Can I still activate the auto repayment function of WeLoan after turning it off?

Yes, you can activate it again, as long as you follow the prompts and then turn on the auto-repayment function, you can activate it again.

It can still be activated, and once the auto-repayment function is turned off, you need to manually repay the loan every month.

You can still open it after it is closed, as long as your conditions can meet this standard, you can open it, and you must review your personal information again after opening.

<> bank is currently the safest institution to deposit money, so it will not allow others to deduct money from the card casually, unless you authorize or take the initiative, otherwise who would dare to use online loan software.

Nowadays, many banks have also launched their own online loan products, with credit cards or credit information, if you apply for this kind of products, the bank card has money, it will also be automatically deducted for repayment.

However, many online loan software now have the automatic repayment function enabled by default. All in all, many online loans are "unlicensed", and you won't go to court to sue for the sake of your thousands of dollars.

Therefore, the situation of enforcing the account to freeze and then deduct the account generally does not occur on the online lending platform.

But you should also abide by the contract and repay the loan on time, otherwise you will receive liquidated damages.

Collection will ensue and affect the individual's daily life.

WeLoan is a credit consumption launched by WeChat for users. A function is that by paying attention to WeLoan***, users can fill in their own information, and the WeLoan company will score it in the background, and then a certain amount will be given.

After the user gets the limit, he can spend first, and the follow-up repayment rate is about the same as the bank credit card rate, because it is easy to use and does not have to apply for trouble like a credit card, which is very popular with young people.

Yes, if you fail to deduct on the repayment date, you can click on the repayment failure notification to manually repay the current arrears, or enter it in WeLoan***"Automatic repayment failed", and manually repay the current arrears according to the prompts on the page.

Under normal circumstances, there is no need to repay the loan manually, they are all bank deductions now, so you only need to deposit the money on the bank card, and their system will automatically deduct it at the time.

If you show that the deduction failed on the deduction date, you can click the repayment failure notification to manually repay the current arrears.

Manual repayment is possible. WeLoan can wait for the system to automatically deduct the loan, and the user can also choose to repay the loan actively.

Whether it is automatic deduction or active repayment, it is considered normal repayment for WeLoan. Of course, if the system fails to automatically deduct or does not initiate automatic deduction, the user will take the initiative to repay the loan, which will not cause overdue repayment.

Overdue repayment refers to the situation of failing to deposit the amount of consumption into the designated account in full and in a timely manner beyond the deadline for repayment stipulated by the bank. Overdue will generate interest and affect credit reporting, and in serious cases, it will be sued by the court and imprisoned.

The product features of WeLoan include:

1. Unsecured and unsecured personal loans provided by traditional financial institutions.

Most of them require the borrower to provide collateral such as collateral, but cannot provide guarantee or have no fixed assets in their name.

It is difficult for individual users to get loans. "Micro Loan" does not require collateral and guarantee, and does not need to submit any paper materials, which can better meet the micro-financing needs of users with good credit.

24-hour service, the fastest 1 minute to complete the loan, "micro loan" relies on strict risk control rules and complete technical support.

system, providing 7*24 hours online service, convenient and efficient procedures, all processes are completed on the mobile phone, and the loan can be received in 40 seconds at the earliest;

3. Early repayment.

There is no handling fee, most traditional financial institutions require users to repay on the day of repayment, and users need to apply and pay a handling fee if they want to repay in advance. In addition to the regular default withholding repayment, "WeLoan" also allows users to settle the loan at any time without any additional handling fees.

Credit card installments.

It refers to the process in which the bank pays the merchant a one-time consumption fund for the goods (or services) purchased by the cardholder when the cardholder uses the credit card to make a large purchase, and then allows the cardholder to repay the loan to the bank in installments and pay the handling fee. According to the cardholder's application, the bank will deduct the consumption funds and handling fees through the cardholder's credit card account in installments, and the cardholder will repay the monthly credited amount.

