amount is 500,000, the daily interest rate is the lowest, the interest is calculated on a daily basis, and it can be borrowed and repaid at any time. Users can check whether there is a working capital entrance in the WeBank app, and many credit information spenders have also borrowed money on it.
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It is recommended to choose formal channels for loans. If it is necessary to apply for a small cash loan, China Merchants Bank has launched a flash loan business. At present, you can apply or check whether you are eligible through the mobile banking app.
1.Once the flash loan is disbursed, the cash will be disbursed to the designated account. Funds can only be used for normal bulk consumption and transfers, and cannot be invested or flowed into **, real estate.
2.If you have a savings card from China Merchants Bank, you can log in to Mobile Banking and click "My All Loans Flash Loan" to apply for a flash loan. Your specific quota will be approved according to your business situation in China Merchants Bank, and you can check it after your application is successful.
3.Different types of flash loans have different quota regulations, and the general credit limit does not exceed 300,000 yuan, which is subject to the final display on the loan page. If you have already obtained the flash loan qualification, you can log in to the China Merchants Bank mobile banking app or the "flash loan" module of online banking to check your maximum application amount.
The minimum amount of a single withdrawal is 1,000 yuan, and the maximum amount does not exceed the limit, and must be an integer multiple of 1,000.
4.There are two ways to apply for a loan within the flash loan limit:
1) 15 minutes for loans, automatic approval within 5-10 minutes, immediate disbursement after approval, and SMS notification of the result.
2) Loan disbursement on T+1 day. There will be ** verification within T+1, and the loan will be arranged after the information is confirmed. If you do not contact three times, the application will fail and you will need to reapply.
When the flash loan is built, there will be a query record in the credit report. If you only successfully build up the amount and do not withdraw the money: there will be no record of the amount in the credit report; For each subsequent withdrawal, there will be a new loan record in the credit report.
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Q&A: Users who have borrowing needs should have a stable job, look for compliance agencies on their iPhones, browse or consult relevant information. 、
The steps are as follows: Learn what to keep in mind during the borrowing process.
1. You must have an ID card.
2. You must authenticate your mobile phone number with your real name.
4. Mobile phone registration is required.
5. For example, if you enter Finance or Du Xiaoman, you can learn about the capricious (deleted) loan, and apply for the page.
6. You must hold your identity document for real-name authentication.
7. During the quota application process, you must provide your true information.
8. Complete submission of process information.
9. Wait for the quota (the application for the quota is successful or the application for the quota fails).
10. Some products need to have a scan certification of the personal face (the background should be clean, and the light should be soft and moderate) 11. Be over 18 years old (it is recommended that you are over 23 years old and have a stable job, which will affect the probability of the next paragraph).
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