If a person dies but no one knows about the bank s deposits, will the bank notify the family?

Updated on Financial 2024-06-16
20 answers
  1. Anonymous users2024-02-12

    At present, the bank is not connected to the funeral home or the civil affairs department, so the bank does not know the specific information at all when the deposit-using household dies and whether Li Weizhi died, so the bank cannot notify the family members of the noisy account in time to handle the relevant procedures for deposit.

  2. Anonymous users2024-02-11

    The bank will not take the initiative to inform the bank, and in this regard, the bank is better than less.

  3. Anonymous users2024-02-10

    The bank will not take the initiative to inform you, and if you want to withdraw money, you will need various proofs.

  4. Anonymous users2024-02-09

    If a person dies suddenly, the money stored in the bank can be withdrawn directly, and the bank will not notify the family, and the family needs to take out the money with the ID card of the deceased.

    When a person dies, he has left this reality and has disappeared into various economic bills, such as his social security card, such as his bank card, as long as all the identity worlds that are connected to society will disappear in his death.

    All property can only be inherited by his family, so after his death, his family can take his ID card to apply for a death certificate with the money in his bank, and then deposit all his money in his family's account.

    Generally, the first heir is the deceased's wife, that is, the relationship between husband and wife, and the second heir is his children, that is, the relationship between parents and children.

    When the bank gets the death certificate, it will cancel the account directly, and then open a new account so that his family can regain the right to use the funds.

    Banks and other economic sectors do not directly notify the family of the deceased, and they need the family of the deceased to go through the formalities of inheritance of property directly.

    If a family member dies, you must bring your family's ID card to handle the inheritance qualification certificate in the future, and then let the family's assets be directly handed over to you.

    It is a sad thing for a loved one to pass away, but after he dies, his living assets will not disappear because he dies, so you can go directly to the bank to go through the asset handover procedures.

    To go to the bank to apply for a death certificate, you only need to bring the notice from the hospital, as well as your ID card and household registration book, and your own ID card, and then go directly to the bank to cancel this account, and then apply for another account of your own.

    After the death of a family member, his personal household registration information will be cancelled, which requires you to go to some economic departments in person to cancel it, but due to other realities, the death certificate can be delayed, such as those personal subsidies, within half a year after the death of the elderly, you can receive funds.

  5. Anonymous users2024-02-08

    The bank will keep the money stored in the bank, and the bank will not notify the family, and the family usually comes to withdraw the money with the person's death certificate.

  6. Anonymous users2024-02-07

    Usually it's sealed. Wait for the family to come and claim it. The bank will not notify the family, and the family will be self-conscious.

  7. Anonymous users2024-02-06

    Yes, because this will notify the immediate family members and then go to collect it.

  8. Anonymous users2024-02-05

    As a banker, I can tell you unequivocally that this kind of nucleus energy exists. After all, as long as no one comes to withdraw the money in the bank, it will always be there by default. Banks don't ask depositors to say, "Do you want to take your money?"

    It was impossible to find his family, since the bank was obliged to keep the depositors confidential. Previously, a bank filed a lawsuit for leaking his wife's deposits in the bank to her husband. So, if you have such concerns, it is better to find out how much money your parents have in the bank, or that parents can tell their children how much money they have in the bank when the time is right.

    Here, I would like to introduce you to a little bit of insurance knowledge. <>

    In fact, this is similar to keeping money in the bank. Nowadays, many people buy life insurance, which is a type of insurance where the beneficiary of the policy can receive insurance compensation after death. There's a problem here too.

    If the policyholder did not tell his beneficiary the information of the insurance at that time, then after the death of the policyholder, it is very likely that no one will take the initiative to apply for compensation from the insurance company, and the insurance company will generally not take the initiative to contact the beneficiary for compensation, so the compensation may remain in the insurance company forever as non-operating income. To a certain extent, banks passively accept the instructions of depositors, depositors can deposit if they want to, and withdraw money if they want to, and depositors cannot move if they do not move the bank. <>

    Of course, banks also have rules for accounts that have not had any activity for a long time. This type of account is generally referred to as a dormant account, and the central bank has detailed regulations to guide banks in dealing with dormant accounts. Of course, in the end, if it becomes an account without an owner, then the beneficiary may be the bank.

    In some foreign countries, the Treasury is the beneficiary of the treatment of unowned accounts. But no matter how many years it takes, as long as the depositor's family can find the deposit, they can still get it back. So now we know the benefits of real-name registration.

    Before the real-name system, there were a large number of fake name deposit accounts. Then, after the depositor died, even if he and his family came to the bank to look for deposits, they could not correspond to them, resulting in an embarrassing situation where the depositor could not take the money even when he saw it. <>

  9. Anonymous users2024-02-04

    After receiving the notice of death, the bank will notify the family members and ask them to collect the deposit in the case of the notarization of the estate.

