I hate cash and hope that the state will eliminate it as soon as possible. Truly realize electronic

Mobile payment is very convenient, but cash is also necessary, many people will not get it, especially the elderly, or cash-based.

Supports 144 banks.

108 savings cards, 32 credit cards, 4 foreign card associations) debit cards: Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, China Merchants Bank, Bank of Communications, Shanghai Pudong Development Bank, Minsheng Bank, Industrial Bank, Ping An Bank, China CITIC Bank, Guangfa Bank, Everbright Bank, Bank of Shanghai, Bank of Jiangsu, Guangdong Nanyue Bank, Bank of Hangzhou, etc.

Most of the banks that have opened the interface include Bank of China, Agricultural Bank of China, China Construction Bank, China Merchants Bank, etc., and other banks are still in the process of accessing. Large commercial banks generally support it.

Hello, basically the major banks can be bound, rural commercial banks or postal savings are not, if you want to do ** or other investments, you can consult me! Guotai Junan wishes you a happy investment!

The above content is for your reference, and the actual business regulations shall prevail.

Now, all banks want to use the NFC function on the mobile phone to make mobile payments, one is to replace the bank magnetic stripe card, and the other is to go deep into the user's life through the program installed on the mobile phone.

At present, the mobile wallets of users are dominated by mobile wallets of mobile operators and the bank's own mobile wallet programs, and the hardware basis is mobile phones that support NFC and mobile phone SIM cards with SWP-NFC function that contain SE units.

The previous SIM card does not work, you have to go to the operator to change an NFC-SIM card)

There are now 3.5 million cash register POS machines in the country that can support NFC wireless payment, and UnionPay calls it QuickPass, Tap Card, etc.

Bank of China has also issued its own mobile wallet software, which is installed in NFC mobile phones, which can realize the swiping of mobile phones on the QuickPass POS machine.

If you use China Mobile's mobile wallet software, you can also make the NFC mobile phone a bus card,,, which has more functions than the e-wallet software of a simple bank.

1. The accounting entries for the payment of bank charges are:

Borrow: Finance Expenses.

Credit: Bank deposits.

2. Description. The "Financial Expenses" account accounts for the financing expenses incurred by the enterprise to raise the funds required for production and operation. This includes interest expense (minus interest income), foreign exchange gains and losses, and related handling fees, cash discounts incurred or received by the company, etc.

This account is the "loss" of the profit and loss category, and the increase in expenses is debited when financial expenses are incurred.

Pay bank chargesAccounting entries borrow financial expenses - financial fees, and bank deposits can be credited.

Financial expenses refer to the financing expenses incurred by enterprises in the process of production and operation to raise funds. It includes interest expenses (minus interest income), foreign exchange gains and losses incurred during the production and operation of enterprises (some enterprises such as commodity circulation enterprises and insurance companies are separately accounted for and are not included in financial expenses), handling fees of financial institutions, cash discounts incurred or received by enterprises, etc. However, the interest expenses incurred during the preparation period of the enterprise should be included in the start-up expenses; Borrowing costs incurred for the acquisition, construction or production of assets that meet the conditions for capitalization should be capitalized"Construction in progress"、"Manufacturing costs"and other accounts.

Main content: 1) Interest expense refers to the net amount of interest expenses (excluding capitalized interest) such as interest on short-term borrowings, interest on long-term borrowings, interest on bills payable, interest on bills discounted, interest payable on bonds, interest payable on long-term foreign equipment payable, etc., minus interest income from bank deposits. Finance Expenses.

2) Exchange loss refers to the difference between the bank**, the selling price and the exchange rate used in the bookkeeping due to the sale or purchase of foreign exchange from the bank, and the difference between the amount of the bookkeeping RMB and the original book RMB amount converted by the closing balance of various foreign currency accounts at the end of the month (quarter, year) according to the exchange rate prescribed at the end of the period.

3) The relevant handling fee refers to the handling fee paid for the issuance of bonds (except for the handling fee to be capitalized), the bank fee for issuing bills of exchange, the handling fee for adjusting foreign exchange, etc., but excluding the handling fee paid for the issuance of **.

4) Other financial expenses, such as financial lease expenses incurred in financial leasing of fixed assets.

Credit: Bank deposits.

Debit: Finance Fee - Handling Fee.

Debit: Finance Fee - Handling Fee.

Credit: Bank deposits.

