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Cars and trucks, buses, semi-trailers, mud trucks, these compulsory traffic insurance are the same, regardless of whether there is an accident, it is 950 yuan per year. Compulsory traffic insurance is compulsory insurance by the state, no matter which insurance company, it is the same, and it will not increase in price or cheap. However, you should be best to buy a third-party commercial insurance or full insurance when you drive a semi-trailer, because the possibility of an accident in a semi-trailer is very large, and the loss will be very heavy, so it is best to buy full insurance, more than four thousand a year, sometimes there are discounts, such as Double Eleven Double Twelve These are cheap, and it is best to buy insurance from large companies, such as Ping An Chinese Life Chinese Insurance, Pacific Insurance, claims and insurance are fast.
Don't buy a small company, otherwise this insurance and claims will be so slow that you will doubt your life.
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The trailer rate is 30% of the same tonnage truck, for example, the truck of more than 10 tons is 4480 yuan, and the trailer is 4480 x = 1344 yuan. Vehicle and vessel tax is calculated according to the weight of the vehicle, 80 yuan per ton per year, and more than 1 ton and half a ton and half a ton are added upward, and new cars are charged on a monthly basis.
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The premium of the trailer compulsory insurance is 1344 yuan, a year without insurance can be discounted by 10%, 2 years without insurance discount of 20%, 30% for 3 years, the maximum discount of 30%, vehicle and vessel tax according to the curb weight (self-weight), 96 yuan per ton per year,
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Semi-trailer compulsory insurance is 4480 yuan, if there has been no traffic accident within three years, you can discount 30%.
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The premium of the trailer compulsory insurance is 1344 yuan, a year without insurance can be discounted by 10%, 2 years without insurance discount of 20%, 30% for 3 years, the maximum discount of 30%, vehicle and vessel tax according to the curb weight (self-weight), 96 yuan per ton per year,
Compulsory traffic insurance is a compulsory liability insurance that the insurance company compensates the victim (excluding the vehicle personnel and the insured) for personal and property losses caused by road traffic accidents caused by the insured motor vehicle within the liability limit.
There are several types of car insurance that are generally bought:
1. Auto insurance mainly includes two types: compulsory traffic insurance and commercial insurance.
2. Compulsory traffic insurance is mandatory for the state to purchase Compared with compulsory traffic insurance, automobile commercial insurance is purchased by the car owner.
3. Commercial insurance includes liability insurance, three-party insurance, wading insurance, and theft insurance.
4. It is best to purchase compulsory traffic insurance, third-party liability insurance, vehicle personnel liability insurance, and deductible insurance.
5. Because such insurance companies have branches all over the country, they can immediately handle damage assessment and claim settlement in the local area when they encounter trouble.
6. Because the more high-end the car, the higher the repair cost, once an accident occurs, the greater the economic pressure that may be undertaken, and the compensation amount of large companies will be relatively higher, and the level of the designated maintenance plant is also relatively high.
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Hello, glad to answer for you.
Hello, the general semi-trailer compulsory insurance is 4480 yuan. The trailer rate is 30% of the same tonnage truck, for example, the truck of more than 10 tons is 4480 yuan, and the trailer is 4480 times equal to 1344 yuan. Hope it helps. Have a great day.
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Legal analysis: the general semi-trailer compulsory insurance is 4480 yuan. The trailer rate is 30% of the same tonnage truck, the vehicle and vessel tax is calculated according to the weight of the vehicle, 80 yuan per ton, more than 1 ton and half a ton and a half ton are added, and the new car is charged on a monthly basis.
The full name of compulsory traffic insurance is compulsory liability insurance for motor vehicle traffic accidents, which is a compulsory liability insurance for the personal and property losses of the victims (excluding the vehicle personnel and the insured) caused by road traffic accidents caused by the insured motor vehicle within the liability limit.
