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31 years of service to take 1626, the monthly pension is indeed a bit small, but each city is different, to be exact, it is also calculated according to the base you paid, perhaps the base you paid before is too little, so relatively speaking, you get less pension, but we in Nantong, Jiangsu Province, if you want to build you for 31 years, you can also get more than 2000 yuan.
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Based on your pension, it's a bit too little. But because you are a laid-off worker, I am afraid that the salary at that time was not very much, right? Although your years of service are 31 years, the number of years you have actually worked.
I don't think it's been 31 years. This pension is calculated and paid according to the policy. Who can't have the final say.
In fact, there is no good way, you can only endure it.
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31 years of service retirement to open 1686 yuan is indeed a bit less. However, I don't know which level of insurance you pay every year after you are laid off. It seems that you should be paying the lowest level of insurance. The number of pensions is certainly not bad. I feel that I have less money, and I must pay less money for my own insurance.
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Now the price is so high, this money is really very little, it is enough for living expenses, but I don't know which city you are retiring, the pension in each place is different, you can go to your local social security center to learn more about the situation, to see if your local is like this.
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At present, laid-off workers are given very little pensions, and they are not paid according to their normal retirement salaries, which can only be called living expenses. Now so little, the retirement salary is not enough to live. Prices are high and wages are low.
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Although you have 31 years of service, if the employer does not help you pay social security or only helps you pay for a few years before you are laid off, then your pension will definitely be less.
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It's too little. We rural veterans only have more than 100 months to grow, but we all grow rice and rape at home. More than a thousand in the city is really not enough, rice oil, vegetables, going out is spending money. Money is too worthless.
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Let me ask this question, you said that you are a laid-off worker, and you only came down this year to retire, and you only opened 1,680 yuan after 31 years of service, is it too little?
It's really too little, according to what standard does he calculate for you, if it's wrong, you have to go to social security to find it.
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It's hard to say about this issue, depending on what level of pension you pay. Pensions are different for different grades. It is recommended that you go to the social security office for consultation, I hope it will help you.
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I don't know which city you retired, the pension in each city is different, but 1686 yuan for 31 years of service is a bit less.
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It's really too little! The life of enterprise workers is so difficult!
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What's the solution? There is too much difference between the enterprise and the career, why is there only 1686 years of service in 31 years?
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Summary. The legal analysis made by you is as follows: the calculation formula for retirement pension after 30 years of service is as follows: 1. Basic pension = the average monthly salary of the city's on-the-job employees in the previous year at the time of retirement (1 + my average salary index) 2 My total payment period is 30 years (length of service) 1% 2. Personal account pension = cumulative savings in personal account Number of months (average life expectancy - retirement age) 123. Transitional pension = average monthly salary of on-the-job employees in the city in the previous year at the time of retirement All my average salary index The 1% average wage index refers to the ratio of the payment base to the average social wage.
For example, if my contribution base is 2,000 yuan and the average social wage is 4,000 yuan, the average wage index is.
Employees of bankrupt enterprises who participated in the insurance from 1995 to 2025.
Dear, you are good at seepage and happy to answer your <>
Cong Qiao is bankrupt, and the base of 30 years of service is 2,739 yuan, and he can receive about 3 to 4,000 pensions after retirement.
Kiss you, if you want detailed numbers, you'll have to give me specific numbers.
How to calculate? Is there a formula?
The legal analysis made by you is as follows: the calculation formula for retirement pension after 30 years of service is as follows: 1. Basic pension = the average monthly salary of the city's on-the-job employees in the previous year at the time of retirement (1 + my average salary index) 2 My total payment period is 30 years (length of service) 1% 2. Personal account pension = cumulative savings in personal account Number of months (average life expectancy - retirement age) 123. Transitional pension guess = the average monthly salary of the city's on-the-job employees in the previous year at the time of retirement My total average salary index My years of payment before 1997 (length of service) 1% average wage index refers to the ratio of the payment base of my ambition to the average social wage. For example, if my contribution base is 2,000 yuan and the average social wage is 4,000 yuan, the average wage index is.
The relevant legal bases compiled for you are as follows: Article 73 of the Labor Law provides that workers are entitled to social insurance benefits in accordance with the law under the following circumstances: (1) retirement; (2) Illness; (3) Suffering from work-related disability or occupational disease; (4) unemployment; (5) Childbirth.