After the closure of the micro loan is successful, it can be reopened, but whether it can be reopened successfully requires a comprehensive assessment, and if the score is insufficient, it cannot be opened, and even if it is reopened, the amount may change. If you want to re-open WeLoan, you can go to the WeLoan page to operate, select **Customer Service to inform you of your needs, and you will be given a link to re-open, and you can operate according to the instructions on the page.

1. Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and on the condition that they must be returned. Loans in a broad sense refer to the general term for loans, discounts, overdrafts and other lending funds.

By lending money and monetary funds to the bank, the bank can meet the needs of the society for supplementary funds for expanding reproduction and promote economic development, and at the same time, the bank can also obtain interest income from loans and increase the bank's own accumulation.

2. Microfinance review risk.

The occurrence of loan risks often begins at the loan review stage, and it can be seen from the disputes that occur in judicial practice that the risks that arise in the loan review stage mainly appear in the following links.

1) The content of the review is omitted, and the bank's loan examiners are omitted, resulting in credit risk. Loan review is a meticulous work, which requires investigators to conduct a systematic investigation and investigation on the qualifications, qualifications, credit, and property status of the loan subject.

2) In practice, some commercial banks do not conduct due diligence, and the relevant loan examiners often only pay attention to the identification of documents, but lack due diligence, so that it is difficult to identify fraud in loans and can easily cause credit risks.

3) Many erroneous judgments are caused by the bank's failure to listen to expert opinions on the relevant contents, or professional judgments by professionals. In the process of loan review, it is not only necessary to ascertain the facts, but also to make professional judgments on the relevant facts in terms of law and finance. In practice, most of the loan approval process is not very rigorous and in place.

3. The legal content of the pre-loan investigation.

1) Review the legal status of the borrower regarding the legal establishment and continued effective existence of the borrower. If it is an enterprise, it should check whether the borrower is established in accordance with the law, whether it has the qualifications and qualifications to engage in relevant business, check the business license and qualification certificate, and pay attention to whether the relevant licenses have undergone annual inspection or relevant verification.

2) Regarding the credit standing of the borrower, check whether the registered capital of the borrower is suitable for the loan; Examine whether there is any obvious evasion of registered capital; past borrowing and repayment; and whether the borrower's product quality, environmental protection, tax payment and other illegal circumstances that may affect the repayment.

3) Regarding the borrower's borrowing conditions, whether the borrower has opened a basic account and a general deposit account in accordance with the relevant laws and regulations; whether the borrower (in the case of a company) has invested more than 50% of its net assets; whether the borrower's debt ratio meets the lender's requirements;

4) Regarding guarantees, the qualifications, creditworthiness, and ability to perform the contract shall be investigated.

The specific steps to turn off the auto-repayment feature of WeLoan are as follows:

1.First of all, the first step is to open the [WeChat] app (WeChat version) in the mobile phone, after entering the home page, first click the [Me] option in the lower right corner, and click the [Payment] option after entering the [Me] page.

2.Step 2: After entering the [Payment] page, click [..].Options.

3.Step 3: After entering the [Payment Management] page, click the [Deduction Service] option.

6.Step 6: Pop out of the confirmation closing window and click the [Still to Close] option to successfully close the WeChat auto-repayment function of Weparticle Loan. The above is how to turn off the automatic repayment function of WeLoan in WeChat.

Expand your information; How do I re-enable the auto-repayment function of WeLoan?

Many users accidentally turn off the auto-repayment function when using WeLoan, resulting in forgetting to repay and causing overdue, because they are afraid of damage to credit, so it is generally best to turn on the repayment function, so how to turn on the auto-repayment function after turning it off? There are two ways to do this:

When the micro loan limit is released, users can choose various ways to use it, and they can use the money freely in WeChat change, or they can use the money in the bank card for disposal. If you don't want to contact customer service, you can change the information in the background by paying attention to WeLoan***.