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In the workplace, it is inevitable to deal with various people, intersect, and inevitably meet colleagues who will always borrow money from others. For this situation, don't feel anxious or blindly reject, we can deal with it flexibly according to our relationship with the other party and the actual situation, and divide it into whether we have money or not, and how to repay the borrowed money on time and not on time.
First of all, knowing the real borrowing needs of a colleague who always borrows money, we can decide whether to lend him money or not according to the specific use of the money he borrows. If we have money to spare and our colleague really needs money, we can lend our money to the other party when they write an IOU to solve their urgent needs. If the other person is borrowing money for no purpose or does not have money, then we can explain to him the reasons why he does not borrow money or does not want to borrow money, so that he can restrain his needs or borrow from others.
Secondly, if the colleague who always borrows money repays the money immediately or on time, then we can lend him our money with a specific repayment date if we make an IOU. But if the other party has a lot of arrears that have not been repaid, and always owes others, then we can consider his character and refuse to borrow money from him. If you don't want to make the relationship too stiff, you can also find a euphemistic reason to say that you are in need of money or have no money recently.
The so-called saving people's lives is like building a seven-level floating slaughter.
Have empathy in your interpersonal interactions.
Finally, in today's society, everyone may encounter difficulties and borrow money from others. If after considering many factors, he really needs it, then he can help the other party away from unreasonable online loans, naked loans, and usury.
Wait. But after lending the money to the other party, we must keep the IOU and ask the other party for the loan in time within the agreed time limit, don't be embarrassed to ask the other party for the sake of friendship, and it is natural to repay the money owed.
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It's all workers, you don't have money, can I have money, if I borrow a lot, then I will refuse directly, just say no, because most of them are moonshine clans, it is impossible to save money, 100 or 200 then I can borrow.
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I think you can just tell him that you don't have any money, that your money is all for your wife, or that it's all in the bank and can't be withdrawn for the time being.
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You can say that you don't have any, and your monthly money is used to invest or send it back to your family, and your own money is only enough to survive.
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No borrowing, no money. If you don't borrow, you benefit others and yourself, and if you borrow, you harm others and yourself.
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If we always meet colleagues at work who like to borrow money from others, if we don't want to help, we must learn to deal with it with high emotional intelligence, so that it will not hurt our feelings and our wallets. So, how do you deal with this kind of colleague who loves to borrow money? Let's take a look at one or two together.
1. I don't have money to borrow, but I have a way to help the other party find a way to borrow money.
If you don't want to lend money to the other party, but you can't refuse the other party directly, you can provide the other party with a faster and more effective way to borrow money, or provide him with resources and channels to borrow money, so that even if the other party fails to borrow money from you, at least he sees your intentions and feels that the friendship with you is not in vain, so he will naturally not give up the friendship with you. At this time, he may be a little unsatisfactory, but it will not rise to the point of making enemies with you.
Second, although I want to lend to the other party, I can't move the money in the short term.
If the other person is sure that you have money in your hand, then you should not deny this fact, but you can refuse the other person in another way. For example, if your money has been used for investment and financial management, and you can't withdraw it in the short term, it is impossible for the other party to borrow it in a hurry. After all, some financial plans are only possible after several years of investment.
So after the other party hears your words, they probably won't suspect you, and they can't forcibly borrow money from you, so they can only be bored.
3. Borrowing money can only save the emergency, and the date of repayment is clearly ordered.
If the other party is really in a situation where it is very urgent to use money, out of the principle of "emergency not poverty", we can also lend some money to the other party according to our own situation, but we need to clarify the date of repayment with the other party. After all, no matter how good the relationship is, it is also settled by the brothers, so you must negotiate with the other party and make a good deal of money before borrowing money, and don't let the other party have a chance to deny it. At this time, don't pretend to be a good person, you must act in accordance with the charter, so that you can protect your rights and interests from infringement to the greatest extent.
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You should stay away from such people, because such people are not worthy of deep friendship and are not worth being friends, so you should not have too much communication in addition to the content of your work.
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You tell him directly that you have no money, so you give the money to your parents or to your wife, and usually keep your own living expenses.
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You should deal with such situations through communication, learn to reject others, don't always be a good person, and when you reject others, you must have a valid reason.
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About borrowing money. One is to see how much money you borrow, and whether the people around you have the ability to lend you. If you don't have the financial ability to lend it to you, it's normal not to lend it to you.
The other is that it can be tested by borrowing money. The friends you make may not be real friends, so be cautious when making friends. Don't fret about it.
In the end, people have to rely on themselves, and when they are strong, they have everything.
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When you encounter difficulties, borrow money from colleagues around you, and no one else is there, I don't know if you are too bad, this situation is relatively normal, according to sociological and psychological statistics, more than 95% of people have had such an experience, people are based on the exchange of interests and values, it may be that you have not given others benefits and benefits before, and others feel that there is no return for helping you, so when you encounter difficulties and borrow money from colleagues around you, there is no one as a result, If a person is diligent and thrifty, it is impossible to borrow money from others more than 99% of the time, people only rely on themselves, don't pin their hopes on others, you can only exchange value with others more fairly, others feel that you have no value, they will not give you a little help, so you must be prepared for future difficulties, Try not to borrow money from colleagues around you, there is a price to pay for mixing well, good luck.
