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The old driver said that on the surface, it seems that the first quality of the car has declined, and the performance and quality of BMW cars are also very good, with this seems to lower the threshold for buying a car, but in fact, the cost of maintaining a car is increasing, especially BMW as a luxury car brand, its maintenance cost is higher, once the car is damaged, then the owner also has to bear a lot of maintenance, and now the oil price is constantly **, everywhere is a place to spend money. You must know that young people nowadays are under great pressure, not only burdened with the pressure of housing loans and car loans, but also need to support a family. Especially for young people who work hard in first-tier cities, BMW's ** is even more different from housing prices, even if the annual income is 200,000 to 400,000, such a salary level is only considered a medium level in first-tier cities.
The old driver also said that now people's consumption concept has changed a lot, will not impulsively consume, after all, buying a car will not be as simple as buying a mobile phone, buying electrical appliances, mobile phones can be replaced after a year or two, cars are not like this; In addition to the local tyrants can buy a few luxury cars to drive, it is difficult for ordinary people to even buy a luxury car, so many young people are more thoughtful before buying a car, pursuing the economy, durability and fuel economy of the car, and knowing how to combine their family situation to make the right choice. And if the owner wants to sell it later, he also has to face the risk of high depreciation rate, you must know that the car is depreciating from the day it is purchased, and the cost of luxury cars itself is higher than that of ordinary vehicles, the parts used are better and more expensive, and the depreciation rate of the vehicle is also relatively fast.
And with the implementation of the National VI standard, luxury cars in the second-hand market are not popular, if you can't drive on the road when you buy it, wouldn't it be a waste of money, no one dares to take such a risk. And affected by the national six policy, now the car market sales have also dropped sharply, fewer and fewer people to buy cars, now many first-tier cities are implementing the lottery system, the license plate has to be lined up for half a year or even a year later, travel is also hindered, there is a strict number limit. The old driver said that this is the reason why people with an annual salary of 300,000 yuan do not drive BMWs, and it is precisely because of these reasons that many people are dispelled from wanting to buy a car, and it is even more impossible to buy a luxury car.
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Why do those people with an annual salary of 300,000 rarely drive BMWs? The old driver explained the reason: I see.
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This is because they have their favorite vehicles, so they have the right to choose their own, so it is normal not to drive a BMW.
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Want to drive a BMW with an annual salary of 300,000 yuan? It is possible to drive, but there is no need to put so much pressure on yourself, and it is generally only people with an annual salary of more than one million who consider buying a car for hundreds of thousands. The annual salary is 300,000, the annual living is estimated to be about 100,000, the mortgage is 3,000, and the annual cost is 30,006, plus other expenses, it is estimated that it will be 200,000 a year.
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Because they know that money is not easy to come by, so they will not spend money on cars, and I only drive a Magotan with an annual salary of 300,000 yuan.
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In addition to children's education, firewood, rice, oil and salt, how much can be left of 300,000? If you can save 300,000 yuan a year, you can buy a BMW, and you can buy all kinds of goods without real estate.
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With an annual salary of 300,000, he can only open the public.
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The annual salary is 100,000, so how to raise a BMW 3 Series, in fact, it is generally enough to calculate the cost of a BMW 3 Series for a year. We start from the second year of buying a car, the insurance cost is 5,500, more than 10,000 kilometers a year, the fuel cost is more than 6,000, the car wash fee is 500, and the maintenance fee is 1,200, so that it is about 12,000 a year, if the mileage is more, the fuel cost may reach 10,000, but the average family is also 10,000 kilometers.
<> BMW 3 Series uses an engine, and the power is divided into three types: low, medium and high. As the soul of the BMW family, it is a pity to choose 115kW, while 135kW is even better. If 190kw is the king, but ** is too sad, BMW does not reduce the price, but also optional, which is equivalent to the price increase.
The ** of high-end models is more than 350,000, which is similar to buying BMW 5 Series low-configuration, which is a tangled choice.
BMW is known for its good handling, which is matched with an 8AT gearbox. The driving experience of the chassis is still good. Ordinary people don't need to go on the track, so the difference in the setup and the gap from the previous generation doesn't matter to us.
For the BMW 3 Series, if you only choose the M sport of 320Li, the guide price is 10,000 yuan, and the current discount is about 30,000 yuan, so ** is needed. More than 320,000 yuan. If it is an installment payment, the monthly repayment amount is a bit much, and the monthly repayment amount for 3 years is about 7,000 yuan based on a loan of 230,000 yuan.
If you are a one-time purchase, no mortgage, no car loan, just come and maintain the car, it is relatively easy, BMW's maintenance is not expensive, the general small maintenance is about 1000 below, and 10000 kilometers of maintenance once, it is also good, so your annual salary of 150,000 depends on how you buy a car, that is, you have been painting before, or go according to installments, pay attention to the elimination of your seat. Fee level, of course, still have to pay attention to your spending habits.
