The policy of guaranteed delivery of buildings in various places continues to increase, what are t

The harm of unfinished buildings is mainly focused on everyone's confidence in the real estate industry.

The reason for this is mainly because the existence of unfinished buildings itself means that the real estate developer has serious financial problems, and it also means that the real estate developer has no way to repay the bank's loan normally, so this problem will lead to the corresponding financial risk of the bank. At the same time, if the real estate in a place becomes unfinished, this problem will directly lead to the loss of housing and wealth for many buyers. When buyers can't even deliver their own houses normally, buyers are naturally reluctant to continue to repay their personal housing loans, which will only lead to a vicious circle of unfinished buildings.

All parts of the country are actively promoting the work of ensuring the delivery of buildings.

In order to maintain the real estate in various places, all parts of the country are actively promoting the work of ensuring the delivery of buildings, and at the same time, an ultimatum has been issued to real estate developers in various cities. For real estate developers, if the developer encounters financial difficulties when building the real estate, the relevant city can provide the real estate developer with appropriate relief funds, but the real estate developer must not treat the resumption of unfinished buildings as a so-called performance project. <>

The harm of unfinished buildings is mainly focused on the confidence of the real estate industry.

Just imagine, if the real estate bought by a buyer becomes an unfinished building, this problem will not only lead to the relevant buyers to suffer substantial loss of interests, but also lead to panic among the majority of buyers who just need to buy a house. We must know that buyers are in a weak position in the process of buying a house, if the entire real estate industry can not actively ensure the basic rights and interests of buyers, no one wants to hollow out the family's hard work to buy a bunch of broken bricks and tiles, and the real estate industry's delivery work is the final bottom line for buyers. <>

In addition, the problem of unfinished buildings is also related to the unauthorized use of funds in the supervision account by real estate developers, and the spearhead of this problem does not lie with real estate developers and banks at all, but with the housing and urban development bureaus of various cities. When there are too many unfinished buildings in a place, this phenomenon itself means that the local real estate industry has a very large funding gap.

First, it will cause social unrest, second, some people will commit suicide, third, people's life savings will be put into it, fourth, it will cause constant petitions, and fifth, social disorder.

For example, it will lead to various problems in the house, water leakage, wall falling off, etc., and even potential safety hazards such as collapse and tilting.

The harm of unfinished buildings is very great, first of all, its quality is not guaranteed, so that many people avoid it, and it will also damage a lot of economic value.

Personally, I think it's still hopeless, because this "guaranteed delivery building" refers to those under construction, not those that have been completed. For those that are already unfinished, it depends on whether the developer has a conscience, and if not, don't think about it.

One thing to say, the problem of unfinished buildings is still hopeless, and the reason is very simple. Because the reason why unfinished buildings can be unfinished is because there is a financial problem, and the developer has run away. This time, the "guaranteed delivery building" refers to those off-plan houses under construction, that is, the official only intervenes to ensure that the developer's funds will not have debt problems, and to ensure that the construction of the community can be successfully completed in the end.

And for those properties that have been unfinished, there is only one way to have hope, that is, someone will take over, and the original Yu Dou will take over the developer's debt, otherwise it will be impossible, because no one will give a large amount of money for nothing. Seriously, the problem of unfinished buildings is basically impossible to solve without Wang Shang. Of course, for some unfinished buildings with small debts, the relevant departments can still solve them, but for the big ones, it is basically impossible, because the official does not have so much money.

How to say it, in fact, it is basically impossible to think that the official solution to the unfinished real estate is basically impossible. Why? I'll tell you this, all unfinished real estate projects are unfinished because of the debt crisis, that is to say, the original developer borrowed 100 yuan from the bank, planning to build a community, if it is built and sold, you can earn 200 yuan, and after paying off the bank's 100 yuan, you still have money.

But the question is, if you can sell these houses, if you can't sell them all, then there will be overdue debts, and if you continue, the developer will run away, leaving a large amount of debt, do you think someone will take over as a big injustice? Unless there is an accident, such as the surrounding area is suddenly planned as a key area, resulting in the price of the first and profitable, no one will take over.

In general, there is still no hope for unfinished buildings, because this is only for off-plan properties under construction, not for those properties that have been unfinished.

