Freshman girls are better to save or invest in regular funds

I am an advocate of regular investment.

Here's why:1If you don't understand the regular investment, you can learn it, you can check it online or go to the bank to consult the relevant staff. If you don't know how to do it, I'm afraid you won't be able to do anything.

2.Don't think it's risky just because you mention regular investment. Regular investment just says:

Invest in a fixed amount on a regular basis. **Broadly divided into**type, bond type, currency type. These three types are the most volatile, risky, and profitable.

Bonds are the next most important ones. The currency type is basically risk-free, but the return is low. However, the interest rate is still higher than that of fixed deposits, and it is still compound interest.

3.If you have money now, you can make a small amount of regular investment. After all, you are young now, and your learning ability and energy are better, so you can take the opportunity to learn more useful knowledge. You don't have to let it make as much money as you want, as long as you can learn the knowledge of investment and financial management.

That's all, how to control the specific risks, you have to learn more about the Internet and your own situation to master. I won't go into any more detail here.

I wish you a full return on the road of investment and financial management.

From the perspective of comprehensive learning, you are still full of age, and you should start to do this when you are four or five years old (which is the ideal situation in China), and you are still young from the perspective of your freshman year, and it is even more rare for you to have financial concepts at such a young age, and at the same time you can consult online. So I suggest you make some investment, start playing from now on, if you have talent in this area, maybe it will become your main business in the future, if you don't have talent, play a game, and then look for other areas to find yourself, people with a mind like you as long as you persevere, the future life will be very good!

For the knowledge of investment, you can ** electronic mule software, which can go down to a large number of ** tutorials. Learning something new may not be comfortable at first, but you can also listen to Anthony Robin's potential development course in the e-mule software, for he is the world's greatest potential master, you will be impressed after just a few lessons.

Do you know about regular investment? Save it, insurance!

**Regular investment is a financial management method with free time and low difficulty coefficient, which is the best choice for beginners. There will also be many friends who say that **regular investment is not profitable, that is, you fell into a few traps of **regular investment, today I will talk about the skills and common pitfalls of **regular investment.

First of all, list a financial management course that is more useful for increasing income, and then take 7 days to complete it, and you will feel the rapid improvement of financial management ability: limited-time benefits! Click to join the financial bootcamp and triple your income.

3. Are bonds** and currencies** suitable for regular investment?

It is best to choose a regular investment**volatile one**.

Regular investment is originally an investment tool to smooth fluctuations, but some people choose to invest in bonds, currencies, and this kind of volatility is small, if the fixed investment bond base or cargo base, it will not make any sense.

In the unilateral** bond bull market, if you want to get a high income, you have to choose a one-time investment.

Therefore, it is necessary to buy the most volatile varieties of fixed investment. There are many types, and I recommend that I recommend that partial stocks** or index** regular investment fluctuate greatly.

Investment needs a guide, and a mature set of ** courses can allow you to avoid detours: click to learn about "** training camp", and start the road to wealth in 7 days.

Click on the link in the article to learn about the financial training camp, so that you can get twice the result with half the effort on the road to financial management!

Good, of course, it means that you are very forward-looking, but it has something to do with your current monthly living expenses, if it affects your normal school life expenses, it shouldn't be, I made a **regular investment last year, you know that it was a year of **big fall, plus the cost is a little tight and quit, but if I work in the future, I will definitely engage in financial management, because I have money to operate.

Well, save your extra money, you can use it in a few years, and the interest rate is higher than in the bank.

Okay, regular investment, small investment, big returns.

**Regular investment depends on personal investment purpose and risk tolerance, and has little to do with the identity of the investor.

After answering a lot of questions about students' regular investment, I think students are divided into two types, most of them are extremely risk-averse and just want to maintain their value and outperform inflation, and a few are aggressive risk-takers who want to obtain a higher level of returns. For the former, currencies**, bonds** are recommended. For the latter, **, mixed ** are recommended.

Please be seated.

Currency ** recommendation: Wanjia currency, Huaxia cash profit.

Bonds**: ICBC Tianyi, Wells Fargo Industrial Bonds, Southern Dolly.

: GF Core, GF New Economy, Harvest Research, Invesco Preferred Hybrid**: Huaxia Return, Fuguo Tiancheng Dividend.

If you don't understand anything, please sincerely welcome to ask; If you are lucky enough to help you, please adopt it in time! Thanks!

Not suitable for college students, everyone's investment style and risk tolerance are different, aggressive people can invest in **type**, moderate type can invest in bonds** or currency**, conservative type can invest in currency**.

You can buy it, it's best to choose a good ** to buy. However, the regular investment method may not be profitable.

Be sure to buy, at least 300 yuan per month, buy**type**.

The company is a professional business institution, but also a three-dimensional investment platform.

Take ** alone, it can not only be sold over-the-counter like a bank, but also sold on-site like ** trading, and can also transfer ** share from over-the-counter to on-site according to your needs (for example, there is a price difference between the market and the market to arbitrage), and the **share can be transferred from the over-the-counter to the market (but only a more professional ** company can help you do this).

Also, after the most fierce market-oriented competition, the company's handling fee has been reduced to a state of small profit and capital preservation, which is not a more welcome reason for investors?

1.After the expiration of three years, it is just that the fixed investment will no longer be automatically deducted, but the ** share is still there, and you can choose to redeem it or choose to continue to hold it. **Regular investment focuses on long-term investment, obtaining average returns, it is difficult to say how much the income is, but it is unlikely to lose, and the average return of three years is much higher than the bank interest.

Except for long-term bear markets).

