The policy measures to ensure the delivery of buildings in many places have been implemented, and wh

Practitioners in third- and fourth-tier cities expect the policy coverage to be further expanded, and according to China's relevant policy situation, it will be popularized as soon as possible in the near future, but the stock part must be solved in advance.

The development of real estate is closely related to people's life happiness index, in order to better protect the quality of life of the people, to ensure that many departments in China further introduce policies to promote the healthy and stable development of the real estate market, financial institutions are also actively responding and assuming social responsibility, but for the stock part still needs a certain amount of time to consume more places to strengthen the management of pre-sale funds. Only by creating a good market environment and providing the masses with sufficient confidence can we better ensure the development of China's market economy.

How did it happen?

On August 5, 2022, all localities jointly established relevant departments to collect money**, and through asset disposal, resource integration, restructuring consultants, etc., the real estate rescue difficulties, giving up the rescue, and other forms of relief work is also in progress, and a number of projects are screened through the way of the general manager docking with the general wind tunnel. Provide a bail-out project asset to distressed real estate enterprises, and in-depth research and judgment will give certain policy support as long as it meets the standards.

Strengthen the management of pre-sale funds in many places.

At the beginning of this year, the Ministry of Housing and Urban-Rural Development, the Central Bank and the China Banking and Insurance Regulatory Commission jointly issued the opinions on standardizing the supervision of pre-sale funds of commercial housing, strengthening the supervision of pre-sale funds, and then successively introduced relevant rules to improve the policy landing, whether it is the standard of the regulatory quota and the proportion of the total price of local pre-sale have produced certain changes, in the construction process of commercial housing, the withdrawal of funds is strictly in accordance with the requirements of the balance of the relevant pre-sale funds supervision account to change.

What is my personal opinion?

I think that since the emergence of the pre-sale fund supervision policy in various places, all developers have been better supervised, which has a very positive effect on the development of the market economy, and the third and fourth tier cities should also learn to adapt measures to local conditions, implement policies according to the city, and consolidate the important measures of local regulatory responsibility.

At present, the policy measures of "guaranteeing delivery" have been implemented in many places, and buyers say that they are "very relieved"; Practitioners in third- and fourth-tier cities are looking forward to further expansion of policy coverage.

Experts interviewed by the "****" reporter said that AMC has successively rescued real estate enterprises, indicating that the support work has entered a substantive stage. The situation will increase. At the same time, optimizing the supervision of pre-sale funds is an important aspect of the city's implementation of policies and the consolidation of local regulatory responsibilities.

Other regions are expected to follow suit in the future.

With the rapid development of China's economy and society, the policy measures to ensure the delivery of buildings in many places have been implemented, and practitioners in third- and fourth-tier cities are looking forward to further expansion of policy coverage and will follow up one after another, which is expected in the future.

The "expansion" that the third and fourth line practitioners are looking forward to should be achieved in the short term, and to ensure the healthy and stable development of the property market, there will be further support from follow-up policies.

First of all, it is good for the B&B economy to welcome the policy and better speed up the layout. The development of country houses should be included in the tourism development plan of various localities. For the investment, construction, renovation and upgrading of country houses, capital subsidies or subsidized loans can be given.

Returning to the hometown to develop and start a business, you can enjoy the relevant preferential tax policies according to the regulations, the homestay economy will further promote rural tourism, and the local ** and related enterprises will accelerate the layout of the homestay industry, which will boost the development of boutique homestays, however, with the gradual transition of rural tourism to resort-style in-depth experience tours, the development of the homestay industry urgently needs to achieve a more standardized, higher quality development.

Secondly, better implement the long-term mechanism of real estate regulation and control. The "four restrictions" regulation and control still need to be strictly implemented, and the core first- and second-tier cities should adhere to the real estate regulation and control goals and be unswerving. The deleveraging of the real estate sector will continue to be implemented, and the corporate debt ratio and household leverage ratio will be reduced to a relatively safe level.

The concentration of the real estate industry will continue to increase, and high-quality real estate companies are expected to get opportunities to improve performance concentration, and problem real estate companies will be cleared. Trading is expected to stabilize and rebound first, and most third- and fourth-tier city markets can also really stabilize.

In addition, we will increase policy optimization, give local governments greater autonomy, lower the threshold for buying houses, and reduce the cost of buying houses. The real estate market is still in the stage of deep adjustment, and it is necessary to continue to implement city-specific policies and purchase houses. Promote the release of reasonable housing demand and promote the steady and healthy development of the real estate market.

In addition, it is necessary to support the mergers and acquisitions of high-quality real estate enterprises. Encourage banking financial institutions to provide financial support and services for the mergers and acquisitions of key real estate enterprise risk disposal projects. It is reported that the bank has informed some large-scale high-quality real estate enterprises that for the acquisition of debt for risk-exposed enterprise projects, the relevant M&A loans will no longer be included in the "three red" related indicators.

From the beginning to the completion of the registration of M&A cases, it intuitively reflects that the decision-makers attach great importance to the delivery risk of problem projects, and the implementation of favorable policies is slightly faster than expected.

This policy will ensure the delivery of the house and reduce the risk of unfinished. Buying a house must be a house in hand, and if you can't afford a house, you can't have a house.

The policy of guaranteeing the delivery of the building can make the buyers more assured, can effectively prevent the emergence of unfinished buildings, and effectively protect the interests of the buyers, so that the buyers can buy at ease, and the front of the file can be closed.

For some owners of unfinished buildings or because of the lack of funds, these owners can get certain benefits, and they have always been worried about the indefinite period before, but now there is at least hope for the delivery of the building.