I want to buy insurance for my son 5, I want to buy insurance for my son

Hello! As long as you know: what to insure - insurance liability, how much to insure - insurance amount, how much - insurance premium, how long to insure - insurance period, who can insure - insurance conditions, you can easily understand this plan.

Children's insurance, the recommendations are as follows:

1.When buying insurance for your child, you should first consider whether the adult is adequately protected, and don't put the cart before the horse.

2.Don't ignore local insurance policies, such as whether there is medical coverage for the elderly and the young.

3.Children's insurance, based on the basis of protection, then talk about education funds.

4.In terms of protection, accidents, critical illnesses, and medical treatment must be considered.

5.There are three types of children's insurance in the market: dividend, universal and investment-linked, and it is recommended to choose the first two.

6. Insurance planning, do what you can, don't deviate from the reality of affordability, then it is not insurance. Best, solve whatever you can? Don't aim for a one-step solution.

7.Remember the additional exemptions!!

8.Buying insurance for your children, don't plan too much for a rainy day, and plan your life, which is very unrealistic. Treat it rationally and do what you can. You can set short-term, medium-term, and long-term financial goals, but if you don't ask for them all, reverse the order, and it will be a mess and a waste of money.

9.First of all, we must clearly understand the above needs and rules, and then select a qualified ** person, which is very important and very important, and then choose an insurance company.

10.It is recommended to communicate with ** people in detail and verify with multiple parties, after all, face-to-face communication is the most practical and effective way. If necessary, you can also call the insurance company's customer service** for verification.

You don't know much about insurance yet, wow!

This is a relatively stable insurance with a very low yield and an okay sum insured. Most insurance companies exceed this value, oh bro! Your son is relatively young, the accident is not necessary, the general recommendation is an adult accident, because the child accident affects the child, and the adult accident affects the whole family.

It's better to have education insurance for children to go to school in the future.

Which insurance company's product is this?

Buying insurance for children is not only useful, but also necessary, because children face many risks in the process of growing up, and it is reasonable to allocate insurance to avoid risks.

Three tips for buying insurance for your child: It is recommended not to buy insurance that specifically covers death, it is better to buy sickness and accident protection first; It is not advisable to buy returnable insurance; Don't just take care of your children, on the basis of social security, you can provide your children with accident, medical and critical illness insurance, and save some money to protect yourself.

Arnold answered:

Hello! Children's awareness and ability to resist risks are very weak, and insuring children can not only provide comprehensive protection for their growth, but also reduce their future life burden. There are the following benefits when you insure your child:

1. Buying insurance for children can establish a good risk plan as early as possible, and can educate children to understand the items and advantages of life insurance as early as possible, and instill a good concept of risk management;

2. Reduce the burden of children in the future, when the children reach adulthood, the payment period of life insurance has expired, and the children do not need to pay insurance premiums, so they can have lifelong protection;

3. If the child is born soon, he will insure a whole life insurance for him, when he becomes an adult, this policy is the best gift, from stumbling to steady, the child has a long way to go, parents may not be able to take care of the child for a lifetime, but can use life insurance to convey never-ending love, help the child survive every difficulty, and at the same time recommend that parents should establish their children's education and entrepreneurship as soon as possible, and plan for their children's education.

There are some uses, but the biggest and best insurance for the child is not the insurance policy, it is the safety and health of the parents.