The Ping An insurance I bought usually deducted from the card on time has not been deducted in recen

Hello, I am Liang Yaru, Account Manager of Ping An Insurance Company of China, and I am very happy to give it to you. If your payment period has not been paid and this problem occurs, you can call the salesman** or the national unified customer service** to consult what is the reason for the premium not being deducted. Generally, there are two reasons: there are other deductions on the bank card, which makes the amount insufficient to cover the premium, and the premium may be increased.

I hope mine can help you, if you have any questions you can contact me.

Call. See if it's a bank problem, or an insurance company's problem, so as not to affect your later interests.

Solution: One is to find a salesman, and the other is to call for consultation.

You are **, if you are in Chengdu, I can help you do the annual inspection of the policy.

Let me help you do an annual review of your policy.

Go to the front desk of the company and ask the ** person who is looking for you.

See if the payment is insufficient, it may be your card or your insurance has a deduction, and quickly go to the company to ask, otherwise it will be invalid.

Find a salesman to consult or call for consultation

Go to the front desk and ask, or **ask.

Hello, you can call for information.

Call **95511 for consultation. If you change your card, you will need to change your account. I can't receive the message after changing my mobile phone number. The last few months haven't been interesting. Do you choose to pay monthly? Not suitable for couples.

Summary. Hello, no, Ping An Life expires, you need to pay the insurance premium, the money on the bank card is not enough, you won't deduct a little, you need to reach the insurance premium to deduct.

Hello, no, Ping An Life expires, you need to pay the insurance premium, the money on the card of the contracted deduction bank is not enough, and you will not deduct a regret, you need to reach the insurance premium to deduct.

For example, if you need to pay 6,000 yuan for the insurance state in the current period, and there is only 3,000 yuan on the card, you can't deduct it successfully. Ping An Life's system will give feedback:

The deduction failed, and the account balance was insufficient. Only if the funds in the bank account are greater than the current insurance premium of 6,000 yuan, the deduction can be successful.

Legal basis: Social Insurance Law of the People's Republic of China

Article 1: This Law is formulated on the basis of the Constitution so as to regulate social insurance relations, to preserve the lawful rights and interests of citizens to participate in social insurance and enjoy social insurance benefits, to enable citizens to share the fruits of development, and to promote social harmony and stability.

Article 2: The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to protect citizens' right to receive material assistance from the State and society in accordance with law in the event of old age, illness, work-related injury, unemployment, childbirth, and so forth.

If you have a long-term insurance policy of more than one year, there is a grace period for paying the premium, which is generally 2 months. If the premium is not paid for more than 2 months, the insurance liability of the insurance company will be suspended, that is, the insurance company will also be liable during the grace period, and the insurance company will not be liable after the grace period.

And for long-term insurance of more than one year, there is also a reinstatement period, generally 2 years. Within two years, the user can apply for reinstatement of the contract, pay the unpaid premium and interest, and the contract is still valid; If no application for reinstatement is made for more than two years, the contract will be terminated, that is, the contractual relationship between the insurance company and the user will be terminated, and the user can receive the cash value of the contract from the insurance company.

After the payment period, if the customer fails to pay the premium in time, the insurance company will also give the customer a grace period of 60 days to make up the premium.

If the customer still fails to pay the premium after 60 days, the policy will enter the suspension period, during which the insurance company will suspend the performance of the protection obligation (if the customer needs to revert the policy within these 2 years, the customer must submit a written application for reinstatement and pay the late fee) If the premium is not paid for more than 2 years, the policy will be automatically surrendered and only the cash value of the policy will be refunded.

I used to have an insurance policy, but I didn't pay the premium on time for several years, what should I do, and can I make up for it?

Answer: After the payment period, if the customer fails to pay the premium in time, the insurance company will also give a grace period of 60 days to allow the customer to make up the premium, if the customer still can't pay the premium after more than 60 days, then the policy enters the suspension period, during which the insurance company suspends the performance of the protection obligation (if the customer needs to renew the policy within these 2 years, he must submit a written application for reinstatement and pay a late fee) If the premium is not paid for more than 2 years, the policy will be automatically surrendered, and only the cash value of the policy can be refunded! Note:

For health insurance, the waiting period for reinstatement must be recalculated!

It does not matter. Contact the business person in charge of you directly, and then pay the bill quickly, life insurance has a grace period, it's okay.

There is a grace period of up to 60 days, so it's okay. Don't worry, call customer service and ask!

Hello: It is recommended that you use the bank card of the four major banks of China Agricultural Industry and Construction to operate.

Hurry up and contact the safety personnel to explain the situation and solve it in time.

Summary. Surrender can generally be handled in the following ways:1

Apply to the insurance company for a surrender, for example, you can call the insurance company's customer service** to apply for a surrender. Another advantage of this is that you can consult the customer service about the specific information required for the surrender of the policy, so as to avoid the situation that the insurance cannot be surrendered and run in vain due to incomplete information; 2.Prepare the surrender materials, generally you need to prepare the policyholder's valid identity document, insurance policy, premium payment certificate, application for termination of insurance contract, etc.

