Can I use my health insurance card for my family?

It depends on the situation.

The balance of the employee's personal medical insurance account can be used to pay for the personal burden of outpatient medical expenses in designated hospitals for family members. The new policy stipulates that the balance of the personal health insurance account can be used to pay for parents, spouses and children at designated pharmacies and designated hospitals.

It is worth noting that although not all types of medical insurance have personal accounts, "all basic medical insurance participants have a medical insurance card (social security card) or a national medical insurance electronic certificate". The medical insurance card (social security card) or the national medical insurance electronic voucher has the name, gender, ID number, **, social security number and other information of each of our insureds, and the implementation of "one person, one card", and the same as the ID card, only the real name of the person is used, and must be "special card exclusive". Therefore, only if the requirements and regulations are met, the funds in the personal account can be used to pay for the family's medical expenses that meet the requirements.

Legal analysis: Under normal circumstances, the medical insurance card cannot be used by family members. The medical insurance card is one of the vouchers that the insured person should enjoy medical insurance, and in principle, it is limited to the insured person's own use.

The money in the medical insurance account belongs to the individual. However, the money in the medical insurance co-ordination ** belongs to every medical insurance policyholder, and if the family uses their own medical insurance card to buy medicine, it is unfair to the insured employees.

Legal basis: Social Insurance Law of the People's Republic of China

Article 2: The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to protect citizens' right to receive material assistance from the State and society in accordance with law in the event of old age, illness, work-related injury, unemployment, childbirth, and so forth.

Article 26 The treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with the provisions of the State.

Article 28 In line with the basic medical insurance drug list, diagnosis and treatment items, medical service facility standards and medical expenses, emergency and rescue medical expenses, in accordance with the provisions of the State from the basic medical insurance **.

Dear, if you have a good stove, the medical insurance card can be used by the family, but only the money in the personal account of the medical insurance card can be used by the family. Since May 1, after the official implementation of the new medical insurance regulations, the cash part of the personal account of the medical insurance card can be used by family members, but the medical insurance card is still not allowed to be lent to others. Insured persons must meet three conditions at the same time when they use the money accumulated in their medical insurance cards over the years to pay for the expenses incurred by their close relatives:

1.The balance of the Yingjian account over the years exceeds 6,000 yuan; 2.The total amount of fees to be paid is more than 2,000 yuan; 3.

After payment, the balance of funds in the personal account over the years shall not be less than 3,000 yuan. First, it is necessary to establish a family share medical insurance card and bind a family account. First, go to the National Health Insurance Platform and enter your personal information.

Then, activate the Medicare eVoucher to add family members. Finally, after passing the certification, you can share the medical insurance card. What needs to be emphasized here is that you must not use your own medical insurance card to give your family **, if it is your own medical insurance card to **, it is equivalent to our own medical records, which will have an impact on the health notice we need to fill in before buying insurance.

No, the medical insurance card is real-name, so only the person can use it, and no one else can borrow it, and similarly, if you want to use someone else's medical insurance card, you can't use it either. However, there is a policy of the government that stipulates that the balance of the medical insurance card can be used by the family over the years. Some expenses incurred by the close relatives (including spouses, parents, children, siblings, grandparents, grandchildren, and grandchildren) of the insured persons are allowed to be paid with the balance of the family's personal account over the years.

Insured persons must meet three conditions at the same time when they use the money accumulated in their medical insurance cards over the years to pay for the expenses incurred by their close relatives:

1. The balance of funds in the personal account over the years exceeds 6,000 yuan;

2. The total amount of fees to be paid is more than 2,000 yuan;

3. After payment, the balance of funds in the personal account over the years shall not be less than 3,000 yuan.

There are two ranges of payments that can be made for the family:

1. The personal payment of the close relatives of the insured to participate in the basic medical insurance for urban and rural residents, and the cost of using rabies vaccine, various pneumococcal and influenza vaccines.

2. The medical expenses incurred by the relatives of the insured persons in Konhashi Tongbu meet the scope of payment of basic medical insurance and are compensated by basic medical insurance.

"Family mutual aid" does not mean that family medical insurance can be shared. Family mutual aid first requires that the family has paid medical insurance, whether it is employee medical insurance or resident medical insurance, as long as they participate in the insurance, they can be filed and bound in the medical insurance department.

