Can I withdraw money from a non local bank when I deposit a fixed deposit?

Yes, you can withdraw money from a bank in a different place if you deposit a fixed deposit, because the money you deposit only indicates how much you have saved and how long you have deposited, and does not show that you are saving money in **, so as long as it is the same bank, then you can withdraw money all over the country.

OK. However, there must be a condition, that is, there is a bank outlet, and the bank card can be withdrawn directly to the bank self-service machine on a regular basis.

You need to go to the bank counter to complete the procedures for a fixed passbook.

Fixed deposits can be withdrawn in different places, banks, and of course the code is possible, as long as the bank of the deposit is a national chain.

Of course, fixed deposits can be withdrawn from non-local banks, but some banks need to pay a handling fee when withdrawing money from other banks.

You can withdraw money in a bank in a different place if you deposit a fixed deposit of 30,000 yuan in Xi'an, and now you need money urgently, you can withdraw money in Shanghai.

There is a handling fee for withdrawing money from a non-local fixed deposit, and you should bring your non-local fixed passbook and go to a non-local bank with your ID card.

Whether the 30,000 yuan fixed deposit deposited in Xi'an can be withdrawn in Shanghai depends on the deposit method. If it is a paper certificate of deposit, the withdrawal should be made by the original deposit business department, because the paper certificate of deposit has a stub. If it is an electronic deposit certificate of bank card, you have mobile banking, and you should be able to withdraw it anywhere.

Fixed deposits can be withdrawn from non-local banks. Now one card per person, as long as it belongs to the same bank, can be withdrawn from all parts of the country. If the term matures, you will not lose anything, and if the deposit does not mature, you will lose interest.

Fixed deposits generally cannot be withdrawn across provinces, but they can be withdrawn across cities and places.

Users need to pay a certain handling fee for RMB fixed deposit deposits in different places, which is 1% of the transaction amount for each transaction, with a minimum of 2 yuan and a maximum of 50 yuan, and no fees are required for local withdrawal.

Fixed deposits can be made in any city in China, and similar banks, that is, banks in other places, can withdraw money and handle business.

The same kind of bank deposit and fixed payment can be deposited and withdrawn in a different bank, and if it is a withdrawal, a certain fee may be charged.

Whether you can withdraw money in other places, you should consult the bank where you opened your account, many banks only support intra-city exchange and withdrawal, and do not support regular withdrawals in other places.

You can withdraw money from the same bank in different places, but you will be charged a handling fee.

Can I withdraw money from a non-local bank when I deposit a fixed deposit? Now the Internet should be able to work in different regions, and they are all working online.

Since you are saving on a regular basis, it will become a current account if you want to withdraw money.

The correlation can be withdrawn from other places, and it should be that there is no physical strength, so I will no longer consult about this.

It is possible to make deposits and exchanges, but some fixed deposit banks have not opened deposits and exchanges for you, so you cannot withdraw money in other places.

If you have a fixed deposit, you can withdraw money at a different bank, but it must be in the same bank, not if it is another bank.

Time deposits can also be withdrawn from banks in other places, because banks are now networked across the country and can handle business in all parts of the country.

Time deposits are all exchanged by peers, so they can be withdrawn from banks in other places.

Can I withdraw money from a non-local bank for a fixed deposit? I think that time deposits should be able to be withdrawn from non-local banks. Because now banks are connected to the Internet. Therefore, it should be possible to withdraw money at the same bank in a different place.

Of course, you can't withdraw money from a bank in a different place, you can only withdraw money from the same bank in your local area.

Can I withdraw money from a non-local bank when I deposit a fixed deposit? Of course, time deposits can be withdrawn from banks in other places, because they are now connected to the national network.

It depends on what the fixed deposit is made with. In the case of certificates of deposit, withdrawals can generally only be made at local savings offices, and the certificates of deposit with passwords must be retained. If you make a fixed deposit on your bank card, you can withdraw your money anywhere at that time.

If there are four words on the deposit certificate, it can be exchanged in the country, if it is not deposited and exchanged, it can only be withdrawn in your opening bank, and the teller should be told to deposit the kind of deposit and exchange when depositing.

Can I withdraw money from a non-local bank when I deposit a fixed deposit? It is possible to deposit money in other places, but it must be in the same bank to withdraw money, and it is not possible to withdraw money across banks.

This is not allowed, because you are a fixed deposit can only be deposited at maturity to the bank where the deposit is made.

This is not a no-no. Deposits can only be withdrawn at the bank's outlets in the same city. Some can only withdraw money from a certain outlet if they participate in a marketing campaign at that outlet.

