How to remove non counter services, how to lift the restrictions on non counter business

You can try to log in to the Ping An Pocket Bank APP-Home-More-Air Counter-Special Status Lift, and only part of the suspension of non-counter business can be lifted at present (service hours: 9:00-21:50). ）。

Ping An car owner loan] can get a loan if you have a car, up to 500,000.

You can do whatever you want.

Lifting of restrictions on non-counter business as follows:

1. First open the software, click "Bank Card" in the "My" interface;

2. Then find and click to enter the bank card interface to be operated, and click "Account Information" in the "Bank Card Management" interface;

3. Then in the "Account Management" interface, click "Cancel the suspension of non-counter business";

4. Then you need to verify the corresponding mobile phone number, and then enter the payment password to verify the identity.

The differences between investment business and lending business are as follows:

1. Investment is the active business of the bank, and the lending is the passive business of the bank;

2. The loan can only be recovered when it expires, and the investment can be recovered at any time;

3. Loans are generally used for production and operation.

activities, which are linked to the circulation of industrial capital; Investment is generally used for speculative activities and is not directly related to real capital;

4. Loans generally contain a personal relationship with the borrower, while investments do not.

Investment and economic growth are closely linked. In the field of economic theory, the West and China have a similar view, that is, they believe that economic growth is mainly determined by investment, and investment is the basic driving force of economic growth and a necessary prerequisite for economic growth. The smooth impact of investment on economic growth can be analyzed from the perspective of factor input and resource allocation.

Investments have a big impact on technological progress. On the one hand, investment is the carrier of technological progress, and the application of any technological achievements must be reflected through some kind of investment activities. On the other hand, technology itself is also a structure of investment, and any technological achievement is an investment in a certain amount of human capital.

and resources (e.g., test equipment, etc.). The generation and application of technological progress are inseparable from investment.

The return on investment is calculated as the amount of income and the amount of depreciation accrued and the amortization of intangible assets under normal production and operation conditions after the project is put into production.

The amount is used to recover the total investment of the project, and the industry benchmark investment period.

A static analysis method to analyze the financial benefits of project investment.

If you want to lift the restrictions, you can only go to the bank branch with valid documents such as ID cards to apply for the lifting of the non-counter restrictions. Under normal circumstances, if the outlet verifies that there is indeed no abnormal transaction, then it will be directly canceled for you. But if there is an abnormality, the outlet will also ask you to go to the police station and issue a certificate.

If you find it troublesome, but the outlet refuses to budge, then you can choose to withdraw all the money and cancel the bank card chain orange oak. Then go to another bank to get a new bank card and continue to use it.

The suspension of non-counter transactions means that the bank freezes part of the functions of the bank card, and the business can only be handled through the bank counter, and no other way can handle the business. For example, transfers, deposits and withdrawals, payments, and remittances cannot be handled through online banking, ATMs, WeChat payments, Alipay, etc.

There are many reasons for this restriction, such as the card has not been used for more than half a year, the recent ID card has expired, and the information in the system is incomplete. As long as the cardholder goes to the counter or completes the information on the mobile banking, the restriction will also be lifted. In addition, if the cumulative non-counter transfer date of the bank account of the unit and the individual exceeds 1 million yuan and 300,000 yuan respectively, the bank shall remind the unit and individual to make a large-amount transaction reminder, and the unit and individual can only transfer the transaction after confirmation, so as to remind the unit and individual to identify potential transaction risks and prudently make a decision on the transfer of large funds.

Banks and payment institutions shall strengthen the monitoring of account transaction activities, and for accounts with no transaction records within 6 months from the date of account opening, banks shall suspend their non-counter operations, and payment institutions shall suspend all their business alongside, and banks and payment institutions may resume their business after re-verifying their identities with units and individuals.

The suspension of non-counter transactions means that we cannot handle business through online banking, mobile banking, self-service banking, ATMs, etc., and can only handle transactions at the counter of bank branches.

