Can the maximum amount of inter bank intra city transfer on mobile banking be 1 million per day?

Updated on Financial 2024-07-01
9 answers
  1. Anonymous users2024-02-12

    If it is a mobile bank transfer and remittance of China Merchants Bank, the maximum limit is 1 million for a single card and 5 million for a single transaction, and there is no annual limit.

    2. According to the security monitoring of the system, verification codes, face brushes and other verifications will appear when modifying or transferring.

    3. If the transfer is returned, the refund transfer amount will occupy the transfer amount, for example: the transfer of 100,000 yuan is returned, when modifying the transfer amount, it should be higher than 100,000.

    4. For non-resident ID cards (including temporary ID cards), the maximum daily transfer limit for mobile banking is 200,000 yuan, and within this limit, it needs to be modified through the counter and professional version.

  2. Anonymous users2024-02-11

    Hello! The transaction quota of ABC's personal bank is divided into the following situations:

    1.A security authentication device is not bound.

    1) Self-service registered users: a single transaction, 20,000 yuan per day;

    2) Counter registered users: a single transaction, a daily cumulative amount of 50,000 yuan, and a maximum of 500,000 yuan per day after opening the face transfer function.

    2.A secure-certified device has been bound.

    1) General K treasure: a single transaction of 1 million yuan, a daily cumulative of 5 million yuan (you can apply for a quota increase at the counter, subject to the review of outlets);

    2) K order: a single transaction, a daily cumulative of 500,000 yuan.

    Tips: If the limit of your bank card is suddenly adjusted or the transaction limit is overrun, it may be the protection measures of our bank for your account, please bring your ID card and bank card to the nearest Agricultural Bank of China to inquire about the specific reason.

  3. Anonymous users2024-02-10

    The mobile banking transfer limit can be modified, you can change it by yourself in the mobile banking settings, or you can go to the bank branch and ask the staff to assist in modifying it.

  4. Anonymous users2024-02-09

    At present, the limit of a single transfer can reach 200,000 yuan, and the limit of daily cumulative transfer is even as high as 40 million yuan. Therefore, the transfer of more than 1 million to the bank card on the same day with the mobile phone can be achieved through multiple transfers. Whether the mobile phone can transfer 1 million at a time depends on whether you have opened the large-value transfer function.

    Generally speaking, the large amount is the mobile banking that needs to be opened by yourself, and the small amount.

    Yes, it is operable.

    1. Large-value transfer function

    Taking ICBC as an example, the "one-click large-value transfer" function is currently only available on mobile banking, and the following conditions must be met for activation:

    Take iPhone 12 and iOS 14 as examples.

    1.Register mobile banking at the counter and open the authority for external transfers;

    2.ICBC e-payment has been activated.

    and set a 6-digit payment password;

    3.The current login device is a payment-bound device.

    You can activate the function in the following ways:

    1.Send money via mobile banking "Favorites - Transfers".

    When handling the remittance of "domestic remittance", if the remittance amount exceeds the single limit of ICBC e-payment, you can choose to open a one-click large-value transfer during the remittance process;

    2.Through the "Favorite-ICBC e-Payment-Payment Limit" column of mobile banking, you can set a single transaction and daily cumulative limit. If the page shows "Quota can be raised", it means that you are eligible for quota adjustment.

    Tips: From August 11, 2019, when using a self-service registration card for large-value transfers, the system will guide customers to complete the upgrade of the self-registration card to a counter registration card, and the large-value transfer can be made after the linkage upgrade.

    2. Mobile banking transfer limit

    Mobile banking transfer limits vary from bank to bank

    1.The transfer limit of ICBC mobile banking is: a maximum of 1 million yuan for a single transaction and a maximum of 5 million yuan per day.

    2.The transfer limit of ABC's mobile banking is as follows: a maximum of 1 million yuan for a single transaction and a maximum of 5 million yuan per day.

    3.The transfer limit of CCB's mobile banking is up to 500,000 yuan for a single transaction and 1 million yuan per day.

    4.The transfer limit of Bank of China Mobile Banking is a maximum of 1 million yuan for a single transaction and a maximum of 2.5 million yuan per day.

    At present, the limit of a single transfer can reach 200,000 yuan, and the limit of daily cumulative transfer is even as high as 40 million yuan. Therefore, the transfer of more than 1 million to the bank card on the same day with the mobile phone can be achieved through multiple transfers.

    Steps for Mobile Banking Transfer:

    Take iPhone 12 and iOS 14 as examples.

    1. Log in to Mobile Banking and fill in the correct username.

    and password to complete the login;

    2. Select Transfer-Peer Inter-bank Transfer, click on the transfer account on the transfer page to select other banks;

    3. Fill in the beneficiary information correctly, click Submit, and enter the mobile phone verification code and dynamic password correctly to complete the operation.

  5. Anonymous users2024-02-08

    It depends on whether you have enabled the large-value transfer function. Generally speaking, large amounts need to be opened by themselves, and small amounts of mobile banking can be operated.

  6. Anonymous users2024-02-07

    Yes, you have to have a U shield, a single 1 million, if you don't have 500,000.

  7. Anonymous users2024-02-06

    1. ICBC inter-bank transfer time.

    2. Cross-system according to the time of the People's Bank of China.

    2. Inter-bank transfer time of China Merchants Bank.

    2. Inter-bank and intra-city accounts can be received within 2 working days. Under normal circumstances, funds can be received within 5 working days.

    3. The inter-bank transfer time of CCB.

    2. 1-3 working days across banks.

    4. Inter-bank transfer time of Agricultural Bank of China.

    5. Inter-bank transfer time of Bank of China.

    2. 1-3 working days across banks.

    Question: Hello teacher! It is inter-bank to transfer from Hangzhou to Shaoxing, but the transfer amount is several million, which was transferred less than 3 o'clock in the afternoon last Thursday, and it has not arrived until this evening

  8. Anonymous users2024-02-05

    For security reasons, domestic bank cards have transfer limits, although they can be set, but the general default limit is 50,000 per day, of course, this depends on which bank which card, different levels of card limits may be different. It is recommended to go to the bank counter for large transfers.

  9. Anonymous users2024-02-04

    Of course not. For personal accounts, the maximum daily limit is only 2 million.

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