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Select the product you like on Ant Insurance, and then enter the insurance page, and then you will see [Who is insured], and there will be four options below: me, spouse, parents, and children.
After selecting the relationship with the insured, fill in the name and ID number of the insured, and then select the desired amount of insurance and payment period and other information, and finally click [I want to apply for insurance] in the lower right corner.
Then you will enter the link of health notification, select [with some problems] or [confirm that there are no above problems] according to the content of the health notice, and then make a judgment according to everyone's choice to see if you can apply for this product.
However, when applying for different types of insurance, the content of the interface will be slightly different, but they are not very complicated, and everyone can complete the operation according to the prompts.
In addition, for those who don't know much about some basic knowledge before buying insurance, you can take a look at this: Before buying insurance, you must first figure out these key knowledge points!
Next, the senior sister will continue to talk about Ant Insurance.
The so-called Ant Insurance is actually Ant Insurance, which is the insurance platform of Ant Group, not an insurance company.
Users can complete one-stop services such as insurance purchase, policy management, and claim reporting on Ant Insurance. In addition, Ant Insurance has reached cooperation with more than 100 insurance institutions across the country. On the whole, its strength is also very strong.
After talking about the insurance platform, it is how to buy insurance, here, the senior sister has also compiled an insurance purchase guide for everyone, you can refer to it: [insurance] which is good, how to buy a cost-effective, hand in hand to teach you to avoid these pitfalls of insurance.
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The Ant Insurance platform buys insurance for others, and you can fill in the relevant information of the insured as the policyholder. It is especially important to read the terms of the insurance policy and inform the history of the medical history. In this way, we can ensure that we can get the insurance company's claim smoothly in the later stage.
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Alipay's insurance is not cost-effective, and the daddy evaluation is coming
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Hello answer, I am the answer in the financial field, "Talking about stocks and gold", I have many years of experience in finance and law, I have seen your questions, and I am sorting out the relevant answers for you, typing may take some time, please be patient, I will provide you with the most detailed answers within 5 minutes, will not reply to you, thank you!
Hello, dear, I am very happy to answer this question for you, first of all, it can be said with great certainty, reliable, the products in Ant Insurance are the same as the insurance sold by insurance companies such as Ping An and Life Insurance that we are familiar with, all of which are filed with the Insurance Regulatory Commission and supervised by the Insurance Regulatory Commission. Therefore, you can buy with confidence, secondly, the most important thing for us to buy insurance is to buy the right insurance according to your own needs and circumstances, we must be optimistic about the type of insurance and coverage, and the terms and conditions should be seen more, so as to avoid unnecessary troubles to yourself, dear, I hope my answer will be helpful to you! Thanks for asking,
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Reliable must be reliable, first of all, Alipay itself is a big platform, and the insurance products in Ant Insurance are in cooperation with insurance companies and sold through Alipay, but the insurance liability is still responsible for the insurance company behind it. The insurance on Alipay Ant Insurance is real and effective, the platform background is good, and the product type underwriting company is also good, but when applying for insurance, the important thing is that the product meets its own insurance needs, and the insurance product itself is the key.
Advantages and disadvantages of buying insurance on Alipay Ant Insurance:
1. Advantages:
In fact, Alipay is just an Internet platform for selling insurance products, and it is an emerging sales method that is different from the traditional offline salesman to promote and sign orders. Alipay does not develop or produce insurance products, but is only a channel for insurance companies to display and sell their insurance products through this platform.
The insurance products sold above are also endorsed by legal and formal insurance companies approved by the CBIRC, such as Chinese Life, Chinese People's Insurance Company, Ping An Insurance, Pacific Insurance and other well-known old local insurance companies, as well as some Sino-foreign joint ventures that have recently settled in China but have strong background strength and are developing rapidly and steadily seizing the Chinese insurance market.
Therefore, all the products sold on Alipay are approved by the China Banking and Insurance Regulatory Commission to be listed, and there is no need to worry about the authenticity and reliability.
