How to deposit a fixed deposit, how to save a fixed deposit is the most appropriate

1. The minimum term of fixed deposit is 3 months, and there are also half a year, one year, two years, three years, and five years.

2. The minimum deposit amount for time deposit is 50 yuan.

3. Deposits are only divided into fixed and current periods, and the so-called dead period refers to the fixed period.

4. The fixed deposit can be a certificate of deposit, or a passbook, and the bank card (the kind of small card with a magnetic stripe, the size of a business card) is generally current, for the non-foldable card, the general bank can not reissue the passbook, and for the current account of the individual settlement account, the card can be replaced.

5. The deposit should be selected according to your needs, and the short-term deposit can choose the current period, that is, the deposit card, which can be withdrawn in other places, and the withdrawal procedures are relatively simple; Long-term deposits can choose time deposits, and now banks or credit unions can implement automatic rollover of time deposits, but time deposits can generally only be withdrawn at the bank where you deposited, and if they are not mature, you also need to provide proof of identity.

6. For the only small deposit in the fixed deposit that must be deposited every month, there are three kinds of deposits for one year, three years and five years, and this kind of deposit must be deposited with a fixed amount of money every month, but this interest rate is lower than the deposit interest rate in the same period.

You can go to the bank and handle it directly. Get a dead savings card discount. But now there are fewer and fewer people who keep their money in the bank.

The first is that banks are allowed to go bankrupt, and the second is that there are now more and more capital-guaranteed wealth management products and channels. I am a wholly-owned subsidiary of Credit China, which is part of Vanguard Financial Group. All wealth management products are guaranteed by the state-owned joint venture guarantee group with full principal and interest, with a minimum investment of 100 and an annualized income of double the annual assets.

Factory code: A20803F Now the third anniversary celebration, 100 can be set in the current month.

Whole deposit and whole withdrawal:

It refers to a kind of savings that is deposited in a lump sum and withdrawn at maturity with principal and interest at maturity. Minimum deposit of 50 yuan, no limit on more deposit. The deposit period is divided into three months, six months, one year, two years, three years and five years.

The procedures for opening a deposit account are the same as those for current accounts, except that the withdrawal voucher given by the bank to the depositor is a certificate of deposit. In addition, depositors must provide identity documents when withdrawing in advance, and if they withdraw on behalf of others, they must provide not only the identity documents of the depositor, but also the identity documents of the person who withdraws them on their behalf. This deposit can only be partially withdrawn once.

The interest is calculated according to the agreed interest rate at the time of deposit, and the interest is paid off with the principal. Please refer to the interest rate table for specific interest rate standards.

Lump sum deposit: refers to a kind of savings with an agreed deposit period, a fixed deposit per month, and a one-time withdrawal of principal and interest at maturity. Generally, the minimum deposit is $5 per month. The deposit period is divided into 1, 3 and 5 years.

The account opening procedure is the same as that of current savings, except that the amount at the time of account opening must be renewed every month. The procedures for early withdrawal shall be handled in accordance with the procedures for lump sum deposit and withdrawal of fixed savings deposits. Generally, the minimum deposit is 5 yuan, and it is deposited once a month, and if there is any omission in the middle, it should be made up in the next month.

Interest is calculated based on the actual deposit amount and the actual deposit period, please refer to the interest rate table for the specific interest rate standard.

A savings and investment strategy that starts from the first month of the following year to earn a large regular income every month, and it combines the advantages of flexible access and high returns.

Don't make mistakes! Bank fixed deposits are deposited like this, and the interest rate is high and convenient, many people don't know!

Hello answer, glad to answer your questions. If it is a fixed deposit, you can directly click on the mobile phone to convert to a fixed deposit, if you are cash, go directly to the counter to apply for a fixed deposit, and tell the other party that you want to choose a fixed time. I hope my answer will help you

Ask how to deposit a fixed deposit.

Ask if you want to get a new bank card?

Question: Do you have to save every month?

For example, if I save 100 every month, I have to save every month.

As long as you have money in your bank card, you can transfer it directly in the mobile banking, on a regular basis.

Can't you turn it out if you ask a question?

The question is, for example, the money I have deposited, and then I stipulate that I can only withdraw it after 4 years, but I can't usually withdraw it.

If you want to know the deposit interest rate of China Merchants Bank, you can go to the homepage of China Merchants Bank and select "Deposit Interest Rate" under "Real-time Financial Information" on the lower right side of the page.

Please go to the homepage of China Merchants Bank and select "Deposit Rate" under "Real-time Financial Information" on the lower right side of the page to view the current deposit interest rate of China Merchants Bank.

Please open the web link Trial Interest.

