Does it affect the son if the parents help their daughter borrow money from the bank and not repay i

Updated on society 2024-07-27
46 answers
  1. Anonymous users2024-02-13

    If the father and daughter do not pay it back, it will have an impact on the son, and the economic loss when the mortgage is disposed of, and it will have an impact on the son when he is on the blacklist, and if the son is very young, there will be no impact.

  2. Anonymous users2024-02-12

    Of course, it has an impact, and being on the integrity blacklist has an impact on his son's various political trials.

  3. Anonymous users2024-02-11

    There is an impact, although the parents are helping their daughters borrow money from the bank, but if you don't pay it back, you will be on the integrity blacklist, and once the parents are on the integrity blacklist, then their relatives, including their children, will inevitably be greatly affected in terms of political trial, employment, loans, etc., which will affect the future of the children.

  4. Anonymous users2024-02-10

    The parents help their daughter borrow money from the bank, and if the loan is from the daughter, it has no effect on the son. If the borrower is a parent, if the parents don't pay it back, the son's school entrance examination, reference to civil servants, joining the army or something will have an impact.

  5. Anonymous users2024-02-09

    There is an impact, the key is the impact in the later stage, which may not be visible now, and when the son grows up to work and buy a house, he will know how big the impact is. Let's take it seriously, help my daughter pay off this loan, and be cautious about guaranteeing it in the future!!

  6. Anonymous users2024-02-08

    Parents helping their daughter borrow money from the bank and not repaying it will cause the bank loan to have a bad reputation. For their relatives, it will have an impact on the bad creditworthiness of the bank loan. It had a great impact on his son. It would be very troublesome for the son to think of a bank loan again.

  7. Anonymous users2024-02-07

    Parents help their daughters borrow money from the bank is just a private family statement, the bank only recognizes who handled the loan procedures, and whoever does it will pay it back. If your son and daughter are adults, you are all independent individuals, and your property does not affect each other. It's just that if the parents' arrears are not replaced, and there is property after a hundred years, and the children want to inherit it, they need to pay off the previous bank loans and interest first.

  8. Anonymous users2024-02-06

    It has an impact on both the daughter and the son, as a parent, you can't drag down your child, why don't you borrow money from your daughter? Why do you need to do this, so that the law will restrict his high consumption and authority issues, which will have a great impact on his future life, I advise you, do not have a fluke mentality, this is no fluke.

  9. Anonymous users2024-02-05

    If the parents help their daughter borrow money from the bank and don't pay it back, it will affect the son's previous affairs, and if the son takes it to borrow money, it will be troublesome, so that he can't borrow it, and he should have to repay the borrowed money.

  10. Anonymous users2024-02-04

    Parents who help their daughter borrow money from the bank and do not repay it should have no impact on the son, because whoever borrows it has little impact on the son.

  11. Anonymous users2024-02-03

    This certainly has an impact. Or it shouldn't be done. If parents in order to help their daughter. In the future, your credit will be blocked against your son. In the future, your whole family will be restricted.

  12. Anonymous users2024-02-02

    There is no effect if the son is an adult.

  13. Anonymous users2024-02-01

    No matter who you borrow money from the bank, those who do not repay the principal and interest on time when due are dishonest persons, and if they fail to repay the money for a long time, they will be sued by the bank, and the court will forcibly freeze all the accounts of the person, and put you on the list of dishonest persons, restricting your high consumption, and at the same time affecting your children's recruitment into the party.

  14. Anonymous users2024-01-31

    Parents help their daughter bring money from the bank. It's been a long time coming. It's been a long time.

    The son has been affected. If the son is small. affected.

    Because her mother still has it. There is still the ability to repay. The next few years will be good.

    Parents haven't yet, still on. would be a violation of the law.

  15. Anonymous users2024-01-30

    If the bank loan is in the mother's name, the daughter does not repay the bank money, and the court will deal with it in the future, and the son should have an impact on the repayment of the father's debt.

  16. Anonymous users2024-01-29

    Of course, there is an impact, if it is blacklisted, it will be even more troublesome, and all bank-related issues will be restricted.

  17. Anonymous users2024-01-28

    Of course, it will affect the son's fear that his parents will break the law.

  18. Anonymous users2024-01-27

    It depends on how to "help my daughter borrow", and what kind of "influence" does the so-called "influence" refer to.

    To put it simply, if the debt is in the name of the parents and they can't pay it back; After their death, the son inherits the estate, and he will be liable for repayment within the scope of the inheritance.

  19. Anonymous users2024-01-26

    Parents help their daughter borrow money from the bank and don't pay it back, it should be who borrows the money and pays it back, this has nothing to do with others, and your son will not be affected.

