Can I use my 200,000 yuan in Huabei to buy a house?

No, Huabei is for you to buy things online for consumption, not for you to buy a house, Huabei can't be cashed out, you can use borrowing, you can also go to the bank to buy a house.

It depends on whether the developer's payment method supports Alipay Huabei, and the second is that if it is supported, it does not support a variety of payment methods.

Then you have to look at your ability to repay, the money there is only temporarily lent to you, and you need to repay it yourself.

What do you think, do you think you don't have to pay back the money in Huabei after you spend it, it's just the amount given to you by the platform, that is, it can be lent to you for consumption first, and then you can pay it back, which is a bit similar to the nature of a credit card.

Huabei is a consumer credit product launched by Ali Ant Financial, which is highly secure and reliable, with a maximum consumption limit of 50,000 yuan. Users can advance the quota of Ant Huabei and enjoy the shopping experience of "consume first, pay later". It should be noted that Huabei can only be used for consumption payment, and there is no pre-borrowing function.

If you are in urgent need of borrowing, you can consider Du Xiaoman Finance's money to spend. The application for money is simple, the loan is fast, and the borrowing and repayment is flexible, and users can take the initiative to apply. The interest fee of Moneyspend is transparent, the big brand is reliable, the interest rate is low, and the maximum borrowing amount is 200,000, which can meet the needs of most borrowers (click to enter the official Money-Spend to learn more).

In addition to individual consumers, small and micro business owners who need start-up or working capital can also consider having money to spend, and Money is committed to providing accurate, convenient and efficient financial services for small and micro business owners.

This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.

The maximum amount of Huabei is 5w, do you see it as a borrowing?

Buying a house. The 200,000 excavator is too ordinary, and it doesn't necessarily make money. The scooter can't afford to raise, the 200,000 haha beans are used up, and the house can be bought and lived in or wait for the appreciation, so buy a house.

Mortgage loans are available.

Mortgage borrowers must meet the following criteria:

have a legal identity;

Have a stable economic income, good credit, and the ability to repay the principal and interest of the loan;

There are legal and valid contracts and agreements for the purchase and overhaul of the house, as well as other supporting documents required by the lending bank;

Self-financing of more than 20% of the total price of the purchased (overhauled) housing, and guaranteed to be used to pay the down payment of the purchased (overhauled) housing;

There are assets approved by the lending bank as collateral or pledge, or (and) a legal person, other economic organization or natural person with sufficient solvency as a guarantor;

Other conditions stipulated by the lender.

According to the regulations of local banks, a down payment of no more than 20w can be considered; Don't plan too much to buy a house, buy it with enough money, and the house is still worth keeping at present.

First of all, what kind of market you are in (such as 12 lines and 34 lines), and secondly, the purpose of buying a house, (of course, you would say that it is used for living). Or for investment? In short, your question is too general!

Decide where to buy and then think about how to pay.

Is 200,000 talking about the cost of the blank?

If so, there are a lot of houses that can be built for 200,000 yuan.

Tell us about your situation.

Design can't help you without information.

Look at your local property prices and choose the right one.

For the sake of ** bought, it is estimated that the down payment is not enough in some places.

I don't know if you want to buy an apartment or a residence, it is recommended that you can buy a down payment of less than 20, and others can be loaned.

For example, self-occupation - enough for a new house or a second-hand house of a short age, choose a location according to your own situation, etc., and make a down payment mortgage.

Such as investment - choose a good location for the old second-hand house with a high probability of demolition, and so on.

Now Jiangyin has to make a down payment of 40%, a down payment of 200,000 yuan, which cannot be higher than 500,000 yuan for a house, and a sum of money has to be paid after the loan is down. Now that the requirements for buying a house are high, the state has begun to support the fashionable rent.

Dear to me, thank you.

Hello, of course you can buy it, 200,000 yuan is enough to buy a house of 100 square meters in the general city, and it may be easier to buy it in the countryside.

With 200,000 yuan in hand, it's best not to buy a house, because if you buy a house, you will become a house slave, and you don't have to do this for the sake of the house, so you can only consider buying a house when you have enough funds in your hand.

