Where do you spend your monthly salary?

When I received my salary, I thought about how to use the money well, and where did my salary go after I finished thinking about it? There's no tweed yet, there's no more. Money is too slow when earned, too fast when spent, and no money when crying.

Could the payslips listed in these charts below be the reason why you don't have money?

Buying moon cakes, fine packaging, packaging boxes are more expensive than moon cakes, no way, no matter how expensive you have to buy it!

It's hard to say about getting married, spending money is sure, and gift money is indispensable! In these years, the rhythm of going bankrupt if you get married. However, there are also sensible girls who know how to feel sorry for their husbands, and they ask for a lot less.

Daddy Ma's arms are always open to you, no matter day or night, as long as you have needs and money, anything can meet you.

Double Eleven, a good Singles' Day, just a pastime for single dogs, pitiful!

Money can never be earned, the festival can never be finished, or work hard to earn money, it is better to have money to celebrate the festival!

Before I grew up, there were red envelopes for the New Year, and now I have to send red envelopes to others one by one for the New Year. Want to have a baby and earn it back?

I can't save money, it's all my fault, I can't make money, and I'm too good at spending, woo woo woo woo?

It's not easy to live, why are there so many things, I want to think quietly about life.

So please don't ask me why I can't save money, I really don't know!

Mortgages, car loans, children, hey, it's all tears.

I bought food and drink, school supplies for my son, and other supplies.

My monthly salary is four or five thousand, and I can basically save more than 1,000 yuan, and then more than 3,000 yuan is spent, mainly spent below, these four square stove noodles.

First, skincare and cosmetics.

As we age, skincare and cosmetics become more and more used and even more expensive. This is not to say that the more expensive the better, everyone's skin type is different, and the most important thing is to find the right one. The cost of this part of the orange stare can really account for a relatively large proportion.

I use skin care products and cosmetics every day, so the bottle will be empty for a month. I have to buy it once a month.

Second, I will also buy clothes, shoes and other daily necessities, and various expenses. So the money is gradual.

A little bit of it was spent. It's just that I don't pay much attention to these things because of my daily consumption.

Third, rent plus various utility bills and management fees.

This part of the expenses actually accounts for a large part of the salary. So after getting my salary every month, I paid the rent, and there was almost nothing left.

Fourth, eat, drink and be merry.

The living part is solved, and then it's the normal daily expenses. Three meals a day, mainly depends on personal consumption, ordinary consumption, and a meal costs at least a dozen yuan. Simply calculate 40 yuan a day, and it will cost 1300 a month.

But we occasionally have to go out on weekends, have dinner with friends, etc., and that kind of meal must be more than a dozen yuan, so it is a big consumption to eat, drink and have fun.

Most of my money is spent on daily life, such as eating, drinking, buying clothes, and following my own expenses. Basically, it was spent on the cutting edge, and there was no extravagance.

According to my current salary of 8,000 yuan, a salary can be split apart, and there is an average of about 3,000 left every month, which can be divided according to needs. First, deduct a basic rent of about 1,500 yuan, and then add a daily consumption of about 1,000 yuan.

A sum of money can be used to buy on-site ** financial management, two ** ticket accounts each have a sum of money to buy**, and there is still a sum to buy off-site**. The remaining money from daily consumption can continue to buy wealth management bonds**, the most important thing is stability, there are dividends every quarter, and you don't earn much, but the drawdown is basically very small, and the drawdown may be lower than that in a year.

In fact, a person feels that he doesn't spend much money, after deducting the rent and daily consumption of groceries and meals, there is basically not too much business to burn money, most of the money, I can be used to invest, buy ** is my main hope, generally preferably in the field, because I have two ** ticket accounts, so it is also split two, one mainly buys the growth of **, one mainly buys bank stocks-based pension stocks, so down, the current income of dividend stocks is higher than buying growth stocks.

Because I don't have any debts, and I don't have any burdens, I just hope that my monthly stable salary can arrive on time, and then save money according to my plan, I hope to continue to persevere, I have already bought a house in the first few years, and I have done a good job of investing, and now I will continue to start again, don't go into debt, don't consume more than I can afford, curb unnecessary expenses, save money, and then bring the money back to my hometown for the elderly.

Everyone's spending habits and lifestyles are different, so everyone's money is spent differently. As an ordinary office worker, my monthly salary is higher than my work income. In this article, I will introduce my spending habits and the distribution of my salary each month.

1.Rent and living expenses.