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With an annual salary of 100,000 yuan, if you usually save money, you can afford to support the BMW 3 Series, and if you usually consume too much, it is difficult to have extra money for car maintenance.
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With an annual salary of 100,000 yuan, if you usually cut down on food and clothing, you may be able to afford the BMW 3 Series, and if you usually consume too much, it is difficult to have excess money for car maintenance.
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I think it can be supported, because this car still costs more money, because it has to be repaired and maintained, and you have to maintain gasoline every day.
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From the second year of buying a car, the insurance cost is 5,500, more than 10,000 kilometers a year, the fuel cost is more than 6,000, the car wash fee is 500, and the maintenance fee is 1,200, so that it is about 12,000 a year, if the mileage is more, the fuel cost may reach 10,000, but the average family is also 10,000 kilometers.
If you are a one-time purchase, no mortgage, no car loan, just come and maintain the car, it is relatively easy, BMW's maintenance is not expensive, the general small maintenance is about 1000 below, and 10000 kilometers of maintenance once, it is also good, so your annual salary of 150,000 depends on how you buy a car, that is, you have been painting before, or go by installments, pay attention to your consumption level, and of course, you still have to pay attention to your consumption habits.
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With the rapid development of the automotive industry, the competition in the automotive market is becoming more and more fierce. Not only are ordinary brand cars lowering their prices, but even luxury brand cars are lowering their own thresholds to attract more consumers to buy. For example, entry-level BMW 3 Series, Mercedes-Benz C-Class and other "luxury cars" now only need more than 300,000 ** to drive home.
And with some preferential subsidies or something, you may be able to win less than 300,000. However, it was found that some people with an annual salary of three or four hundred thousand yuan, although they can buy such a car with a year's income, can >
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Why do so many people with an annual salary of 500,000 yuan not buy Mercedes-Benz BMWs, but choose cars of more than 100,000 yuan?
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Look at the first answer, an annual salary of 300,000 yuan is not enough to repay the mortgage, and such a car does not need to be driven. There are also many that are in addition to the mortgage to eat and drink various expenses, the net remaining 30 to 50, such a general 5 6 eAs for the cost, it is inconsistent in different places, so I will not discuss it.
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My annual salary is 60w, my lover's full-time wife, I still rent a house in Beijing, a Volkswagen Lavida has been driving for 7 years, and my savings are enough to pay a down payment when I buy a house in Beijing.
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What is 40w? There are many places to spend money, and the cost of the mortgage pension family is simply not enough to spend, my annual salary is 40w, and I have driven a Guangben for ten years, and I am still driving.
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I'm 40 a year, drive GLC, the car is not expensive and the maintenance is not expensive, but other expenses in life are too big, the mortgage 5000 January daily consumption of 10000 per month is more saving, raising children 3000 4000 (not counting the training class extra), a large consumption will exceed the standard, fortunately the parents have their own pension, otherwise they can't save a few dollars a year. Our mortgage ratio is relatively low, we bought early, and now, it is common for many people to have a mortgage of 12,000 yuan a month! So why do people in their 30s and 50s rarely drive Mercedes BMWs?
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The annual profit of the small county town is more than 500,000, and the two housing loans and two car loans that are fixed every month add up to 17,000! It's a bit hairy to spend money, and I feel that I can't save money this year.
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Haha, can I say it's not available? There are basically no days throughout the year, and it is May Day and National Day for a few days, so it is better to sleep well at home. The car was bought with raw ashes.
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What's so strange about that. I earn millions of dollars a year, and I ride a bicycle with no brakes in front and no tiles in the back to commute every day. However, this broken car was also stolen a few days ago.
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My classmate has an annual salary of 300,000 yuan in Beijing, and he first pays off the mortgage by himself every month, and then asks his family for a little to repay the mortgage, and then asks for some living expenses. An annual salary of 300,000 yuan in the county is rare, and it is basically in a big city.
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This still needs to be asked, it must be unaffordable. There are many places to spend money to get by, and it's not worth tightening your pants for a luxury car. I am reluctant to buy high-end, and I am unwilling to buy general. The income of 30-500,000 is embarrassing.
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Say that there is no pressure either in a small place, or the income is only 10, the income is high, the consumption is also high, don't take your income of less than 100,000 to measure the consumption standard of 500,000 income, it is high in all aspects, no matter if you can buy a few Mercedes-Benz of 30-500,000 in **, there is no pressure, but earning 30-500,000 is not a little bit different from the remaining 30-500,000.
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As I said a long time ago, most of those cars were bought by the working class for forced use.