Can I withdraw money from a fixed deposit at a non-local bank? Fixed deposits are not allowed, and withdrawals can only be made at the bank where you deposited your deposit.

Can I withdraw money from a fixed deposit in another place? This depends on which bank you deposit in? Banks are not allowed to deposit money in other places, and if they are state-owned banks, they can withdraw money together with deposits.

Yes, with this fixed deposit certificate, you can go to all the business offices of the bank to handle the withdrawal business, and the banking system is networked.

If you make a fixed deposit, I don't think you can withdraw it in a bank in a different place, on the one hand, it involves inter-banking, and on the other hand, it can only be withdrawn at the bank where you first deposited.

The information deposit must be taken from the local bank, because the local bank and the opening bank will go to him to take the photo. Far away, you can apply for it, maybe you can, and he doesn't know his real name now.

Fixed deposits, i.e., certificates of deposit, can only be exchanged in the same city with a password, not in other places.

You must set a password for time deposit deposits before you can withdraw money from a bank in a different place.

Withdrawals must be made at the local bank where the deposit is made, and after the withdrawal, it can be deposited in the card and can be withdrawn at a bank in a different place.

Time deposits within the same bank can be withdrawn in different places, however, there may be certain restrictions on the exchange of deposits and deposits in different places.

Due to the different ways of networking, the business structure of banks is different, therefore, there may be some differences in the deposit and exchange services of various banks, but the remote deposit and withdrawal business is the basic function of the deposit and exchange, and each bank should be similar.

If the time deposit has matured, both the depositor and the certificate of deposit can be withdrawn in the other place, but it must be in the same bank's non-local outlet, and the deposit and exchange have been realized.

If the fixed deposit is not mature, it needs to be withdrawn in advance in a different place, which may vary from bank to bank, and some banks may allow early withdrawal in other places, but may not allow early withdrawal, or may not be able to withdraw part of the deposit.

Extended Information] Corporate fixed deposit is a kind of deposit in which the unit customer agrees with the bank on the deposit period, deposits the temporarily idle funds into the bank, and when the deposit is withdrawn at maturity, the bank calculates and pays interest at the agreed interest rate on the deposit date. There are two types of time deposits: RMB time deposits and foreign currency time deposits.

There are six tenors to choose from: 3 months, 6 months, 1 year, 2 years, 3 years and 5 years.

Foreign Currency Time Deposits include Small Foreign Currency Time Deposits (below US$3 million or its equivalent in foreign currency) and Large Foreign Currency Time Deposits (above US$3 million or its equivalent in foreign currencies). The deposit period includes five grades: one month, three months, six months, one year, and two years.

When opening a fixed deposit account, a corporate customer shall submit a "Deposit Slip for Corporate Deposit" to the bank and reserve a seal, and the bank will transfer the advance deposit from the current deposit account of the unit, open a fixed deposit account for it, and issue a registered "Certificate of Opening a Corporate Fixed Deposit Account".

All enterprises, institutions, organs, military units, social organizations and individual economic households that meet the requirements for opening RMB unit demand deposit accounts can open RMB unit time deposit accounts and handle local and foreign currency time deposit business.

When the RMB unit time deposit is withdrawn at maturity, the interest will be calculated according to the corresponding grade interest rate of the fixed deposit announced by the People's Bank of China on the date of deposit. If the deposit is not withdrawn on the maturity date, the interest on the current deposit will be automatically transferred to the principal, and the interest rate of the same grade announced by the People's Bank of China on the date of transfer and the original agreed deposit period will be automatically transferred. When the small foreign currency time deposit is withdrawn at maturity, the interest will be calculated according to the corresponding grade interest rate of the time deposit announced by the China Banking Association on the date of deposit.

Preferential interest rates are available for large foreign currency time deposits, but they are not auto-rollover.

Bank cards are OK, but certificates of deposit are not.

If your fixed deposit is stored in a bank card, you only need to go to the counter with the card to withdraw money in a different place; However, if your deposit is in a passbook, you cannot withdraw money from a different place only with the passbook.

If you cannot withdraw money from a fixed deposit such as a normal certificate of deposit, it is recommended to choose a fixed account deposited with a debit card and open online banking.

Further information: Regular savings is a way for you to deposit the principal in one lump sum or in installments or installments at the time of deposit, and withdraw the principal or interest in one lump sum or in installments. Regular savings can be divided into the following types:

Lump sum deposit, lump sum deposit, lump sum deposit, principal deposit and interest, fixed deposit and call deposit. Access varies depending on the type.

