What should I do if I can t pay off my debts and I have no way out?

I am in debt for some reason, but I owe too much debt, and I can't pay it, should I run away? I think you should definitely not run away, there are many people who owe debts, running away is not a good solution, first of all, we should find a way to recognize the reality and do everything possible to repay the loan, such as borrowing money from relatives and friends first, and then paying them back when we have money. Secondly, find a way to find a job with a high salary, and pay it back slowly little by little, and there will always be a time when you can pay it off.

1. Recognize the reality and try all kinds of ways to repay the money first.

Some people think that they owe too much money, and they can't pay it back anyway, so they think about running away, this kind of thinking is very dangerous, because no matter how much they run, the money they owe also needs to be repaid, and their original relatives and friends will know that they owe money, and they will have no face, and they will never be able to live like a normal person. Therefore, running away is definitely not the solution, first of all, you should recognize the reality, carefully calculate how much you owe, how you should pay back, how much you should pay back every month, and then try all kinds of ways to repay the money first, such as borrowing money from relatives and friends first, repaying part of it first, and then returning it to relatives and friends after you have money. <>

2. Find a job with a relatively high salary and find a way to pay it back little by little.

Maybe I really owe too much money, and I can't pay it back in 100 years with my meager salary, but people must have self-confidence, just like an eldest sister in Yunnan before, she owed 10 million to others, and she tried all kinds of ways to work and do business, and finally really paid back 10 million within 10 years, so you must have confidence and try all kinds of ways to repay the money. <>

All in all, you owe too much debt to repay, you must not run away, otherwise you will never be able to live a normal life, people must have integrity, so first of all, you should recognize the reality, sort out how much money you owe, how to pay it back, you can repay part of it by borrowing money, and then find a job with a higher salary, and try all kinds of ways to repay the money, many people owe tens of millions and are also trying to repay the money, so you must not give up.

You shouldn't run away, you have to pay back the money you owe, you will bear a lifetime of guilt in your heart if you run away, communicate well with the creditor, work hard, pay back little by little, as long as you work hard even if you can't finish it for a while, you won't feel guilty in your heart.

Don't run away, adults should have their own responsibilities, running away and being sued by others will only harm themselves, and it will also affect their families, ask the creditor to forgive the repayment period, and work hard to earn money.

I don't think you should run away, then you must face this problem positively, if you don't pay back, others will not be able to beat you to death.

Summary. A person who is in debt, when he has no money to repay his debts and is collected, must be under a lot of psychological pressure, which is also very normal, but when a person encounters the responsibility he should bear, he should be strong and bear it, isn't this the reason? It's useless if you're not strong, it's okay to choose death, and that also requires courage.

If one dares to face death, then what is there not to face? Therefore, a debtor must first learn to be strong.

Desperate and indebted.

Hello, I am Mr. Xiao Xie, an emotional expert, who is good at problem analysis in marriage and family, love, psychology, interpersonal communication, etc. I can feel that you are very confused now, so if it is convenient to tell me about your specific situation

Desperate solutions to owe too much debt: 1First, it can be collected in stages to explain the situation; 2.the second is to call the bank customer service from time to time, negotiate repayment, and express the willingness to repay;

A person who is in debt, when he has no money to repay his debts and is collected, must be under a lot of psychological pressure, which is also very normal, but when a person encounters the responsibility he should bear, he should be strong and bear it, isn't this the reason? It's useless if you're not strong, it's okay to choose death, and that also requires courage. If one dares to face death, then what is there not to face?

Therefore, a debtor must first learn to be strong.

3.the third is to repay some from time to time, and the amount is not limited; 4.Fourth, work actively, stabilize some income, ensure basic life, and accumulate surplus money. Which bank has negotiated the repayment, and the money has been saved enough to pay off at one time, do not repay the minimum repayment, or it will never be repaid;

When the debtor has no way out, the debtor may negotiate with the creditor in advance to apply for a postponement of debt repayment or repayment of debt in installments; If the creditor does not agree, the debtor can only raise funds in accordance with the law and repay the debt in a timely manner; or bear the responsibility of overdue interest and other liabilities for overdue repayment of debts in accordance with the law.

[Legal basis].

Article 676 of the Civil Code.

If the borrower fails to repay the loan within the agreed time limit, it shall pay overdue interest in accordance with the agreement or the relevant provisions of the state.

Article 678.

The borrower can apply to the lender for an extension before the expiration of the repayment period; If the lender agrees, it can be extended.

Article 97 of the Civil Procedure Law of the People's Republic of China.

Where an agreement is reached through mediation, the people's court shall draft a mediation document.

Article 120.

A complaint shall be submitted to the people's court, and copies shall be submitted in accordance with the number of defendants.

Article 236.

The parties must perform on legally effective civil judgments and rulings. If one party refuses to perform, the other party may apply to the people's court for enforcement, or the adjudicator may transfer it to the enforcer for enforcement.

Article 244.