2. Disadvantages:
Although the insurance products on Alipay are guaranteed, due to the different purchase channels and methods, the whole process is selected and purchased by yourself, without the assistance of professionals. For those "insurance whites", it is simply that the second monk is confused, and it is easy to buy the wrong one and mistakenly think that he has been cheated.
Moreover, most Internet insurance does not have the function of artificial intelligence underwriting, so it is also possible that those who have some physical health problems may not be able to buy it.
Summary:
Therefore, if you are a healthy person who has some basic understanding of insurance and can distinguish which product is suitable for your needs, the insurance on Alipay can be considered for purchase. But if you belong to the group of people who know almost nothing about insurance, or have some problems with their health, then find a professional insurance salesperson to help you explain the necessary products and compare terms, and then you can choose the right insurance product according to your own situation and budget.
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Alipay Ant Insurance is reliable and is a third-party platform, plus Alipay itself is a big platform with a good platform background.
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It's true.
Alipay's Ant Insurance is just a sales channel, and when we buy insurance on it, we are still connected to major insurance companiesIt is equivalent to us dealing directly with insurance companies, such as Guohua Life
"Guohua Life Insurance - How about the "good medical insurance" backed by Alipay? 》
This marketing model is similar to **It's just that the goods have been replaced by insurance products, and the merchants have been replaced by major insurance companies.
Major insurance companies use Alipay's huge traffic to increase the sales of their products, and Alipay expands its new insurance business in this wayIt can be described as mutual benefit and win-winIt's a normal operation, so you don't have to worry too much.
Moreover, buying insurance through Alipay (online) can save us a lot of time and energy, and it only takes a few simple steps to complete the purchase:
1. Choose an insurance planThen through comparative analysis, find a product that suits you.
You need to read the health notice of the product carefully before applying for insurance.
The probability of smart underwriting being underwritten is high, with an underwriting rate of more than 60%. Everyone must remember not to hide the truth, and must tell the truthOtherwise, it is easy to have claims disputes in the later stage.
3. Fill in the relevant information
This step is to fill in personal information such as ID card, occupation, bank card, etc.
4. Online payment
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Xueba talks about insurance, focusing on insurance product evaluation! I have evaluated the hot medical insurance in the market in the past two years, and the overall is still good:A comparison table of the latest medical insurance and good medical insurance
Good medical insurance long-term medical insurance is an Internet celebrity million medical insurance, and now it has been upgraded to the 2020 version, which has attracted the attention of many people, but after my evaluation for a day and a night, I found that this product still has these shortcomings, and you can take a look at this article for specific pitfalls:Is it cost-effective for good medical insurance long-term medical care 2020, and whether it is worth insuring, which analyzes in detail the protection content, advantages and disadvantages of long-term medical insurance, how to buy a good medical insurance, and I will briefly talk about what has been added to the long-term medical care after the upgrade, and is it worth buying?
1. Good medical insurance has been upgraded to the 2020 version, and you need to know these new additions
Let's compare the 2018, 2019 and 2020 versions to see what has been upgraded
Directly from the conclusion, through the above comparison chart, it can be found that there are mainly two changes:
Optional Liability Cancer Overseas ** has been added, which can reimburse up to 2 million** expenses, at a rate of 70%;
The liability for new crown pneumonia has been increased, and a one-time compensation of 100,000 yuan will be paid for confirmed critical cases.
Second, the new upgrade of good medical insurance long-term medical care 2020, is it worth buying?
The 2020 version is still competitive in the market, but the health notification program is more standardized and clear, and has become more stringent. If there are some minor problems in the body, the health notice of different products is not the same, and you can choose the product with loose health notice.
So, in addition to good medical insurance long-term medical insurance, are there any other medical insurance that is worth buying?I compared the million-selling medical insurance products on the market in 2020, because there is too much content, I won't show it here, you look at thisThe latest million medical insurance in 2020 is here!The ten medical insurances in it are all currently hot-selling on the market and can be used as a reference.