  10. Anonymous users2024-02-03

    No, because the bank does not know the contact pattern of the family, and the family can only know the existence of the money if the family takes the initiative to ask the bank.

  11. Anonymous users2024-02-02

    I can only say that you really think too much, if you sue Li Peiren and still owe them a lot of money after they die, then they will definitely collect from the relatives of the person concerned, and try their best to make you pay back the money, and they will also reason with you, for example, if you are his relative and his closest person, then you will definitely have to bear his debts, etc., there will be all kinds of reasons and excuses, and even say that they want to sue you, anyway, there is only one purpose, that is, to let you pay back the money you owe.

    But if a person has a part of the deposit in the bank, but he suddenly has a misfortune and leaves this world, but his family does not know that there is a deposit of this deposit, will the bank notify? Absolutely not. And even if the family members know about this matter and go to the bank to withdraw money, they will make it difficult to refuse, and even if they give it to you in the end, it will not be a happy give, and it will make you have a lot of trouble.

    It will make you go through all kinds of certificates and procedures, such as who you are, and then how to prove your relationship. It is also because of such a reason, so if it is a relatively small amount of money, those people would rather not want it than withdraw it, because it is too troublesome. And if the bank goes directly to notify his relatives, then he doesn't know which family members are a legitimate heir, no matter which person they give the money to, they are making trouble for themselves, so they will definitely not do it.

    Because if a person dies suddenly, then the sock is definitely not a will, so it is according to the legal heirs to inherit one of his inheritances. But the banks don't know who the real heir is, and they can't ask one by one. What's more, if they don't inform their relatives, this money is a performance for them, so they won't be so stupid.

  12. Anonymous users2024-02-01

    It will definitely be notified, and the current bank is particularly responsible, and if such a situation occurs, it will take the initiative to notify the family, and there will also be a way to call **.

  13. Anonymous users2024-01-31

    No, so family members can bring their death certificates, ID cards, and household registration books to the bank for business. Deposits can be withdrawn.

  14. Anonymous users2024-01-30

    There will be no notice, but if the person owes a debt to the bank, the family of the person will be collected.

  15. Anonymous users2024-01-29

    No, because the bank will not disclose the customer's information casually, and it is afraid of fraud, so it will not notify the family.

  16. Anonymous users2024-01-28

    No. In the event of a sudden death, the bank will not notify the family to come to the bank to collect the deceased's family members to collect the deceased's deposit in the bank.

  17. Anonymous users2024-01-27

    The family will not be notified, and the family can only rely on the family to find out by themselves, and the family can take the passbook or bank card to the bank to withdraw money after discovering it.

  18. Anonymous users2024-01-26

    The bank will not notify because the bank does not want to be involved in the matter of money, so it can only let the family members find out and withdraw the money themselves.

  19. Anonymous users2024-01-25

    The family will definitely be informed. In this way, there will be a good partition, and there can also be a relative inheritance.

  20. Anonymous users2024-01-24

    No, it won't. At present, the bank does not have such a service. So in many cases, no one comes to collect the money.

Related questions
14 answers2024-06-16

<> for various reasons, every bank may have unclaimed personal deposits, commonly known as ownerless deposits, are these deposits all owned by the bank? The answer is no. This "ownership" is only temporary, and refers only to the "right of custody" and "right of use", not the right of ownership and disposal in the true sense. >>>More

7 answers2024-06-16

Under normal circumstances, for unexpired time deposits, the depositor withdraws them in advance as long as he presents the certificate of deposit and the depositor's identity certificate. If the withdrawal is made on behalf of the borrower, the withdrawer shall hold his identity certificate on behalf of the withdrawer, and the withdrawer shall also sign the name of the withdrawer on the payment voucher. However, the money is moving, and there are often families who fight over property inheritance, causing family disputes. The bank is more worried about burning himself due to improper deposit withdrawal, so he requires the heir to have a clear agreement. >>>More

4 answers2024-06-16

The absence of trauma after a fight, or the failure of the forensic medical examiner to detect a fatal injury, is often caused by the death of the deceased's own underlying disease under the action of minor trauma, which is often defined as the crime of negligence causing death or accident. It depends on the specific situation and analyzes it on a case-by-case basis. However, whether it is negligence or accident, civil compensation for the family of the deceased is necessary. >>>More

8 answers2024-06-16

Under the law of inheritance, the spouse divides half and the rest is generally divided equally.

26 answers2024-06-16

If the negotiation record of the subject in the bank has been signed at that time, then the subject can perform the repayment obligation according to the content of the negotiation, and at the same time, it is also necessary to see whether the bank has the right to unilaterally recover the arrears in advance on the negotiation record, and if there is something like this, the bank has the right to change the repayment method and repayment time. Therefore: >>>More