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It's possible. Installment music.
If you don't pay back the money, the possibility of being accused is very small in general, but there will be many negative consequences.
1. Other businesses related to installment music will be restricted if you do not repay the money;
2. There is your personal information on the installment music, which may be leaked, or it may be doxxed, making your life unpeaceful;
3. If you don't repay the money in time, the interest of installment music will be higher and higher, and the burden will be higher and higher, which may affect your personal reputation;
4. There will be special people to call ** or come to collect money, which seriously affects the normal life of individuals, although the possibility of being prosecuted is very small, but it is not impossible.
Extended information: Please pay attention to the identification and prevention of illegal and criminal acts of "routine loans". Specifically, a lawyer can be entrusted to issue a feasible solution. In practice, the common criminal methods and steps of "routine loans" include but are not limited to the following situations:
1. Create private loans.
Illusion. Criminal suspects and defendants often refer to them as "microfinance companies."
Investment company", "consulting company", "guarantee company".
online lending platforms" and other names, using low-interest, unsecured, unsecured, and fast loans as bait to attract victims to borrow, and then using "margins.
industry rules" and other false reasons to induce victims to sign "loan" agreements or related agreements with inflated amounts based on misunderstandings. Some criminal suspects and defendants will also force the other party to sign a "loan" agreement or related agreement with an inflated amount on the grounds that the victim has defaulted on a previous loan.
2. Fabricating false payment facts such as fund account flows. The criminal suspect or defendant transferred funds to the victim's account in accordance with the inflated amount of the "loan" agreement, creating traces of bank statements that had already delivered all the loans to the victim, and then used various means to recover all or part of the funds, and the victim did not actually obtain or fully obtained the money shown on the "loan" agreement or bank statement.
3. Intentionally creating a breach of contract or arbitrarily determining a breach of contract. Criminal suspects and defendants will often deliberately cause the victim to breach the contract by setting up default traps or creating obstacles to repayment, or force the victim to repay false debts by arbitrarily determining the breach of contract. 4. Maliciously inflating the amount of borrowing.
When the victim is unable to repay, some criminal suspects or defendants will arrange for their affiliated company or designated affiliated company.
The related persons repay the "loans" for the victims, and then sign an inflated "loan" agreement or related agreement with the victim for a larger amount, and continue to build up the "debt" through this method of "transferring bills to settle accounts" and "repaying loans with loans".
5. Soft and hard "debt collection". In cases where the victim fails to repay the inflated "loan", the criminal suspect or defendant uses litigation, arbitration, notarization, or the use of violence, threats, or other means to demand a "debt" from the victim or a person with a specific relationship with the victim.
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No, scare you, it won't come to the door.
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Summary. Hello, dear, if the installment is overdue, it will not go to the place of household registration, if the installment letter is usually sent to the place of household registration, and the user's place of residence and household registration are the same place, then it will be sent directly to the home. If the user's place of residence and household registration are not in the same place, the reminder letter will not be sent to the user's home.
Hello, dear, the installment will not go to the place of residence of the family if the installment is overdue, if the reminder letter is usually sent to the place of household registration, the user's place of residence and the place of household registration is the same place, then it will be sent directly to the home. If the user's place of residence and household registration are not in the same place, the reminder letter will not be sent to the user's home. After receiving the reminder letter, please take the initiative to upgrade the draft and negotiate with the installment to repay.
After the user's installment loan is overdue, the installment loan will first send a text message and dial ** for collection, and if the long-term collection fails, a reminder letter will be sent to the user. Since it takes a certain cost to sue Shiwen, the user will not necessarily be sued if he receives a reminder letter, and as long as the subsequent repayment operation is carried out, the installment will not sue the user. After receiving the reminder letter, the user still does not repay, then the installment music may sue the user, and once sued, the court will intervene to make the user repay.
The dunning came to the door and said that he would transfer my file.
Then they have to come to my house and tell my mom and let the whole community know about me.
Hello, dear, no!
Hello, dear, after the arrears are overdue, they will be collected by various means, and they will be threatened to repay the loan quickly, otherwise they will go to the place of household registration to collect the money, so that the arrears will be known to everyone. It is possible to go to the place of household registration if the dunning is boring. However, because of the fear of being retaliated against, or the fear of going to the household registration department to collect debts and causing disputes, the platform is mainly based on SMS collection.
Kiss, if they come to the door like this, it must be illegal! Just call the police! Do not worry!
