What is the black card of American Express Bank

The American Express Centurion Black Gold Card is the black and gold (highest) version of the "Centurion Series Charge Card" launched by American Express in the United Kingdom in 1999.

Centurion Black Gold Card is recognized as the "King of Cards" in the world, the card is positioned at the top group, there is no upper limit (the Centurion Black Gold Card in China is a credit card issued by cooperation, so there is a limit on the credit line, the credit line is 200-10 million), cardholders are mostly dignitaries, billionaires and celebrities from various countries and invited by American Express, and do not accept card applications.

Cardholders can enjoy the world's best member-only benefits, benefits and services. Due to the domestic policy prohibiting foreign card associations from issuing independent charge cards in China, American Express changed the Centurion series cards to credit cards in China and authorized Industrial and Commercial Bank of China, China Merchants Bank and China Minsheng Bank to issue them.

The American Express card is referred to as the American Express card in China, and everyone's widespread recognition of it may be the legendary American Express Centurion Black Gold Card. But in fact, in addition to the high-end black gold card, the American Express brand credit cards issued by major card issuers in China have a series of cards aimed at the new middle class and the public, such as the classic series of upstart cards, gold cards, green cards and blue box series. This year, American Express also partnered with a number of banks to launch the Bright Red Card.

What are the benefits of an American Express card

1. Travel advantages: American Express card has advantages in tourism merchants, if the flight is delayed or luggage is delayed during the trip, the cardholder can enjoy or compensate for free. _

2. Supermarket cashback: The cashback limit for cardholders when shopping in supermarkets is much higher than that of ordinary card users. _

Extended Resources: Introduction.

Founded in 1850, the company was originally in the business of providing courier services. As the business continued to grow, Amex pioneered the introduction of traveler's cheques in 1891, mainly for high-end customers who traveled frequently. It can be said that Yuntong has served high-end customers for more than 100 years, and has accumulated rich service experience and a large group of high-quality customers.

In 1958, American Express introduced the first charge card. With the credibility of a century-old store and a world-renowned brand, Elvis Presley, which was a smash hit at the time, became one of the first cardholders, and many frequent travelers became active applicants for the new American Express product.

At the time of the opening of the American Express card, more than 17,000 merchants signed up to access the network, especially the 150,000 cardholders and 4,500 member hotels of the American Hotel Alliance, marking that the bank card was finally accepted by the mainstream business community in the United States. In 1966, Amex issued its first gold card to meet the higher demands of maturing consumers. In 1984, Amex was the first in the world to issue the first Platinum Card, which is only available to selected members by invitation and does not accept external applications.

In addition to the loyalty program and worry-free consumption, cardholders can enjoy a comprehensive range of travel service discounts and leisure life discounts, and a dedicated 24-hour Platinum Card service to arrange all matters for members' daily life.

In 1999, Amex issued the CenturionCard to select the top customers of the Platinum Card holders. With this premium American Express card product, you can enjoy free access to the world's top clubs in major cities, and you can enjoy the world's only top-notch personal service and tasteful privileges, including an all-round personal assistant, exclusive travel deals, leisure and lifestyle offers, banking and investment services from banking service specialists, and 24-hour support. The Platinum and Centurion cards make Amex the face of the premium card.

Summary. First of all, the American Express Black Card does not accept the user's active application, and the invitation system is adopted, and only invited customers can apply for the American Express Black Card. In addition, since China prohibits foreign card associations from independently issuing charge cards in China, American Express has issued Amex black cards in conjunction with Industrial and Commercial Bank of China, China Merchants Bank and Minsheng Bank.

Among them, ICBC requires an average daily deposit of more than 100 million yuan, and China Merchants Bank requires an average daily deposit of more than 20 million yuan.

Hello, glad to answer for you. The so-called Yuntong black card is a kind of charge card, and there is no credit line in the card, and the cardholder must repay the loan in full after consumption. Because China prohibits foreign card associations from issuing cards independently in China, American Express cooperates with Industrial and Commercial Bank of China, Zhaohao Commercial Bank and Minsheng Bank to issue credit cards in the form of credit cards.

First of all, the American Express Black Card does not accept the user's active application, and the invitation system is adopted, and only invited customers can envy the American Express Black Card. In addition, because China prohibits foreign card associations from independently issuing payment cards in China, American Express has issued Amex black cards in conjunction with Industrial and Commercial Bank of China, China Merchants Bank and Minsheng Bank. Among them, ICBC Jingku requires an average annual daily deposit of more than 100 million yuan, and China Merchants Bank requires an average annual daily deposit of more than 20 million yuan.

I hope mine can help you and have a great life!

An American Express card refers to a type of credit card introduced by American Express. If you are a high-end user, American Express has its own payment system and issues credit cards directly to consumers.

The debit card is an ordinary savings card, and the account attribute is a current deposit account, which can be used for consumption, ATM deposits and withdrawals, etc.; Credit cards can be used for purchases, ATM deposits and withdrawals, etc., and the biggest benefit is that they can be overdrawn.

In 1958, American Express launched the first American Express card, the identification mark of the American Express card is called "AmericanExpress", the American Express card is mainly used by high-end users, American Express has its own payment system, and directly issues credit cards to consumers. American Express has cooperated with a number of institutions to jointly launch a variety of credit cards, such as Peony Express, China Merchants Bank Express and CITIC American Express.