There is indeed hope for unfinished buildings in many cities, because these measures mean that the relevant departments will pay more attention to the construction of real estate, and many unfinished buildings will be restarted.

For those places where there are rotten and tailed buildings, it is said that because local real estate developers have a certain shortage of funds, many real estate projects have no way to build normally. When a real estate is suspended for a long time, this behavior will not only lead to the relevant real estate becoming unfinished building, but may even lead to the real estate directly becoming an abandoned building. If we want to maintain real estate, we not only need to solve the problem of house price fluctuations in various places, but also need to take the initiative to solve the problem of unfinished buildings in these places, which will directly affect the confidence of many buyers.

The problem of unfinished buildings will be solved as a result.

This reason is actually very simple, when more and more departments begin to pay attention to the construction of unfinished buildings, the number of unfinished buildings in the country will only become smaller and smaller. Even if the real estate developer has these problems, the place will do everything possible to ensure the normal construction of the property, so buyers basically do not need to worry about the problem of unfinished buildings. <>

We also need to proactively control the number of unfinished buildings in various places.

In some cities, the number of unfinished buildings is very large, and even in some places, the proportion of unfinished buildings has exceeded 20%. From my personal point of view, we need to take the initiative to control the number of unfinished buildings in various places, and at least ensure that the number of unfinished buildings is within 2%. If this can be done, the real estate of the whole market will be better and better, and buyers will be confident in the real estate, I think reducing the probability of unfinished buildings is a necessary condition to ensure that buyers are willing to buy houses.

In general, when the buyer has already paid for the purchase, we should not let the buyer see that the property they are buying is unfinished. This situation will not only lead to serious damage to the basic rights and interests of home buyers, but also affect the market sentiment towards real estate transactions.

Personally, I think that if this is the case, there may be real hope for the unfinished building.

The problem of lack of eggplant resistance in the unfinished building is still hopeful, and the first department is willing to see the shot, and many people want to help solve the problem of the unfinished building.

As the main body responsible for ensuring the delivery of the building, the real estate training and distribution enterprise actively disposes of assets, raises funds from various parties, and strives to complete the task of ensuring the delivery of the building. In order to prevent the risk of real estate enterprises, the local government has effectively assumed the territorial responsibility of "ensuring the delivery of buildings and stabilizing people's livelihood", and helped enterprises to do a good job in ensuring the delivery of buildings.

Guaranteed delivery does not refer to unfinished real estate.

Guaranteed delivery does not refer to the unfinished real estate, but specifically refers to the delivery of the house to you by the developer. Ensuring the delivery of buildings is the premise of promoting the virtuous cycle and stable and healthy development of the real estate market, and it is a major livelihood issue that the people are concerned about.

Among them, in February this year, the Ministry of Housing and Urban-Rural Development proposed to "ensure the delivery of buildings, ensure people's livelihood, and ensure stability" as the primary goal, and take the rule of law and marketization as the principle, resolutely and effectively deal with the risk of overdue sales and delivery of real estate projects of individual real estate enterprises, standardize the development of the housing rental market, rectify the order of the real estate market, and effectively safeguard the legitimate rights and interests of the people.

Unfinished buildings generally refer to real estate projects that have been suspended for more than one year, and the project has gone through the land use and planning procedures, and after the start of construction, it is forced to stop halfway and cannot be completed.

The reason for the formation of unfinished buildings is mostly because the capital chain is broken, the project is not completed, the developer has no money, the bank is unwilling to continue the loan, and the project cannot be transferred to other investors. Unfinished buildings damage the image of the city, waste land resources, undermine investor confidence and bring inconvenience to residents' lives.

What is the policy of ensuring the delivery of buildings and stabilizing people's livelihood in 2022?

1. Official departments

The Ministry of Housing and Urban-Rural Development, the Ministry of Finance, the People's Bank of China and other relevant departments have introduced measures to improve the policy toolbox and support the construction and delivery of sold overdue and difficult-to-deliver residential projects through special borrowers of policy banks.

2. Zhengzhou

Make full use of the policy to ensure the delivery of the building, and make good use of the "4+1" model to solve the problems of unified loan and repayment, repurchase, project mergers and acquisitions, bankruptcy reorganization and the establishment of real estate bailouts, so as to ensure that the policy effect is maximized. It is necessary to make more efforts to ensure the delivery of buildings, solidly carry out five special actions of "ensuring the delivery of buildings", promote the full resumption of work, speed up construction, ensure the delivery of buildings on time and quality, and constantly boost market confidence and achieve a virtuous circle.

