Whether the breeding greenhouse can be insured for property and whether the agricultural greenhouse

Summary. Dear, I'm glad to answer your <>

Agricultural greenhouses can be insured. At present, there are some insurance companies in China that have launched insurance products for agricultural greenhouses, including greenhouse planting insurance, greenhouse greenhouse insurance, greenhouse breeding insurance, etc., covering buildings, equipment, crops, property damage, public liability, etc., these insurance products can help farmers solve the losses and risks caused by weather disasters, pests and diseases, accidental losses and other reasons. <>

<> can agricultural greenhouses be insured?

Dear, I'm glad to answer your <>

Agricultural greenhouses can be insured. At present, there have been some insurance companies in China that have launched insurance products for agricultural greenhouses, including greenhouse planting insurance, greenhouse insurance, greenhouse breeding insurance, etc., covering buildings, equipment, crops, financial losses, public reputation, etc., these insurance products can help farmers solve the losses and risks caused by weather disasters, pests and diseases, accidental losses and other reasons. <>

<> is a kind of contract, which is an agreement between the policyholder and the insurer to protect the safety, life, health and accident of the policyholder after a series of communication and mutual stimulation. <>

Summary. Hello <>

We are glad to answer your questions about agricultural greenhouse insurance; When applying for insurance, all greenhouses or greenhouses owned by the insured must be insured, and you cannot choose to apply for insurance. The insured greenhouse and the vegetables, melons and other crops planted in the shed must meet the following conditions: the solar greenhouse and the steel frame arch shed are generally recognized in the current production, and the area of a single shed is not less than 1 acre, and the use of the insurance is normal.

The construction of solar greenhouses meets the relevant requirements. The planting and management of crops in the shed conform to the technical standards and management requirements of greenhouse crops commonly used in the local area, and the growth is normal.

Agricultural greenhouse insurance.

Hello <>

We are glad to answer your questions about agricultural greenhouse insurance; When applying for blind insurance, all greenhouses or greenhouses owned by the insured must be insured, and you cannot choose xing to insure. The insured greenhouse and the greenhouse planted in the greenhouse, melons and other crops must meet the following conditions: the solar greenhouse and the steel frame arch shed are generally recognized in the current production, and the area in the single trip rotten shed is not less than 1 acre of demolition and early leakage, and the use of the insurance is normal.

The construction of solar greenhouses meets the relevant requirements. The planting and management of crops in the shed conform to the technical standards and management requirements of greenhouse crops commonly used in the local area, and the growth is normal.

Insurance is meant to be safe and reliable; It is later extended into a guarantee mechanism, which is a tool used to plan life finances, a basic means of risk management under the conditions of market economy, and an important pillar of the Jindan financial system and social security system. Insurance refers to the commercial insurance behavior in which the insured pays the insurance fee to the insurer according to the contract, and the insurer bears the responsibility of compensating the insurance money for the property damage caused by the occurrence of the accident that may occur as agreed in the contract, or the insured bears the responsibility of paying the insurance money when the insured dies, is disabled, sick or reaches the age and time limit agreed in the contract.

It is a steel-framed greenhouse.

According to the shed construction cost, depreciation, crop varieties and other factors, the insurance premium of the solar temperature oak room is set up in 4 grades, which are 180 yuan mu, 340 yuan mu, 530 yuan mu and 800 yuan mu, and the corresponding insurance amount is 10,000 yuan mu, 10,000 mu of 10,000 mu, Wan Kai hand yuan mu, and 10,000 yuan mu, and the insurance amount is set separately, including wall scaffolding, thermal insulation quilt, shed film, and crops in the shed.

The insurance premium of the steel frame arch shed is set up in 3 grades, and the distribution is 270 yuan mu, 360 yuan mu, and 480 yuan mu, and the corresponding insurance amount is 9,000 yuan mu, 10,000 yuan mu, and 20,000 mu respectively.

Yes, but you can still consult the insurance officer.

