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You can click on WeLoan, then find Settings, then find Deduction, and then select Automatic Deduction from the deduction, so that you can restore the automatic deduction function of WeLoan.
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Then you should re-adjust it from the settings, and then you can contact the relevant staff, and then you can have a very correct step to complete it, and you can also restore.
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You can turn on the automatic repayment function in the settings, and you can choose to turn on the repayment function when you set it, or you can choose other payment methods, which is very convenient and simple.
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You can click on Settings, click on Repayment Method, and then proceed to the action.
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I accidentally turned off the auto-repayment function of WeLoan, how can I recover it?
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<> bank is currently the safest institution to deposit money, so it will not allow others to deduct money from the card casually, unless you authorize or take the initiative, otherwise who would dare to use online loan software.
Nowadays, many banks have also launched their own online loan products, with credit cards or credit information, if you apply for this kind of products, the bank card has money, it will also be automatically deducted for repayment.
However, many online loan software now have the automatic repayment function enabled by default. All in all, many online loans are "unlicensed", and you won't go to court to sue for the sake of your thousands of dollars.
Therefore, the situation of enforcing the account to freeze and then deduct the account generally does not occur on the online lending platform.
But you should also abide by the contract and repay the loan on time, otherwise you will receive liquidated damages.
Collection will ensue and affect the individual's daily life.
WeLoan is a credit consumption launched by WeChat for users. A function is that by paying attention to WeLoan***, users can fill in their own information, and the WeLoan company will score it in the background, and then a certain amount will be given.
After the user gets the limit, he can spend first, and the follow-up repayment rate is about the same as the bank credit card rate, because it is easy to use and does not have to apply for trouble like a credit card, which is very popular with young people.
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Yes, you can activate it again, as long as you follow the prompts and then turn on the auto-repayment function, you can activate it again.
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It can still be activated, and once the auto-repayment function is turned off, you need to manually repay the loan every month.
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You can still open it after it is closed, as long as your conditions can meet this standard, you can open it, and you must review your personal information again after opening.
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The specific steps to turn off the auto-repayment feature of WeLoan are as follows:
1.First of all, the first step is to open the [WeChat] app (WeChat version) in the mobile phone, after entering the home page, first click the [Me] option in the lower right corner, and click the [Payment] option after entering the [Me] page.
2.Step 2: After entering the [Payment] page, click [..].Options.
3.Step 3: After entering the [Payment Management] page, click the [Deduction Service] option.
6.Step 6: Pop out of the confirmation closing window and click the [Still to Close] option to successfully close the WeChat auto-repayment function of Weparticle Loan. The above is how to turn off the automatic repayment function of WeLoan in WeChat.
Expand your information; How do I re-enable the auto-repayment function of WeLoan?
Many users accidentally turn off the auto-repayment function when using WeLoan, resulting in forgetting to repay and causing overdue, because they are afraid of damage to credit, so it is generally best to turn on the repayment function, so how to turn on the auto-repayment function after turning it off? There are two ways to do this:
When the micro loan limit is released, users can choose various ways to use it, and they can use the money freely in WeChat change, or they can use the money in the bank card for disposal. If you don't want to contact customer service, you can change the information in the background by paying attention to WeLoan***.
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If you have bound a bank card at the beginning, then even if you turn off the automatic repayment, after the overdue period of the micro loan, the money will be automatically deducted from your card, this method is mandatory, and you do not need to set whether to automatically repay at all, because the purpose of binding a bank card is to ensure that our users can repay on time and as required. However, if you don't have a bank card tied to your MicroLoan account, you won't be deducted if you turn off autopayment after the deadline.
What I've said above is just a very simple situation, and there are some situations that may cause money to be deducted from your card, even if you don't have a bank card linked. Nor did it. If you turn on the auto-pay option, you may also be charged automatically.
That is, if you are overdue for too long and the WeLoan platform sues you in court, the bank will freeze your bank card and the disposable assets in the credit card, and the disposable funds such as credit cards and bank cards in your name may be forced to be deducted by the court, so you will not be able to prevent WeLoan from deducting the money no matter what method you use.
