What happens if I don t upload my voucher?

There is something wrong with the online loan consumption voucher not being uploaded.

If the online lending platform requires the user to upload the consumption voucher but the user does not upload it, once it is verified by the online loan system, it may lead to the following consequences.

1. The loan platform will consider that the user has misappropriated the loan funds for other purposes, and will require the user to settle the remaining outstanding loans in advance in a lump sum.

2. Require the borrower to pay liquidated damages.

3. It may even lead to users not being able to apply for loans from the online lending platform in the future.

Therefore, users must remember to keep the consumption voucher after applying for an online loan, and upload it in time when the system requires it.

Of course, if the platform does not require users to upload consumption vouchers after applying for online loans, then they do not need to upload them.

In addition, there are many types of online loan consumption vouchers, including receipts, invoices, decoration contracts, air tickets, tickets, attraction tickets, screenshots of online transaction orders, debit card bills, Alipay bills, WeChat payment screenshots, etc., which can be used as consumption vouchers.

If you want to query the online loan data report, you can search: Blue Ice data, you can view the number of applications of the user, online loan data, online black index score, hit risk warning, court prosecution information, arbitration case information, dishonest person information and other data, and the query data is very accurate.

Extended information: Can I borrow money again on the same day after borrowing money from Centaline Consumer Finance?

Centaline Consumer Finance has borrowed money and repaid the loan, if there is a borrowing limit on the borrowing page, you can borrow again on the same day.

If you repay the loan and there is still no borrowing amount on the loan page, you cannot continue to apply for a loan.

If the user returns the arrears and the repayment funds have arrived, it does not mean that the loan limit will be restored, and the user must meet the borrowing conditions before the loan limit will appear on the loan page.

When there is no limit on the borrowing page, the user needs to maintain a good credit history, and after waiting for a period of time, the user can try to apply for a loan again.

If you do not upload the consumption voucher, it will affect both credit and bill settlement

It must be uploaded, and now it is like this, and the consumption voucher mainly reflects the purpose of consumption, depending on where it is used.

Judging from the current situation of Xicaijun, there are two major negative consequences of not uploading consumption vouchers in Home Credit. These two consequences are:

Liquidated damages are charged.

Affects the overall credit rating.

Company Philosophy: Home Credit Group is committed to being a responsible financial service provider in every country in which it operates, combining international experience with local markets, and always taking it as its responsibility and mission to create safe consumer loan products.

Home Credit adheres to the concept of inclusive finance, adheres to safe and responsible lending, combines international experience with the local market, realizes "localized" operation, and deeply cultivates the consumer finance market.

The above content refers to the encyclopedia - Home Credit Consumer Finance****.

Consumption vouchers must be uploaded when you receive text messages, and if the amount is 90%, it is necessary to track the use of your funds, which is generally a voucher for shopping and consumption, which can buy furniture, household appliances, decoration, etc., and cannot buy a house, buy a car, or invest.

The consumption voucher can prove that you can consume everything, such as buying furniture, home appliances, decoration, etc., and apply for consumption vouchers.

It's okay if the consumption voucher is not uploaded. Once the consumption voucher is not uploaded, the borrower will require the applicant to repay the remaining outstanding loan amount in full at one time, and will also recover the loan amount, and require the borrower to pay liquidated damages, and even make it impossible to apply for the loan again next time. In order to verify the use of funds, the bank will require the cardholder to upload the real consumption voucher within 3 days after receiving the SMS.

Extended information: 1. What is the consumption voucher?

If you consume on the network and cannot issue a valid invoice, you can use the consumption flow as the consumption voucher. First of all, invoices and receipts, compared with receipts, invoices are still well received in the bank, which can be regarded as consumption vouchers, and invoices can be provided directly when submitting consumption vouchers to the bank. Second, if the consumption is made on the network and a valid invoice cannot be issued, then you can apply for a consumption voucher by remarking the flow and purpose.

Third, if the purchase or use of items is single, the other company can issue a consumption voucher and add an official seal, so as to attach the consumption flow.

