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If you only have 200,000 yuan in savings, and you yourself are developing in the city, I personally think that if you plan to retire in the countryside when you are old.
can take the money back to the countryside to build a house; If you don't plan to go back to the countryside and spend the rest of your life in the city, it's best to buy a house in the town.
For those who work outside the city, if the housing prices in the city are too expensive to afford, they can take the money they save back to the countryside to build a house. And 200,000 yuan is no longer a difficult thing to build a house in the countryside. But if you are interested in putting down roots in the city, I personally think that even if you are under pressure to pay off the mortgage, you should find a way to buy a house in the city.
If you can't make that much money in the short term, you can make up some with friends and family, so that at least the pressure will not be too great.
Of course, if you don't like life in the city, you think that the days in the countryside are quieter and more comfortable. Then, consider getting the money back to build a house. At this time, you can build the house first, but you don't have to rush to decorate, but you should consider that it is not too late to decorate when you are ready to go back to live.
Or wait for the child to be a little older, and then consider decoration, so that it can be used as a child's wedding room, which is quite suitable.
For those who can afford it, such as the monthly income.
If you have a lot, then you can consider buying a house in the city first, and then go back to the countryside to build your own house, so that no matter where you want to live in the future, you can meet your wishes. After all, with a house, there is a home. Isn't the biggest goal of a person's life to have a warm home?
The purchase of a house allows us to gain this sense of belonging to our home.
Therefore, it is recommended that you work hard to earn money is the right thing to do.
Others can be solved according to your personal needs and preferences. If you really can't make up your mind about buying a house or building a house, it is safer to take a break and listen to your true voice before making a decision.
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Personally, I think it would be better if you had 200,000 yuan in your hand to buy a house with a down payment in the town, but now the countryside is urbanized, and people are pursuing high-rise buildings.
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It's good to buy a house in town. Because the conditions in the countryside are not as good as in the towns.
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It would be better to choose to open a house in the village, so that there is some security and there will not be too much pressure.
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Depending on the needs of the family.
1. Buying a house is not buying cabbage, for most people, this is a huge amount of money. If you don't have any money in your hands, or even enough money for a down payment, then you don't have to ask this question at all, because there is no choice in this question. Work honestly and earn money first, and then make plans when you have saved enough money.
2. If you are faced with starting a family, marrying a wife and having children, and are about to form a complete family, and you have enough money for a down payment and monthly payment, don't think too much, a house is very important to you, and the impact on the family is also subtle. A family with a house to live in is considered complete, life can be thriving, and maintain good communication, and career can have a strong backing.
3. If there is no shortage of houses in your hands, and you simply want to pay attention to the investment opportunities in the property market, then you should consider it carefully. Finish shooting.
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I would choose to make a down payment in the city, even if I wanted to go back to the countryside to build a house.
Because you know, the house is more than just a room. Behind it is a place to make a living, life, family, education, medical care, and so on, all aspects.
If you are in a period of struggle and bear a family, even if you are tired, you still have to live in the city。The first is that I can have more job opportunities and more development space, and the second is to have a better educational environment and a larger vision for my children. Even if the pressure of life in the city is very high compared to the pressure in the countryside, this 300,000 yuan is only enough for the down payment of the house, and it is only a not too big house, it is just one of such high-rise buildings.
That's why there is so much pressure to live in big cities like Beijing, Shanghai, Guangzhou and Shenzhen, and so many people are vying to live in big cities, after all, the working environment and living conditions here are still much higher. Even in small cities, conditions are better than those in the traditional sense of the rural sense, not to mention Huaxi Village, which is an advanced version of the rural letter calendar that is almost urban scale.
Living in the city, the field of vision, knowledge to be broad, I am also from the township, when I was a child, there was no bus at home, are small vans, when you need to take a taxi it will stop, this kind of car we call it "beckoning stop", and then to the big city to go to college, meet the bus also beckoned, thought it would stop, did not know that there was a bus stop, feel that they are "silly cherry blossoms", so this is a small epitome of vision and knowledge. I have struggled for many years, and I have settled down in the city, even if it is only a second- or third-tier city, but for the sake of the child, it is still worth it, he grows up, and he will not have such a stupid experience as me.