Every month, my biggest expenses are rent and living expenses. I currently live in a small apartment and need to pay 1,500 yuan a month in rent. The apartment is not big, but the location is good, close to where I work, so I chose to stay here.

In addition to rent, I also need to pay for living expenses such as utilities, gas, and internet every month. These costs are about 1,000 yuan per month.

2.Food and daily necessities.

In addition to rent and living expenses, I also need to buy food and daily necessities every month. I usually buy food and daily necessities at the supermarket, which costs about 2,000 yuan a month. These expenses include everyday items such as food, beverages, shower gel, shampoo, toothpaste, etc.

3.Transportation costs.

I need to commute to work by subway every day, and I need to buy a subway pass every month. This monthly pass will cost about 200 yuan.

4.Entertainment and leisure.

In addition to the necessary expenses, I also spend some money on entertainment and leisure every month. These expenses include going to the movies, shopping, eating, traveling, etc. These costs are about 1,000 yuan per month.

5.Savings and investments.

In addition to the above expenses, I will also save one of my income every month. I think saving is very important to help me cope with emergencies and uncertainties in the future. I save about 20% of my income every month.

In addition, I will also invest some of my money in **and** in the hope of getting higher returns.

To sum up, my monthly salary is roughly distributed as follows:

Rent and living expenses: 2,500 yuan.

Food and daily necessities: 2000 yuan.

Transportation cost: 200 RMB.

Entertainment and leisure: 1000 RMB.

Savings and investment: 2,000 yuan.

Other expenses: 1300 yuan.

Total: 9000 RMB.

The above is my monthly salary distribution. Of course, this is just my personal situation, and everyone's situation is different. No matter how much you earn, you should plan and allocate your salary reasonably to achieve your financial goals and life aspirations.

The money is spent on daily life. Each month's salary will be divided into three equal parts, one for living expenses, one for savings, and one for mortgage payments. Every cent was wasted, it was used where it should be.

First, let's talk about the use of one for daily life. Daily life is inseparable from firewood, rice, oil, salt, sauce, vinegar and tea, and the expenses of these are relatively large. For example, you need to eat about one or two bags of rice every month, one bag of rice is more than 40 yuan, two generations of rice are close to 100 yuan, and then oil, a barrel of oil is about 80 yuan.

Then two or three hundred gas cans were added. Then there are grocery shopping and water and electricity bills, which add up to one or two thousand yuan. Therefore, part of the salary is used for living expenses.

Let's talk about one for storage, there are unforeseen circumstances, people have good and bad luck, and it is very important to save a part of the money for unpreparedness. Because when you need it, you can take it out and use it at any time. For example, if you want to buy what you like, develop your own business, and get sick early, you ...... see a doctorWait a minute.

Saving money is very helpful for yourself. Therefore, it is necessary to learn to store properly, not only to store wealth, but also to have a sense of security. If you have a balance on hand, you won't panic when you encounter something.

Then part of it is used to pay the mortgage. The house is a home, and if the mortgage is not repaid, the result is the loss of the house, so the mortgage needs to be paid every month. If you don't buy a house, you only rent a house to live in, you don't feel at home, and the rent you pay is enough to buy a house, and it's not cost-effective.

And buy a house. Although there is pressure and you need to repay the mortgage, as long as you are willing to work hard and insist on paying it back every month, you will always pay it off. Just like Yugong moves mountains, only perseverance and hard work can lead to success.

And owning your own house will feel like home, a sense of belonging.

In short, the money is spent on daily life. Every month, I will divide my salary into three equal parts, one for living expenses, one for storage, and one for the mortgage. Every share is not wasted, it is used where it should be used.

Spend more on children! The monthly salary distribution will vary from person to person, but in general, here are some common expense items:

1.Living expenses: including rent, water and electricity bills, food, daily necessities, slag distribution fees, etc. These expenses are often the largest expense each month.

2.Children's education: If you have children, the cost of their education can account for a significant portion of your expenses. This includes tuition, books, tuition, and fees, among others.

3.Health and medical care: Staying healthy is an important task for everyone, so health and medical expenses are also an important expense. This includes medical insurance, medication costs, medical check-up costs, etc.

4.Entertainment and tourism: Entertainment and tourism are an integral part of life, but these expenses are often manageable. This includes movies, **, travel, dining, and more.

5.Saving and investing: Saving and investing are things that everyone should consider. These expenses include deposits, such as Bi Investment**, **, real estate, etc.

Of course, everyone's spending situation is different, so everyone's salary distribution will be different. However, regardless of your spending situation, it is advisable to create a budget plan to ensure that you do not spend more than your income.