2. Does the consumption voucher have to be an invoice?

No, the proof of consumption does not necessarily require an invoice. The consumption voucher can be made as a receipt or invoice after consumption. For example, invoices in shopping malls, receipts after merchant consumption cards, and consumption vouchers can prove the purpose of the user's use of credit cards or loans.

If you consume on the network and cannot issue a valid invoice, you can use the consumption flow as a consumption voucher.

3. It will take a few days for the consumption voucher to be reviewed.

The review of consumption vouchers will be completed within 7 working days at the earliest, and will be completed in about 2 weeks at the latest. In order to confirm that the uploaded consumption voucher is true and valid, it is necessary to check, such as matching the consumption voucher with the consumption purpose of the funds, so as to verify its authenticity, which will lead to the review time process.

4. Can I open a consumption voucher casually?

There are many forms of consumption vouchers, such as manifests, invoices, contracts, and transfer vouchers.

As long as the user's funds are used for consumption purposes, the merchant can be required to issue a consumption voucher. Generally speaking, machine-printed tax invoice merchants need to pay taxes, and most merchants are willing to issue handwritten invoices. However, the premise of issuing consumption vouchers is that the user has real consumption, and if a false voucher is opened, the consequences of being found to be fraudulent by the bank are more serious.

Summary. Dear, I'm glad to answer for you, it's okay if the consumption voucher is not uploaded, there is nothing to do, there is no impact. If the consumption voucher is not uploaded, there is something wrong.

Generally, all the credit lines of the borrower will be cancelled, and the used credit lines need to be returned in a lump sum, and a certain amount of liquidated damages will be paid, because not uploading will represent a weak heart, and the default default on the use of funds will be tacitly accepted. Explain that you are afraid that the lending institution will know that the loan funds are not used for normal consumption.

Is it okay not to upload the consumption voucher?

Dear, I'm glad to answer for you, if you don't upload the Oak Xiang consumption voucher, it's okay to have nothing to do. If the consumption voucher is not uploaded, there is something wrong. Generally, all the credit lines of the borrower will be cancelled, and the used credit lines need to be returned in a lump sum, and a certain amount of liquidated damages will be paid, because not uploading the object family represents a weak heart, and the default default on the use of funds is tacit.

Explain that you are afraid that the lending institution will know that the loan cover is fraudulent, and the funds are not used for normal consumption.

Consumption voucher is a kind of voucher between consumers and merchants, it is a valid certificate that can be recognized by both parties, and can prove that consumers pay to merchants related to consumption information. Zuxun prevents merchants from failing to fulfill their obligations or consumers from lying and deceiving merchants, etc., and protects the economic interests of both parties.

It's okay not to upload.

What to do if the bank asks for an upload.

It can be uploaded directly according to the actual consumption. In order to verify the use of funds, IB requires cardholders to upload consumption vouchers. The voucher can be invoices, receipts, receipts, etc.

Is it okay not to pass it on?

No, it's okay not to upload. Not.

The uploaded consumption voucher is the merchant's consumption invoice type.

When you go to consume, you swipe the card to collect the invoice, and when you go to the supermarket to pay.

The bank asks for the upload in order to check the authenticity of the transaction and see if the cardholder has cashed out the credit card. This includes, but is not limited to, consumption invoices, receipts, credit card slips, etc.

Credit cards are required to upload consumption vouchers, usually the credit card is subject to bank risk control.

Finish. At this time, the user's consumption is real consumption, and the consumption voucher can be provided as required. If you do not keep the consumption voucher after each purchase, it will affect the normal use of the card.

As long as the bank randomly checks the user, it must upload the consumption voucher in time for the bank to review. Usually, as long as the user standardizes the use of the card and there is no violation, the credit card will rarely require the user to upload the consumption voucher.

Extended Information] Vouchers are also known as accounting vouchers.

It refers to a written certificate that can be used to prove the occurrence of economic business events, clarify economic responsibilities, and register account books accordingly, and have legal effect. Vouchers can be divided into original vouchers.

and accounting vouchers.

