How much do you have to pay for three insurances and one housing fund, and how much is appropriate f

It is calculated according to the average monthly wage of employees in the previous year, or according to the average annual wage of employees in the previous year released by Beijing **. Three insurances and one housing fund are paid in January. In addition, there is no handling fee, the employee resigns, the payment of three insurances and one housing fund is stopped, and the file is transferred.

At present, individuals can only pay for pension and medical care, and they must apply for it at the labor bureau or talent service center where their household registration is located.

Role: For employees.

Now it is usually said that is"

One gold", the specific five insurances are:

medical insurance, and.

One gold is: housing provident fund.

Housing Provident Fund";The proportion of specific units and individuals is 50% each, which is calculated according to the average annual salary of individuals. The state stipulates that the housing provident fund shall not be less than 10% of the salary, and the units with good benefits can be higher, and the employees and units shall bear 50% each

Provident Fund: Can be used for personal renovation or home purchase.

If the individual already has a house and the name of the real estate certificate is also an individual, then you can apply for a monthly withdrawal of personal provident fund.

Five insurances"In terms of employee wages, the proportion of units and individuals is generally as follows: 20% for pension insurance units and 8% for individuals; 6% for medical insurance units and 2% for individuals; 2% for unemployment insurance units and 1% for individuals; 1% of the maternity insurance is fully borne by the unit; Work-related injury insurance is also fully borne by the unit, and individual employees do not bear maternity and work-related injury insurance.

Pension insurance: After paying for a certain number of years, you can receive a certain amount of pension on a monthly basis when you retire (60 for men, 50 for women, 55 for female cadres, and you can retire early), and you can receive a certain amount of pension until the death of the insured.

Unemployment insurance: 2% for units, 1% for individuals, and migrant workers do not pay for personal contributions. According to social security regulations, unemployed persons who have paid contributions for more than one year can receive unemployment benefits, and generally can receive unemployment benefits for at least three months. During the period of receiving the benefit, if.

If there is a change in the account, the unemployment insurance will be stopped immediately.

Medical insurance: the general proportion is 10% of the unit, and the additional medical treatment is 5 yuan per month; 2% for individuals, according to the provisions of the Medical Bureau, can be reimbursed for outpatient expenses and hospitalization, as well as large medical expenses. At present, most regions require that you can enjoy retirement medical insurance after paying for 25 years.

Work-related injury insurance: reimbursement of expenses for accidental injuries that occur in the course of work or in the process of commuting to and from work.

Maternity insurance: the proportion is or 3%, and all of them are borne by the unit. Only employees who have paid contributions for more than one year can enjoy it.

Men are reimbursed for the cost of birth control or vasectomy reversal, and women are reimbursed for examinations during pregnancy, as well as for surgery during childbirth and subsidies for breastfeeding.

The unit must pay five insurances, and there are no three insurances, which is mandatory.

The total amount of 2500 payment is about: 750 yuan, the personal burden: 250 yuan, and the unit bears about 500 yuan.

The provident fund is 250 yuan, and the unit and individual are 50% and 125 yuan each.

Summary. Hello The three insurances need to pay 800 to 2000 yuan a month, and the insurance base is different in various places, the minimum foundation needs 2638 yuan a year, and then the amount paid each month is yuan. Every year, the social security will be approved at a fixed time (March or July, different places) to approve the base, according to the average monthly salary of the employee in the previous year to declare a new base, need to prepare the salary table these certificates.

Generally speaking, the amount of endowment insurance paid by individuals is 8% of the salary base, the amount of medical insurance is 2% of the salary base, and the amount of unemployment insurance is about the salary base.

Pay three insurances and one housing fund by yourself, and pay as much as you need to pay every month.

Hello three insurances need to pay 800 to 2000 yuan a month, and the insurance base is different in various places, the minimum basic answer to eliminate envy needs 2638 yuan a year, and then the amount paid each month is yuan. Every year, the social security will be approved at a fixed time (March or July, different places), and the new base number will be declared according to the average monthly salary of the employee in the previous year, and the salary table needs to be prepared. Payment Instructions:

Generally speaking, the amount of endowment insurance paid by individuals is 8% of the salary base, the amount of medical insurance is 2% of the salary base, and the amount of unemployment insurance is about the salary base.

