After a lifetime of hard work, will you choose to buy a house with full payment or a down payment?

Buying a house is a big deal, and some people can finally afford to buy a house after a lifetime of hard work. If I had to choose, I would choose to buy a house with a down payment.

1. Buying a house with a down payment can allow you to live a better life in advance. It is still not easy to make money in this society, most people's monthly salary is only a few thousand yuan, and it is not easy to save enough for a down payment. If you want to save enough money to buy a house, you have to wait until the Year of the Monkey.

But if you save enough money for a down payment, you can take out a loan to buy a house, and you can get a house after you pay a down payment, so that you can live a better life in advance. If you wait until you save enough money to buy a house, you may be almost retirement age, so what's the point of buying a house at this time? There are no years left to enjoy it.

Buying a house is to buy early and enjoy early, pay a down payment first when you have money, and after paying the down payment, you can let yourself live a better life, and then repay a certain amount of loans every month, so that you can also live a better life.

Second, the down payment to buy a house can use the excess money for decoration, and the excess money can be used to do something else, so that the money can make money. Some people say that you have to pay a lot of interest when you take out a loan to buy a house, but the interest rate on a home loan is much lower than the interest rate on other loans. For example, when you want to take out a loan to do business, and you take out a loan from a bank, the interest rate is very high.

I think that if you have extra money, you can use that money to do business, such as opening a small store or making other investments, so that you can make money, and then use other money to pay the loan when you make money in business. That's not a good way to do it.

I don't think it's necessary to buy a house in full, because it's still a loss to buy a house in full. But if you don't have any other better ways to make money, if you have extra money in hand, it's better to buy a house in full, because the interest on the bank's loan is still quite high.

If you were to buy a house, would you choose to buy it in full or with a loan? Feel free to talk about it below.

Of course, I will choose to buy a house in full, because in this way I can give myself enough security and peace of mind, and I will let myself have a house of my own, which is very happy, and I feel that all my efforts are very worthwhile.

I chose to buy a house with a down payment because I usually have to pay for the daily expenses, and if I go to buy a house all the time, my life will be affected.

If you have enough funds, you will choose to buy a house in full, and if you are tight, you will choose to buy a house with a down payment, and then work hard to make money, and try to repay the loan early!