After the death of a worker, his surviving family members are entitled to survivors' allowances in accordance with the law. The conditions and standards for workers to enjoy social insurance benefits shall be prescribed by laws and regulations. The social insurance benefits enjoyed by workers must be paid in full and on time.
What is the amount of pension money that has accumulated in your account now?
Kiss what your average monthly salary was in the previous year.
We now receive a monthly living allowance.
Kiss that, what is your age this year, and at what age do you plan to retire?
48 to the next year 50 retired.
So are you giving you unemployment compensation now?
What is your average monthly salary on a normal day?
You have 30 years of service, and now the company is bankrupt and has to pay you 12 months of unemployment compensation.
Unemployment benefits were received a few years ago.
You didn't just lose your job.
Kiss you can probably open a pension of 3,500 to 4,000.
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Pension calculation method: pension = basic pension + personal account pension; Basic pension = (the average monthly salary of the local on-the-job employees in the previous year at the time of retirement of the insured person + the average monthly indexed salary of the insured person) 2 Payment period 1%; Personal account pension = the cumulative amount of personal account savings when the insured retires The amount of H pension is related to many factors, and here is to help you estimate the retirement pension of about 3,000 to 4,000. I hope it can help you [compare your heart] [compare your heart] [compare your heart] <>
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Laid-off female workers of state-owned enterprises are starving, and their working experience is only 18 years, how much pension can they have?
Under normal circumstances, the pension of most laid-off workers is relatively low, especially for laid-off female workers, only the two factors of short years and low grade can lower the final pension treatment.
Yesterday, a fan friend from Hebei consulted me, she said: She is a laid-off employee of a state-owned enterprise, and she will retire in January 2023 and wants to estimate her pension.
She was born in 1973 and started working in 1992, which is a relatively early batch of workers in that state-owned enterprise, but the good times did not last long, and she was laid off in 2003 for special reasons.
Her deemed payment period is only 1 year, and the payment time in the state-owned enterprise unit is only about 10 years, after being laid off, the social security has been cut off for 12 years, and it has not been until the last few years that the payment has begun, and the total length of service is about 18 years, and what about her payment grade?
When the state-owned enterprise unit paid the fee before the quarrel, the grade was 100%, and in the past few years of her personal payment, the grade was paid according to 200%, therefore, her average payment index has a personal account balance of about 80,000 yuan at the time of retirement, and she will retire in January 2023, with a retirement age of 50 years old, and her retirement place is Shijiazhuang, Hebei.
After understanding her basic situation, let's take a look: how much is her pension?
The calculation formula is as follows:
Personal account pension = 80,000 195 = yuan.
Basic pension = 6575 * (1 + yuan.)
Transitional pension = 6575 * yuan.
The total pension is RMB.
It can be seen from the above data that although she has been cut off for more than ten years, her pension level is still okay, because her payment grade is relatively high, not only when she works in a state-owned enterprise, but also when she pays personally, so she can receive so much pension.
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Summary. The pension can get about 3,200 yuan per month.
After being laid off, he will pay social security by himself, and how much does he get per month for 24 years of service?
The pension can get about 3,200 yuan per month.
I am a laid-off worker of a supply and marketing cooperative, Fengjie County, Chongqing City.
Please take a look at it for me.
Did you buy out your seniority when you were laid off?
No, I have been paying my own fees without interruption.
How many years of service did you have before being laid off?
After that, you pay social security yourself, how much is the balance of your social security card now?
There were seven years before being laid off.
Later, I paid social security, how much balance is there in my personal account now?
Pay by yourself according to the most preferential policy.
That's about 1,800 yuan for a pension, because you pay a lower grade.
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Pension calculation method:
Calculation formula: basic pension = basic pension + personal account pension + transitional pension = 20% of the average monthly salary of employees in the city in the year before retirement (15% if the payment period is less than 15 years) + personal account principal and interest and 120 + indexed average monthly payment salary before the end of 1997.