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Because I am not the boss yet, I feel too high-profile for the employees below, the gap is large, and the management is not good, so I choose Magotan Honorable.
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The annual salary is thirty or fifty to drive a BMW 5 series fart, there is no pressure to maintain a car a year, how much money can be spent on it, mainly if you are not a native of a big city, there are too many places where you need to use money Our hometown small county can earn 200,000 yuan a year, and it is like a big money.
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Those with an annual salary of 30 to 500,000 yuan can barely afford it and can't afford it. Because the mortgage has to be repaid, the children have to eat, and the wife has to pay attention to the quality of life. In the end, it is not as good as the annual salary.
Because people with this income already pay attention to all aspects of quality in life. As a result, there was really not enough money to spend.
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Even if a car can be driven for ten years, the average annual loss is 3 to 50,000 yuan, plus the maintenance fee, 5 to 70,000 yuan a year. If you use it to manage your finances, the results will be different.
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Because in fact, they have a better choice, so they will not choose Mercedes-Benz BMW.
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Just kidding, how can an ordinary Mercedes C have 4 5 thousand a month.
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An annual salary of 300,000 to 500,000 will feel poor! Consumption and investment will go up, and this number is insecure. This is how I feel when my annual salary is more than 300,000 yuan.
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This depends on the specific conditions of the specific analysis, if there are children to raise in the first-tier cities and a mortgage, 100,000 a year really can't afford to raise, if the ** city and there is no mortgage or a mortgage of 1,000 yuan, and a stable income of 100,000 yuan per year, I think BBA is no pressure. Because the money earned in the future will come in again. You can also use the money you earn in the next year and beyond to invest in buying a house!
Isn't making money just to provide a better quality of life for your family and yourself?
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Now many people with an annual salary of 300,000 rarely drive Mercedes-Benz and BMW, why is this?
The first reason is the high cost of car maintenance. Many people with an annual salary of 300,000 yuan can afford the price of BBA, but the maintenance cost of luxury cars in the later stage is not low, although it is a luxury car, there will be failures in the later stage, and if there is a failure, you must go to the 4S shop to repair the car, if some parts fail, you have to bear the cost of parts, and the cost of parts of luxury cars is basically not cheap, some luxury cars because of the brand's Kanga faction will also lead the auction shop at a premium, so in the later maintenance, The cost of repairing a luxury car that the owner needs to bear is several times the cost of an ordinary car. If the parts that need to be replaced are only available in the original factory, then the ** of the parts will be higher, and the amount of money spent will be very large.
The second reason is that the cost of the car is too high.
There are also a large number of cars for consumers to choose from in various fields. Many people have requirements for cars, especially male car owners like to buy some high-end cars when buying a car, thinking that such a car can only save face. In the field of luxury cars, BBA is a well-known luxury car brand.
If you buy one of these three cars, you'll be proud when you drive them.
<>Even if you don't know the model, just by looking at the logo, you will know that the car is not very cheap. There are many people who buy BBA cars, but few people with an annual salary of 300,000 will buy BBA. Why is this so?
Mainly for the following reasons. First of all, not everyone drives a Mercedes or BMW.
Programmers in the technical department, on the other hand, have few opportunities to socialize and even get off work often. For them, buying a car is just a means of transportation, and convenience and affordability are the most important things. Let's take a look at the top-selling Mercedes-Benz C and BMW 3 Series models.
According to Koubei, the average fuel consumption of the Mercedes-Benz C200L is that of the BMW 320Li. For commuters in first-tier cities, the frequency of refueling is 3-4 times a month, and it costs 300 yuan each time. On average, it is 1,000 yuan per month (the cost of fuel for self-driving trips and driving home is not counted separately).
The annual salary of 30 to 500,000 can only be said to be better than that of ordinary workers. However, if the family conditions are not good, it is still difficult to achieve class upgrading with some income. The reason why BBA is considered to be sought after by everyone is because it symbolizes the upper middle class.
This is not to say that it is limited to one layer, but relatively speaking, the financial industry may have a little more people, accounting for a larger proportion, so basically as long as it is more than 500,000 are middle and high-level, basically at least above the middle level, but like that kind of large enterprise, maybe the bottom personnel may have options, they may be a little more. This is not to say that it is limited to one layer, but relatively speaking, the financial industry may have a little more people, accounting for a larger proportion, so basically as long as it is more than 500,000 are middle and high-level, basically at least above the middle level, but like that kind of large enterprise, maybe the bottom personnel may have options, they may be a little more. This is not to say that it is limited to one layer, but relatively speaking, the financial industry may have a little more people, accounting for a larger proportion, so basically as long as it is more than 500,000 are middle and high-level, basically at least above the middle level, but like that kind of large enterprise, maybe the bottom personnel may have options, they may be a little more. >>>More
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