1. You can make a fixed deposit in the deposit and withdrawal machine in the self-service bank; Of course, you have to deposit the 100 yuan note into the account first, and then choose the survival period; When the fixed deposit matures, it will be automatically renewed if it is not touched; If you want to withdraw the fixed deposit before maturity, the interest rate will be calculated from the fixed term to the current interest rate, at this time, you can go to the counter to withdraw part of the fixed deposit, and the remaining part will continue to accrue interest at the original fixed interest rate.

2. Take out the money in the bank card and handle it from the bank counter, at least 3 months, up to 5 years, with your ID card, you will be given a deposit certificate or travel passbook.

Summarize the following methods of prudence:

First, on the self-service equipment, the town is wide and beating.

The second is through online banking.

the third is the transfer of ** bank; If you don't know how to do it yourself, go straight to the bank counter.

Online Banking Deposits:

1. The user logs in to CCB Personal Internet Banking and selects "Transfer & Remittance - Fixed Transfer - Time Deposit & Remittance" at one time.

2. Then select the type of fixed deposit, and finally select the fixed deposit product you need to handle, and click "Deposit" at the back;

3. Finally, select the payment account, the receiving account information, and the deposit amount for confirmation.

Deposit at the counter of the branch: Directly bring your personal ID card and bank card to the CCB branch to handle the time deposit.

Mobile Banking Deposit: Log in to CCB Mobile Banking, enter Self-service Transfer, and select Fixed Transfer; Then fill in the personal bank card, select the current account to the fixed term, and finally select the deposit period, enter the transfer amount and the withdrawal password to confirm.

Further Information: Time Deposits, also known as"Certificates of Deposit"。The bank and the depositor agree on the term and interest rate in advance at the time of deposit, and withdraw the principal and interest after maturity.

Some CDs can be sold in the market before maturity when the depositor needs funds; Some certificates of deposit are non-transferable and require the depositor to pay a fee to the bank if he or she chooses to withdraw funds from the bank before maturity.

Cash and current savings deposits can be directly applied for fixed savings deposits, and the minimum deposit amount for regular account opening is 50 yuan, and there is no limit to more deposits.

The deposit period is 3 months, 6 months, 1 year, 2 years, 3 years, and 5 years. You can withdraw part of the deposit in advance once, and when the deposit expires, you can withdraw the principal and interest with the certificate of deposit, or you can automatically transfer it multiple times according to the original deposit period.

Interest shall be calculated and paid according to the deposit interest rate on the date of opening the certificate of deposit for withdrawal at maturity, and interest shall be calculated according to the interest rate of the current savings deposit on the date of withdrawal for early withdrawal. You can apply for a small pledge loan with your own fixed deposit certificate.

For unexpired fixed savings deposits, depositors must present the certificate of deposit and the depositor's identity certificate for early withdrawal; If the withdrawal is made on behalf of the depositor, the withdrawer must also hold his identity certificate, and the interest rate shall be calculated and paid according to the current savings deposit interest rate announced on the withdrawal date, and the withdrawer shall also sign the name of the withdrawer on the payment voucher.

For unexpired fixed savings deposits, depositors can withdraw part of them in advance as needed, and the verification procedures remain unchanged, and the interest rate for early withdrawal shall be settled according to the current savings deposit interest rate announced on the withdrawal date, and the retained part shall be paid according to the original deposit date and the original interest rate when it is withdrawn at the time of burial and period. Partial early withdrawal can only be made once per certificate of deposit, and if partial early withdrawal has been made, the savings institution shall indicate this on the deposit slip that has been paid and the newly opened deposit slip for the retained part"Partial early withdrawal"Words. After March 1, 2011, lump sum deposits and withdrawals with CCB, regardless of whether they were previously deposited or subsequently deposited, can be withdrawn in part an unlimited number of times, and there is no longer a limit to one withdrawal.

Bank fixed deposits are generally what people call "passbooks".

1. Materials required: ID card, cash of one yuan and above;

2. Location: Business halls of major banks;

3. Fill in the information: the bank provides ** to fill in the personal information of the depositor;

4. Obtained items: passbooks, documents;

The user can select the deposit on the transfer page of the online banking or mobile banking client of the card-issuing bank, and then convert the current account to a fixed term.

You can make a fixed deposit in the deposit and withdrawal machine in the self-service bank; Of course, you have to deposit the 100 yuan note into the account first, and then choose the survival period; When the fixed deposit matures, it will be automatically renewed if it is not touched; If you want to withdraw the fixed deposit before it expires, the negative round grinding rate will be calculated by the interest rate of the fixed deposit turned into a current account, at this time, the waiter can go to the counter to withdraw part of the fixed deposit, and the remaining part will continue to accrue interest at the original fixed interest rate.