What happens if the consumption voucher is not uploaded:

If the borrower does not upload the consumption voucher within the specified time, the borrower will be required to repay the loan amount and interest in a lump sum, and need to pay a certain amount of liquidated damages.

Recovery limit: If the borrower fails to upload the consumption voucher as required, the system will consider that the borrower has not fulfilled the requirements and no longer meets the requirements for continuing to borrow from the new loan, and the system will withdraw the new loan limit and even pull it into the system blacklist.

As a result, you will not be able to apply again next time.

Therefore, if the system requires you to upload a consumption voucher, the borrower must upload it as required. The consumption voucher must match the purpose of the funds applied for at the time of processing, and generally as long as the materials that can prove the consumption of the lender can be regarded as the consumption voucher.

The review of consumption vouchers will be completed within 7 working days at the earliest, and will be completed in about 2 weeks at the latest. In order to confirm that the uploaded consumption voucher is true and valid, it needs to be checked, for example, to match the consumption voucher with the consumption purpose of the funds, so as to verify its authenticity, then it will lead to the review time process.

The voucher has been uploaded, but the amount is insufficient.

It may be that to increase your credit credentials in order to track the use of funds, you will need to submit the corresponding loan consumption vouchers. Financial consumption is the behavior of people to enjoy the services provided by financial institutions and purchase goods provided by financial institutions in order to meet their own consumption needs. If a bank or licensed consumer financial institution requires the upload of consumption vouchers, the customer will be able to upload the voucher as long as the page shows "uploaded" after submitting it.

After the review is passed, the system will generally send a notice to the customer.

If the system finds that the consumption voucher provided by the customer is not compliant or the consumption voucher provided is insufficient, it will also send a message to inform the customer and ask the customer to supplement the consumption voucher or upload it again. Therefore, the customer can wait patiently for the message prompt. If the submitted consumption voucher can successfully pass the system review, the customer must pay attention to check whether the content of the voucher is consistent with the specified purpose before submission; and whether the amount displayed is consistent with the amount previously requested; Also, whether the date of the voucher is after the date of application.

And such as POS machine signing, invoices, receipts, screenshots of online transaction orders, etc., can generally be uploaded as consumption vouchers. Futong customers should keep the relevant vouchers when using the loan funds.

Summary. It's okay if you don't upload the consumption voucher. If the consumption voucher is not uploaded, in some cases, it will generally lead to accounting errors or even fall into loopholes, so it is recommended to upload the voucher in time and keep the relevant records when making consumption.

Generally speaking, consumption vouchers refer to bills, invoices and other vouchers related to consumption expenditures, and uploading these vouchers to the designated platform can assist accounting managers in bookkeeping and checking flows, which is conducive to avoiding errors and disputes. In addition, some organizations will also require the upload of consumption vouchers as a necessary means of review, and failure to upload them will be considered non-compliance. Therefore, it is recommended that you do not neglect the upload and storage of credentials due to laziness or other reasons.

It's okay if you don't upload the consumption voucher. If the consumption voucher is not uploaded, in some cases, it will generally lead to the wrong circle and bend the account or even fall into the loophole, it is recommended to upload the voucher in time and keep the relevant records when consuming. Generally speaking, consumption vouchers refer to bills, invoices and other vouchers related to consumption expenditures, and uploading these vouchers to the designated platform can assist accounting managers in bookkeeping and checking flows, which is conducive to avoiding errors and disputes.

In addition, some institutions will also require the upload of consumption vouchers as a necessary means to review the potato cavity clearance, and failure to upload it will be considered non-compliance. Therefore, it is recommended that you do not neglect the upload and custody of credentials due to laziness or other reasons.

In addition, for some credit card repayments and points returns, it is also necessary to upload the corresponding consumption vouchers in order to obtain the corresponding rebates or exclusion discounts. If you do not upload your credentials, you will not be able to enjoy these additional benefits. Therefore, uploading vouchers is also one of the important ways to increase consumption income.

Therefore, not uploading consumption vouchers will generally bring some potential problems and eliminate the disadvantages and adverse effects, it is recommended that you try to keep the vouchers when consuming, upload them to the relevant platforms in time and keep them properly. <>