You can buy it, pay the down payment first, and you can repay it slowly with a loan. The rest of the down payment can be used for decoration, so that you can buy a house very calmly, with a good budget, you can pay more for the down payment, you can take out a smaller loan, and the pressure to repay yourself will be less.

If you want to buy it, you must be able to buy it, mainly depending on where you want to buy, if you have 200,000 yuan in hand, then you can buy it in a fourth-tier city, pay a down payment first, and the rest of the bank loan, and repay the mortgage every month.

If you can buy it, it depends on how big you want to buy, and it is unlikely that the people's congress will be able to buy it.

You can buy a smaller house in a second-tier city that is farther away from the city center, and you can pay an advance payment of 200,000 yuan, and then pay the mortgage.

Look at the big house you buy, there is currently a loan to buy a house, it is estimated that the 200,000 yuan in your hand can buy a second-hand house is still worse, if you buy a new house with a down payment of one and a half rooms should be enough, mainly depends on how large the area of the house you need to buy, buy a new house or second-hand, you can go to the real estate agency for further consultation.

If you can buy a house, if you have a fixed salary, you can pay the mortgage on a monthly basis with only a down payment. If you buy a house in a first-tier city, it's a different story.

It depends on the city you buy, and your housing provident fund, if you are in a small city below the 4th tier, the location is remote, you can buy a house, if you are in a first-tier city you don't have enough money for a down payment, don't even think about it. If you are in 3 first 6 cities, you can make a down payment with a small amount of money, and you can pay the loan every month in the future.

With 200,000 yuan in hand, you can buy a house and pay on your behalf.

You don't have to use your own money to buy a house. You can borrow a little if you are well-connected, but of course you must be able to repay it. Strive to be enterprising, and there is nothing wrong with buying a house.

If you can only make a down payment in the city, you can build a one-story house by yourself in the countryside.

Make a down payment and then borrow a little money.

Where to buy, some country houses, enough, more.

Can you buy a house with 200,000 yuan in hand? You didn't say it very clearly, it depends on where you buy a house, whether you buy a house in the county or in the village, or buy a Boeing in the listing or buy a house in Beijing? Because these local areas are different, its housing prices will be different, but 200,000 keys are there.

If you are like a county seat, you can barely make a down payment, and there should be no problem. If it is in a first-tier city, the 200,000 down payment is not enough. Now you have to pay 50% for the down payment.

Then it depends on what you are buying, if you are in the countryside, it is better to buy a house. If you are in the city, you are developing in the city now, so you have to pay a down payment first. People still have suites, it's better.

200,000 yuan can buy a house.

In 2018, buying a house is a relatively big thing, and the economic foundation required must be relatively strong. If you have 200,000 yuan, you can still buy a house, but you can't get it all at once. And it depends on the specific ** buy, because the house price in each area is different.

In first-tier cities, 200,000 yuan basically doesn't have to think about buying a house, because the down payment is not enough. However, in third- and fourth-tier cities, there is still the possibility of operation. 200,000 yuan can be given as a down payment, and then the mortgage will be used to pay for the house, and then you will have your own house.

But now that the property price is so high, my personal suggestion is to combine it with the actual situation.

Can 200,000 yuan buy a house with a down payment? The down payment conditions in each region are different, such as in Zhuhai, Hangzhou, Ningbo, Yiwu, Wenzhou, etc., the down payment is generally five or six hundred thousand yuan, if it is in, the second and third tier cities This money is enough.

Depending on which city you are in, if you are in.

Third- and fourth-tier cities are OK.

This depends on the housing price of the place where you want to buy a house, and first-tier cities such as Shenzhen and Guangzhou are not enough!

It seems like yes.

The down payment is 30% for the first home and 40% for the second home.

Yanjiao does not belong to Beijing.

Think about it.

I don't know what kind of city Lou LZ is in, and I don't know if the 200,000 yuan said by LZ is just a down payment or a full payment.

Take 200,000 yuan to build a house at home, don't buy it.

Tier-1 cities should be able to buy a toilet. Tier 4-5 cities can buy affordable housing.