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Make money and save money, and the numbers in the passbook have accompanied us through a long life. When a loved one dies, will we, as descendants, get that inheritance, and what if they are in a hurry and don't know anything about the bank card password and the amount of deposit? Let's explain it to you today.
In principle, after the death of a person, the money in the bank becomes an inheritance, inherited by the legal heirs, but it is necessary to constantly fill in **, stamp, do not go through these procedures, even if the deceased is carried to the door of the bank, the bank can not pay, the reason why many depositors can not withdraw the deposit after the death, is that there is a problem in the procedures, the first situation is that the relatives have just died, if you know the password of the deceased, there is a card or passbook, and also know the assets of the bank, as long as you bring the depositor's deposit certificate, ID card, death certificate, The recipient's ID card can go to the bank to withdraw money.
The second situation is that the bank card or passbook has been damaged, lost, or do not know the password, this situation is the most encountered by many people, but also the most troublesome, if the deceased has made a will before his death, specifying who will inherit the estate, then the heir takes the will and his own ID card to the bank to withdraw money, but the will must first be notarized by the notary department before it has legal effect.
If the deceased did not make a will before his death, we need to go to the notary department for notarization, they first issue a notarial deed, according to the inheritance law and the opinions of the heirs to distribute the inheritance, the notary fee is generally charged according to a certain proportion of the inheritance, the proportion of different estates is not the same, the minimum is 200 yuan. I once saw a news about a family who accidentally found that their mother's passbook had a balance of 480 yuan, and six brothers and sisters did not know the password, and five of them went to the notary office to notarize, and each notary fee was 200 yuan, a total of 1,000 yuan, and finally they gave up the inheritance.
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Just know the PIN and get it directly at the ATM. If you don't know, you have to open a death certificate and other relevant documents to the bank to get it, and the bank will tell you what documents you need.
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You need to look for your local village committee to issue a relevant certificate, and go to the township people's ** civil affairs department to sign and seal, and then sign and seal at the police station, which should be able to be taken out.
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If you don't know the password, then you can only open a death certificate, and its relationship certificate, the bank can generally accept it, and the bank will ask you to open a certificate of inheritance.
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When you go to the police station to apply for a death certificate and close your account, the household registration officer will give you a certificate, which can be used to go to the bank to withdraw the deceased's remaining money.
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If you don't know the password of the deceased depositor's bank card, how can the family withdraw their deposit from the bank?
If you have a deceased's bank card but do not have a password, you need to apply for a notarization of inheritance rights to receive the deposit.
If there is no heir dispute, then you can go to the police station where the deceased depositor was located, issue a certificate of kinship with the deceased, apply for a certificate of inheritance at the local notary office, and then take the deceased's bank card and notarial certificate to the bank to go through the withdrawal procedures.
If there is a dispute over the inheritance right, it is more troublesome, and the people's court needs to make a ruling on the inheritance right. The heirs can go to the bank to go through the inquiry, transfer or payment procedures with the notarized inheritance certificate, the judgment of the people's court, the ruling or the mediation document.
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If you have a bank card password, you can take it out directly from the ATM. If not, it will be troublesome, it is recommended to go to the bank card opening bank for consultation, because each bank needs to prepare different information, only the staff said that it is the most complete province to run the bank again and again.
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From the perspective of common sense, it is generally necessary to have a death certificate, relevant supporting materials of all heirs, and relevant notarization, and consult the local banking institution for details.
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If it is a bank card, as long as you know the password, you can withdraw it directly from the ATM! If it was a bank, I would have gone to the counter to pick it up!
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If you have a password, you can take it directly. If you don't have it, you have to get an inheritance notarization, and the cost will be more than 1,000.
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If you know the card PIN and bank. Take the card to the ATM and enter the password to withdraw 1,000 yuan.
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You should go to the local ** and the relevant departments, issue a certificate, take your ID card, the death certificate of the deceased and the relationship between them, and you should be able to withdraw the balance in the card.
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Hello, you can take your ID and issue a certificate on it.
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If the family of the deceased wants to go to the balance in the card, you must take the death certificate of the deceased, as well as the certificate of the deceased and your documents to get the money there.
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How can the family of the deceased withdraw the balance of 1,000 yuan in the card? The family of the deceased took the deceased's death certificate account to the bank and applied for it, yes, there is also a death certificate issued by the local household register.
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You need to do a notarized proof of your relationship with the deceased, and then take the notarial deed to the bank to withdraw the money.
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After the death of a loved one, you need to withdraw the money from their bank card
1.Bring the ID card of the loved one to the village committee or the street to issue a certificate of relationship with the deceased;
2.At the same time, bring your ID card and go to the opening bank to handle business (you can withdraw money or transfer money or cancel the account).
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Take out the proof of relationship, go to the notary office to be the fair heir, and the other heirs in line give up the inheritance and go to the bank to withdraw money with the justice of the notary office.
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With the identity card of the deceased, the person who has taken the money goes with the proof of the relationship with the TA.
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If the family wants to take the balance of 1,000 yuan in the card, they will either take the deceased's ID card to marry.