Legal basis: Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability
Article 2 The owner or manager of a motor vehicle driving on a road within the territory of the People's Republic of China shall, in accordance with the provisions of the Road Traffic Safety Law of the People's Republic of China, take out compulsory insurance for motor vehicle traffic accident liability.
These Regulations shall apply to the insurance, compensation, supervision and management of compulsory insurance for motor vehicle traffic accident liability.
Article 6 The compulsory insurance of motor vehicle traffic accident liability shall implement uniform insurance terms and basic insurance rates. The China Insurance Regulatory Commission (CIRC) examines and approves the insurance rates in accordance with the principle that the compulsory insurance business of motor vehicle traffic accident liability is generally not profitable or loss-making.
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1. When there is responsibility, the maximum compensation for the property loss of the three parties is 2,000 yuan, the maximum compensation for the medical expenses of the three parties is 10,000 yuan, and the maximum compensation for the death and disability of the three parties is 110,000 yuan. 2. When there is no liability, the maximum compensation for the property loss of the three parties is 100 yuan, the maximum compensation for the medical expenses of the three parties is 1,000 yuan, and the maximum compensation for the death and disability of the three parties is 11,000 yuan. 3. Medical expenses include:
Medical expenses, diagnosis and treatment expenses, hospitalization expenses, hospitalization meal subsidies, necessary and reasonable follow-up expenses, cosmetic surgery expenses, and nutrition expenses. 4. Death and disability expenses include: funeral expenses, death compensation expenses, transportation expenses for funeral matters, disability compensation, disability assistive device expenses, nursing expenses, ** expenses, transportation expenses, living expenses for dependents, accommodation expenses, lost work expenses, and solatium for mental damage arising from judgment or mediation.
Article 21 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability Article 21 If a road traffic accident occurs in an insured motor vehicle and causes personal and property losses to the victim other than the vehicle personnel and the insured, the insurance company shall compensate within the liability limit of the compulsory insurance for motor vehicle traffic accident liability in accordance with the law. If the damage caused by the road traffic accident is intentionally caused by the victim, the insurance company will not compensate for it. Article 22 In any of the following circumstances, the insurance company shall pay the rescue expenses in advance within the limits of the compulsory insurance liability for motor vehicle traffic accident liability, and shall have the right to recover compensation from the victim
1) The driver has not obtained driving qualifications or is intoxicated; (2) The accident is caused during the theft and robbery of the insured motor vehicle; (3) The insured intentionally causes a road traffic accident. In any of the circumstances listed in the preceding paragraph, if a road traffic accident occurs, the insurance company shall not be liable for compensation for the property damage caused to the victim. Article 24 The State shall establish social assistance for road traffic accidents** (hereinafter referred to as assistance**).
In any of the following circumstances, the funeral expenses and some or all of the rescue expenses of the victim in the road traffic accident shall be paid in advance by the rescue, and the rescue management agency shall have the right to recover from the person responsible for the road traffic accident: (1) The rescue expenses exceed the liability limit of the compulsory insurance of motor vehicle traffic accident liability; (2) The motor vehicle involved in the accident has not participated in the compulsory insurance of motor vehicle traffic accident liability; (3) Fleeing after a motor vehicle has been hit.
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The law does not stipulate how much is the compulsory insurance for semi-trailers, and generally the insurance regulatory authority may require or allow the insurance company to adjust the insurance rate accordingly according to the overall profit or loss of the insurance company's compulsory insurance business of motor vehicle traffic accident liability.
[Legal basis].Article 7 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability.
The compulsory insurance business of an insurance company for motor vehicle traffic accident liability shall be managed separately from other insurance businesses and accounted for separately. The insurance regulatory authority shall annually verify the compulsory insurance business of the insurance company for motor vehicle traffic accident liability and announce it to the public; Based on the overall profit or loss of the insurance company's compulsory insurance business for motor vehicle traffic accident liability, the insurance company may be required or allowed to adjust the insurance rate accordingly. If the adjustment of insurance rates is larger, the insurance regulatory authority shall conduct a hearing.
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