3. Jilin

One city, one policy, make good use of the policy toolbox, formulate a detailed implementation plan on the first floor, focus on the residential projects that have been sold, overdue, and difficult to deliver, flexibly use the special loan and sales policy for the delivery of the building, implement the special fund for special use, closed operation, and declare the use of funds in strict accordance with the regulations. It is necessary to consolidate the main responsibility of the real estate enterprises in danger to save themselves, actively dispose of assets, raise funds from multiple sources, and do everything possible to undertake or cooperate with the task of "ensuring the delivery of buildings".

Multiple departments to promote the "delivery of the building"! How to solve the problem of unfinished buildings?

1.According to the different ways of buying a house, it can be divided into two situations: mortgage loan purchase and installment purchase purchase. There are different ways to buy a home.

Therefore, it is recommended that all buyers consult professional legal advice in time to find out their rights. In short, it is better to have property rights in hand than nothing at all. In fact, the power of one person is very small, and it is recommended that everyone unite with other owners to obtain maximum legal support.

The relationship between the buyer and the developer will change from buying and selling to a creditor-debtor relationship. If a developer is eventually declared bankrupt, its assets will be auctioned off by the court, and under the bankruptcy law, it is easier for consumers to receive compensation from the developer than ordinary creditors.

2.If the developer's delivery is seriously overdue and the conditions for termination of the contract are met, the buyer may request the termination of the purchase contract signed with the developer on the grounds that the developer has delivered the house, require the developer to refund the purchase price, and bear the liability for breach of contract as agreed in the contract. The developer's delivery of the house is usually accompanied by a shortage of funds.

Some developers are even insolvent, and the properties developed by the developers are generally mortgaged by banks. That is to say, even if the buyer terminates the contract, the developer is likely to be unable to return the purchase price, and the bank, as the mortgagee, can claim the ** property and receive priority compensation, but the buyer's rights cannot be protected. Therefore, it is recommended that buyers do not easily terminate the purchase contract and wait for the developer to hand over the house.

3.The policy on unfinished buildings is mainly undertaken by the developer, but the state has the right to repossess the land. If the developer is short of funds, it will help the company bring in a receiver or partner.

If the developer is unable to continue construction due to illegal construction, he will be penalized and rectified within the specified date. After the penalty rectification, the project can continue to be constructed. **If the developer is bankrupt or unable to continue construction after making best efforts, the project will be recovered in accordance with the law and tendered to find a receiver, or the developer will find a receiver by itself.

The competent department intervenes in the developer's investigation and sorts out the progress of the project and the use of funds, including the unpaid funds and the assets under the name of the existing enterprise, and formulates the amount of funds required to ensure the delivery of the building.

Multiple departments to promote the "delivery of the building"! I think the problem of unfinished buildings can be sold at a low price, which can solve a little economic problem for the developer.

Multiple departments should work with the courts to find the runaway real estate dealers and complete the house by enforcing the company's personal property.

In accordance with the current laws and regulations of the country, the buyer can apply to the people's court for compulsory enforcement through litigation and request the developer to compensate for the loss!

As soon as he said it, why should you take it seriously, buy a house and buy an existing house, or buy a second-hand house, save words.

Summary. Dear, the delivery building is a real estate that has been unfinished and has been launched by the special fund of ** guarantee.

Dear, the delivery building is a real estate that has been unfinished and has been launched by the special fund of ** guarantee.

Ensuring the delivery of the building is a task first proposed at the Political Bureau meeting of the Communist Party of China on July 28, 2022, and is a prerequisite for stabilizing people's livelihood.

On October 6, 2022, a full 30-day time node from Zhengzhou Yinzhengku's "30 days of hard work to ensure the full resumption of work of the city's suspended real estate projects" special action to ensure the delivery of buildings", 145 of the 147 sold and semi-suspended commercial residential projects in Zhengzhou have achieved full and substantial resumption of work, and Zhengzhou's special action of "ensuring the delivery of buildings, steadily praising people's livelihood and promoting development" has achieved important phased results. In 2022, the central bank will allocate 200 billion yuan to help ensure the delivery of buildings.