Take time for money and take money for time, which one do you choose?

The law of time: the rich spend money to buy time, and the poor exchange time for money! Who is more advantageous?

In the world, there are only two kinds of people, one is rich and the other is poor.

The biggest difference between the rich and the poor is what they do, and many times it's the opposite.

Why is this so?

Because their cognition is different, their thinking is different, and in the end, their choices are naturally different, resulting in two completely different lives.

Take an example: when it comes to time, the attitudes of the rich and the poor are very different.

The law of time: the rich always spend money to buy time, while the poor exchange time for money, who is more advantageous?

01. The weight of time and money.

How many friends think money is more important? And how many friends think that time is more important?

Actually, in my opinion, it varies from person to person.

For example, money is undoubtedly more important to the poor who cannot afford to eat and are suffering from illness. But for those who are dying and billionaires, time is even more important.

Therefore, in the eyes of different people, the weight of money and time is different. That's why the rich spend money to buy time, while the poor trade time for money.

Different classes and different needs have different concepts.

At the beginning of life, everyone was almost on the same starting line, desperately exchanging time for money. But after reaching a certain point, he began to use money to buy time.

It must be money to buy time. If you don't have time, you may miss a lot of things that you regret, you can go back in time, if your life is very short, you can use money to extend your life, see more beautiful scenery, I don't think these are more important than money, if you want to exchange time for money, you must feel that money is more important. But your time will become very small, and you can only enjoy the joy of money in a short period of time.

Ordinary people use time to buy money, and efficient people want to use money to buy time. I'm one of the ordinary people.

Every day, I will spend part of my time on Jingdong**, not to buy things, but to sign in, plant Beijing beans and fruit trees, collect gold coins and collect energy, and various activities such as pulling people to stack cats and cats at the time of Double Eleven every year, etc., scattered and scattered, it takes half an hour every day, and during the Double Eleven event, it takes at least more than an hour to play, in order to get red envelopes, in fact, the amount of gold dust is not large, but it is still fun every year.

Most of the time I play this kind of activity is when I squat in the toilet or use some miscellaneous time, so I don't lose money, and I can also get some red envelopes and free fruits, commodities, etc. Because of all this free time, I don't know what to do.

Every time I watched my sister and I play, my brother-in-law would say, "You guys use time to buy money, and some people use money to buy time, they never think they have enough time; You can use this time to go to Li Pei to read more articles, learn more things, and improve yourself, how good. "I think my brother-in-law is right, but I'll still play the same way. My brother-in-law has a few *** himself, can write articles, and will review every day.

He can earn his own pocket money, and he never takes the time to play with it. So my brother-in-law's salary is three or four times that of my sister.

I hope that one day I will also want to use money to buy time, and I will not care about the red envelopes and free goods that can be obtained for free, but will rush to learn more things, read more books and do more things I like. I can dictate my time by myself instead of letting time dictate my life.

I feel that I can buy it, going to work is a boring thing that takes up a lot of our time, and if you have money, you don't have to go to work, you can do something meaningful.

Can buy, buy time, come over to the network administrator, give you a hundred, play for two hours.

You said you can't buy family affection, mom, this is my New Year's money.

<> you've learned about the rich man's mindset and the poor man's mindset, you should be able to make a choice on this question very quickly, definitelySpend money to buy timeYes. After all, if we master the thinking of the rich, we can get richer and richer, and if we insist on the thinking of the poor, we will become poorer and poorer.

And in fact, this is the biggest misconception we have about these two types of thinking.

From the perspective of the underlying logic, whether it is the thinking of the poor or the rich, it is to make the best allocation of existing resources.

Think about it, if you have to be budget-conscious even for meals now, would you choose to call a special car to work every day to save time?

The poor man's mindset is precisely the most reasonable choice when the resources are insufficient, and forcibly applying the rich man's mindset will only make one's already few resources even more scarce.

You might as well jump out and think about whether there is a problem with these two kinds of thinking itself, and you can find out:

The thinking of the rich and the thinking of the poor turned out to be a logical error of reasoning in a family dilemma!

It's like this world, there is not only black and white, but also a gray area.

Between the two opposing minds, there is also a third type of thinkingCritical thinking

Let's look back at the bottom of the day, do you want to spend money to buy time? It depends on the relationship between the opportunity cost and the resource consumed, if the opportunity cost is higher, you should spend money on time.

Opportunity cost is a concept in business operations, and it is referred to here:The maximum benefit of the option you gave up when you chose it.

If you choose to spend four years in college instead of going out to work, then the benefits of working in four years are the opportunity cost of your college.

Young people who are around 20 years old are at the peak of their fluid intelligence, and their learning ability may be the strongest in their lives, and the opportunity cost of spending time (resources) on learning is often higher than the opportunity cost of exchanging limited money.

Therefore, we should spend money to buy time within our ability and spend it on learning and growth.

Actually, I think the second one is more suitable for me, and I'm just exchanging time for money now.

Nowadays, many young people believe in the code of "money for time", they emphasize that "time equals money", and the time saved by spending money can earn more money. But the older generation of people do not agree with this approach, they think that it is a waste, they are spending money indiscriminately, and they have to spend money to let others do what they can do by themselves, and they don't know how to be thrifty at all.

So, should we spend money for time, or should we spend time to save money? In my opinion, there are some good criteria to help us make judgments.

The first one is, see if you have money.

Without money, there are not many options, and it is difficult to change time. But more crucially, people who don't have money tend to have better ways to make money, and even if they are given time, they can't convert that time into more money. Therefore, when there is no money, it is better to consider it from a pragmatic point of view.