Online lending is a very risky behavior, if we have the expected behavior on the formal online loan, then it is likely to affect our personal credit, because now the vast majority of very formal online loan platforms are directly linked to the credit system of the People's Data Bank. Once we have overdue behavior on the online loan platform, then there will be bad records on our credit system, which will seriously affect our personal credit life, and may bear corresponding legal responsibilities in serious cases.
Therefore, we must be cautious in using online loans, and make online loans according to our own ability and income level, and never cause overdue phenomena and do not let our credit be affected.
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If you turn off automatic repayment, then of course you won't deduct the money, at this time, you will be notified to repay the money through text messages, or the message in the app, if you still don't pay back, you will be called** to explain the situation to you, and urge you to repay the money.
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Personally, I feel that the money will not be deducted, because the automatic repayment is turned off, this software will not be able to identify the bank card bound to it, so it will not deduct the money.
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The money will not be automatically deducted, or don't forget the repayment date, late fees and penalty interest will be deducted if it is overdue, and it will also have an impact on credit reporting.
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There will be no money deduction after closing, and generally in this case, it is necessary to close the money, so as to ensure that there will be no more money deductions, and under normal circumstances, as long as it is closed, there will be no such situation.
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Because the money is repaid, there is no loan information, and there is no place where the money can be deducted, so it will not be deducted.
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If you turn off automatic repayment, the money will not be automatically deducted, and you can only repay it manually.
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Of course, if you show that the deduction failed on the repayment date, you can click on the repayment failure notification to manually repay the current payment. Or enter "automatic repayment failed" on the micro loan official account, and follow the prompts on the page to manually repay the current period, which is still very convenient.
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If the repayment of WeLoan fails, use WeChat to manually repay the loan: click on the notice of repayment failure or enter "automatic repayment failure" in WeLoan***, and follow the prompts on the page to make manual repayment.
If the deduction fails on the day of repayment, as long as the manual repayment is made, the successful repayment within the next day of the repayment date will not affect the personal credit.
As WeBank.
An internet bank loan launched.
Product, "micro loan" features: unsecured, unsecured, personal loans provided by traditional financial institutions.
Most of them require the borrower to provide collateral such as collateral, but cannot provide guarantee or have no fixed assets in their name.
It is difficult for individual users to get loans. "Micro Loan" does not require collateral and guarantee, and does not need to submit any paper materials, which can better meet the micro-financing needs of users with good credit. 7*24 hours service, the fastest 1 minute to complete the loan; "Micro Loan" relies on strict risk control rules and complete technical support.
system, providing 7*24 hours online service, convenient and efficient procedures, all processes are completed on the mobile phone, and the loan can be received in 40 seconds at the earliest; Early repayment.
No handling fees; Most traditional financial institutions require users to repay on the day of repayment, and if users want to repay early, they need to apply and pay a handling fee. In addition to the regular default withholding repayment, "WeLoan" also allows users to settle the loan at any time without any additional handling fees.
Traditional lending requires the borrower to provide mortgage guarantee, and the application procedures are complex and the processing period is long. "Micro Loan" does not need to provide any paper information, is unsecured and unsecured, and has a revolving credit, which is currently the credit line of Micro Loan.
The average approval time is as low as seconds, which can better meet the needs of users for small financing and solve their urgent needs.
WeLoan is a purely online bank microfinance product, which is simple to operate, the whole process is operated online, and the cash can be received in 40 seconds at the earliest. After the loan application is successfully submitted, some users need to wait for ** confirmation, and the specific arrival time is subject to the bank arrival notice of the receiving card.
Operating Environment: Brand: Apple 12
System version: iOS14
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The icon of micro loan is gone, and the slippery model may be the following 3 situations:
If you want to remove the WeLoan icon, you can only cancel WeChat Pay to close WeLoan, and then re-open WeChat Pay. It should be noted that although this method can make the icon invisible, it also closes the WeLoan and cannot be used, and it is not certain whether it can be opened later.
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