Among them, the application for termination of the insurance contract can generally be made on the official website of the insurance company**, or it can also be filled in directly at the insurance company; 3.Bring the surrender materials to the insurance company to go through the surrender procedures, and the insurance company staff will generally assist in the surrender, usually to recover the policy and give the surrender certificate to the surrenderer; 4.The surrender money will be credited to the bank account designated by the policyholder within the agreed time.

Hello dear! Yes.

If you don't want to continue paying the insurance, you can choose to surrender the policy, and you can also get a part of the money back.

Another advantage of this is that you can consult the customer service about the specific information required for the surrender of the policy, so as to avoid the situation that the insurance cannot be surrendered and run in vain due to incomplete information; 2.Prepare the surrender materials, generally you need to prepare the policyholder's valid identity document, insurance policy, premium payment certificate, application for termination of insurance contract, etc. Among them, the application for termination of the insurance contract can generally be made on the official website of the insurance company**, or it can also be filled in directly at the insurance company; 3.

Bring the surrender materials to the insurance company to go through the surrender procedures, and the insurance company staff will generally assist in the surrender, usually to recover the policy and give the surrender certificate to the surrenderer; 4.The surrender money will be credited to the bank account designated by the applicant within the agreed time. If it is an insurance product purchased on the policy, then it is generally possible to surrender the policy directly.

The insurance company will not forcibly deduct money, and when the insured person participates in the insurance, the insured will pay the insurance fee according to the insurance rate set at the time of insurance. The insurer is required to pay insurance benefits when all or part of the insured property is damaged by disasters and accidents, or when personal accidents occur in life insurance. The premium is made up of the amount insured, the premium rate, and the duration of the insurance.

The amount of insurance premium is directly proportional to the size of the insurance amount, the level of the insurance rate and the length of the insurance period, that is, the larger the insurance amount, the higher the insurance rate, and the longer the insurance period, the more the insurance premium. It is the obligation of the policyholder to pay the insurance premium. If the insured does not pay the insurance premium on time, the insurance contract will be invalid in the case of voluntary insurance; In compulsory insurance, a certain amount of late fees are attached.

The insurance company will not force the deduction of money, if the money in the account is not enough to maintain the cost of protection, the contract will be automatically terminated, and it will not say that it will continue to deduct the money in your bank card, but why do you suddenly want to surrender the policy? This is not a good deal, I would very much like to know what kind of insurance you have bought and why you don't want to continue to insure......I can give you a reference, sometimes you do need to be thoughtful and comprehensive.

No, you can't deduct a penny if you don't have enough. It's best to save up in advance.

I am Huaxia Insurance, because of an accident claim, I don't surrender the policy and keep it for the New Year.

If the initial deduction fails, it means that there is no underwriting and the policy has no legal effect. The customer can apply for another deduction, and only after the deduction is successful can the contract be formed and take effect.

The expenses paid by the policyholder to the insurer in accordance with the insurance contract in order to obtain insurance protection. The amount of insurance premium is calculated and decided based on factors such as the amount of insurance, the insurance rate, the duration of insurance, the age and occupation of the insurer.

Usually the insurance contract will state the amount of the premium and the method of payment. The higher the amount of insurance and the longer the insurance period, the more premiums the policyholder will pay. From January to November 2015, the national premium income was one trillion yuan, and the industry profit was 268.5 billion yuan.

The insurer adds an additional premium to the basic premium for the accepted non-standard risk in order to make the premium level consistent with the risk level. The date on which the premium payable is calculated according to the effective date of the insurance contract and the payment cycle agreed in the insurance contract, or the date on which the insurance premium is paid as agreed by the parties to the insurance contract.

The insurance premium that the insurer shall collect from the policyholder as agreed in the insurance contract. The premium due date as agreed in the insurance contract has arrived, but the insurer has not yet received the premium.

If the account number is correct, the transfer will continue during the 60-day grace period of renewal payment.

However, if the account is empty every time, the order will be stopped.

If the account does not exist, the transfer will not be made again.

The account does not exist, and after changing the account number, if the transfer has not been made, you will have to greet the premium department to place an order.

Because the account is empty all the time, it will be set not to transfer.

If you don't transfer money. It will affect the lapse of the customer's insurance.

The payment will be deducted within 60 days of the grace period, and if the deadline is exceeded, the customer needs to go through the supplementary payment procedures again!

If it's a credit card, it doesn't matter, you can deduct it, if it's a bank card, you have to deposit the money yourself, and the simple insurance company he won't deduct the fee endlessly, he has to file with the bank every time he deducts money, so he won't deduct too many times, he has a limit on the number of times. Therefore, if you participate in insurance, it is recommended not to let the bank card run out of money, and it will be bad if the policy becomes invalid at that time.