After binding the family to mutual aid, you still have to use your own medical insurance voucher to see a doctor, but when you swipe your own medical insurance voucher at the time of settlement, the part paid by the individual after the medical insurance reimbursement can directly deduct the balance of the personal account of the family's medical insurance voucher, so as to realize family mutual aid.

Summary. Hello dear<>

Thank you very much for your question. The health insurance card can be used by the family. According to the provisions of the "Implementation Measures for Kunshan Social Medical Insurance", the Kunshan medical insurance card can be used for the settlement of medical expenses of oneself, as well as the medical expenses of immediate family members such as spouses, children, and parents.

The specific provisions are as follows:1Insured persons use their own medical insurance cards to settle medical expenses.

2.When the spouse, children, parents and other immediate family members of the insured person seek medical treatment in Kunshan, they can use the medical insurance card of the insured person to settle the medical expenses. It should be noted that when using the medical insurance card to settle the medical expenses of family members, it is necessary to comply with relevant regulations, such as providing relevant supporting materials, and the family members must be the spouse, children, parents and other immediate family members of the insured person.

Therefore, according to the Kunshan Municipal Medical Insurance Measures, the Kunshan Medical Insurance Card can be used by immediate family members, but it needs to meet the relevant regulations. If you have more specific questions, it is recommended to consult your local health insurance department or relevant agency. I hope my answer can help you, and I wish you a happy life!

Can I use my health insurance card for my family?

Can our Kunshan medical insurance card be used for immediate family members?

Hello, are you there?

Dear, hello [Kaixun Acorn], I am very honored for your question. The health insurance card can be used by the family. According to the provisions of the "Implementation Measures for Social Medical Insurance in Shishan City", the Kunshan medical insurance card can be used for the settlement of medical expenses of oneself, as well as the medical expenses of spouses, children, parents and other immediate family members.

The specific provisions are as follows:1Insured persons use their own medical insurance cards to settle medical expenses.

2.When the spouse, children, parents and other immediate family members of the insured person seek medical treatment in Kunshan, they can use the medical insurance card of the insured person to settle the medical expenses. It should be noted that when using the medical insurance card to settle the medical expenses of family members, the plexus needs to meet the relevant regulations, such as providing relevant supporting materials, and the family members must be the spouse, children, parents and other immediate family members of the insured person.

Therefore, according to the Kunshan Municipal Medical Insurance Measures, the Kunshan Medical Insurance Card can be used by immediate family members, but it needs to meet the relevant regulations. If you have more specific questions, it is recommended to consult your local health insurance department or relevant agency. I hope my answer can help you, and I wish you a happy life!

Do I need to apply for a shared use of medical cards?

Hello dear<>

Thank you very much for your question. It is necessary to apply to the relevant Oak medical institution or ** department for the shared use of medical card, and submit relevant identification certificates and plexus limb medical records and other information. I hope my answer can help you, and I wish you a happy life! <>

Hello The expenses that can be paid for close relatives are stipulated in two scopes, and the "Opinions on Expanding the Scope of Payment of Funds for the Balance of Medical Insurance Personal Accounts" clarifies that close relatives include spouses, parents, children, siblings, grandparents, maternal grandparents, grandchildren, and grandchildren. It stipulates the expenses that can be paid for close relatives: 1. The personal payment of the close relatives of the insured person to participate in the basic medical insurance for urban and rural residents, and the cost of using rabies vaccine, various pneumococcal and influenza vaccines.

For example, if your child gets a flu vaccine, if the child's parents or grandparents have a balance in their medical insurance account, they can use this money to pay. However, the form of payment is not to swipe the card directly, but to pay in advance first, and then apply to the medical insurance agency in the place of insurance with relevant supporting materials.

2. The medical expenses incurred by the close relatives of the insured persons that meet the scope of payment of basic medical insurance and are compensated by the basic medical insurance. Some people may be thinking that the money in the medical insurance card of close relatives can be paid according to the regulations anyway, and it is troublesome to go through the relevant procedures at the social security department, so it is better to directly swipe their medical insurance card. This kind of behavior is the use of other people's medical insurance cards to defraud medical insurance**, which constitutes a crime and will be investigated for criminal responsibility in accordance with the law.