2 For example:
For example, if Mr. Li's average monthly salary is 4,000 yuan, and the pension insurance payment period is 10 years, assuming that the average monthly salary in Beijing is 3,000 yuan after 10 years. After retirement, according to the current pension system, the monthly pension that Mr. Li can receive after retirement = 3,000 yuan 15% + 4,000 yuan 11% 12 10 120 = 890 yuan ("indexed average monthly contribution salary before the end of 1997 payment years are partially ignored, the same below"). The size of the personal pension account is 8%, and the monthly pension that Mr. Li can receive after retirement = 3,000 yuan 15% + 4,000 yuan 8% 12 10 120 = 770 yuan.
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The retirement salary is related to the number of years you have paid the pension insurance, the base of the pension insurance and the national social security base when receiving the retirement fee, and has nothing to do with the length of service.
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Open your local social security** which has a detailed breakdown of the composition of your retirement salary and all your information about your social security, the account number is the ID card, and the initial password should be your social security number, which is how I inquired.
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After the female employees of the original enterprise are laid off, they pay their own pension insurance, and the retirement age is 50.
According to the current social security policy, insured employees who need to meet the following two conditions at the same time can receive a basic pension on a monthly basis from the next month after the retirement procedures.
1. Reach the national statutory retirement age: men must be at least 60 years old, female workers should be at least 50 years old, and female cadres should be at least 55 years old. The retirement age of female employees who participate in insurance and pay contributions at the personal service window shall be determined at the age of 55, of which the retirement age of female employees who have been regular employees of state-owned and collective enterprises or who have participated in insurance and paid contributions with the unit for more than 10 years can choose to be 50 years old or 55 years old according to their own volition;
2. The cumulative payment period shall not be less than 15 years.
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I don't think it's reasonable. The reason is that the management of the unit is wrong, and the relevant employees are unable to pay. There is an unwritten rule in our unit that deputy leaders are not allowed to go to work after retiring to the second line at the age of 55; After the age of 55, male employees go to work normally, but the workload is halved; There are also people who retire for half a year and do not have to go to work.
The salary of the above-mentioned employees before retirement is no different from their normal work. Of course, there are also some veteran comrades who take the lead in setting an example for young people, who are still sticking to the front line at the age of 55 and taking the initiative to demand that the workload not be halved. Ask him why?
In short, he is in good health, doing what he is used to, feeling down-to-earth, and at the same time proving that he is still young ......This is certainly unreasonable, and both sides should negotiate. In fact, in the past, according to the "Regulations on the Placement of Surplus Employees of State-Owned Enterprises," employees who were less than five years away from retirement age could resign and take a rest upon their own application and with the approval of the enterprise leaders. Although you have reached retirement age, as long as you do not enjoy the basic pension insurance benefits, you are still a regular employee of the company, you still have a labor contract relationship with the company, and you are still protected by the labor law.
Secondly, the retirement pension is paid by social security and has nothing to do with the company. In the company, there is no conflict between wages and pensions. These are two different concepts of pension and salary, not two salaries.
The company's practices are clearly illegal. During the retirement period, the employer shall continue to pay social insurance premiums for the employees and pay living expenses not lower than the minimum wage. In fact, this provision has long been abolished.
However, some state-owned enterprises still have their own internal retirement rules. Relatively speaking, if the two sides reach an agreement, it is not a big problem. An elder in the family is also retired from a state-owned enterprise, with a monthly living allowance of 2,000 yuan.
After deducting five insurances and one housing fund, he received more than 1,000 yuan a month. When it is time for an employee to retire, the employer does not notify the employee of retirement, but lets them continue to work, and then gives you a salary, and then asks you to retire. This shows that the unit handled the retirement finger for the employee on time and passed the audit of the social security department, but because the unit forgot this matter by mistake and did not notify the retirement, there will be a normal salary, so that the employee will receive two incomes, namely pension and the salary of the unit.
Although it is a guarantee for employees to retire after leaving the company, it has a great impact on their income. After all, without a pension after retirement, families can easily get bogged down. It's really hard to get a job when you're older.
In particular, retired workers themselves cannot enjoy the state's employment promotion policies, such as skill upgrading subsidies, social security subsidies for people with employment difficulties, and subsidies for entrepreneurship. It is unrealistic to start a business at the age of 57. Therefore, when the state stipulates that employees always apply for retirement, it is illegal for the employer to force employees to retire.
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