Fixed deposits can be withdrawn in other places, and users need to pay a certain handling fee for RMB fixed deposits in other places, with a minimum of 2 yuan and a maximum of 50 yuan for each transaction. There is no fee for local withdrawals. Here's how to do it locally:

1. If the depositor withdraws the full amount at maturity, the principal and interest shall be settled at one time according to the regular interest rate stipulated by the bank;

2. If the user withdraws the full amount in advance, the interest will be calculated and paid according to the current deposit interest rate announced on the withdrawal date;

3. For partial early withdrawal, the interest shall be calculated and paid according to the current deposit interest rate announced on the withdrawal date, and the interest shall be calculated and paid according to the original interest rate for the retained part, but if the retained part is less than the initial deposit amount, the interest shall be calculated and paid according to the current deposit interest rate announced on the withdrawal date, and the fixed deposit shall be liquidated.

What are the classifications of regular savings?

1.Lump sum deposit and lump sum time deposit.

Lump sum deposit is a service that stipulates the deposit period at the time of deposit, deposits the principal at one time, and withdraws the principal and interest in whole or in part.

Starting amount and deposit period: The minimum deposit is 50 yuan, and the deposit period is divided into three months, six months, one year, two years, three years and five years.

2.Lump sum fixed deposit.

Lump sum deposit refers to the service of customers depositing a fixed amount on a monthly basis and withdrawing the principal and interest at maturity.

Starting amount and deposit period: Minimum deposit of RMB 5 for small deposits, and no limit on multiple deposits. The deposit period is divided into one year, three years and five years. The deposit amount is set by the customer and is deposited once a month.

3.Time Deposit.

Deposit principal and interest withdrawal refers to the business of depositing the principal of the deposit at one time, agreeing on the deposit period and interest withdrawal period, and withdrawing the principal at the maturity of the deposit and withdrawing the interest in installments.

Starting amount and deposit period: Minimum deposit of 5,000 yuan for fixed deposit with interest and withdrawal. The tenor of a fixed deposit is divided into 1 year, 3 years and 5 years.

The interest withdrawal date of the deposit and interest withdrawal time deposit shall be agreed upon by the customer when opening an account, and the interest can be withdrawn once a month or several months; The interest shall not be withdrawn in advance before the interest withdrawal date; If the interest is not withdrawn on the interest date, the interest can be withdrawn at any time in the future, but the compound interest is not calculated.

At present, the three types of time deposits provided by banks are bank card time deposits, time passbooks and time deposit certificates.

1. Bank card fixed deposit: After the bank card fixed deposit expires, you can change the fixed deposit to current account through mobile banking or online banking, and the money can be withdrawn from the bank card counter or self-service ATM in other places.

2. Regular passbook: First of all, it is necessary to determine the account opening status of the passbook, if it cannot be deposited and exchanged, it can only go to the account opening outlets to handle withdrawals, if it is a passbook of deposit and exchange, the bank also supports the business of blocking Qin, then you can handle deposits or withdrawals in the first song of the national outlets.

3. Certificates of deposit: If the account opening status is not through the deposit and exchange, you can only go to the account opening outlets to handle withdrawals, if it is through the deposit and exchange, it also depends on whether the mark on the deposit certificate is limited to the province, and the general default is that you cannot withdraw money across provinces, but some state-owned banks can still cross provinces.

Extended information: Rural credit cooperatives cannot withdraw money from other places at will.

1. Certificates of deposit cannot be withdrawn from other places before they expire; After the expiration of the certificate of deposit, the depositor can withdraw cash in different places in the province with the password and the depositor's ID card; The bank will send the deposit certificate to your deposit opening bank, and the bank will take out the deposit, and then transfer the deposit back to the local bank, and you can transfer the deposit or withdraw cash.

2. If it is a different place within the same province, the fixed deposit can be withdrawn in another place in the same province or cityAt present, rural credit cooperatives are based on provinces, so time deposits cannot be withdrawn under such circumstances.

3. Rural credit cooperatives passbooks are generally used more by rural people, and earlier, there would be loan officers in every rural area, that is, credit union staff who helped villagers make deposits. Villagers only need to provide the money to be deposited and their ID cards to the loan officer, and then the loan officer will go to the credit union to handle the passbook of each villager's deposit, and then hand it over to the villagers.

The same is true for withdrawals, where villagers give their passbooks and ID cards to the loan officer, who then collects them on their behalf. Passbooks are generally used for deposits and withdrawals from local credit unions.