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Anonymous users2024-02-11You should make a change and save 30% of the company every month, so that you can slowly save money.
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Anonymous users2024-02-10Personally, I think that the "moonlight clan" is indeed a common phenomenon, not to mention the low salary, it is difficult to survive, let alone save money. However, if you have a lot of salary every month and can't save money, what is the reason for this?
1. Impulsive consumption, blind comparison and catching up with fashion. In the young people, "moonlight" is a common phenomenon, accustomed to the life of random flowers, when the prosperity gradually fades away, when the people around them start a family one by one, friends around them begin to buy houses, raise children, whenever this situation is their turn, they are "dumbfounded". At present, it may be the best age to earn money, but when you reach the age when you can't earn money, it will be difficult to accept the test of life.
In addition to the rigid consumption expenditure on clothing, food, housing and transportation, such as parties, travel, games and other unconventional expenditures occupy the majority. For example, if there are any electronic products that have been popular in the market recently, I can't help but buy them. Therefore, it is necessary to sort out consumer spending, reduce unnecessary gatherings, arrange and budget in advance according to your own financial situation, and strictly control other impulsive consumption.
Reduce the desire to consume, don't blindly compare brands and catch up with fashion. The rest of the money is used to save and manage your finances. Temporarily reduce current consumption in order to consume better in the future.
2. No financial planning. There is actually a time difference between the time we use money and the time we make money, and we have been working for twenty or thirty years to earn money, and we have been spending money all our lives. Therefore, it is necessary to comprehensively use a variety of financial management methods such as deposits, insurance, etc., to make our life happier and happier.
Large expenses such as buying a house, buying a car, getting married, etc., will be very passive if you do not form financial habits. And to have a certain amount of wealth accumulation, it is essential to remove some unnecessary consumption. For the moonshine family, it is very important to form a new consumption habit and investment habit.
To sum up, if you want to save money, you must have a sense of danger in times of peace and have financial planning, which is not only related to personal happiness, but also to the happiness of the next generation. There are savings at home, and in case of risk, the loss can be controlled.
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Anonymous users2024-02-09That's because you earn less, or because you don't have a reasonable arrangement for money, so it's like this.
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Anonymous users2024-02-08It's because you don't know how to manage money yourself. Therefore, we also have to make a corresponding plan for our money every month.
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Anonymous users2024-02-07It's because you usually spend a lot of money, for example, you have to buy the best clothes, and you have to go out to dinner with friends every time.
This money is paid to the housing provident fund. When your father wants to buy a house, if he has paid for one year, he can apply for a provident fund loan to buy a house at the Housing Provident Fund Management Center. You can use this money to pay off the loan. >>>More
Financial management, you must be dreaming, a person only has a salary income of a worker, but also want to make a fortune, don't be delusional, or be realistic, financial management must do a good job of open source and throttling, only do these two things well, you are qualified to talk about financial management, financial management is a science, there are many doorways inside, Ma Yun, Liu Chuanzhi, Li Ka-shing, they are all in the muffled fortune when they don't say a word, only they succeed, and then tell others the history of success, all filtered, a little reasonable, but it must not work, As we ordinary people want to manage money, which is the best way, is to open source, do the closest work to the money, do their most convenient work, closely follow the policy vane, grasp their own economic initiative, do not invest indiscriminately, both open source, but also throttle, thin water long stream, trickle, will form a big wave, will be like China in these decades has a few outlets to make a fortune, 80 years to do individuals, as long as you insist, you will be rich, ninety years to do reselling, brain work, you have, two thousand years of investment in ** real estate, is an individual can make a fortune, In 2005, investment and financial management, maybe seize the opportunity, you will soar, in 2010 the Internet broke the conventional business model, playing capital has become billionaires, in 2016, the economy is back, the policy is tightened, if you work in the first department, you can't make a fortune, but you will definitely have enough food and clothing, in 2020, an epidemic has made a lot of people completely sober, the family has become the main stabilizer, and the short ** has suddenly impacted the whole society, live broadcast, financial management, and suddenly become a topic of discussion, As the saying goes: money doesn't care about you, you don't manage money! It is true that wealth is reasonable, but as ordinary people, living a good life is the most important thing. Wangcaine.
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