How to open a certificate of poverty for negotiation repayment, and how to write a certificate of po

Legal Analysis: The poverty certificate can directly prove to the bank that his current financial conditions are not that he does not pay back, but that he has difficulty in repaying. This certificate must be written according to one's actual situation, and it needs to be stamped by the neighborhood committee or village committee.

The title directly states: Proof of poverty. Write clearly the name of the township, neighborhood committee, parents' names and your own name.

The body of the text is the main body of the certificate, due to the financial difficulties of the family, the poverty certificate is required to be stamped with the official seal of the township people's ** or the official seal of the competent department at a higher level, indicating the date.

The specific content can be drafted by consulting a lawyer.

Legal basis: Civil Code of the People's Republic of China

Article 189:Where the parties agree to perform the same debt in installments, the statute of limitations period is calculated from the date on which the last period for performance is completed.

Article 669 When entering into a loan contract, the borrower shall, as required by the lender, provide the true information about the business activities and financial status related to the loan.

Legal analysis: If there is no proof of poverty, other evidence can be provided, as long as it is proved that there is indeed a real difficulty in repayment, the bank can postpone the payment of the arrears according to the situation, so as to reach a consensus. According to the laws of China, the contract can be changed as long as both parties reach an agreement on the performance of the contract.

Legal basis: Article 543 of the Civil Code of the People's Republic of China The parties may modify the contract if they reach a consensus through consultation.

Legal Analysis:1To write "proof", two words, this is the title, to bold and centered, the font should be a little larger.

2.The title should be written in the top box, and a colon should be added after writing. 3.

The main text, written in two blank spaces, should be written with the name, and the reason for the difficulty. 4.At the end of the two blank spaces write "The situation is true, hereby prove", this must be written.

5.Empty 3 lines, write the name of the unit and as scheduled at the end of the text, and you're done. The name of the lender is required to appear clearly in the poverty certificate, and it is required to be exactly the same as the name on the person's ID card, and cannot be replaced by homophones, non-standard abbreviations, and no typos.

The name of the lender must not be altered. The poverty certificate is required to be stamped with the official seal of the people of the township (town) where the family is located, or the official seal of the competent department at a higher level. Among them, the valid official seals are:

Township (town) people**, county civil affairs bureau, civil affairs bureau. Urban residents can be neighborhood committees, neighborhood offices, and community seals. Note that the official seal of the villagers' committee is invalid and the official seal of the unit is invalid.

Try not to have two or more official seals on the poverty certificate. The words "family financial difficulties and needs" are clearly stated in the poverty certificate. The proof of poverty requires that it be written on material paper or manuscript paper, and is written with a fountain pen or water-based pen, and written with a ballpoint pen is not valid.

Legal basis: Criminal Law of the People's Republic of China: Article 196: In any of the following circumstances, where credit card fraud is carried out, and the amount is relatively large, a sentence of up to five years imprisonment or short-term detention is to be given, and a concurrent fine of between 20,000 and 200,000 RMB is to be given; where the amount is huge or there are other serious circumstances, a sentence of between 5 and 10 years imprisonment and a concurrent fine of between 50,000 and 500,000 RMB is to be given; where the amount is especially huge or there are other especially serious circumstances, a sentence of 10 or more years imprisonment or indefinite imprisonment is to be given, and a concurrent fine of between 50,000 and 500,000 RMB or confiscation of property is to be given

1) Using a forged credit card, or using a credit card fraudulently obtained with false identification;

2) Using invalid credit cards;

3) Fraudulently using another person's credit card;

4) Malicious overdraft.

"Malicious overdraft" as used in the preceding paragraph refers to the conduct of a cardholder who overdraws beyond the prescribed limit or within the prescribed time limit for the purpose of illegal possession, and does not return it after being collected by the card-issuing bank.