Some banks will upgrade or maintain from time to time, and when the upgrade or maintenance is completed, it will return to normal, and you can use another card or wait for a day or two to complete the maintenance before paying. Under maintenance, the bank is undergoing system upgrade and maintenance, and online banking and automated service terminals are temporarily unavailable. Pay attention to the maintenance of the bank's public affairs at any time, and reasonably adjust the business processing time; If you have any questions, you can call your bank's customer service for help.

What does it mean to be temporarily unavailable in card maintenance.

"Bank card maintenance" means that the relevant bank is carrying out an upgrade operation, which may change some information within the bank, which has nothing to do with the user, and only needs to wait a few hours to complete the maintenance, and then use the bank card to make a payment. During the upgrade of the banking system, the counter business will not be affected, and if you need to deposit and withdraw money, you can go to the counter to handle the relevant business.

Click on My Alipay, Alipay Quick Payment, Bank Card Management, you can add, change and delete bound bank cards.

Please log in to "My Alipay" - Account Management - click "Manage" in the lower right corner of the bound bank card screen - find "Delete Card", and you can delete it. Then re-bind the new card.

In general, there are options for other banks to pay on the page before payment;

If it is a bound customer, it is recommended to delete the original binding and add a new payment bank.

You can change it at the time of payment.

On the payment page, click on the payment method to choose which bound bank card to pay.

You just need to choose the bank you want to use when you make the payment.

1. The association method is different.

2. The advantages are different.

Online banking considers the psychological feelings of users from all aspects of product experience, and forms a complete set of security mechanisms and means. These mechanisms and means include: hardware lock, payment password verification, terminal abnormality judgment, real-time monitoring of transaction abnormality, emergency freezing of transactions, etc.

This complete set of mechanisms will form a comprehensive security protection for users.

3. The service objects are different.

Online banking is mainly aimed at enterprises and institutions such as enterprises and departments. Enterprises and institutions can understand the financial operation of enterprises in real time through corporate online banking services, allocate funds within the organization in a timely manner, easily handle large quantities of online payment and payroll business, and handle L/C-related business.

UnionPay payment and online banking payment are both a means of payment, the difference is only in the payment channels of payment, and there is no difference in the use of substance.

1. First enter Alipay and click "My" in the bottom bar;

2. Click to enter "Bank Card";

3. In the bank card, select the card you want to delete;

4. Click "Bank Card Management";

5. Click the settings button at the top right of the page;

6. Click "Unbind";

7. In the pop-up dialog box, select "OK to unbind".

8. After that, enter the payment password to unbind it successfully.

9. Unbinding successfully.

The payment bank card added to Alipay can be deleted through the unbinding function.

Alipay's payment bank card unbinding steps:

1. Open the main page of Alipay, click My in the lower right corner to enter my page.

2. Click on the bank card option to enter the My Bank Card page.

3. On the My Bank Card page, select the bank card you want to delete, and click to enter the banking service page of the bank card.

4. Click the icon in the upper right corner to enter the management page of the bank card.

5. Click Unbind, click OK to unbind, and enter the identity verification page.

6. Verify the fingerprint or enter the payment password to unbind and successfully delete the payment bank card of Alipay.

Taking the mobile Alipay version as an example, the method of deleting the bank card bound in Alipay is as follows:

2. After entering, click on My in the lower right corner, then find "Bank Card", and then click to enter.

3. After entering, find the bank card you want to unbind, and then click to enter.

4. After entering, find the symbol in the red box in the lower figure in the upper right corner of the page, and then click to enter.

5. After entering, find "Unbind", and then click to enter.

6. Then click Confirm to unbind, enter the payment password, and successfully unbind the bank card from Alipay.

1. Log in to Alipay. After entering Alipay, on the home page.

On the right side, you can view the bank card information and red envelopes, etc., and click the [Manage] button behind the bank card.

2. Select to delete the bank card. At this time, it will jump to the bank card interface, the following picture is the bank card to be deleted, there is a blue [savings card] button in the upper right corner of the ICBC card, click to enter.

3. Perform the deletion operation. After entering the operation interface of the bank card, the [Delete] button will be displayed behind the bank card, and you can directly click the [Delete] button.

5. Unbinding. After clicking the [OK] button, the system will pop up the contact binding operation and ask for the payment password and mobile phone verification code.

6. The deletion is successful. After entering the above information correctly, click [OK] to delete, then the system will prompt you that the deletion is successful, and you can see that it has been deleted when you return to your main interface.

3.Once you're in, select the gear in the top right corner:

4.Once you're in, select "Unbind":

You can delete it in the bank card management.