That's all for me"Is Ant Insurance on Alipay credible"
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Alipay's insurance is not cost-effective, and the daddy evaluation is coming
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Ant Insurance on Alipay should be real, Ant Insurance is launched by the Alipay platform, if you don't trust the insurance above, then you can find some insurance salesmen to help with insurance.
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Alipay is a formal payment platform, and Ant Insurance is definitely true.
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I renewed my Ant Insurance for four years, but I didn't pay a cent for my hospitalization this year.
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Alipay's insurance is not cost-effective, and the daddy evaluation is coming
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Reliable, the products in Ant Insurance are the same as the insurance sold by insurance companies such as Ping An and Life Insurance that we are familiar with, all of which are filed with the Insurance Regulatory Commission and supervised by the Insurance Regulatory Commission. The most important thing for us to buy insurance is to buy the right insurance according to our own needs and circumstances, we must be optimistic about the type of insurance and the scope of coverage, and the terms and conditions should be looked at.
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Answer: Ant Insurance is credible, but it is not an insurance company. In fact, it is a third-party sales platform set up by Ant Financial in cooperation with various insurance companies. The products it sells are licensed in cooperation with relevant insurance companies.
If you want to consult, you can contact the relevant insurance company directly, and there is no problem in cashing out. It's just that in the past, some platforms would delay the payment of wealth management insurance due to inconsistent communication with insurance companies in customer information management, but in the end, the problem was not big. It is credible to buy insurance online, but you must buy it through formal channels, avoid phishing, and beware of being deceived.
Internet insurance is a product of the times, a new marketing model innovated by insurance companies, and the most important thing about online insurance is to serve ourselves.
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You can see the list of Ant Insurance in **.
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Ant Insurance is actually a third-party sales platform set up by Ant Financial in cooperation with various insurance companiesIt is relatively reliable, and the products sold are in cooperation with relevant insurance companies, and they are all products filed with the China Banking and Insurance Regulatory Commission. In fact, the quality of the product has little to do with the word "Alipay", the most important thing is to look at the product itself.
Since its establishment in 2014, Ant Financial has established cooperative relations with more than 100 banks, more than 60 insurance institutions and more than 40 companies. From this point of view, the Ant Insurance platform has a strong background to support the safety and reliability of the platform.
At present, the mainstream insurance companies in the market have settled on the Ant Insurance platform, and the types of insurance products include car insurance, accident insurance, health insurance, travel insurance, life insurance, property insurance, etc., which can meet the various needs of users.
According to Alipay's official statement, the contracts signed on the Ant Insurance platform are true and valid, and the insurance company will bear the corresponding insurance liability for insurance accidents that occur within the scope of the contract.
In addition, after the occurrence of an insured event, Ant Platform will also assist in urging the insurance company to fulfill its responsibilities.
Alipay's critical illness insurance is a one-year term, which is cheaper than long-term insurance. However, if the product is discontinued, or if there is a change in physical health, it may affect the renewal of the next year. People are inevitably middle-aged and greasy, and if there is diabetes or high blood pressure in the middle, they cannot renew the policy, and it also delays the purchase of other long-term critical illness insurance.
Therefore, this one-year product is used to cope with the short-term budget is not enough and there is no problem with the lack of security. If you have enough budget, try to buy long-term critical illness insurance.
Short-term critical illness insurance is cheap, but this product just looks cheap. Unlike long-term critical illness insurance, which is calculated at an equilibrium rate, one-year products basically use a natural rate. In other words, it will change with age, and although it is cheap when you are young, it will become more and more expensive later.
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Alipay Ant Insurance is still good, it is essentially an insurance brokerage platform, such as Chinese People's Insurance, Ping An Health, Taiping Life and other large companies have settled in.
If there is no expert guidance, you must understand these key knowledge points before buying insurance: "How to buy insurance? These routines must be avoided
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