2.If you are sure that it is a regular investment for three years, you will choose the back-end, because if you hold it for more than three years, you can be exempted from the handling fee when redeeming.

3.After three years, you can apply for a regular investment again.

PS: **The minimum amount of regular investment is 200 yuan.

The risk is related to the type of investment and the length of time. Since it is a college student and it is used after graduation, the time of regular investment should not exceed 4 years.

Among the types of currency, the risk of currency is the least, and the return is also the lowest, probably similar to bank deposits, and the advantage is that it has good liquidity, which is not suitable for you. The second riskier is the bond**, whose return depends on the quality of the market, and it is not suitable for you. Then there is ****, which is characterized by high risk and high return.

Now, it is the low point of the **market, which is suitable for entering the regular investment****. In ****, the risk is slightly less mixed, the risk is slightly greater is the whole ****, the index ** is one of them, but the index ** is also the most suitable for regular investment, the reason is that the index ** will fluctuate with the index, the direction is a little better, and the cost of regular investment can be averaged.

Having said all this, it is recommended that you invest in a combination of high and low risk, rather than one**, which can reduce the risk:

Combination: 1 Mixed ** + 1 Exponent**.

Mixed**: China Dividend**; Index**: Harvest 300 Index**.

This combination is a combination that I have invested in for 3 years, and the income is not bad.

The above is my own summary, not a copy, I hope it can be used for your reference.

You can choose [Huaxia Advantage] [Huashang Shengshi Growth], and you can check the ranking and situation of these two ** online.

It is recommended to start with at least 200 regular investment per month! The stipulation is 100 starting point.

I am also a student, I recommend you to go to ICBC to invest in the CSI 300 index type from time to time, and recommend Harvest 300 or Huaxia 300

In addition, the principal-guaranteed type, bond type, and currency type are not suitable for regular investment, and the regular investment is suitable for the choice of **type and index type**, because they fluctuate greatly, and long-term investment can effectively amortize the cost. As long as you have a minimum investment of more than 200 yuan per month, as for the income, you can go to the bank (if you buy it in the bank) to print the list, or you can log in to the **company** you bought** and enter the ID number and password (the last six digits of the ID card) in the query column to see the details of your **. You can also simulate your own income in China, and you can also see the details of the ** very clearly.

Hopefully, the following points will be helpful to you.

There are many back-end charges, such as: Dacheng 300, Southern 500, Rongtong 100, Industrial Trend, Desheng Advantage, GF Jufeng and so on. Auto-Investment** can also be redeemed at any time.

The Southern 500 is still good and can be considered. I started regular investment in 07, it's been more than three years, and it's not the best, but it's still profitable, and the longer it takes, the cost will be reduced, and the risk will be reduced.

**There are two charging methods: one is the front-end fee, which is the default one, that is, the handling fee must be paid proportionally every month, which increases the cost of regular investment. If you buy it at the bank counter, the handling fee is, buy it in the online bank, the handling fee is 68% off, and if you buy it on **company**, the minimum handling fee is 4% off.

There are also redemption fees that vary at the time of redemption. There is also a back-end fee, that is, there is no handling fee at the time of ** every month, but the holding time must reach the time specified by the ** company (ranging from 3 to 10 years) before redeeming, and there is no handling fee, which can save a lot of handling fees in the long run.

Therefore, it is best to choose a back-end fee for regular investment. Not all of them have a backend.

The second is to change the cash dividend to dividend reinvestment, so that if the company pays dividends, the cash will be automatically repaid, and there is no handling fee for this part.

The third is that if you don't have money to invest this month or the ** price is very high, **** is also very high, you can also stop investing for one to two months, which will not affect the regular investment in the future, but do not stop investing for three consecutive months, if it is suspended for three consecutive months, the regular investment will automatically stop.

Fourth, in the bull market, the price also rises more, at this time you can appropriately reduce investment, if you are in a bear market, you can increase investment appropriately to increase the share.

[Huaxia Advantage] [Huashang Shengshi Growth] has stopped subscribing, and the view is the same as dzb1234567

Hello, there are two types of investment (open-ended): one is to buy, and the other is regular investment.

If you don't understand**investment, it is recommended to consider **investment**investment,**investment does not require high investment knowledge, if you make short-term investment, for the purpose of earning the price difference, (this is recommended to buy**type**) as long as you do "buy at a low price, **sell" and combine the social and economic development situation to basically make a profit, of course, the important point is very important, to combine the income of ** over the years and the development of the industry invested in to choose which one to buy**; In addition, the manager's management ability is also very important, which can be selected by observing the benefits of his management.

The above roughly introduces some common sense of buying**, and the following is an introduction to regular investment**:

It is recommended to take out 500-1000 per month for regular investment**, and the rest can be saved to see the opportunity to buy**type**.

If you invest regularly, you can take the ** type or consider the hybrid type, these two kinds of returns are relatively high, of course, the risk is naturally greater.

It is recommended to invest in the hybrid type, and the risk is smaller than that of the ** type. I have a hybrid ** that I think is very good, it takes a long time, and it is relatively stable. That's it"Galaxy Yintai Blend **:

150103" I'm just investing regularly, if you are interested, you can try it, there is an investment platform (**) on the Internet.

Probably these, take a look at them on the Internet.

How stable is hope? No losses allowed? Or is it not allowed to lose more than 3%? Or is it not allowed to lose more than 20%?

Generally, we will first choose the type that suits us according to the above questions, and then in this type, go to **comprehensive** such as every day** network to check the various income rankings of this category, such as three-year total income ranking, two-year ranking, one-year ranking, etc. Select the relatively good ones, and then select the companies with a good and stable reputation. That's pretty much it.