Banks suspend over-the-counter transactions for the following reasons:

1. The mobile phone number reserved by the bank card is not used by the person.

2. There is no fund transaction in the bank card within 6 months.

3. Expiration of bank card: The expiration date will be printed on the card face of the bank card, and the use will be restricted when it expires;

4. Expired ID card: When opening a card, the user is required to raise the identity document, and if the ID card information expires, it will also be restricted;

5. Judicial freezing: The bank card is frozen by the judicial department or the public security, mostly because the user is involved in a judicial case, or there is an illegal inflow of funds in the card;

6. Abnormal flow: There are abnormal transaction records in the bank card flow, which triggers the bank's risk control system, and the bank will temporarily freeze some functions of the card.

The solution to the bank's suspension of non-counter transactions: bring your valid ID card and card to the counter for reactivation and use it normally; In general, the card that has not been used for more than half a year will automatically be converted into a sleeping card, and the card will naturally become a dormant card, which is equivalent to freezing the function of the card.

The counter closed line service is to go to the counter, find a salesman, and face to face with the real-name service;

Non-counter service means that you can not go to the business hall and handle it yourself on the mobile phone or terminal;

For example, in banking, non-counter services can be handled by mobile banking or ATMs.

However, when it comes to changing the withdrawal password and opening the card, it is necessary to take the number and go to the bank clerk to handle the real-name system face-to-face; This is mainly to confirm that it is the person who handles it, to ensure safety, and to prevent being deceived.

The account has been suspended for non-counter transactions, which means that the bank has frozen some functions of the bank card, in this case, if the user wants to handle the business, he needs to go to the bank's counter to handle the business, and cannot handle the business outside the bank counter.

What is the reason for the suspension of non-counter bank cards.

1. Expiration of bank card: The expiration date will be printed on the card surface of the bank card, and the use of the bank card will be restricted when it expires;

2. Expired ID card: The user is required to provide ID documents when opening a card, and if the ID card information expires, it will also be restricted;

3. Judicial freezing: The bank card is frozen by the judicial department or the public security, most likely because the user is involved in a judicial case, or there is an illegal inflow of funds in the card;

4. If the card has not been used for a long time: if there is no transaction record within half a year after the card is opened, the bank will suspend its non-counter business;

5. Abnormal flow: There are abnormal transaction records in the bank card flow, which triggers the bank's risk control system, and the bank will temporarily freeze some functions of the card.

How to lift the suspension of non-counter transactions of bank cards.

If the user finds that the bank card of the individual Zitong has been suspended by the bank for non-counter business, the user needs to check the specific reason first, and then bring the personal identity document to the bank to handle the corresponding cancellation business. If it is because the personal authentication information has expired, then you can bring your identity document to the business outlet for reissuance; If there is a problem with the individual's bank card, then you need to provide the corresponding proof to the bank, and then ask the bank's staff to lift the restrictions.

How to cancel non-counter transactions.

1. Clear account risk: If the user has an unconventional operation when using the card, the banking system cannot clarify whether it is a personal operation, and in order to better ensure the safety of the property, it will usually suspend the methods except for counter transactions. At this time, the user can contact the bank, indicate that it is a personal operation, and apply to eliminate the situation;

2. Supplement or update identity information: When opening an account in a bank, it is necessary to reserve basic personal information, if the information content is incomplete or the valid certificate has expired, the user needs to bring the corresponding valid certificate to the bank to make up the information, if the ID card of the bureau is due, it is necessary to apply for the ID card.

The suspension of non-counter services refers to the temporary suspension of non-counter services, that is, the temporary non-face-to-face services are not provided, but through other means, such as network services, ** services, mail services, etc.

The counter prudent service is the counter business, and the non-counter service with filial piety is the online business hall to handle the business. The suspension of non-counter services is to suspend the business of the online business hall, and temporarily go to the counter to handle stupid wax.

The suspension of non-counter means that there is no business online, and if necessary, there should be a reminder that Lihe can handle it offline, and accompany the hungry brigade such as the reed stool to the store to handle it.

Generally, the business will be suspended online, most of which are system upgrades or bug repairs.

Counter service: offline processing, on-site handling means.

Non-counter service: online processing, the meaning of the final return to the old end.

Suspension of non-counter services: Suspension of online or terminal services for those who have missed the balance.

Counter service means that you go to the artificial desk for a vertical consultation, which is a one-on-one consultation between you and others, and the non-counter blind Li means that Yu Shenkuan is not an artificial station, and you can conduct a transaction virtually at this time.

Counter service is offline service, and non-counter service is online service.