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To withdraw the deceased's money from the bank, you must have a death certificate issued by the local police station and a certificate of the relationship between the recipient and the deceased.
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Alas, that's not enough money to run errands. The police station issues a death certificate, the notary office notarizes the legal heirs, and multiple heirs have to sign an agreement, and go to the bank to see the agreement, anyway, it is not all at once.
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Take the death certificate and the ID card of the family member and go to the counter to apply for it.
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If you have a password, you can go to inheritance
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Alipay, Yue Bao, payment platform,
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If you don't have a password, you're going to have to open it locally.
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with a password. If you don't know the password, you can retrieve the password.
If you have a mobile phone number, you can have an ID number.
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How can the reader's family withdraw the balance of 1,000 yuan in the card, this is definitely okay, you can directly pull the plastic death symptoms, his identification to the bank to go to the card.
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To be honest, it's more troublesome, if you know the password, it's better to make a withdrawal at an ATM. As soon as the bank learns that the depositor has died, it is likely to freeze the funds and issue all kinds of certificates.
If you know the password, you can also go to the window, but don't say that the depositor has died, just take the deceased's original ID card bank card and your ID card normally, and go directly to get it.
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Under the premise of not knowing the password of the deceased's bank card, it is impossible for the family to go directly to the bank to withdraw the money, and under normal circumstances, the bank will require everyone to provide the notarial certificate of inheritance notarized by the notary office before the deceased's deposit withdrawal procedures can be handled. It's just that some time ago, the central bank introduced a new policy, after the new regulations came out, if the deceased's deposit amount is less than 10,000 yuan, then the family does not need to provide a notarial certificate of inheritance, and only needs to rely on the deceased's death certificate, deposit medium, and the ID card and family relationship certificate of the deceased to withdraw from the bank. In addition, in the new regulations, the central bank also made it clear that major banks can reasonably determine the withdrawal amount that is exempt from providing notarial deeds of inheritance according to their actual conditions, but the maximum amount cannot exceed 50,000 yuan, so at present, different banks are different in terms of how much they can withdraw from providing notarial deeds of inheritance.
However, if the amount of money you withdraw exceeds 50,000 yuan, or exceeds the amount of exemption from the notarial certificate of inheritance stipulated by the bank, the procedures are more troublesome, and the following processes are usually followed. 1. Go to the police station to cancel the deceased's household registration and apply for a death certificate at the same time. 2. Go to the local neighborhood committee or police station to issue a certificate of kinship of the deceased.
3. Take the death certificate and kinship certificate to the local notary office to go through the inheritance notarization procedures, but there are several points that need to be paid attention to in the process of handling the inheritance notarization procedures. Clause.
1. In principle, all relatives with the right of inheritance must be present to sign; Clause.
2. If the relatives are unable to attend the notarization of the estate in person, they must provide a power of attorney notarized by the notary office; Clause.
3. If there is a relevant heir who renounces the inheritance, he must also provide a certificate of renunciation of the inheritance notarized by a notary public; 4. Handle the procedures for deposit withdrawal. After completing the notarization formalities of the estate, one of the relatives can go to the relevant bank to go through the withdrawal procedures with the state certificate of the Inheritance and Filial Piety Bureau, the death certificate of the deceased and his or her own ID card. Of course, if you don't know which bank the deceased has deposited in, you can also apply for a deposit inquiry letter at the notary office, and then take this deposit inquiry letter to the local banks to inquire one by one, and after finding the deceased's deposit, the bank will issue the corresponding deposit certificate, and then go through the inheritance notarization procedures.
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How to get out the money in the bank card when a person dies, generally divided intoThree scenariosCan be taken out. Slow Kaibi.
The first case. In principle, when a person dies, the money in the bank becomes an inheritanceInherited by legal heirs. But you need to constantly fill in the **, stamp, do not go through these procedures, even if the deceased is carried to the door of the bank, the bank can not pay, the reason why many depositors can not withdraw their deposits after the death is that there is a problem in the procedures.
So the first situation is that the loved one has just passed away, if you know the password of the deceased, have a card or passbook, and also know the assets of the bank, as long as you take the depositor's deposit certificate, ID card, death certificate, and recipient's ID card to the bank to withdraw money.
The second case. If the deceased has made a will before his death, specifying who will inherit the estate, the heir will take the will and his own ID card to the bank to withdraw moneyHowever, the will must be notarized by the notary department before it can be legally validated.
The third case. If the deceased did not make a will before his death, we need to go to the notary department for notarization, they first issue a notarial deed, according to the inheritance law and the opinions of the heirs to distribute the inheritance, the notary fee is generally charged according to a certain proportion of the inheritance, the proportion of different estates is not the same, the minimum is 200 yuan. I once saw a news about a family who found that their mother's passbook had a balance of 480 yuan before her death, and six brothers and sisters Sun Tan didn't know the password, and five of them went to the notary office to notarize, with a notary fee of 200 yuan per person, a total of 1,000 yuan, and finally they gave up the inheritance.
People are dead, and thank you for having a problem with your braincase.
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