What should I do if I am forced to pay off by an online loan?

In the event of an online loan that is forced to make a payment, the user can take the initiative to contact the lending institution to indicate that he has not submitted the loan application, and then negotiate with the lending institution to repay only the loan principal and terminate the loan. If the lending institution refuses, the user can keep the relevant evidence and file a complaint with the relevant authorities. In fact, the possibility of forced repayment of loan products is relatively low.

The lending institution will only lend if the user submits a loan application and passes the loan review at the same time, and the user does not apply for a loan and directly disburses the loan, which rarely happens.

Communicate with the platform to negotiate the return.

Don't know which one to go under?

Don't apply for this.

There is a lot of risk.

At present, many people, because of their uncontrolled life and excessive consumption, often have personal economic crises. The monthly salary is far from enough to cover the cost of information.

At this time, they will find a way to make money. Real friends are afraid that they will lose face if they borrow, so they all choose to borrow online loans. In fact, there are many pitfalls in online loans, especially the kind of black online loans that force the next payment, which not only have high interest rates, but also short terms.

And it can't be repaid at all, because many routine loan platforms will pay off the loan twice.

Once on the road, it is very devastating, especially all kinds of harassment of relatives and friends. It is the most headache for passers-by!

In addition, due to the leakage of information, there will be various third parties**.

I went to the ** road at the end of June last year, and it was also solved later. So I hope you don't take my detour!

If you apply for an online loan and there is no point to borrow, the other party can report the forced loan to the public security organ department, or directly report the other party to the Internet police.

In the event of forced lending by the platform, then the funds can be returned to the original way, as long as the lending relationship between the two parties is not established, then the other party's purpose of defrauding interest cannot be achieved. In addition, if the user applies for cancellation before the loan arrives, but the other party still forces the loan, the bank card bound to the platform can be cancelled. As for the platform that wants to charge relevant fees, it can also refuse, which is non-compliant and unreasonable.

It is recommended to keep the relevant evidence so that it can be used in case of a dispute in the future.

Who lent you how many yuan, personal account or company account how much yuan was remitted in the original way.

If the principal amount of 1,000 yuan is received and repaid on the same day, there is no interest.

As for the handling fee, it is not compliant and illegal, so it will be ignored.

If we are forced to pay by the online loan app, we can use the safest method, this method will not affect other people, and we have to admit it like this, we can choose to go to the corresponding branch of the bank, and then cancel our bank card, the bank's queuing number, when it is your turn, we repay in the online loan app, and then cancel the bank card, you can prevent the online loan app from making the second payment. <>

There is another way, that is, we contact the police as soon as possible, and then call the police through the relevant channels, most of the police will tell you that this situation does not need to pay attention to him, but this can not solve the fundamental problem, after the expiration will definitely face the collection problem, we can use a way to put pressure on the other party, we can inform the collection party when we call the police, I can only return the principal that has been handed over, if you want to transfer it to you, other expenses if you want, You have to come to the door to get it, so that you can give the other party a certain amount of pressure, so that the other party chooses to give up, and repeatedly emphasize that we have called the police, and can repay the principal, so it is a very test of the psychological tactics of both sides, if you can bear it, then we win, if you are still very afraid of the collection, then the other party wins. <>

There are many people who have encountered the same problem before, but after they consulted the police, the police did not accept it, and the relevant personnel of the police said, let's not repay the loan, because as long as we repay the money, the other party will deny this fact, and will say that we have not repaid the money, and we also give the company's account, and we will immediately cancel our address book, and it may be stolen by the other party, so we must take corresponding protection measures in advance to avoid our relatives and friends being frightened. And we have to make it clear to our family that we can install some Tencent mobile phone manager on our mobile phones, or 360 mobile phone manager, etc., and then intercept some harassing text messages or**, and then for this large amount of money, we can choose to temporarily put it in the bank card and not move.

Hello dear, can you describe your problem in detail? What is the meaning of forced payment, question: I was forced to make a payment by a black network loan, how to deal with this situation?

What kind of online loan are you talking about? What does it mean to force the next paragraph? Have you received the money, the question is that I don't know about the situation of the next app, after filling in the information, they placed a limit of 1,000 yuan, and the interest in 3 days is 770

I said cancel the loan, they didn't cancel it, and after a while the money was transferred to my account.

That's the kind you do. Loan sharks.

If you don't agree with this situation, you can only call the police, they are illegal questions, I just want to be deceived by a thousand, but I'm afraid that I will pay it back, and they will continue to lend money, what if you return it, it will not lend money after you pay it back, as long as you don't order it, it's fine, don't order it again, that kind of is high interest.

Question: You give me a piece of advice to protect yourself.

After repayment, don't go for any of these online loans. This is all usury. If you don't repay the loan, the collection will be particularly serious at that time.

I know what I know, so I want to pay it back, but I'm afraid that they will force the loan to be repaid.

It's good to pay it back, don't borrow it again.

At this time, you can communicate with the customer service of this app, and you can also sue the company through legal means, and then you can also take the voucher purchased at that time to protect your rights.