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In general, few people borrow money from colleagues when they use it anymore, because colleagues are friends who come together for the purpose of earning money and career. He will have more warmth than strangers, but after all, with friends. There is still a difference between one to one, so it is even more difficult to withdraw money among colleagues.
If money is lent to you at the same time, then you will owe him a great favor. If a colleague doesn't lend you money, it will affect the relationship between you. And we all know that what is good with money can also become bad.
Colleagues are partners just because they do things in the same company. So talking about money can be very hurtful.
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Yes, it means that your popularity is not good, and the panda you may borrow is a bit big, and it is difficult for ordinary people. Able to pay or feeling that your ability to repay is limited and does not want to lend you.
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Borrowing money has nothing to do with the quality of the mix, the first point, colleagues do not have enough money, second, as the saying goes, brothers, clear accounts, not to mention colleagues, they are not willing to be unhappy in the future because of these things outside the body, third, you suddenly borrow money, colleagues are not prepared, so you can only refuse, so borrowing money will not affect your interpersonal relationships, and it is not that you are not good.
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Hello, dear friends, it is true that this situation does not have to be overly concerned, in reality it is all in such a form, what fox friends and dogs friends for a long time mature in the end, once there is something, forget the people who are avoided, just like that, the disease is not for you to change, how bad, most people are like this, she said that you don't have to care too much about people, the most important thing is that you have to be strong, you are powerful, others will. Get up smallpox, you think if you can't do it yourself, go and beg others, others will definitely not help you, come on!
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It's not that you're too bad, but that the colleagues around you are time-limited, because in this real society, everyone knows that when you borrow money, you have a good attitude, and when you go to the first money, the person who borrowed the money is the uncle, so they don't want to take this risk, and you are colleagues, and at the same time you have to work together for a long time, if everyone is not good-looking because of the borrowing problem, so they don't lend you, it's not that you are too bad.
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Hello, in the current overall social environment, unless it is a particularly good friend who knows the root of the matter will lend you money, other people are not willing to have financial contacts, this is understandable, and at the same time this has nothing to do with your good mix, so understand each other, do not need to give yourself a psychological burden. Have a great day.
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On the surface, when I encounter difficulties, no one helps me, and I am indeed too popular.
But if you analyze your situation carefully, in fact, the situation you encounter does not indicate that your popularity is ......
The relationship between colleagues is not really very close......The usual smiling faces greet each other, they are all superficial things, but there are actually some diaphragms in the bones.
Therefore, you can't expect to be very helpful ...... among colleaguesExpectations.
Can't be too high! When you think about it this way, it is easy to understand ...... when you encounter difficulties and no one helps youYou can be relieved ......
Moreover, the difficulty you encounter is still the most difficult problem ...... the money that is most difficult to export and sellThis makes it even more difficult to deal with the relationship between colleagues......
If you are having trouble doing things, there may be someone who will help ......But when it comes to money, it's hard for anyone to help ......After all, everyone lacks this ......No one can just take it out and give it to others ......Even if it is "borrowed", it is not easy to ......What's more, it's a colleague relationship that is not considered a close relationship......
If you understand this, you should be relieved......
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Don't think like that, everyone has a hard time. Even if no one around you lends you money, it doesn't mean that you have a bad character and a bad mix. Maybe other people are not so financially well-off, or they can't make their own decisions about their own economy.
You can get through the storm by taking out a loan from a regular bank first.
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When you encounter difficulties and borrow money from colleagues around you, but no one (borrows), this cannot be regarded as a bad mix; Because borrowing money is like this, people nowadays are generally very cautious; It is also possible that some people want to lend it to you, but they are also short of money and it is inconvenient to say it clearly; In short, don't dwell too much on this matter, just get experience.
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You have difficulty borrowing money from colleagues and not borrowing money is not because you are too bad, but because you have not put yourself in a clear position, it is not easy for everyone to make money, you have to live to support your family, no one's money is ready for you, colleagues lend you money is affection, not to lend you money is the original intention, please don't use your own things and reasons to morally kidnap others, reflect on your own behavior!
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It's not that you're too bad, but now it's this society, when you're useful to yourself or have something to ask you for, you're the uncle, if you're useless to yourself, your attitude towards you is one hundred and eighteen major changes, what relatives and friends, it's all nonsense, and even falls into the trap for you. True friends only show up when things are difficult, but now they are few and far between.
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Money is a hard thing, it is impossible to lend you without a certain relationship, it is likely that colleagues and you have not been in contact for a long time, and I don't know your quality and character, if you don't lend it back, it's not good to have a conflict in the future, so no one lends it to you, it's not good or bad to mix, it's a short time to see each other, and after a long time, you know what kind of person you are, and you will definitely lend it to you in difficulty.
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It's better not to have money to deal with colleagues directly, because everyone is really just colleagues.
It's just that everyone knows this truth.
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Therefore, it is necessary for a person to work hard to earn money, not that you are poor, and this is the weakness of human nature, no matter how good a friend is, he will not be happy when he mentions borrowing money, maybe he is unwilling to borrow, or maybe he is also unable to borrow money to buy a car or a house.
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It's not that you're particularly bad, and the current world is like this, it's not easy to borrow money, it's even worse to repay money, it's even worse to borrow, it's even worse to borrow money, it's like a grandson, or don't come, now this world is like this, so it is said that you don't want to borrow money and don't want money, this kind of world is indescribable, so you should support yourself to ride it, sooner um, solve the problem of money, don't have the difficulty of money!
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