Bacera Bank allows you to upload the loan consumption voucher

After borrowing online, if the platform requires the borrower to upload the consumption voucher, it is actually asking the customer to provide the voucher for what the loan is used for, and the platform can review whether the customer's borrowed money is used for the specified purpose. Like consumer loans.

Generally, it is used for living consumption, so after applying, customers can upload the voucher that they will use the funds for living consumption, such as the invoice issued by the merchant when purchasing household appliances.

There are also bills of goods, contracts, and transfer vouchers.

And so on, as long as you can prove that the loan has been used for consumption. Of course, some institutions may not require customers to provide consumption vouchers, and if they do not receive a notification to upload consumption vouchers, then they do not need to upload them. However, everyone usually pays attention to keeping the relevant credentials, so as not to have nothing to provide when uploading consumption vouchers.

If you receive a notice to upload the consumption voucher but do not upload it, the loan platform may withdraw the loan and require the borrower to repay the loan as soon as possible.

Extended Materials. 1.Bacera Bank.

The full name is "CITIC Baixin Bank Co., Ltd.") is the first direct bank approved as an independent legal person, which is owned by China CITIC Bank.

Jointly initiated with the company. The market positioning is "financial management for the people and financing for the public", and will rely on China CITIC Bank's strong product R&D and innovation capabilities, customer management and risk management and control systems, as well as the company's Internet technology.

and user traffic resources to meet the personalized financial needs of customers and create a differentiated and unique market competitiveness of direct banks. It has launched three core businesses: consumer finance, small and micro finance and wealth management.

2.Since November 2015, China CITIC Bank and the company announced their intention to establish Baixin Bank, and after more than a year of hard work, on December 30, 2016, Baixin Bank was officially approved by the China Banking Regulatory Commission to start preparation. On August 15, 2017, it was approved by the China Banking Regulatory Commission to open for business.

It officially opened on November 18, 2017. Li Rudong, President of Baixin Bank, said that he would focus on intelligence and inclusiveness, build smart accounts and intelligent risk control.

and intelligent services, mainly for the dislocation of traditional banking services and untouched blank areas.

When you receive the information, you quickly provide it, you are under risk control.

If the consumption voucher of Baixin Bank is not uploaded, it may be settled.

If you have received a text message from Baixin Bank to upload the loan purpose certificate, if it is convenient to upload, it is recommended that you upload it according to the text message, if it is really inconvenient, please use the loan funds according to the contract, and it will not affect your subsequent loan.

Bacera Bank asks you to pass on the loan purpose certificate because the above regulatory requirements have arrived, and uploading it on time is good for creditworthiness.

It is reasonable for Bacera Bank to require you to upload the loan purpose certificate, which is the requirement of the above supervision and management, and it must be uploaded, otherwise it will affect your credit limit.

If you have received a text message from Bacera Bank uploading the loan purpose certificate, it is recommended that you upload it according to the SMS prompts, and if it is really inconvenient, please use the loan funds according to the contract, which will not affect your subsequent loans.

If you receive a text message from Baixin Bank prompting you to upload a consumption voucher, then you will have to upload the consumption voucher, and failure to send it will have an impact on the credit limit.

If you have received a text message from Bacera Bank uploading the loan purpose certificate, please upload it on time according to the SMS requirements; If you do not upload the relevant documents, it may have a negative impact on you. If you do have difficulties, you can call 400-818-0100 for more information.

Baixin Bank sends a text message to upload the voucher, which is spot-checked by the above regulator and must be uploaded on time.

Bacera Bank requires the user to upload the consumption voucher within the specified time and according to the requirements. If the consumption voucher is not uploaded within the specified time, or the uploaded consumption voucher does not meet the requirements, Bacera Bank may require the user to pay off all the outstanding amount in one lump sum. When the user's repayment ability is weak, they are required to pay off all the arrears at once, and the risk of overdue is very great.

Therefore, if the consumer loan applied by the user is approved by Baixin Bank, then please pay attention to keeping the consumption vouchers, electronic receipts, invoices, contracts, etc. after using the loan funds. Moreover, the amount of the consumption voucher submitted should be consistent with the loan funds used, and if there is a discrepancy in the funds, it will also be regarded as the user's consumption voucher is not compliant.

Of course, if there are special circumstances, such as the loss of consumption vouchers, etc., then the user can call the customer service of Bacera Bank**, and after explaining the specific situation, see if Bacera Bank will require the user to continue to upload the consumption voucher.