Can cooperative medical care be lent to others, and what will be the consequences of borrowing it?

Never. Nowadays, all hospitals are networked, and it is easy to find out when you seek medical treatment in hospitals. If you buy commercial insurance in the future, then this medical record will be checked and will have a serious impact on your insurance.

Also, your medical allowance is used, which may not be enough if you need to.

In addition, if it is found, then it will be disqualified from medical insurance, and you will not be able to have medical insurance for life.

1. Can rural cooperative medical care be lent to others?

1. Rural cooperative medical care cannot be lent to others. All hospitals are now networked, and it is easy to find out when you seek medical treatment in a hospital. If you buy commercial insurance in the future, this medical record will be checked, which will have a serious impact on the insurance.

2. Legal basis: Article 88 of the Social Insurance Law of the People's Republic of China Anyone who fraudulently obtains social insurance benefits by fraud, forgery of supporting materials or other means shall be ordered by the social insurance administrative department to return the social insurance money obtained by fraud and impose a fine of not less than two times but not more than five times the amount obtained by fraud.

2. Is it legal to pay social security for others?

1. It is illegal to pay social security for others;

2. Employees must sign a labor contract and have a labor relationship with the employer in order to pay social insurance through the unit. The two parties did not establish a labor contract relationship, but paid social security on behalf of the company through the first company, which is illegal and not allowed by the policy;

3. For participating in the insurance as an individual, the regulations and requirements are not consistent in various places, but there are usually restrictions on household registration. Generally speaking, if a non-resident household does not have a job in the place of residence, it is not eligible for social security;

4. For this kind of online social security payment company, the worker did not sign a labor contract with it, nor did he work in the company and receive wages, and the company paid social security for it by collecting capitation fees and attaching to it, which is suspected of fictitious labor relations, and there are certain risks and problems, and this kind of violation of laws and regulations needs to be regulated. The employer shall, within 30 days from the date of establishment, apply to the local social insurance agency for social insurance registration with its business license, registration certificate or unit seal;

5. The social insurance agency shall examine and approve the application within 15 days from the date of receipt and issue the social insurance registration certificate. If there is a change in the social insurance registration items of the employer or the termination of the social insurance registration by the employer in accordance with the law, it shall go to the social insurance agency to change or cancel the social insurance registration within 30 days from the date of the change or termination;

6. The departments for market regulation, civil affairs, and the establishment and management organs shall promptly notify the social insurance agency of the establishment and termination of the employer, and the public security organ shall promptly notify the social insurance agency of the birth and death of the individual, as well as the registration, relocation, and cancellation of the household registration.

Legal Analysis: Borrowing others to cooperate in medical treatment can be found out. At present, cooperative medical care is a real-name system, and borrowing can be found.

Legal basis: Social Insurance Law of the People's Republic of China

Article 4 Employers and individuals within the territory of the People's Republic of China who pay social insurance premiums in accordance with law have the right to inquire about payment records and records of individual rights and interests, and to request social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise their own units' contributions for them.

Article 5: The people at or above the county level shall include social insurance undertakings in their national economic and social development plans. The state raises social insurance funds through multiple channels. The people at or above the county level shall give necessary financial support to the social insurance undertakings.

The state supports social insurance through preferential tax policies.

Summary. The consequences of lending a health insurance card to someone else.

1. It is illegal to borrow a medical insurance card for others to use.

Article 88 of China's "Social Insurance Law": Anyone who obtains social insurance benefits by fraud, falsification of supporting materials or other means shall be ordered by the social insurance administrative department to return the social insurance money obtained by fraud and shall be fined not less than two times but not more than five times the amount obtained by fraud. where a crime is suspected, it shall be transferred to the judicial organs for handling in accordance with law.

Medical insurance also has the word "insurance", and its essence is also insurance. Lending your medical insurance card to your family and friends is actually an act of defrauding social medical insurance. Its nature is equivalent to insurance fraud!

Although the current supervision is not strict, and no one takes the initiative to pursue it, it is still not encouraged. Moreover, once someone reports it, the social security agency can conduct an investigation, which is very troublesome.

2. Affect the purchase of insurance.

Whether it is outpatient treatment, hospitalization, or buying medicine, as long as you use your medical insurance card, you will leave a record in the social security system. If you lend your health insurance card to someone else, their medical records will remain in your personal file forever. When purchasing commercial insurance, health information is required in most cases, and the presence of pre-existing and current medical conditions will affect the insurance company's coverage.

Even if you lend it to someone else and you are healthy, it is difficult for you to prove that the medical records are not your own, and it is very likely that you will be borrowed.

Can cooperative medical care be lent to others, and what will be the consequences of borrowing it?

Consequences of lending a medical insurance card to others 1. It is illegal to borrow a medical insurance card for others to use Article 88 of China's "Social Insurance Law": If a person fraudulently obtains social insurance benefits by fraud, forgery of supporting materials or other means, the social insurance administrative department shall order the return of the fraudulent social insurance money and impose a fine of not less than two times but not more than five times the amount obtained by fraud. where a crime is suspected, it shall be transferred to the judicial organs for handling in accordance with law.

Medical insurance also has the word "insurance", and its essence is also insurance. Lending your medical insurance card to your family and friends is actually an act of defrauding social medical insurance. Its nature is equivalent to insurance fraud!

Although the current supervision is not strict, and no one takes the initiative to pursue it, it is still not encouraged. Moreover, once someone reports it, the social security agency can conduct an investigation, which is very troublesome. 2. Affect the purchase of insuranceWhether it is outpatient treatment, hospitalization, or medicine, as long as the medical insurance card is used, it will be recorded in the social security system.

If you lend your medical insurance card to someone else, the doctor's medical records will remain in your personal file forever. When purchasing commercial insurance, most cases require health notification to be high, and if there is a history of pre-existing conditions and current conditions, it will affect the insurance company's coverage. Even if you lend it to someone else and you are healthy, it is difficult for you to prove that the medical records are not your own, and it is very likely that you will be borrowed.

It is very likely that the insurance company will refuse to insure. 3. If the insurance company does not find out and is not carded when applying for insurance, the insurance is successful. However, when it is necessary to settle claims in the future, the insurance company inquires about these medical records, and the problem comes:

I'm sorry, you've bought xx medicine, you've seen xx disease, you didn't tell the truth, refuse to pay! At that time, who did you talk to?!