Summary. Pro, black network loans, mandatory payment, will not also lead to the address book being exploded These platforms mostly in the form of cutting interest, late fees, handling fees, etc., first deduct 20%-30% of the loan principal, after exceeding the repayment period, the borrower will also pay overdue fines on the basis of returning the principal, ranging from 40 to 230 yuan per day. Dark online lenders will deliberately make borrowers "default" through various means.

For example, when the borrower wants to take the initiative to repay the loan when it expires, he will deliberately "play missing" and wait until the contract expires. After the "breach of contract", they require the other party to compensate for "liquidated damages" and "handling fees" in accordance with the contract, which are often several times or even dozens of times higher than the amount of the loan. In the event that the borrower is unable to repay, ** will introduce other "microfinance companies" to sign a new "inflated loan contract" with the borrower to "settle the account" and further increase the loan amount, and it is recommended to consult a professional in time.

Hello dear, you need to call the police in time when you encounter a black online loan that is forced to make a payment. Don't rush to repay the loan after the black network loan is placed, so as to avoid the situation that the other party does not admit that the amount has arrived after repayment. In order to avoid the safety of your personal funds, it is recommended to call the police in time and let ** help.

In addition, you can also make complaints and reports on platforms such as the China Banking and Insurance Regulatory Commission, Black Cat Tanpi Platform, and Ju Complaints.

Pro, dark network loans, mandatory payment, will not also lead to the address book being exploded by the brother These platforms mostly in the form of cutting interest, late fees, handling fees, etc., first deduct 20%-30% of the loan principal, after exceeding the repayment period, the borrower will also pay overdue penalties on the basis of repaying the principal, ranging from 40 to 230 yuan per day. Dark online lenders will deliberately make borrowers "default" through various means. For example, when the borrower wants to take the initiative to repay the loan when it expires, he will deliberately "play missing" and wait until the contract expires.

After the breach of contract, they asked the other party to compensate for "liquidated damages" and "handling fees" in accordance with the contract, which were often several times or even dozens of times higher than the amount of the loan. In the event that the borrower is unable to repay, ** will introduce other "microfinance companies" to sign a new "inflated loan contract" with the borrower to "settle the account" and further increase the loan amount.

This situation can be called to the police, dear.

In the event of a black online loan that is forced to make a payment, you need to report to the police in time. Don't rush to repay the loan after the black network loan is placed, so as to avoid the situation that the other party does not admit that the amount has arrived after the repayment. In order to avoid the safety of your personal funds, it is recommended to call the police in time and let ** help.

In addition, complaints and reports can also be made on platforms such as the China Banking and Insurance Regulatory Commission, the Black Cat platform, and the Ju Complaint. Dark online lenders will deliberately make borrowers "default" through various means. For example, when the borrower wants to take the initiative to repay the loan when it expires, he will deliberately "play missing" and wait until the contract expires.

After the "breach of contract", they require the other party to compensate for "liquidated damages" and "handling fees" in accordance with the contract, which are often several times or even dozens of times higher than the amount of the loan.

In the event that the borrower is unable to repay, ** will introduce other "microfinance companies" to sign a new "inflated loan contract" with the borrower to "settle the account" and further increase the loan amount, and it is recommended to consult a professional in time.

1. Alarm handling.

It must be the safest to find the police to deal with it, generally the amount of the next payment of the black network loan is very small, and the amount of the case cannot be filed, but the police will patiently guide you how to fight wits and courage with the black network loan staff.

Second, do it yourself.

If you are not sure about the outcome after reporting the crime, you can try to take action yourself.

There are two situations of making a move yourself, one is to meet a "kind" customer service, you contact customer service to apply for a refund of the principal, and the customer service will help you change the amount in the background, and it will be okay to pay it back. If you encounter a "black-hearted" black customer service, it is not so simple, they will threaten you. When encountering such a black customer service, you can only go to the complaint platform to complain and wait for the staff to deal with your bill.

No matter how much economic pressure we face, we should be cautious about choosing online loans and never fall into them"Dark net loans"among the traps. Of course, if we are unfortunate enough to encounter this kind of black online loan platform, we should not be afraid, we must learn to take up the law to defend our legitimate rights and interests!

Forced to pay by the online loan app, don't be afraid of this kind of fraud first, the more afraid you are, the easier it is to succeed, 1First of all, change the mobile phone carrier password2Tell the family to close the family and friends, we are the victims, don't be afraid, everyone understands 3

You must not give them the money back, anyway, if you return it, you will be cheated, and your address book will be exposed, so you will say that the money is their illegal gains. This kind of loan will not be on the credit report, big data (I have already checked the credit report), because it is not legal in itself, and it is a private remittance. The interest exceeds the national regulations, which is already illegal, and the money is also compulsory, so you don't have to worry about the follow-up.

The collection will use some psychological tactics to abuse and so on, but if you take the money, just scold it back. And then ignore it. They won't be prosecuted because they are the ** and they are breaking the law.