-
If you have an urgent need for money, it is recommended that you must choose a reliable big brand formal channel, money to spend is a credit service brand under Du Xiaoman Finance (formerly Finance), which is safe and trustworthy, with the characteristics of simple application, fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security. The application conditions for having money to spend are mainly divided into two parts: age requirements and information requirements.
2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card.
Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.
This answer is provided by Youqian Hua, I hope it will be helpful to you. As a credit brand under Du Xiaoman Finance (formerly Finance), Youqian Hua brings users convenient, fast and reassuring Internet credit services, with a maximum borrowing limit of 200,000 yuan.
-
If you are already a CMB user and have access to the China Merchants Bank mobile banking app, you can try to apply through this interface by logging in to the mobile banking and clicking "My" - "All" - "Loan" - "I want to borrow money". If you meet the conditions of China Merchants Bank credit card, you can try to apply for a credit card.
-
A lot of places are available.
-
The easiest borrowing platforms to get through are:
1. Meituan borrowed money: Meituan has good credit. Meituan's big data is good.
It is easier to take out a loan with a good personal credit profile. The annual interest rate is . Differential pricing is introduced.
Everyone's interest rate on a loan will be different. The final loan result is subject to systematic evaluation.
2. Doudou coin: Pure credit loan does not require mortgage guarantee. The borrower meets the basic borrowing conditions, has no bad credit record, has a high degree of account activity, and has a stable repayment ability. The system automatically approves the loan, and the result is available in a few minutes.
4. Financial e-loan: ICBC credit loan, up to 500,000 yuan, only ICBC customers can apply. If it is a housing loan and credit card customer of ICBC, has a good record of loan repayment and has purchased wealth management products in the bank, it is even better, the loan is easy to pass, and the loan interest rate in 2021 is still good.
5. Qianqianhua: The requirements for borrowers are not very high. Register on your mobile phone, provide a valid ID card + bank card after completing your personal information, complete identity verification, and obtain a loan limit. The system automatically approves the loan, and the account can be received quickly.
-
When applying for a loan, users will encounter loan products with different repayment methods, because the interest rate is often expressed in different ways, for example: daily interest rate of 10,000%.
Fifth, the monthly rate is 1%, etc., so it is difficult to compare several products which one is more economical. The price comparison artifact launched by Money Flower can help us solve this problem. Through comparison, we can intuitively understand the details of the interest fee of the comparison product and help us make decisions.
-
1. Look at your personal qualifications The better the qualification, the faster the audit.
2. The information is true and do not fill in the information Many reasons for rejection are caused by the information filling in randomly.
Third, the qualifications are good to go to the big platform, and the qualifications are not good to the small platform.
-
Answer: Hello, if you need a loan business, it is recommended that you go to a more formal platform to borrow. Some illegal online platforms can easily deceive many people, and the relevant money paid in the end cannot be recovered.
Whether it is a bank or a formal online lending platform, they always adhere to one point, that is, the user's personal credit problem. If you have very bad credit and have a bad overdue record, but the online loan platform still gives you the next payment, then you have to be careful, some of the requirements for the lender are particularly low, it is best not to apply, you must know that no platform is willing to lend money to a person who is not qualified, such a platform must be informal. Generally speaking, regular and reliable online lending platforms will choose some users with good qualifications, after all, when you choose a loan platform, they are also choosing you.
Borrowing is a very simple thing, as long as you lend me money, I will pay you interest. Therefore, the fees of formal and reliable online lending platforms are charged from the time they are lent, and they will not be charged before the loan. If you need to pay additional fees to the borrower before you borrow money, you need to be careful about whether you are falling into a fraudulent loan.
Nowadays, most people are forced by high loan interest when they are desperate, and it happens repeatedly that they borrow 1,000 today and repay 3,000 tomorrow. Therefore, I hope that the big guy will have a long mind, and before taking out a loan, you must consult and clear, what is the interest rate of the loan, the annual interest rate of the regular and reliable online loan platform cannot exceed 36%, if there is more than this part of the fee, the formality of this platform needs to be investigated.
Nowadays, if many people want to enter some good companies, they need the help of acquaintances, and they need to find connections to do their work. The same is true for online lending, if you want to know whether a platform is reliable or informal, then you can see who is supporting it in the background. To put it bluntly, it is commonly known as the lender.
For example, some of the lenders we commonly find are: China Construction Bank, Jiufu Group, Harbin Consumer Finance, etc. These companies and banks have a good reputation in the industry, so the online loan platform supported by these lenders is completely trustworthy!
-
If you need to apply for a small cash loan, China Merchants Bank has a flash loan business, which can be applied through the mobile banking app or check whether you are eligible to apply.