Example. Hebei Channel of China Industrial Network, June 30 (Zhang Wenping) Recently, Mr. Chang of Nanhan Village, Nanhan Village, Nanhan Village, Guangping, called this newspaper, reflecting that farmers cannot compensate for their losses due to their weak sense of insurance.

Mr. Chang said that in the spring of this year, due to a strong wind, his family's 12 vegetable greenhouses were blown away, and the loss was estimated at more than 100,000 yuan due to the lack of commercial insurance in advance, and the whole family was very sad.

Mr. Chang also consulted the township leaders on the issue of losses. According to the director of the township people's congress, there is compensation in the nature of agricultural disaster relief, but the funds are very small, and it can only be temporarily rescued, which cannot solve the fundamental problem. Speaking of Mr. Chang's greenhouse, Director Wang said regretfully

If Mr. Chang participates in the insurance, the insurance company will compensate according to the standard, and his loss can be completely reduced. In order to develop greenhouse planting with Pimeng, the county negotiated with the insurance company to introduce greenhouse crop planting insurance.

The reporter asked PICC Property Insurance Guangping Branch, and Ms. Li introduced that the greenhouse crop planting insurance was underwritten in 2012, including the shed, greenhouse film and bracket.

Mr. Chang said that there are very few farmers who participate in the insurance, and most of them have the luck mentality that there is no disaster. He hoped to use this newspaper to remind the vast number of peasants to enhance their awareness of the risks of guarding against the bridge.

Different insurance products vary, you can call your desired insurance company** for advice.

Hello, vegetable greenhouse insurance involves the scope of agricultural insurance, and there are many types of agricultural insurance. For example, crop insurance, Layin and agricultural facility insurance.

If you want to protect your crops, you can take out crop insurance.

If you call the bureau and want to protect the greenhouse film in the wind disaster, you can also insure the greenhouse.

This is now the most comprehensive of Chinese property insurance shares, state-owned enterprise nature, Asia's largest property insurance company, basically has outlets throughout the country, to involve village-level units. The customer service number is 95518, and you can call for consultation.

When you buy insurance, you must pay attention to the content of protection: it is generally insurance for natural disasters, and there are seven categories (heavy rain, waterlogging, floods, hail, drought, strong winds, frost damage and secondary disasters). Be sure to read the policy carefully to know what the insurance you buy will cover.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

1. The subject matter of insurance. Solar greenhouses (i.e., winter warming plastic greenhouses, hereinafter referred to as "solar greenhouses") and vegetables grown in the greenhouses that meet the following conditions can be insured: the plastic greenhouses meet the technical requirements of construction and are used normally when insured; The vegetable planting in the greenhouse meets the requirements of the technical specifications for greenhouse vegetable planting, and the growth is normal; The number of standard plastic greenhouses is more than 5 (inclusive) or the planting area covers an area of more than 5 acres (inclusive).

The insured planting area should insure all eligible plastic greenhouses and vegetables in the shed.

2. Insurance liability. Fires during the insurance period (growing period, harvest period); Heavy rain and floods (except for ** flood storage); Wind; hailstorms; Blizzard Insurance Liability. Deductible agreement: 10% absolute deductible for each accident.

3. Insurance standard and insurance amount:

Insurance rate: that is, the insurance premium is 500 yuan for coarse cherry blossoms, and the insurance amount is 30,000 yuan for mu. Among them, the specific breakdown of the amount of rock protection and disorderly forest insurance per mu is:

The insurance amount of plastic greenhouse film is 1,500 yuan, the insurance amount of grass felt and rope is 2,500 yuan, the insurance amount of skeleton is 6,500 yuan, the insurance amount of roller shutter machine is 2,000 yuan, the insurance amount of wall is 14,500 yuan, and the insurance amount of vegetables in the shed is 3,000 yuan. The actual insured area shall be converted according to the above-mentioned sub-items of insurance amount per mu, and the final insured amount shall be subject to the insurance policy.

4. Premium subsidy ratio. **The government subsidizes 80% of the premium for the insurance of vegetables in solar greenhouses, and the remaining 20% is borne by the growers. Financial subsidies for premiums and financial apportionment at the district (city) level for insurance business.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"