Then I have to pay a pension of 1500 a month for fifteen years, how much can I get in a month.

Hello January 1,000, 18,000 a year, a total of 270,000 total payments, account balance 10,000, account salary 620 yuan search chain, payment is Jian Zheng according to the standard base 150%, according to the average social wage calculation of 750 yuan 150% 1 25 yuan, two total 1745 yuan pension.

Three insurances and one housing fund" (basic endowment insurance.

fees, basic medical insurance.

fees, unemployment insurance.

In accordance with national regulations, the "three insurances and one housing fund" shall be jointly paid by the employer and the individual, paid regularly, deposited into the insurance account or provident fund account opened in the capacity of the individual, and managed by the relevant social functional departments. The calculation and payment method of "three insurances and one housing fund" is as follows:

1. Endowment insurance: 4% of the salary base paid by individuals, 10% of the base paid by enterprises for labor clearance, and individuals pay to the legal normal retirement age.

2. Medical insurance: 2% of the salary base paid by the individual for basic medical insurance, and the part of the salary base paid by the unit goes into the personal account; Individuals pay 3 yuan per month for mutual aid funds for large medical expenses, and the unit pays 1% of the salary base. When an individual is sick, the basic medical insurance will co-ordinate the expenses of the individual account**.

If the minimum payment standard of basic medical insurance is exceeded, the medical expenses that should be borne by the individual in proportion to the standard. The part of the personal account that is insufficient to pay shall be paid by the person himself/herself.

3. Unemployment insurance: if the individual pays the wage base, the unit pays the wage base. Participating in unemployment insurance in accordance with regulations, and the employer and the person have fulfilled the obligation to pay contributions in accordance with the provisions for one year; Interruption of employment not due to the person's will; A: Youhe has registered as unemployed.

Those who also have a job search requirement can receive unemployment insurance.

4. Housing provident fund: x8% of the salary base paid by the individual, and 8% of the salary base paid by the unit. Purchase, construction, renovation and overhaul of owner-occupied housing by individuals; Those who are on leave or retired have completely lost their ability to work and have terminated their labor relationship with the unit; Those who move out of the city or county where their household registration is located or leave the country to settle down; repayment of principal and interest of purchases and loans; If the rent exceeds the prescribed proportion of the family's salary income, the housing provident fund can be withdrawn.

Also, on July 6 of this year, the Ministry of Finance.

A joint circular issued by the Ministry of Finance and the State Administration of Taxation at the end of June was announced. The notice makes it clear that within the range of no more than 12% of the average monthly salary of the employee in the previous year, the housing provident fund actually paid by the unit and the individual shall be allowed to be included in the taxable income of the individual.

deducted. If it exceeds 12%, the excess part will be incorporated into the individual's current wage and salary income and levied individual income tax.

Therefore, you need to understand the ratio of three insurances and one housing fund in the unit, so that you can know how much you have to pay.

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The three insurances are the most basic social insurance, including: endowment insurance, medical insurance, and unemployment insurance. The three insurances belong to social insurance, which is usually said now"Five insurances and one housing fund", the specific five insurances are:

endowment insurance, medical insurance, unemployment insurance, work-related injury insurance and maternity insurance; One gold is: housing provident fund. The payment of three insurances is stipulated in the national social security policy, and any employer should pay for the loss sensitive insurance for employees.

As long as you have signed a formal employment contract with your employer, it should insure you. However, these three insurances are not paid entirely by your employer, but by yourself and your employer. According to the wages of employees, the proportion of units and individuals is generally as follows:

The endowment insurance unit bears 20%, and the individual bears 8%; 6% for medical insurance units and 2% for individuals; 2% for unemployment insurance units and 1% for individuals; Pension insurance is mainly used to receive a pension after retirement in the future, in case life is bleak in old age. Medical insurance is mainly when you are sick and hospitalized, and the employer can reimburse about 50 expenses, which is also very important.

Workers' compensation insurance is even more clear.

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