1. After the flash loan is disbursed, cash will be issued in the designated account, and the funds can only be used for normal bulk consumption and transfer, and cannot be invested, flowed into **, real estate and other directions.
2. If you have a CMB savings card, you can log in to the mobile banking and click "My All Borrow Money Flash Loan" to apply for a flash loan. Your specific quota will be approved according to your business situation in China Merchants Bank, and you can view it if your application is successful.
3. The provisions on the amount of flash loans are different for different types, and the maximum credit line is not more than 300,000 yuan, which is subject to the display on the loan page. If you have been eligible for a flash loan, you can log in to the "Flash Loan" module of China Merchants Bank mobile banking app or online banking to check your maximum application amount, with a minimum withdrawal amount of RMB 1,000 and a maximum of the quota amount, and an integer multiple of 1,000.
4. There are two types of loans that can be applied for within the flash loan limit:
1) 15 minutes loan disbursement will be automatically approved within 5-10 minutes, and the loan will be disbursed immediately after approval, and the result will be notified by SMS.
2) Loan disbursement on T+1 day, there will be a ** call to verify within T+1 day, and arrange the loan after confirming the information. If you do not answer the contact 3 times, the application will fail and you will need to apply again.
When the amount of flash loan is established, there will be a check record on the credit report. If you only successfully establish a quota but do not withdraw money: there will be no quota record in the credit report; For each subsequent withdrawal, there will be a loan record in the credit report.
-
1: Zhaolian good term loan.
1.Zhaolian good loan is a loan product of Zhaolian Consumer Finance Company, the loan gives 3 6 12 installment repayment methods, the highest amount is also given to 200,000, to meet the needs of small loan users, the lowest daily interest rate can be reached, which can be said to be quite cost-effective, the most important thing is that he is different from borrowing, although the requirements are 600 sesame points.
However, users between the ages of 21 and 50 who have undergone real-name authentication through Alipay can apply. Click Apply, and the system will match the corresponding amount in one minute.
Two: GF is good at borrowing money.
Good to borrow money is Guangfa Bank.
The inclusive financial products jointly launched by Youmi Finance and Alipay can borrow up to 200,000 yuan, with a daily interest rate as low. However, the threshold for applying for GF good borrowing is slightly higher, and generally the sesame score is greater than 670 points to apply, but it is still not difficult for Alipay users to generally have more than 700 points. It also has a point that it is easy to issue a limit, and it is generally more than 10,000 yuan, and the application is simple, which is almost no different from a good term loan.
Three: Jingdong gold bars.
It goes without saying that it is JD Finance.
Its anti-ant borrowing.
of loan-based products. However, the requirements for ordinary users are relatively high, plus the strange characteristics of JD.com. For example, a friend has a high credit score for white bars, but there are no white bars and gold bars.
Four: micro loans.
In addition to Alipay's ant borrowing, the most recommended can be said to be the micro loan, although the user reputation of the micro loan is not as good as borrowing, but it is very suitable for today's young people, it can be said to be more practical than ant borrowing, because it is through Tencent, which is the most commonly used by everyone.
It is well-known, and the security aspect itself is to do network information security.
In terms of big data, there is also a lot of precipitation, and the amount of the first time is also higher than that of ant borrowing! In terms of interest rates, it is similar to Ant Loan and Micro Loan in the early stage, but there are more activities at present, there are some discounts, you can leave some interest, and the amount is raised quickly!
There are no more than three types of borrowing money, namely relatives and friends, banks, and Internet credit platforms, and Internet credit borrowing is almost the fastest and easiest to pass. If you have urgent needs for money, it is recommended that you must choose reliable big brands and formal channels. >>>More
In addition to borrowing, you can also apply for Alipay's reserve fund to borrow money, or borrow money through banks, micro loans, online merchant loans, Jingdong gold bars and other channels. When borrowing money, you must borrow it from a formal lending institution, the first choice is a bank, followed by a lending institution with a relevant business license. >>>More
If you need to apply for a small cash loan, China Merchants Bank has a flash loan business, which can be applied for through mobile banking or check whether you are eligible to apply. >>>More
Hello, there are many platforms on the Internet that can borrow money, and it is recommended that you pay attention to two major elements when choosing, one is to choose a trustworthy big brand; Second, it is necessary to pay attention to the clear and transparent service details of the loan product, such as the amount that can be borrowed, the interest rate of the loan, the repayment time, the repayment method, etc. Only by choosing a reliable loan product can you meet your urgent need for money while ensuring that your personal interests are not infringed. >>>More
In today's highly developed Internet finance, you can find a lot of loan and borrowing software in your mobile phone app store, but how to choose? Reminder everyone must pay attention to these points: >>>More