    Thank you for having me, Buddhist, June 6, 2021.

  20. Anonymous users2024-01-25

    There must be an impact, the parents have become old friends, and it will have an impact on the son's job search in the future.

  21. Anonymous users2024-01-24

    Now the father's debt is not repaid, and the son's debt is not repaid by the father, and the father does not affect each other.

  22. Anonymous users2024-01-23

    Whoever borrows money from the bank does not repay it, there is a person who borrowed the money to bear legal responsibility, which will not affect the borrower's family in the bank's integrity issues and other impacts.

  23. Anonymous users2024-01-22

    If you strictly say that it doesn't have an impact, I don't think it will have an impact to some extent.

  24. Anonymous users2024-01-21

    If you are already married and have your personal bank account, not with your parents, it does not affect your account.

  25. Anonymous users2024-01-20

    You are a vegetarian when you are a banker.

  26. Anonymous users2024-01-19

    Who borrows has an impact on whom, and it has nothing to do with anyone else.

  27. Anonymous users2024-01-18

    1. If your father takes out a loan in his own name, and you do not sign as a co-lender or guarantor during the loan process, the daughter has no effect.

    2. Bank loan refers to an economic behavior in which the bank lends funds to those in need of funds at a certain interest rate in accordance with national policies and repays them within an agreed period. Generally, it is required to provide a guarantee, a house mortgage, or proof of income, and a good personal credit before applying.

    Moreover, the types of loans based on various criteria vary from country to country and from country to country at different stages of development. For example, industrial and commercial loans in the United States mainly include general loan limits, working capital loans, standby loan commitments, project loans, etc., while industrial and commercial loans in the United Kingdom mostly take the form of bill discounting, credit accounts and overdraft accounts.

    3. The loan business provided by banks has become an era"The new favorite"。However, it is still a bit difficult to get a successful loan in the bank, and it is even more difficult to get a loan at some specific times

    1) Reason for borrowing: In the process of applying for a loan, the borrower should be honest and clear about the purpose of the loan and the advantages of personal repayment. For example: a good personal credit history.

    2) The amount of borrowing: The amount of the borrower applying for a loan in the bank should not be too high, because the larger the amount, the higher the probability of failure, but this is not what the lender wants, and they certainly do not want their loan funds to be released within half a month. If the loan applied for by the lender is large, it is recommended that you reduce the loan amount appropriately, so that the hope of passing the bank's review is greatly increased.

    3) Loan description: fill in the application information in detail, the purpose of the loan, personal credit history, income**, repayment ability and family income, etc. In order to ensure that your loan can be repaid on time, no matter when, where and under what circumstances.

    4) Loan repayment: After the borrower successfully applies for a loan, he must repay the loan according to the specified time, and do not have a fluke mentality and delay the repayment time, resulting in a bad personal credit record. In addition, the relevant departments will also do their best to recover the arrears of loans.

  28. Anonymous users2024-01-17

    It will not affect the daughter's loan. However, if the father's loan is overdue for a long time, it will be transferred to the collection department, and the family may be affected by the collection.

    First of all, the negative impact of credit investigation is on the economic life of the parties, such as applying for credit cards and loans. Generally speaking, parents with bad records will not affect their children, because in the credit information center, they are independent credit bodies and have no relationship with each other. At the same time, the credit reporting system itself does not have a blacklist, but only objectively records the credit status, and the blacklist is listed by banks and other financial institutions themselves.

    Credit reporting is the establishment of credit files by professional and independent third-party institutions for individuals or enterprises, and the collection and objective recording of their credit information in accordance with law. It is also an activity that provides credit information services to the outside world in accordance with the law, and it provides a platform for professional credit institutions to share credit information.

    Extended information: Credit investigation is a Chinese word, pinyin is zhēng xìn, which means to collect, sort, preserve, and process the credit information of natural persons, legal persons, and other organizations in accordance with the law, and to provide credit reports, credit assessments, credit information consultations and other services to help customers judge and control credit risks, and carry out credit management activities. From "The Eighth Year of Zhao Gong"."The words of a gentleman are believed and signed, so the resentment is far away from his body"。Among them,"Believe and sign"That is, it can verify the trustworthiness of its words, or solicit and verify credit.

    Credit reporting is an activity in which a professional and independent third-party institution establishes a credit file for individuals or enterprises, collects and objectively records their credit information in accordance with the law, and provides credit information services to the outside world in accordance with the law, which provides a platform for professional credit institutions to share credit information.

    Consequences of credit blacklisting:

    1. Unable to apply for loans from banks, microfinance companies and other financial institutions. Not only did it become vain to take out a loan to start a business and capital turnover, but even applying for a housing loan and car loan would be rejected.