We always see that some people are now in the countryside, hundreds of thousands of dollars can build a small western-style house, and some are like small villas, which feel very beautiful and spacious.
<> if after retirement, there is no pressure in all aspects, the child starts a family, you can go to live a rural life, a big house, fresh air, beautiful natural environment, chickens and dogs, Qianmo traffic, this is to ask what I said at the beginning of this article, "although I want to build a house in the countryside", once upon a time, this is also an idea of mine, but when I was young, I still need to struggle in the city, assuming that there is a down payment of 300,000 in the city, this is life.
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I will choose to go to the countryside to build a house to brighten up the old diggers, because I do not have a high salary, it is more practical to go back to the countryside, there is no need to pay the mortgage, and the countryside lives in the yard in the spring and wide, it is more convenient.
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I would choose to make a down payment in a small city, because after all, it is a small city, the education resources are much better than those in rural areas, and the accommodation environment will be much better.
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I will choose to make a down payment in a small city, because I am still young and cannot live in the countryside for the rest of my life, I will also have children, I also have to think about the children's education in the Trembling Hall, and if I am older, I will consider going back to the countryside.
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Give me the money first, and I'll tell you later.
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[Calculate how much it will cost you to renovate your home].
In the city, 200,000 yuan is basically impossible to buy a house, it may only be enough to pay a down payment, but if there is 200,000 yuan in the countryside, it is possible to build a very good house.
1. Garden-style houses.
There is a lot of land in the countryside, and it is quite easy to approve a homestead in the village, if there is a 200,000 to build a house, you can choose to build a garden-style house, which is not only large, but also a large number of families with a large population to live, the key is that the periphery of the building is also extremely beautiful.
2. Single bungalow with terrace.
In the countryside, a family is generally three generations in the same house, which means that the family population is more than 5, the number of rooms in the house must be a lot, and it is convenient to dry clothes, food, etc., so to build a house must have a terrace, spend 200,000 yuan to build a good single house with a terrace.
3. Family-style townhouses.
For rural families with thriving people or two or three brothers, you can consider building a townhouse that can not only show brotherhood, but also reflect the overall aesthetics.
4. Single-family villas.
With 200,000 yuan, it is completely possible to build a single-family villa in the countryside and add a car, which must be the realization of life dreams and improve the happiness index.
5. Multi-storey practical economic room.
In the countryside, more people choose to build practical and economical houses, generally three-story small buildings, but if there are 200,000 yuan, it is very enviable to build a small building with four to six floors, three floors are used to live and live, and the remaining floors can be used to store food, tools, etc.
6. Townhouse with yard economy.
In these relatively large rural areas in the plains, if there are 200,000 people, you can choose to build an economic house with a yard, not only a backyard, but also a front yard, the front yard is planted with flowers and plants to beautify the yard, and the backyard raises livestock and poultry.
Summary: The above is an introduction to what house to build in rural areas of 200,000, in rural areas usually choose to build their own houses, the overall cost of building a house is relatively low, spend 200,000 yuan, basically can build a house that meets the requirements of all aspects, I hope the content shared will be helpful to everyone.
Enter the area and get the decoration for free**].
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It is recommended to buy a house, I am also from the countryside, since we don't do business, the money is stored in the bank with interest, there is no point, look at the house, put the money on the house, and you can have a house to live in, and there are fixed assets, it is still good.
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If you don't need to live in the county seat, you don't need to buy a house in the county seat, you can save it. If you plan to move from the countryside to live in the county seat, you can buy a house in the county seat.
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Let me say that if the child is older and wants to use the house in a few years, he should first pay the down payment with the money, otherwise the money will be biased and not cost-effective, if the child is still young, he does not need to save the money in the house.
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If you don't just need to buy a house, I personally recommend not buying a house, you can consider how to make 200,000 yuan bring you greater returns, as for the deposit, you don't need to continue to save, and the interest of a few thousand yuan a year is also insignificant. However, if you have the intention of buying a house, then you should consider it, after all, no one can say the future trend of housing prices.
