With 100w spare money on hand, how should I manage my finances?

If you have 1 million spare money in your hand, you should take out half of the money to invest, it is best to make some industrial investment, it is best to make 30% to do some small business, so that it will be more safe, so that the remaining 20% can be used for capital turnover and life.

Go find a company to invest in shares, because the money of 1 million is indeed considerable, but it is not too much, you can't invest in any big products, if you can, you can also buy a house and put it there, in fact, buying a house will not drop the price, because the current house price is getting higher and higher.

If you have so much spare money in your hands, you can first choose the best investment, as well as the best investment, then you must master some ** common sense, as well as some dynamics of the increase, first understand and then invest so that you can avoid losses.

You can start your own business, or you can buy some**, or ** or something, but you must be cautious in your choice, try to find some people who understand finance to help you, otherwise you may lose your money, because this piece is particularly unstable.

I think you can take out 500,000 yuan to buy a variety of different financial products, and when you buy, you must learn to put your eggs in different baskets, and then store the other 500,000 in the bank, this kind of financial management method is very safe and will not have too much risk.

If I had all this spare money, I would definitely save half of it first, and then the other half would be used for food, clothing, housing, and other expenses, and then I would choose to travel with my friends and family, and spend almost half of the money, and then I would not spend it.

If you buy 10,000 yuan, you won't be able to earn anything by buying any financial products.

If you know how to do it, you can try to do it.

If you don't understand, you can try to lend, if the monthly interest rate is 3 cents, you can recover 3600 yuan a year, and at the same time you can roll the snowball bigger and bigger, but pay attention to control the risk!

Buy it··· Ten thousand is a little less... If you want to have a higher return, you can find a good prospect.

Now it is a small number of **medium and long-term bottom areas, if you only have 10,000 yuan, you can consider **601872 and hold it for a long time.

Funding is another matter.

Part of the money for insurance, part of the money for **, part of the money for **, part of the money to save,