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Make it clear to your family that you are doing insurance now to train yourself, and the insurance company is indeed a company that can train people, and it is normal to not issue a policy in the first few months of insurance, and it is important to persevere.
Must be familiar with the products you sell.
Be cheerful and have the courage to face all kinds of customers, not all customers are of high quality, so you should be thick-skinned.
Selling insurance is selling sales, and if you want to sell your product, you first have to sell yourself.
Read more marketing books to expand your abilities.
The role of insurance:
The basic function of insurance is the original and inherent function of insurance. There are two main views on the basic functions of insurance, one view is that the basic function of insurance is to allocate losses and compensate for losses or pay insurance benefits; Another view is that the basic functions of insurance are economic compensation and insurance payment. This course takes the latter view.
The function of economic compensation is to compensate according to the actual loss amount of the insured subject matter according to the insurance contract after the occurrence of an insured accident and the loss caused, which is the basic function of property insurance.
The function of insurance payment is that the two parties to the insurance pay according to the insurance amount agreed in the insurance contract when the insured accident occurs, which is the function of life insurance.
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Instructions for use: After the coin, Brother Yangzi will protect you.
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Summary. 1.First of all, I would like to recommend two kinds of learning materials for you.
The first is the "basic knowledge of insurance" published by the Insurance Regulatory Commission, so to speak, whether it is a salesman, or a senior adjuster, or a university researcher, you have to start from the most basic things, if you don't even have the most basic concepts and foundations to figure out, then how to have a stronger research on the back? I firmly believe that there are still many people and even experts who are not necessarily familiar with the basics of this book. The second word is the encyclopedia and the library.
This is actually similar to the first one, and there are two reasons why the encyclopedia is mentioned. One is that the encyclopedia is convenient, and the library is conducive to **. But they have a drawback that they are not authoritative enough, so I hope that friends who have a risk spirit on insurance will use it to correct it and make a modest contribution to Internet insurance.
2.Secondly, you need to have these abilities in order to study insurance well. A certain financial understanding ability is a must, and there are many ** people who first advertise their own insurance when they give everyone insurance problems online.
It's not convenient to say right or wrong, but at least you can make sure that your insurance knowledge is not misleading, like I just have research after work, say I can, and then keep learning new ones.
What is the first thing to learn about insurance? How to do it well
Dear, hello, I am Lee Shau Kee good at loans, prudent insurance, and banking business, for more than 20,000 people successfully solved the question of morning luck, the problem I have seen with a wide open eye, is typing to sort out the answer, please wait a while
1.First of all, I would like to recommend two kinds of learning materials for you. The first is the "basic knowledge of insurance" published by the Insurance Regulatory Commission, so to speak, whether it is a salesman, or a senior adjuster, or a university researcher, you have to start from the most basic things, if you don't even have the most basic concepts and foundations to figure out, then how to have a stronger research on the back?
I firmly believe that there are still many people and even experts who are not necessarily familiar with the basics of this book. The second word is the encyclopedia and the library. This is actually similar to the first one, and there are two reasons why the encyclopedia is mentioned.
A skin is convenient for burning key encyclopedia, and the library is conducive to **. But they have a drawback that they are not authoritative enough, so I hope that friends who have a risk spirit on insurance can be used to correct and make a modest contribution to the insurance of the Internet. 2.
Secondly, you need to have these abilities in order to study insurance well. A certain financial understanding ability is a must, and there are many ** people who first advertise their own insurance when they give everyone insurance problems online. It's not convenient to say right or wrong, but at least you can make sure that your insurance knowledge is not misleading, like I just have research after work, say I can, and then keep learning new ones.
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1.It is necessary to carefully see whether the insurance contract is complete, read the insurance terms again, and understand the coverage of the insurance product, the claim notice, the after-sales service, etc. 2The insurance company will conduct a return visit, and it is necessary to answer the return visit carefully to ensure their rights and interests 3
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First, open your own insurance contract and check the basic information filled in, right. Second, remember that the hesitation period is generally limited to 10 calendar days. Third, take the return visit of the insurance company seriously**. If the terms of the insurance or the product are not clear, you can take this opportunity to figure it out.
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Instructions for use: After the coin, Brother Yangzi will protect you.
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Make your own relatives and friends flat first.
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What to do when you just enter an insurance company.
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First of all, when buying insurance, you must first have a preliminary understanding of insurance, figure out these key knowledge points, and not suffer losses when buying insurance
Before buying insurance, you must first understand these key knowledge points!
Critical illness insurance, medical insurance, accident insurance, life insuranceKnown as the four basic types of insurance, they are our most basic protection.
Critical illness insurance: 0-50 years old.
Medical Insurance: All employees.
Accident Insurance: All Employees.
Life Insurance: Household Breadwinner.
Let me briefly introduce these types of insurance:
1.Critical illness insurance
Critical illness insurance mainly addresses loss of income. When the policyholder reaches critical illness status, the insurance company will pay a lump sum of insurance benefits at a time, which can be used to supplement the loss of income. You can pay for medical expenses, living expenses, ** expenses, and even if the amount is high, you can save it as a reserve fund for your child's education, etc.
