Will the collection really go to the place of household registration, and the collection will say th

After the credit card is overdue, it will be collected by various means, and some cardholders will be threatened to repay the loan immediately, otherwise they will go to the household registration place to collect the money, so that the matter of owing the credit card will be known to everyone. In fact, it is possible to go to the place of household registration for dunning, but it depends on the situation.

Although the bank has all the information of the customer when applying for a credit card, it rarely goes to the place of household registration, and the door-to-door collection is also to fill in the address and the unit to go to the door. Unless the cardholder cannot be contacted, no one answers, moves and changes jobs, and the amount of arrears is relatively large, and the overdue time is relatively long, it is possible to go to the place of household registration.

A dunning is the act of sending a demand to a borrower or a debtor to repay the loan. There are many ways and means of dunning, but dunning is not a common way to collect money at the place of domicile. Collecting money at the place of household registration refers to reporting the information of the borrower or the debtor to the public security organ at the place of household registration, so that the public security organ can assist in collecting the money.

This method is generally suitable for situations where the borrower or the debtor refuses to fulfill the repayment obligation and the amount is large.

However, dunning is not a common way to collect money at the place of domicile, because in law, the repayment obligation of the borrower or the debtor is a personal act and is not directly related to the place of domicile. Under normal circumstances, the collection will be carried out through **, text messages, lawyer's letters, etc., or entrust a professional collection agency to collect. If the borrower or debtor refuses to fulfill the repayment obligation, the collector can recover through legal means, such as suing the court for enforcement.

In short, the method of collection should follow the law, and the appropriate method of collection should be selected according to the specific situation. Reminder is not a common method at the place of domicile, and this method is generally not used to collect money.

Generally, everyone who uses the central bank's credit record will leave traces of inquiry, which is more unfavorable for borrowing friends, and most of the online loans are not on the credit report, so the credit can not find specific online loan information, but now you can also understand your personal data through the "Beijian Quick Check", and you can learn more about online loan overdue information, application records, dishonesty information, online loan blacklist and other information without query records.

Fake, the usual intimidation and collection methods used by the collectors, ignore him, after the credit card is overdue, the collector says that he will go to your household registration to investigate, there is no problem, just let him investigate, they are the collection of the bank, if you do illegal things, you can sue the other party, ask the other party to pay the price, you don't have to be afraid at all.

The bank issues a credit card to you, and it is also approved by layers, thinking that you have no credit problem and can make money on you, so they will issue you a credit card, which is just a business, and the business will be risky, and credit cards are no exception. From a legal point of view, as long as you do not have a malicious overdraft, it is just a civil dispute.

When it comes to the problem of collection, contact you, and have a bad attitude and strong collection, almost all of them are collectors of third-party collection companies, and this kind of person has only one purpose, which is to make you uneasy, and then repay obediently, otherwise they will have no performance. What the collector said was the most unreliable and the most routine. If every credit card debtor is overdue, they have to go to the door one by one to investigate and collect evidence, I'm afraid they won't be busy.

Extended information] 1. Loan overdue will increase the bank's penalty interest every day, and it will increase the financing difficulties of other financial institutions in the future. Do you want to find a way to find time to pay back the next payment?

2. When will you come back, and whether you can repay the loan through other channels, such as transferring money from other places or making friends and family want to repay on your behalf.

3. Our repayment time is fixed every month, and the repayment time and amount are clearly stated in the loan agreement. We make SMS reminders and ** reminders for customers who repay each installment. However, this is only our value-added service to customers, and it is not an obligation, so not receiving an SMS reminder or ** reminder cannot be a reason for overdue.

Collection skills: 1. The collection work is reasonable and legal, and the collector should be neither humble nor arrogant.

2. Collectors need to master the ability to see, hear, and inquire.

3. The grasp of the degree, the most taboo thing to say is full of words, so it is very important to master the "degree", and it is necessary to leave space and room for communication for the future collection work.

4. Know how to apply reasonable pressure.

5. Understand a little bit of psychological tactics, restore the psychology of the debtor, and find out the real reasons and psychological motives of the debtor's non-repayment.

Summary. Dear, glad to answer for you! The collection said that it was not true to go to the place of household registration to investigate, 1

It is not necessarily true that the collection said to go to the place of household registration to investigate, and it should be handled carefully, which is likely to be a psychological tactic of collection. It is also possible that it is necessary to carefully screen the relevant information to avoid being used. 2.

If the collector obtains the user's household registration information in accordance with the law, then he can go to the place of household registration to visit and investigate. Lending institutions stipulate collection behaviors through agreements and contracts, mainly to make subsequent collections compliant and legal. 3.

If the lending institution does not agree on the collection behavior through the agreement, then the collection personnel will come to collect the collection in violation of the law.

Please as soon as possible. Dear, glad to answer for you! The collection said that it was not true to go to the banquet to prepare for the household registration investigation, 1

Collection said to go to the place of household registration to investigate, it is not necessarily not true, it should be handled carefully, it is likely to be a psychological tactic of collection. It is also possible that it is necessary to carefully screen the relevant information to avoid being used. 2.