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Summary. After the arrears are overdue, they will be collected by various means, and some cardholders will be threatened to repay the loan quickly, otherwise they will go to the place of household registration to collect the money, so that the arrears will be known to everyone. In fact, it is possible to go to the place of household registration for dunning.
However, because of the fear of retaliation, or the fear of disputes caused by debt collection in the place of household registration, the platform is mainly based on SMS collection.
I don't know if the online loan overdue partners have received similar text messages informing them that they will come to your local household registration at a certain time and contact the household registration village committee or police station to assist in the investigation, and they will not be responsible for the impact caused. In fact, this is also a means of collection, and it is indeed possible to notify the village committee, hoping that the village committee can notify the person in arrears to repay the loan as soon as possible.
Will the installment collection really go to the place of household registration?
Hello dear! Won't go.
How much money are you overdue and how long have you been overdue.
Just called ** to ask me if I was in the place of household registration and told me that it is now over.
The installment is overdue for two months, and the amount is more than 2,000 owed.
No, depending on your amount and time, they have a local third-party cooperation unit to verify the situation, generally speaking, when they want to do this, they will not notify you at all, Hu Xibu and go directly to your home, you can choose to record the situation to prevent them from doing bad things, if the number of people on the door is more than two people, you can directly choose to call the police; You have now received this text message, saying that you are still in the early stage of urgency, and under normal circumstances, you can choose to confess the situation to your family to see if your family can help you; If it doesn't work, find another way, but don't borrow the new to pay off the old.
Then he said that he was going to go to the household registration place, and went to the village neighborhood committee, is it a means of collection?
Yes. After the arrears are overdue, they will be collected by Bi Hu by various means, and some cardholders will be threatened to repay the loan quickly, otherwise they will go to the place of household registration to collect the money, so that the arrears will be known to everyone. In fact, it is possible to go to the place of household registration for dunning.
However, because of the fear of retaliation, or the fear of disputes caused by debt collection in the place of household registration, the platform is mainly based on SMS collection. I don't know if the online loan overdue partners have received similar text messages informing them that they will come to your local household registration at a certain time and contact the household registration village committee or police station to assist in the investigation, and they will not be responsible for the impact caused. In fact, this is also a means of collection, and it is indeed possible to notify the village committee, hoping that the village committee can notify the person in arrears to repay the loan as soon as possible.
But he sent a text message back saying that it was a stop and a fire, and it was a few days later, and then he drove a black business car and a license plate number, and just now ** also asked me if I was in the village, and now I will go to the village to find me, if I am not there, I will ask the neighborhood committee to see the brief talk about my family's economic situation.
The arrears for two months are a total of 1,002, and he will not go to the place of household registration, right?
Lie to you. My classmates are overdue for half a year, and the installment music has not come to the door, then my two months side source is the cloud hall state to lie to me, Jingdong Baitiao is also overdue scum 8,000, and there is no installment music to urge so tight 8,000 Jingdong Baitiao for more than half a year, and then two months and 1,000 Huabei, installment music is also two months overdue 1,000, a total of 2,000 left unpaid.
It's okay.
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Installment music basically does not come to collect money. First of all, you need to understand that door-to-door collection does not mean urging the borrower to repay, but to understand the actual situation of the borrower through door-to-door collection. For the case of overdue loans, bank loans may be collected at the door, but the door-to-door collection rate of online lending institutions is very low, and there is basically no possibility of door-to-door collection.
The reason is also very simple, online loan companies do not have strong enough labor costs, and door-to-door collection itself also requires huge manpower and financial resources.
1. Personal credit will be reported at the installment overdue meeting. Second, the installment will not be collected at home. Third, door-to-door collection is very prone to conflicts.
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The installment will not be collected when it is overdue, but it will give you a collection all the time, and it will also collect the people around you, which will have a great impact on you, and it will also have a great impact on your future development.
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The cost of door-to-door collection is too high, but after the deadline, you will receive a reminder message, and if you are maliciously overdue, you will also receive a lawyer's letter.
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It will definitely come to the door to collect, because now many places will come to collect if they are overdue or have some credit problems.
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Generally speaking, there will be no door-to-door collection, but there will be a collection**, and there may be a lawyer's letter, so be sure not to overdue.
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Summary. Yes, as long as there is an overdue situation, the loan platform will be transferred to a third-party company for collection, and many third-party companies are illegal.
Yes, as long as there is an overdue situation, the loan will be transferred to the third-party public Pi Pi Division for collection, and many third-party companies are illegal.