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This is judged according to your own situation, if all your industries (agricultural products, planting, breeding) are in the countryside, and you only go to the county seat occasionally or to sell and find sales, then you don't have to buy a house in the county, because you are basically in the countryside, if you work in the county, but live in the countryside, then you can consider buying a house in the county, which can not only avoid your county and urban and rural runs, but also more stable work.
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It's better to save it and find a bank wealth management product with a higher interest rate. 200,000 yuan to buy a house is not enough, let's take a look first, buy it if you need it, if you are not in a hurry to live, it is good to find a suitable ** and then **.
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This should be bought in the county, because now the house price is rising very fast.
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It depends on whether it is a rigid need now. If you don't have this need, save it.
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It depends on whether you need it or not, and if you need it, you can buy a house in the county.
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If it is I, I will save it and invest it.
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There are 200,000 people living in rural areas. Is it to buy a house in the county or to save it? Should I go to the county town and buy a house?
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To be honest, it is not easy for rural people to have 200,000 in their hands. I don't know how much money they saved. However, I do not deny that there are still poor people in the countryside, but there are also many invisible landlords.
Whether 200,000 yuan is used to buy a house or save money depends on the situation.
The 200,000 yuan saved in rural areas is also the result of years of hard work, especially for some farmers. Although it is not easy to save 200,000 yuan in the countryside, it really depends on the place where the county buys a house. Take our county, for example.
Now many people in the surrounding rural areas want to buy houses in the county. In the slightly remote mountainous area, almost all the people in the village have moved away. It was completely transformed into an empty village.
It's all a broken house that no one wants.
If you plan to transfer the contracted land to work in a town or county, you can rent a house in the town or county seat for the convenience of work. After all, the house is the real "home" that allows you to live a more stable life! So, if you are faced with this situation, I feel that buying a house is reasonable and timely!
In recent years, competition for the rural population has become increasingly fierce. When they see others buying houses in the county, they always feel that they will lose face if they don't buy a house. Whether they have money or not, they have to buy a house in the city.
In addition, they also have to buy a house in the county seat to get married, which leads to the continuous housing prices in our county. So, if you don't have 200,000 yuan on hand, I don't think it's good to invest in other projects.
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If you build a house in the countryside, not only will there be few job opportunities, but also education, transportation, and so on are not as good as in the city, so if it is an old man, then it is best for them to build a house in the countryside, but if it is a young person, then it is best to buy a house in the county.
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In fact, with a budget of 400,000 yuan in hand, whether it is a down payment on a house in the city or a house in the countryside, these two options are good, but it depends on what kind of state you need most at the moment.
If you are working in the city now, then you want to stay in the city to continue to live, and want to give your children a good education, then you can choose to pay a down payment of 400,000 yuan to buy a house in the city, so that the loan to repay the mortgage in the future, in fact, with your wife, the pressure is not very great, and you can accept the city's advanced infrastructure services.
But if your job is not in the city, and you don't want to bear the pressure of repaying the mortgage in the future, you can go back to the countryside to build a house, there are 400,000 yuan can basically build a 2-storey small western-style building in full, and now the rural development is also relatively perfect, infrastructure such as water, electricity, and networks are available, and it will probably not take more than two or three hours to get to the city, which is still more convenient.
Therefore, under the condition that rural life is also good now, whether it is to choose to make a down payment on a house in the city or build a house in the countryside, it is a good investment, after all, real estate is a real estate of your own, and after getting the house, it is equivalent to having an immovable asset, and they will always appreciate in value, so you can weigh the pros and cons according to your own situation and make a choice.
If I really have 200,000 yuan in my hand, I should buy a house, I don't want to buy a car, and buying a car is a consumable.
Save it up. Go to work. Get in touch with what you want to do in the future! Gain experience from others. The time is ripe. All in it.!
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No, Huabei is for you to buy things online for consumption, not for you to buy a house, Huabei can't be cashed out, you can use borrowing, you can also go to the bank to buy a house.