If the collector obtains the user's household registration information in accordance with the law, then he can go to the place of household registration to visit and investigate. Lending institutions stipulate collection behaviors through agreements and contracts, mainly to make subsequent collections compliant and legal. 3.

If the lending institution does not stipulate the collection behavior through the agreement, then the collector destroys the door-to-door collection, which is a violation.

In accordance with the relevant laws and regulations, where the amount of public or private property is relatively large, the sentence is up to three years imprisonment, short-term detention or controlled release, and/or a fine; where the amount is huge or there are other serious circumstances, a sentence of between 3 and 10 years imprisonment and a concurrent fine is to be given; where the amount is especially huge or there are other especially serious circumstances, a sentence of 10 or more years imprisonment or indefinite imprisonment is to be given, and a concurrent fine or confiscation of property is to be given.

Legal analysis: within the scope of the law, reasonable and legal collection, in such a case, door-to-door collection is legal.

Legal basis: Civil Code of the People's Republic of China

Article 120:Where civil rights and interests are infringed upon, the infringed party has the right to request that the infringer bear tort liability.

Article 183:Where oneself is harmed by protecting the civil rights and interests of others, the infringer bears civil liability, and the beneficiary may give appropriate compensation. Where there is no infringer, the infringer has escaped, or is unable to bear civil liability, and the victim requests compensation, the beneficiary shall give appropriate compensation.

Article 1167:Where the tortious conduct endangers the safety of others' persons or property, the infringed party has the right to request that the infringer bear tortious liability such as stopping the infringement, removing obstructions, or eliminating dangers.

Article 1168:Where two or more persons jointly commit tortious acts, causing harm to others, they shall bear joint and several liability.

Online loan repayment.

It is understood that if the user has not been able to contact or has a negative attitude in the process of collection and does not cooperate to solve the problem, then in order to recover the funds and reduce the loss of the platform, the platform will send personnel to the place of household registration to collect. When going to the place of household registration, the collection will often contact the local village committee or sub-district office first, and go to the user's home to discuss accompanied by the other party.

However, if you answer ** and repay the loan on time, there is no such thing as door-to-door collection. After all, many cardholders are worried about being known by their families after the overdue repayment, and they will panic when they hear that the collection will be registered in the place of household registration, and then they will immediately raise money to pay off the arrears. There are also many people who really don't have the money to repay the loan, and they can only let it go and be powerless to collect it.

I would like to remind those who apply for online loans that they must use online loans according to their own circumstances, apply if they are able to repay, and do not touch online loans if they are not able to repay. After all, the consequences of overdue repayment of online loans are very serious, and it will have a great negative impact on your work and life.

Summary. Hello dear <>

We'll be happy to answer for you. It is understood that the collection said that the investigation at the place of household registration was false. After the credit card is overdue, the collector said that he would go to your place of residence to investigate, there is no problem, just let him investigate, they are the collection of the bank, if you do something illegal, you can sue the other party and ask the other party to pay the price, and you don't have to be afraid at all.

The collection said to go to the place of household registration to investigate, is it really going?

Hello dear <>

We'll be happy to answer for you. It is understood that the collection said that the investigation at the place of household registration was false. After the credit card is overdue, the collector said that he would go to your place of residence to investigate, there is no problem, just let him investigate, they are the collection of the bank, if you do something illegal, you can sue the other party and ask the other party to pay the price, and you don't have to be afraid at all.

The bank's collection methods are as follows: First: **Collection method.

This is for overdue behavior that exceeds one billing cycle. The second way: SMS collection method.

This kind of collection is aimed at the cardholder's previous overdue repayment, usually within 15 days of the overdue payment, using a text message to remind the cardholder or relatives. The third way: letter collection method.

Send it by ** letter. Fourth: door-to-door collection.

Formal door-to-door collection, including sending letters, finding family members, relatives, and unit leaders, exerting pressure through these people. Fifth: the way of court prosecution.

This kind of overdue behavior that exceeds half a year and has a large amount, the bank will apply to the court to require the cardholder to repay. Sixth: outsourced collection methods.

For those who are too late and cannot recover the arrears by any means of collection. The bank will hire a special collection agency to collect the money.

He said that he would go to my house tomorrow to collect and tell me to prepare 10,000 or 20,000 yuan.

You can ignore it.

China Merchants credit card overdue for 6 months has been overdue before She said that she will come to the door tomorrow I owe more than 9200.

I also sent a lawyer's letter, and I will really come to collect it.

It's true that there will be door-to-door collections. However, after arriving, we will usually talk to you about repayment, and understand why you are overdue.

She told me to prepare 10,000 or 20,000 yuan, and I paid for all those expenses.

Ignore this. This is a collection method of the other party.

We don't need to pay that money late, don't you say?

Yes, if there is any money, I will pay it back.

That's right, so you can ignore it, it's just a collection method for the other party.

It is normal that the collectors are authorized by the bank, and the number display is necessary.