Hello dear, the loan must be applied through the regular platform and the bank to protect the legitimate rights and interests of individuals, and the loan records and overdue records will be displayed on the credit bureau, and the loan must be repaid on time.
Interest and liquidated damages are accrued every day after the deadline is overdue, so it is very undrawable. will be harassed, harassed by text messages, and will come to collect and sue for serious cases.
Installment collection will really be in the place of household registration, this is an online loan platform, the interest rate is very high, unreliable, you must be careful.
I would like to ask. Installment Le is more than 800 overdue. One week overdue. Will it come to the door.
Hello dear, then the amount of money you owe is relatively small, and it will definitely not be at present, and it will not come to the door at present.
If you are overdue for more than a month, you will be prosecuted, and after being sued, you will send a lawyer's letter or a collection letter to your ID address or fill in the address of the person who applied for the first Li shirt loan.
You can take a screenshot of the bill and show it to me, and there is the homepage**.
He reminded me. Said that a collection had been sent to our family.
You can take a screenshot of the text message** and show it to me.
Okay, I'll take a look**, and the text message** can also be sent to me to see, which is the collection text message of a third-party company.
He didn't text him. Only this above is said by the above order.
At present, the amount you owe is relatively small, and the door-to-door collection will definitely not.
But now you are incurring interest and liquidated damages every day, and you must negotiate the way to repay.
First of all, I understand your feelings, whether you can afford to repay the loan now.
There is no repayment ability right now.
If you don't have the ability to repay the loan now, then this will have to be dealt with through negotiation.
Will this be sent to our family?
If there is someone who fills in the emergency link to pay tribute to the banquet, then this draft potato will send a text message to your family, oh, many users on my side hold the same money as you, as long as the negotiation is successful, you can repay the bill according to the bill.
Do you want to negotiate a second installment? Or is it a deferral of repayments? This can provide proof, and then negotiate after Qin Cha. After the negotiation is successful, it will not come to the door and sue, and the repayment can be made according to the Japanese rubber period, and it will not be collected.
Teacher, can teach you how to negotiate.
Have you ever been to a paper credit report?
Hello, can you improve the service and continue to ask me questions.
You have a way to deal with it, you can't just leave it alone.
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No, it will only be ** and SMS reminders, but if it is overdue for a long time, the amount is large, and the collector cannot contact the lender, then the Hui will go to his place of residence to investigate, the purpose is to find the lender, and the long-term contact with the lender will not be able to contact the lender, will contact his family, so after borrowing money in installments, try to repay the loan on time, if there is no money to repay it after the deadline, it is recommended to negotiate with the other party.
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Summary. Hello dear, glad to answer for you! Installment will not go to the place of household registration to collect debts, and will not collect at the place of household registration, because within three months of overdue will be the internal collection of the bank, and the internal collection of the bank will not come to the door, and the bank will outsource to a third-party collection company after the overdue for more than three months.
Third parties often use this trick, and the scare component is relatively large, after all, there are really not many cases of door-to-door visits. <>
<> will you really go to the place of residence to collect debts?
Hello dear, glad to answer for you! Installment Le will not go to the place of household registration to collect debts, and do not suspect that Hu will collect at the place of household registration, because it is overdue for three months within the bank's internal collection, and the bank's internal leakage collection will not come to the door, and the bank will outsource to a third-party collection company after the overdue for more than three months. Third parties often use celery to block this trick, and the scare component is relatively large, after all, there are really not many cases of door-to-door visits.
<> pro, the platform hires a third-party collection company, and the WX shared location can be faked, if it is illegal to come to the door.
Suppose you come to collect money and contact your parents?
Dear, door-to-door collection is not illegal. However, due to the high cost of door-to-door collection, pro, will, as long as there is no PL collection, K intimidation threat, the collection company is legal to provoke the registration However, the borrower has the right to refuse to urge the imitation Liang collector to enter the house, and if you encounter a forcible invasion of the house, you can call the police for help. <>
She said that she was a local office specializing in loan collection, is there such a department?
Pro, no, it's outsourced, it's a specialized collection company.
If you have the intention to repay, why do you still pay ** collection?
Pro, it may be thought that the borrower is just trying to delay the repayment time.
It's true
Installment music. It is true that you will be allowed to return to the place of residence to cooperate with the investigation, and you will also invite people from the court to be together, because the installment is a legal means to collect, and the important thing is that you and the installment are established a cooperative relationship and a contractual relationship with legal benefits. He can rely on the contract you have signed to make reasonable collections. >>>More
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1. Installment music.
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