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You can save taxes and fees are calculated according to the tax ** transaction ** and appraisal ** take the high value But who wants to pay more Hehe The situation you said will definitely appear in the low evaluation Generally, it is an IOU in the early stage to make up the balance on the day of the transfer, destroy the IOU, and transfer the property at the same time This is not simple It is difficult to make the appraisal price low.
Here's a breakdown of you do the math.
Less than 5 years: 1. Deed tax: 3% for guidance ** or more than 144 square meters;
Guidance ** below and 144 square meters or less;
First time buyers below 90 square meters 1%;
2. Stamp duty: 1/1000 (exempted from stamp duty for first-time buyers);
3. Handling fee: 6 yuan per square meter;
4. Land transfer fee: 1%;
5. Registration fee: 80 yuan;
6. Drawing material fee: 20 yuan;
7. Business tax: The purchase of ordinary residential buildings (below the guidance ** and below 144 square meters) will be subject to the difference in business tax;
8. Individual income tax: 1%.
More than 5 years: 1. Deed tax: 3% for guidance ** or more than 144 square meters;
Guidance ** below and 144 square meters or less;
First time buyers below 90 square meters 1%;
2. Stamp duty: 1/1000 (exempted from stamp duty for first-time buyers);
3. Handling fee: 6 yuan per square meter;
4. Land transfer fee: 1%;
5. Registration fee: 80 yuan;
6. Drawing material fee: 20 yuan;
7. Individual income tax: 1% (exempted from property rights for more than five years and the only house).
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Do you pay taxes there according to the appraised value?
We're here to follow the deal**.
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This is a small matter, it is very troublesome to find a bank loan, listen to the procedure first: 1. Submit the application first, 2. Wait for the assessment, (you say that it is worth 300,000 yuan, the bank will only be worth 200,000 yuan after the assessment, and you have no rut) and then you must bring valid documents such as real estate certificate (must be your own name), ID card, marriage certificate, joint signature of husband and wife, etc.
If you really need 10,000 yuan, you can have the following tricks: 1. Go to the bank to get a credit card overdraft. 2. Borrowing money from a real estate agent on the street, the interest rate is a little higher than that of the bank, about 7-8%. The second is to borrow from relatives and friends, and say in advance that you can pay some interest.
Life will inevitably encounter problems, don't worry, let alone be short, think of more ways, and if you can't think of it, discuss it with your best person. Bless you.
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The house is worth 300,000 yuan, and the mortgage is 10,000 yuan, of course.
But you can only borrow 210,000 at most, not 300,000.
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Yes, take your real estate certificate to the bank for mortgage, but the interest is also high, you can ask and see it.
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The minimum mortgage should be 30,000, which is too little for the bank to play with.
It's best to borrow it! The loan fee is quite high!
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You can borrow 10,000 yuan casually, how troublesome it is to borrow! The handling fee is quite large.
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It is possible to apply for a small loan.
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It should be possible.
But if you only need 10,000 yuan, it is better to borrow it directly from a friend. The loan process is also quite complicated.
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, my understanding is that -2 and 1 are 3 different, 31 and 1 are 30, 70 and 31 are 39, 112 and 70 are 42, and 155 and 112 are 43.
30-3=27,39-30=9,42-39=3,43-42=127,9,3,1 is a rule, each number is divided by 3, so to find the law is to find out how much they differ first, and then find a law according to addition, subtraction, multiplication and division.
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-2 1 31 70 112 155
where -2 to 1 is 1-(-2)=3
1 to 31 is 31-1 = 30
31 to 70 is 70-31 = 39
70 to 112 is 112-70 = 42
112 to 155 is 155-112 = 43
The resulting number is in order.
Primitive array (group 1) -2 1 31 70 112 155
Difference group (Group 2) (3) (30) (39) (42) (43).
At this time, the second group will continue to follow the algorithm of the first group, and the third group will be valued:
Difference group (Group 2) (3) (30) (39) (42) (43).
Resulting difference group (group 3) (27) (9) (3) (1).
At this point, we can see that in the third set of values, from the last number (i.e., 1) forward, it is all multiplied by 3, i.e. 1x3=3 3x3=9 9x3=27
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140 140 11 1 = 1 5
108/144 = 3 4,
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1/4+1/12+1/24+1/40+1/84+1/112+1/144+1/180
If you add 1 60 after 1 40, it will be easier to calculate.
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For housing transactions under the age of five years, it is necessary to pay about 6/1000 of the assessment fee, 1% of the individual income tax, 5% of the business tax, and 5% of the stamp duty. The handling fee is several hundred yuan, and the deed tax is less than 90 square meters and 1%. If the buyer has other properties in his name, the deed tax is 3%.
All taxes are calculated and paid according to the appraised value. Your transaction price is not counted. (This is from other netizens).
Basically, there is no more, the property of the parents and children are the first in line to inherit, if the eldest has given up the inheritance in writing, then the house basically has nothing to do with the boss, and the children of the eldest of course have no inheritance rights. Unless the second child also died unexpectedly and there is no will, and the house has not been transferred to the second child, then the grandchildren may enjoy the inheritance together.
I think that 4 million can buy a house with a large square meter in New York, USA, which is very comfortable.
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