The premium for critical illness insurance is a natural rate that rises as the insured person ages, so it is not recommended for older groups to buy, because it is easy to have an inverted premium, so it is not worth buying. In addition to other groups, it is still recommended to purchase critical illness insurance.
2.Medical insurance
Medical insurance is complementary to medical insurance, although it is said that most people now have medical insuranceHowever, there is a limit on the threshold under medical insuranceThere are many more parts that need to be paid out of pocket. Medical insurance reimbursement first, and part of the commercial medical insurance that is not reimbursed by medical insurance can be reimbursed.
3.Accident insurance
Accident insurance covers death, dismemberment and medical expenses incurred as a result of an accidentExtreme risk can be mitigated with low premiumsEveryone is equal in front of accidents, and accident insurance will not increase too much because of age, usually one or two hundred yuan can buy a good accident insurance, with a high leverage ratio, which is very worth starting.
4.Life insurance
If you are the breadwinner of the family, in case of unfortunate death or total disability, it will be a heavy blow to your parents, wife and children。It is recommended to buy term life insurance, because term life insurance** is cheaper, will not cause a burden on the family economy, and is more cost-effective.
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1. First of all, you must learn professional knowledge and be proficient (Honosuke) 2. Learn more from your predecessors to gain customer experience (Honosuke).
3. The knowledge of the protection of the suke.
The above is my basic experience.
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Whether insurance is good or not depends on that person! Not everyone can do a good job, and hard work alone will not return! To do a good job of insurance, you must answer the following basic conditions:
1.The premise is that there must be a wide range of network resources;
2.At the beginning, you must have a certain economic foundation, and you need to invest a lot of money in insurance, such as engaging in relationships, giving gifts, training fees, production meetings, and carriage fees, etc.! You can't get a white wolf empty-handed, or what kind of insurance do you have to do if you don't have money to eat for a month or two!
3。You have to have a car, otherwise it will be difficult for you to reach some high-end customers!
4。Have good eloquence and strong psychological ability to resist pressure! That is, the mouth can speak, and the face is thick!
5。Newcomers must be obedient and do as they are told, this is the most classic words in the insurance industry!
6。Finally, it's all about perseverance!
I am a salesman of Ping An Insurance Company, although I am not doing well, but what I said is very real, if you are a newcomer from other places who do not have these conditions, it will be difficult for you to mix in the insurance company! Some people can get tens of thousands or even hundreds of thousands of dollars a month, but some people can't make an order for a few months, and even eating is a problem! There is a lot of competition in insurance companies, and the more regular customers you have, the better you can do it!
But even if you can't do it, you can learn a lot! In a word, not everyone is suitable for insurance, people who can do a good job in insurance are talents, and people who can't do insurance well are not necessarily not talents! Refer to it for yourself!
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If you don't have good hearing, how can you be insured? If that's the case, you can bring a pair of headphones, such as a hearing aid. You also have to be thick-skinned. Don't be overwhelmed. That's how you can succeed!
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First of all, we have to consider medical treatment, accidents.
system, because the baby is the most common risk, insurance du only the most suitable zhi
There is no best, take 10%-15% of the income of the dao to make a protection plan, first of all, you must choose a large company, such as Ping An, Life, and then choose a ** person, you have to figure out what you want the insurance to help you, what to protect, how long to pay, how much to pay, how long to pay, if you have any questions, you can find me, I can give you some advice, I wish your whole family happiness.
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Poor hearing is really not suitable for insurance, because insurance is very important to communicate with people, and if you are not hearing well, there will be communication problems.
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Experience sharing.
1. Ask your seniors.
2. Take a look at Honosuke's experience.
3. Learn the correct professional knowledge of insurance in order to be competent in insurance work.
To sum up, knowledge changes life, and Baozhizhu changes business.
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1. First of all, we must be very self-confident, and we must have a mentality that is not afraid of failure and has the courage to face failure;
2. Be a good insurance marketer.
As a newcomer, you must be diligent and dare to speak;
3. Record the work log every day and arrange the next day's work;
4. Attend the morning meeting organized by various departments on time every day, because there will be many insurance seniors in the morning meeting to share some of their experiences, and you can also ask them about the problems or hardships they encounter when visiting customers, which is very helpful for the growth of the insurance industry;
5. To be proficient in business, after face-to-face communication with customers, we must know very clearly which types of insurance are suitable for such customers.
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Virtue first, you think more for customers, customers can think for you.
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It is recommended that you choose some clerical workers.
Produced because of bai as a salesperson
Communicating with people is the most basic work content
But you can't ask for dao
Ask the customer to talk to you loudly, so it will definitely have an impact on the workIf the hearing problem is more serious, it is recommended to go to the hospital to get a hearing aid, which can solve a lot of troubles Finally, I wish you a satisfactory job!
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Insurance marketing field BAI, first of all, we are required to have a sense of responsibility and sincerity to serve the spirit of customer DAO.
In addition, we need to learn some professional insurance marketing knowledge (I wonder if your hearing can affect learning?). )
Then, if you want to do well, you must have diligence and perseverance (of course, this is also necessary to do anything).
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What does it mean to be insured? To do the job? Buying insurance?
It is still not advisable to do the work, and if you can't hear the customer, it will make people angry.
Just buy insurance and pay for it.
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