Where the person subject to enforcement fails to perform the obligations set forth in the legal documents in accordance with the enforcement notice, the people's court has the right to seal, seize, freeze, auction, or sell the part of the property that the person subject to enforcement shall perform the obligations of. However, the necessities of life for the person subject to enforcement and the family members they support shall be retained.

Dear happy to answer for you:1Reposition yourself, if a person is reduced to a time when he is in debt and penniless, no matter how glorious his deeds have been, it is also once, don't get lost at this time, you must re-understand yourself and reposition yourself!

What else can I use, do I have any strengths or skills, and why I am in debt and penniless! Is it too blindly optimistic to do business or not good at business! Be sure to review!

Find your own shortcomings! Otherwise, even if you get up, you will still fall! If you understand these two points, you can start from your strengths or skills to achieve monetization!

2.Be sure to keep yourself strong and live! , For a person who is in debt and penniless, your current life is 0, then you will find a job from now on to solve the immediate life problems from the penniless, it doesn't matter if you are tired and make less money, as long as you can save part of the money you earn, then your life has progressed!

As long as there is progress, it means that you have hope! Remember, you don't have nothing, at least you have a healthy body! You can work to earn money, don't give up on yourself, think about people who are worse than you, disabled, or seriously ill, they are the real weak!

But they live strong, because you are not brave enough, no one will be strong for you! So, keep yourself strong and alive! That's hope!

3.When a person is in debt and penniless, the debt can be put to rest! Don't be entangled in how to repay the money, but think about how to ensure that your basic fire can be eaten and slept peacefully!

Then concentrate on thinking about how you can make money! Otherwise, you will definitely not have the energy to make money! Whether you owe it to the bank, or an online loan or a loan for the Democratic Advancement, you must truthfully report your situation to the creditor, and let them give you time to repay the money slowly!

If they are still pressing step by step, leave him alone, if it really doesn't work, change the city and start from scratch! Don't struggle at home and think about how to make money instead of paying it back when you're in debt! Don't tear down the east wall and make up the west wall, this will only make your debt higher and higher!

And your debts are still intact, wasting your time and youth!

If you owe too much money, you have to distinguish between money owed to friends and business partners, money to banks and online loans.

If you owe money to a friend, you can tell your friend or business partner the truth about your true situation, and strive for the other party's understanding and grace the repayment date. Then, in this process, on the premise of ensuring survival, you will repay the money you earn several times, so that the other party can understand your heart to repay, and you can't lose the principle of being a man because of arrears.

If you owe money to the bank, you can apply for installment payments. For example, if you pay in installments for five years, you can repay the loan on time every month.

If it is an online loan, you must first sort out how much you owe, and don't be confused. Many borrowers only know how to borrow blindly, and they don't know how much they owe or how much they borrow from the platform. If you want to go ashore, then it is important to know how many platforms you have borrowed, which ones are regular, which ones are illegal, which ones are on credit and which ones are not.

If you don't owe much, you have a fixed income, but you can't pay it back for a while, then you can borrow a large amount of money through formal channels for installments, and all the online loans can be cleared, after all, the interest rate of online loans is very high, so this is also a way to concentrate on paying off this large amount of arrears in the future.

The most important thing is to confess to your family, no matter what, your family will always be your warmest harbor. No matter what difficulties you encounter, although your family will beat you and scold you, they will eventually face and solve the problem with you. You know, the sooner you confess, the sooner you can solve it, the more you drag it out to the end, the more troublesome it is, and the more difficult it is to go ashore again.

If you really can't afford to repay, don't pay back all those illegal loan shark platforms, because if you continue, you will never be able to pay back, and you will not be able to pay back at all. Since sooner or later you can't afford to pay it back, it's better to end it sooner. However, forced disembarkation will certainly face constant harassment and violent collection, and personal credit will deteriorate.

However, I personally suggest that you must not escape if you owe an online loan, you must deal with it actively, and you must finish moving bricks on the road you choose. After all, the money is used by oneself, and it is necessary to take responsibility and eliminate the debt through personal efforts. As long as you work hard enough, you can get out of online loans and return to a peaceful life!

According to Article 108 of the General Principles of the Civil Law, "debts shall be repaid. If it is temporarily unable to repay, the debtor may repay it in installments with the consent of the creditor or the ruling of the people's court.

and where they have the ability to repay and refuse to repay, the people's court is to make a judgment to compel repayment. "It follows that it is certain that the debtor must repay the debt.

According to the Provisions of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases, if the interest rate agreed between the borrower and the borrower does not exceed 24% per annum, the lender has the right to request the borrower to pay interest at the agreed interest rate. However, if the interest rate agreed between the borrower and the borrower exceeds 36% per annum, the interest in excess of 36% per annum shall be deemed invalid.

Therefore, it is recommended that the parties negotiate with each other first, and then resolve the issue through legal means.

Don't say such unproductive words. If you don't have money, you won't pay it back, and don't push yourself to do something you shouldn't do. Go to work with peace of mind and pay back the money you owe slowly.

I'm the same, I'm going to work abroad after minus 83.

The wine rider rides the spirit, the flow of the four rides and the three spirits.