The second is to see if you are getting more money for your time than you are paying for your time.

When you can afford to spend more time in exchange for money, think ahead about whether it's better for you. Some people order takeout, find housekeeping, and save all their time to work to earn money, but they exhaust themselves and spend more money on going to the hospital. Maybe it takes a while to cook and tidy up your own house, but it also allows yourself to relax and rest, which is actually more beneficial to yourself.

In the end, when something is worth doing, you should spend money to complete it to save you time.

For example, if you are studying for an exam, you can spend time studying hard from beginning to end, or you can spend money to invite someone who has taken the exam before to drink coffee and take a scripture, so that you can take a shortcut. This is something worth doing, whether it's spending money or energy, it's going to be good for us.

The above is a little bit of my personal opinion, what do you think?

Money can buy clothes, but not warmth.

Money can buy books, but it can't buy knowledge.

Money can buy a house, but it can't buy a home;

Money can buy trees, but it can't buy nature;

Money can buy a car, but it can't buy speed;

Money can buy clocks and watches, but not time;

Money can buy medicine, but not health;

Money can buy books, but it can't buy knowledge.

Money can buy gifts, but it can't buy friends;

Money can buy toys, but it can't buy happiness;

Money buys clothes; But you can't buy warmth;

Money can buy eyes, but it can't buy eyesight;

Money can buy light bulbs, but not light;

Money can buy blood, but not life;

Money can buy computers, but not technology;

Money can buy cigarettes, but not health;

Money can buy musical instruments, but you can't buy **;

Money can buy greeting cards, but it can't buy friendship;

Money can buy a calculator, but it can't buy wisdom;

Money can buy cosmetics, but not beauty;

How do you exchange time for money?

People say, "Time is money." "However, the truth is often this: those who have money have no time, and those who have time have no money! What is the connection between time and money?

This is Amy! She just got her first bonus - 10,000 yuan! Amy knew exactly what she was going to do with the money. She's had her eye on a beautiful convertible for a while.

Yes, Amy, it's a good car! However, it doesn't seem like you have enough money.

But, wait! Amy has a way.

Amy is a smart girl. She knew that if she didn't buy a car today, but kept her money in the bank for a year, she would get some interest. Then she could afford to sell a car.

Amy also knows that in a year's time, the total value of the money will be equivalent to the amount of money saved today plus the interest accumulated in the year ahead.

We call the money Amy has deposited in the bank today the present value. The money Amy withdraws from the bank next year is called the final value. What ties the two together?

This is the interest rate, which is also considered the time value of money.

Now, by changing the value, we can use this formula to calculate the final value of Sila's money. A year later, the final value of the money was $11,000.

Well, a year has passed! Amy now has enough money to buy that car. Amy really knows how to trade time for money!

Now, let's get to know Timmy.

He also received a bonus of 10,000 yuan. But Timmy is a very good money-burner.

Yes, Timmy, this car is definitely an eye-catcher. Oh, looks like you don't have enough money.

You might be able to learn from Amy. You see, Timmy, like Amy, in a year, you're going to have $11,000. However, this money is still not enough to buy a luxury car. Why don't you save your money for another year?

Let's see what happens to this money in two years' time. Just recalculate it a little and multiply the original value by 1 plus the interest rate to get the value of the money a year later. Then multiply the resulting value by 1 and add the interest rate to get the value after two years.

We even need to simplify the process even further by calculating the square of 1 plus the interest rate.

Sorry, Timmy, although you will have more money in two years, you still can't afford that car! I don't know how many years you'll have to wait, but I can tell you about one of the calculations. Do you see that little number two in the formula?

That number means that you still have to wait for a few years, also known as a cycle. No problem, Timmy, we can see how much money you'll have in five years.

Let's connect the terminal value to the present value in five years. Increase the period from two to five. After five years, you'll have $16.

Sorry, Timmy, you'll have to wait a little longer. 10 years? Good!

Let's see if you can buy this car at that time. It's not close.

Timmy, it seems, you'll need 26 years to afford this car. You should ask Amy if she can drop you off to work. Perhaps, a bike is better for you? I know buses are extra cheap too!

The meaning behind exchanging time for money is that you have time, but you don't have money, so an exchange is needed. The main way of exchange is: pay labor time in exchange for corresponding remuneration. This is also the mode of our daily work and work.

Most people are exchanging time for money, but the efficiency of the exchange is different. Some people earn money every day and charge by the hour; Some people donate a lot of their time and receive a fixed payment. So the advanced way to exchange time for money is:

In fact, the value of time itself is also very high. Use it in exchange for money, so what do you do with it? Some people say that in order to make a living, they will starve to death without money; Some people say that in order to enjoy life, there is a right to choose.

But life is often not so "simple and beautiful", having money is not a prerequisite for removing obstacles, not that the difficulties you face will be automatically unlocked when you have money.

We often see such a scene: a kitten is scratching its own tail, but can't catch it, and spins in circles. It's the same with our pursuit of money, we want to catch it, but we can't catch it, and we don't know when we catch it and slip away.

Money and other things, life is energy, through the vibrational frequency of propagation, we learned in junior high school physics, objects of the same frequency can cause resonance, if you have been afraid of no money, anxious to make money, then no matter what, you can't catch the "tail" of money, because the energy frequency is not at the same level.

Exchanging time for money is just a means we need to use at a certain stage of our lives, and using time to do what we like, things that can bring us long-term contributions, money will follow.