How to say when a friend borrows money, and how to say when borrowing money from a friend

Teach you three words that work best. In daily socializing, we always can't avoid money exchanges with people around us, but sometimes when friends open their mouths to borrow money from us, we are not convenient, but how to say it becomes a problem, no matter how to refuse, it will hurt feelings in the end, today I will teach you three of the most effective words, let's take a look at it.

1. Ask the other party why they borrowed money first. Before lending money to others, you must ask the reason for borrowing money, to see if there is an accident in the family or something else, as the saying goes, "help the emergency not help the poor", so as to show their sincerity, but also skillfully divert the topic of borrowing money, so as to better judge whether the money should be lent to the other party.

2. Learn to shift goals and shirk responsibilities. If you are really unwilling to borrow money from the other party, we can make an excuse to say that the financial power of the family is not in our own hands, and we need to discuss with the family to borrow money, or we can say that there is no extra money after purchasing things, in short, we can find some excuses to make the other party embarrassed to borrow money from you again.

3. Learn to use the "delaying strategy". Don't be in a hurry to refuse the other party, you can say to help him think of a way, if the other party is in a hurry, he may give up the idea on your side, if the other party is not in a hurry, then you can wait for a day or two before replying to the other party, saying that you tried your best and did not find a good way, generally the other party will not be too difficult for you, and you will go to find someone else immediately.

It is often said that money is the touchstone of feelings, and it is true that in interpersonal communication, many times money can reflect whether a person's relationship with another person is deep

Actually, this thing is quite normal, who hasn't encountered this kind of thing? It still depends on whether you want to see it or not, and if you do, you have to see if he has the ability to borrow money to do something. No matter who you lend it to, you have to write an IOU, and if you are embarrassed to say it in person, you can say it online, and it is the same if you sign one in the IOU.

Summary. Hello dear, borrow money from friends: 1. Don't ask questions with "can you do it".

If you ask this question, it may upset the borrowed party. Because, "not to do" has two meanings: to do and not to do.

And the latter layer of meaning clearly shows that you don't trust others, which is easy to misunderstand. Even if someone lends you money, it may not be willing. 2. Be honest in your speech.

When borrowing money from others, you must tell the truth, do whatever you want, and do not make up lies to deceive others in order to borrow money. When you repay the money, you can also prepare a small gift to show gratitude and make up for the losses suffered by the other party, so that the other party feels that you are a reasonable person, and lay a good foundation for borrowing money in the future.

How to borrow money from a friend.

Hello dear, borrow money from friends: 1. Don't ask questions with "can you do it". If you ask this question, it may upset the borrowed party.

Because, "not to do" has two meanings: to do and not to do. And the latter layer of meaning clearly shows that you don't trust others, which is easy to misunderstand.

Even if someone lends you money, it may not be willing. 2. Be honest in your speech. When borrowing money from others, you must tell the truth, do whatever you want, and do not make up lies to deceive others in order to borrow money.

When you repay the money, you can also prepare a small gift to show gratitude and make up for the losses suffered by the other party, so that the other party feels that you are a reasonable person, and lay a good foundation for borrowing money in the future.

3. If you can't borrow money, you should also pay attention to etiquette. Even if you can't borrow money, you should say "It's okay" and the other party will be relieved by your understanding.

1. There is borrowing and repaying, and it is not difficult to borrow again

When borrowing money from a friend, be sure to be clear about this principle. In this way, there can be a basic foundation of trust. This time I borrowed the money and returned it in time.

It will lay a good foundation for continuing to cooperate or borrowing money again in the future, and maybe the two of them will form a good friendship because of this. A friend lends you money out of trust and friendship, and you repay the trust and friendship by returning the money he lent you to him on time.

It has been said that money is the litmus test of people's friendship, and there is a good reason to say that. Those who are blind to the money and do not pay it back have not only lost people's trust in him, but also lost the friendship of friends. When they are in a hurry and want to borrow money, no one will want to lend them money.

2. If it cannot be returned in time, explain the reason as soon as possible.

A friend lends you money out of trust and friendship, and it would be great if you could repay the money on time, but if you can't repay the money on time, you must explain the situation and the reasons to him in time.

This is because you don't want your friends to know your specific situation, and your friends mistakenly think that you have borrowed money and don't plan to pay it back, and sometimes the estrangement between friends is because of some inconspicuous things, so it is necessary to explain the reason and apologize to your friends.

3. When you pay back the money, express your gratitude.

No matter how much money your friend lends you, when you return the money, be sure to express your gratitude and give a certain amount of material or monetary reward if necessary. After all, even if the money is placed in the bank, it still has interest.

As the saying goes, "the grace of a drop of water is reciprocated by a spring". People should be grateful to the people who have helped them, so that the friend can do it for a long time, and the next time you have difficulty borrowing money from a friend again, the friend will be willing to lend you money.

It must be to tell your friend what reason to borrow money, when you will repay the money, generally borrowing money is everything is ready only to owe Dongfeng, which means that you have to do 100 yuan, but you are very hard, you have made up to 99, and the remaining 1 has no way, so you can go to find a friend, you have to see how your friend's economy is, how the relationship is. Basically, anyone who is doing business will borrow as much as they want. If you don't have the money to spend, it's a different story.

You can borrow it anytime.

Hello kiss, 1, refuse first, and then comfort and tell your friends, there is really no money under your hands, this method of direct refusal, it seems to be very ruthless, in fact, it is a great help to your friends, at least show your attitude, he can think of other ways, or find someone else to borrow, so as not to spoil other people's things. 2. Say that the money does not belong to Bi Du, you have to ask your wife (father-in-law) to agree that many families, it should be that the financial power belongs to the wife, you might as well say "the money does not belong to me" when others borrow money, and then cry and complain about the poor, "My wife is in charge of money, and my daily pocket money is issued by your sister-in-law every day." That is, to show that:

You don't have the money to borrow. Some people may want to say, why are big men so cowardly! Actually, it's not, raking your ears is not afraid of your wife, but a good man who loves her wife.

3. I want to lend each other, but I want to use it soon, I have to repay it as soon as possible when I help each other, but I will be willing to help with all the help, if you meet an unreliable person to lend you money, it looks like the kind of designated to not return, it is best not to borrow. So how do you say no? First of all, you must not offend people, and you must emphasize an attitude of "willing to lend money to the other party", but you still need to use this money, "the money is rotten, but you have to use it next month."