    2. You can no longer apply for a credit card. If you have a bad credit record, it is impossible to get another credit card for your daily consumption. It's the same at every bank, because each bank can check your credit history.

    3. Affect personal travel. If the personal credit history is blacklisted, for example, if there is malicious default on bank loans and non-repayment, you will be sued by the bank. It will result in the borrower not being able to fly, unable to stay in a star-rated hotel, etc.

  29. Anonymous users2024-01-16

    If the father owes money to the bank, the daughter will not be affected when she takes out a loan, but if the father has been on the credit blacklist, the daughter will be affected.

  30. Anonymous users2024-01-15

    The father owes money to the bank, and the daughter's loan has little effect, because the individual is different, the father is the father, and the daughter is the daughter.

  31. Anonymous users2024-01-14

    The father owes money to the bank, the impact of the daughter's loan collection, the father owes the bank money, what he said, the father's reputation is not good, if the daughter takes out a loan, the daughter's credit is okay, it should be able to take out a loan.

  32. Anonymous users2024-01-13

    The father owes money to the bank, and if the repayment is made on time, the daughter's loan will not be affected; If the father owes the bank money and does not pay it back, and the daughter and the father are in the same household registration book and have not separated from each other, it will have an impact on the daughter's loan!

  33. Anonymous users2024-01-12

    Immediate family members are affected, if the father owes money to the bank, and the arrears have not been paid off, and the credit is also very bad, the daughter wants to take out a loan, it will definitely be reviewed, and the audit may not pass.

  34. Anonymous users2024-01-11

    The loan owed by the father to the bank should have no impact on the daughter's credit investigation, but in reality, the bank still needs to consider the relationship between the father and daughter, so the daughter's loan should still be affected.

  35. Anonymous users2024-01-10

    The money that the father owes to the bank is the father's personal debt, which is independent and has nothing to do with the daughter's loan.

  36. Anonymous users2024-01-09

    According to the question published by the landlord, I will give you a few answers from a personal perspective In this materially rapid development society, many people's wages can only support themselves, so they chose a loan How to say it If the girl's father is overdue, then it will definitely be affected After all, this credit is not good If it is not overdue, then it will not Come on.

  37. Anonymous users2024-01-08

    Father owes a bank loan, if it has been listed as a dishonest person, it should not have much impact on you, as long as you are not listed as a dishonest person, you can take a look at your own credit report, it should not be, reflected.

  38. Anonymous users2024-01-07

    If the father's loan to the bank cannot be repaid, it is a personal act and has no impact on the child's loan to go to school, find employment, and join the army. However, when the debtor's children inherit the estate, they must first pay off the debts before they can inherit.

  39. Anonymous users2024-01-06

    If the father owes money to the bank, he did not pay it back in time. This will really affect my daughter's loan. will receive restrictions from the bank.

  40. Anonymous users2024-01-05

    If the father and daughter are in the same family, and the daughter has not yet started a family, then the money that the father owes to the bank, the daughter's loan will definitely be affected, and if the daughter is married, then the daughter's loan, I think, will not be affected.

  41. Anonymous users2024-01-04

    If the father owes a debt, the child is not obligated to pay it, so no matter what debt your father owes, the child will not be affected in any way.

  42. Anonymous users2024-01-03

    Your father's money in the bank, as a girl, as long as you don't owe money to the bank, then you can go directly. Loan.

  43. Anonymous users2024-01-02

    If the father owes money to the bank, the daughter's loan should not be affected, and the daughter's loan has a lot to do with his personal credit.

  44. Anonymous users2024-01-01

    The father owes money to the bank, and of course the daughter's loan will also be affected, after all, there are also debts to repay this kind of statement, and if the daughter has money, she will also help the father pay off the debt because of this.

  45. Anonymous users2023-12-31

    The father owes money to the bank, and if the daughter is an adult, the loan will not be affected. Adults are responsible for their respective actions.

  46. Anonymous users2023-12-30

    The parents' failure to take out a loan does not affect the children, and the loan is a personal act. However, the loan money will not have the following consequences: if there is really no ability to repay, it should negotiate with the lending institution to extend the repayment period or repay it in installments; If the lending institution fails to perform the court judgment within the performance period after winning the lawsuit, it will apply to the court for enforcement; When the court accepts the enforcement, it will inquire about the real estate, vehicles, ** and deposits in the name of the lender in accordance with the law; If the lender has no property in his name that can be enforced and refuses to comply with the effective judgment of the court, negative information such as overdue repayment will be recorded in the individual's credit report, and he will be restricted from high consumption and entry and exit, and may even be subject to judicial detention.

    Basically, there will be no impact, and you can repay the loan on time in the future.

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