My father has to deduct more than 300 yuan from his salary every month from the housing fund, what i

This money is paid to the housing provident fund. When your father wants to buy a house, if he has paid for one year, he can apply for a provident fund loan to buy a house at the Housing Provident Fund Management Center. You can use this money to pay off the loan.

It was also possible to withdraw cash last year. This year, it doesn't seem to work. The interest rate of provident fund loans is not as low as the interest rate of commercial loans.

That is, the interest rate is less. In addition, it is not only your father's salary that has to be deducted. The employer also has to pay you a part of it.

The part paid by the employer can also be used to repay the loan.

In the future, if you buy a house, you can use a provident fund loan, the interest rate must be low for commercial loans, and if you don't buy a house, you can withdraw it all when you retire.

CCB** Regular Investment Redemption can be redeemed at one time or in batches.

After the regular investment is completed, if you feel that there is a good **, the investor can choose to throw a batch and then continue to hold the rest, so that you can avoid selling all at a low point in the market, but retain the possibility of further profit from the remaining part.

After redeeming the auto-investment, the auto-investment agreement will still not be terminated, as long as the bank card has enough money to meet the deduction conditions, the bank will still regularly deduct the purchase**.

If you want to stop the automatic investment plan, investors need to go to the sales outlets to fill in the "Application for Termination of Regular Quota Subscription" to go through the procedures for the termination of regular investment. You can also fail to meet the deduction requirements for three consecutive months, and the regular investment will be automatically terminated. **There will be no penalty interest and no other interest loss will be incurred when terminating the auto-investment.

I also encountered this situation, it was opened to me by the staff of CCB privately, CCB is really pitted, complain to them, have you got your money back?

300 yuan per month, suitable for buying one**.

Currency** is indeed suitable for those who want to start saving, and the principal risk is very low. Bonds** should be suitable for buying pure bonds that are open at regular intervals**. However, the problem with bonds** is the problem of cashing out money when you need it.

It takes at least 3 years. Therefore, it is necessary to decide whether it is suitable to invest in bonds by investing in the investment time**, mainly depending on whether the money needs to be moved in the past 5 years. Personal opinion is still the accumulation of funds in money**.

After tens of thousands of yuan, one-third of the funds can slowly become ****. It will take some time.

The best way to buy an index is an ETF in a company. Transactions are convenient and fees are low. Study ETFs and LOFs well. These are useful when you have some savings and can take risks.

For 300 yuan per month, just buy one**. In its current form, buy an index**. For example, Yiji 50, Harvest 300, Dacheng 300 and so on. It is more convenient to apply for your payroll card at the bank, and you can directly link the payroll card to make a monthly transfer.

**There are risks and investment should be cautious.

Seriously, now I personally feel that it is not suitable to buy, only the loss of money, but the loss is not very much, it is relatively low, if you really want to buy, you can buy it online banking**, it is much more convenient, and it will be automatically deducted at a fixed time every month. Many banks have, Agricultural Bank of China, China Construction Bank, almost all of them, consult the bank customer service for detailed steps, I hope it can help you.

**Still possible**, don't buy it for the time being**, and the regular investment will be observed for a few more days.

**Regular investment is a financial management product. It simply transfers your money from your savings account to your wealth management account, and the funds are still on your account.

**The company deducts your money, which means that you buy**. If you haven't bought **, just ask the customer service of the post as soon as possible.

This is not a deduction, it is the amount of investment you agreed upon.

Based on the current market situation, let's stick to it for another three or a few years, and there may be unexpected gains during the period.

This is for sure, not in the short term! There is a long time! Stick with it for 3 years!

For more than 3 years, there is generally no handling fee! A bear market is good for opening a position! Now is the right time, the ** share you buy without income will increase every month, and if you have income, your net worth will increase!

The net value of the unit increases by the same 300 yuan, and the ** share is less! This is not the same as **! Because most of the positions are blue chips!

Will fluctuate with **! The risk is lower! It is less affected by the rise and fall of a single ** ticket!

And the ** of ** belongs to the strong and the weak are always weak! If it goes up, it will fall in a month! **It's the end of the road!

Invest with confidence!

You call it regular investment, you may not have income, but you won't lose too much.

This maybe, it's similar to **, it's just an investment.

The deduction of 300 per month should be the **regular investment business, that is, the regular and fixed investment open-ended** business, so as to achieve the purpose of gathering sand into a tower, lazy financial management, sharing risks, and obtaining returns.

**The income is related to the operation of the company, the performance of different ** is different, and the final income difference is also very large, it is recommended that the landlord figure out what the fixed investment is**, and then continue to track, open**In addition to currency**and capital protection**, there is a risk of losing the principal.

**The regular investment business is especially suitable for collecting chips in a long bear market, selling at the peak of a hot bull market, and obtaining excess returns.

**Auto-Invest should be effective in the current month. Invest 300 yuan every month, and the bank will deduct it directly from the card.

Is your 2000 buy a one-time subscription? Regular investment is not the same as a one-time investment, you can look at the treaty with your own opening bank, ** regular investment must be deducted a fixed amount every month.

Investing in a section is a small risk, a small return, a large return, and a large risk, so if you don't have enough mental and financial capacity, save it for a fixed term or a fractional amount.

What **** to buy is to observe for a long time before you can bet.

Otherwise, you will lose all your money.

You can choose a long-term regular investment with a stable long-term trend, no big ups and downs, less risk, moderate returns, and the largest number of dividends.

After the regular investment, you can modify the dividend method to reinvest the dividend, so that when you pay dividends, you can get free shares, and when you wait for the net value, you will have a higher return than choosing a dividend.

**There is nothing to make money now, you can save for 5 years on a regular basis, while the interest rate has not dropped.

It is recommended to invest in CCB Regular Investment Bonds**.

Give you some advice for reference. Huaxia's ** is really good. In my actual operation, I see that China's ** is better than that of the south, and Bosera is resistant to falling, but when it rises, it rises faster than them.

300 yuan, don't diversify your investment, heh, just set to invest in Rongtong Shenzhen 100, it's good, since the listing, the performance has been in the top few. Go to ICBC to open online banking, and invest regularly on the online banking. The returns are better than the average regular investment.

（((1+i)^n-1)/i ）*300

n is the term 12"*18 i is the interest rate and 300 is the annuity.

Bring the numbers in.

Sorry, I can't remember the formula for excel ==